Last update: Nov 2026

Cost of Living Comparison Between Ndola and Belgrade

For one person, living is cheaper in Ndola: $700 a month against $1,541 in Belgrade, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Ndola
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Ndola Living Index
74

Cost of Living Index in Belgrade
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Belgrade Living Index

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Ndola

🇿🇲 Zambia

$700

/mo nomad

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Monthly Cost of Living

How much you'll spend in Ndola and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ndola and in Belgrade actually costs, broken down by who's living it.

A single person spends $700 per month in Ndola vs $1,541 in Belgrade, rent included.

Ndola $700
Belgrade $1,541

A couple spends around $1,694 per month in Ndola vs $2,351 in Belgrade, rent included.

Ndola $1,694
Belgrade $2,351

A family of three spends $2,689 per month in Ndola vs $3,161 in Belgrade, rent included.

Ndola $2,689
Belgrade $3,161

Ndola is about 55% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Ndola sits 48% below the global median, while Belgrade is 14% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.51 ZMW 112

$13.43 RSD 1,398

-58.97%

Three-Course Dinner for Two, Mid-Range

$29.25 ZMW 593

$58.0 RSD 6,036

-49.56%

Fast Food Meal (McDonalds, etc)

$4.90 ZMW 99.3

$13.30 RSD 1,384

-63.16%

Cappuccino

$2.68 ZMW 54.4

$3.05 RSD 317

-12.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ZMW 10.16

$2.82 RSD 293

-82.27%

Water (0.33 liter bottle)

$0.24 ZMW 4.84

$2.28 RSD 238

-89.47%

Local Beer (0.5 liter draught)

$1.21 ZMW 24.46

$3.66 RSD 381

-66.94%

Imported Beer (0.33 liter bottle)

$2.16 ZMW 43.71

$4.18 RSD 435

-48.33%

Milk (1 liter)

$1.58 ZMW 31.94

$1.41 RSD 147

12.06%

White Bread (500g)

$1.17 ZMW 23.66

$1.16 RSD 121

0.86%

Rice (white) (1kg)

$2.10 ZMW 42.50

$2.53 RSD 263

-17.00%

Eggs

$1.61 ZMW 32.58

$2.80 RSD 292

-42.50%

Local Cheese (1kg)

$9.96 ZMW 202

$10.93 RSD 1,137

-8.87%

Chicken Fillets (1kg)

$6.21 ZMW 126

$6.80 RSD 708

-8.68%

Beef Round Steak (1kg)

$6.44 ZMW 131

$15.40 RSD 1,603

-58.18%

Apples (1kg)

$1.44 ZMW 29.29

$1.63 RSD 170

-11.66%

Banana (1kg)

$2.34 ZMW 47.50

$1.75 RSD 182

33.71%

Oranges (1kg)

$3.19 ZMW 64.7

$1.78 RSD 186

79.21%

Tomato (1kg)

$1.55 ZMW 31.51

$3.04 RSD 316

-49.01%

Potato (1kg)

$2.49 ZMW 50.5

$0.97 RSD 101

156.70%

Onion (1kg)

$1.83 ZMW 37.11

$0.65 RSD 67.7

181.54%

Lettuce (1 head)

$1.15 ZMW 23.31

$0.74 RSD 77.2

55.41%

Water (1.5 liter bottle)

$0.56 ZMW 11.44

$0.72 RSD 75.3

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 ZMW 58.4

$4.53 RSD 471

-36.42%

Wine (Bottle)

$9.94 ZMW 201

$8.25 RSD 858

20.48%

Local Beer (0.5 liter bottle)

$1.42 ZMW 28.88

$0.86 RSD 89.8

65.12%

Imported Beer (0.33 liter bottle)

$2.23 ZMW 45.25

$1.43 RSD 148

55.94%

One-way Ticket (Public Transport)

$0.77 ZMW 15.51

Taxi Start (Normal Tariff)

$2.42 ZMW 48.96

$3.10 RSD 323

-21.94%

Taxi (Normal Tariff) (1km)

$1.50 ZMW 30.35

$0.98 RSD 102

53.06%

Taxi 1hour Waiting (Normal Tariff)

$5.04 ZMW 102

$17.10 RSD 1,780

-70.53%

Gasoline (1 liter)

$1.32 ZMW 26.83

$1.87 RSD 195

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,474 ZMW 151.5K

$30.9K RSD 3.2M

-75.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ZMW 501.8K

$24.1K RSD 2.5M

2.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.8 ZMW 1,416

$215 RSD 22.4K

-67.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.63 ZMW 216

$25.55 RSD 2,659

-58.40%

Internet (50+ Mbps, Unlimited Data)

$53.8 ZMW 1,090

$35.40 RSD 3,685

51.92%

Gym Membership (Monthly)

$40.62 RSD 4,228

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

Cinema Ticket

$6.04 ZMW 122

$7.99 RSD 832

-24.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 ZMW 2,986

$453 RSD 47.2K

-67.50%

International Primary School, 1 Child (Yearly)

$20.3K ZMW 411.2K

$12.4K RSD 1.3M

64.03%

Jeans (Levis 501 Or Similar)

$24.47 ZMW 496

$112 RSD 11.6K

-78.09%

Summer Dress (H&M, Zara, etc)

$17.37 ZMW 352

$47.56 RSD 4,951

-63.48%

Sport Shoes (Adidas, Nike)

$45.04 ZMW 913

$114 RSD 11.8K

-60.35%

Men's Leather Business Shoes

$65.7 ZMW 1,332

$147 RSD 15.3K

-55.23%

1-bedroom Apartment, City Center (Monthly)

$176 ZMW 3,563

$829 RSD 86.3K

-78.80%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ZMW 3,025

$540 RSD 56.2K

-72.38%

3-bedroom Apartment, City Center (Monthly)

$371 ZMW 7,525

$1,508 RSD 157.0K

-75.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,483 ZMW 30.1K

$975 RSD 101.5K

52.13%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

Average Monthly Net Salary (After Tax)

$602 ZMW 12.2K

$1,276 RSD 132.8K

-52.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

544.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: November 3, 2026

Last update for Belgrade: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ndola

$218 31.2%

Belgrade

$241 15.6% 10.2% $22

Accommodation & Living

Ndola

$149 21.3%

Belgrade

$540 35.1% 262% $391

Monthly Utilities & Internet

Ndola

$134 19.2%

Belgrade

$276 17.9% 105% $141

Eating Out

Ndola

$104 14.9%

Belgrade

$231 15% 122% $127

Clothing & Footwear

Ndola

$69 9.8%

Belgrade

$189 12.3% 175% $120

Getting Around

Ndola

$13 * 1.9%

Belgrade

$8 * 0.5% 38.3% $5

Sport & Entertainment

Ndola

$12 * 1.7%

Belgrade

$57 3.7% 368% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $176 in Ndola versus $829 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Belgrade are about 2.1 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29 in Ndola versus $58 in Belgrade. Monthly groceries follow the same trend: $218 vs $241 – making Ndola the more affordable choice for daily food spending.

Good to know

🇿🇲 Ndola

🇷🇸 Belgrade

🕒 Local time

03:27 3:27 AM

02:27 2:27 AM

1 h behind Ndola

🌤 Weather

👥 Population

455,194

1,197,714 Capital

💱 Currency

Zambian Kwacha ZMW ZK

Serbian Dinar RSD din

📈 Exchange rate

100 ZMW = 4.93 USD

100 ZMW = 4.39 EUR

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

RSD, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of November 6, 2026: 1 USD = 20.27 ZMW (100 ZMW = 4.93 USD). 1 EUR = 22.75 ZMW (100 ZMW = 4.39 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

USD to ZMW in detail →

On the map

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Between locations

Ndola Belgrade 6,480 km ≈ 9 h nonstop flight

From you

Ndola
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ndola vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $700 in Ndola, $1,541 in Belgrade – Ndola comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,050 per month in Ndola and $2,312 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ndola, especially for central apartments: a one-bedroom in the center costs $176 there versus $829 in Belgrade.

A mid-range dinner for two costs $29 in Ndola and $58 in Belgrade. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Belgrade, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Ndola, where all-in costs run around $700, than in Belgrade at $1,541. In Ndola it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ndola. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.