Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Ndola

For one person, living is cheaper in Ndola: $700 a month against $1,541 in Belgrade, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Belgrade
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Belgrade Living Index
34

Cost of Living Index in Ndola
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Ndola Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Ndola

🇿🇲 Zambia

$700

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Ndola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Ndola actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $700 in Ndola, rent included.

Belgrade $1,541
Ndola $700

A couple spends around $2,351 per month in Belgrade vs $1,694 in Ndola, rent included.

Belgrade $2,351
Ndola $1,694

A family of three spends $3,161 per month in Belgrade vs $2,689 in Ndola, rent included.

Belgrade $3,161
Ndola $2,689

Belgrade costs about 120% more than Ndola, and outside of rent the biggest gap is in eating out.

Belgrade sits 14% above the global median, while Ndola is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

$5.51 ZMW 112

143.74%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

$29.25 ZMW 593

98.26%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

$4.90 ZMW 99.3

171.43%

Cappuccino

$3.05 RSD 317

$2.68 ZMW 54.4

13.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$0.50 ZMW 10.16

464.00%

Water (0.33 liter bottle)

$2.28 RSD 238

$0.24 ZMW 4.84

850.00%

Local Beer (0.5 liter draught)

$3.66 RSD 381

$1.21 ZMW 24.46

202.48%

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

$2.16 ZMW 43.71

93.52%

Milk (1 liter)

$1.41 RSD 147

$1.58 ZMW 31.94

-10.76%

White Bread (500g)

$1.16 RSD 121

$1.17 ZMW 23.66

-0.85%

Rice (white) (1kg)

$2.53 RSD 263

$2.10 ZMW 42.50

20.48%

Eggs

$2.80 RSD 292

$1.61 ZMW 32.58

73.91%

Local Cheese (1kg)

$10.93 RSD 1,137

$9.96 ZMW 202

9.74%

Chicken Fillets (1kg)

$6.80 RSD 708

$6.21 ZMW 126

9.50%

Beef Round Steak (1kg)

$15.40 RSD 1,603

$6.44 ZMW 131

139.13%

Apples (1kg)

$1.63 RSD 170

$1.44 ZMW 29.29

13.19%

Banana (1kg)

$1.75 RSD 182

$2.34 ZMW 47.50

-25.21%

Oranges (1kg)

$1.78 RSD 186

$3.19 ZMW 64.7

-44.20%

Tomato (1kg)

$3.04 RSD 316

$1.55 ZMW 31.51

96.13%

Potato (1kg)

$0.97 RSD 101

$2.49 ZMW 50.5

-61.04%

Onion (1kg)

$0.65 RSD 67.7

$1.83 ZMW 37.11

-64.48%

Lettuce (1 head)

$0.74 RSD 77.2

$1.15 ZMW 23.31

-35.65%

Water (1.5 liter bottle)

$0.72 RSD 75.3

$0.56 ZMW 11.44

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

$2.88 ZMW 58.4

57.29%

Wine (Bottle)

$8.25 RSD 858

$9.94 ZMW 201

-17.00%

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

$1.42 ZMW 28.88

-39.44%

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

$2.23 ZMW 45.25

-35.87%

One-way Ticket (Public Transport)

$0.77 ZMW 15.51

Taxi Start (Normal Tariff)

$3.10 RSD 323

$2.42 ZMW 48.96

28.10%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$1.50 ZMW 30.35

-34.67%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

$5.04 ZMW 102

239.29%

Gasoline (1 liter)

$1.87 RSD 195

$1.32 ZMW 26.83

41.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

$7,474 ZMW 151.5K

313.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$24.8K ZMW 501.8K

-2.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

$69.8 ZMW 1,416

207.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

$10.63 ZMW 216

140.36%

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$53.8 ZMW 1,090

-34.18%

Gym Membership (Monthly)

$40.62 RSD 4,228

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

Cinema Ticket

$7.99 RSD 832

$6.04 ZMW 122

32.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

$147 ZMW 2,986

207.72%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$20.3K ZMW 411.2K

-39.04%

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

$24.47 ZMW 496

356.44%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

$17.37 ZMW 352

173.81%

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

$45.04 ZMW 913

152.22%

Men's Leather Business Shoes

$147 RSD 15.3K

$65.7 ZMW 1,332

123.37%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

$176 ZMW 3,563

371.75%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

$149 ZMW 3,025

262.12%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$371 ZMW 7,525

306.15%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$1,483 ZMW 30.1K

-34.27%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

$602 ZMW 12.2K

111.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-84.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Ndola: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Ndola

$149 21.3% 72.4% $391

Monthly Utilities & Internet

Belgrade

$276 17.9%

Ndola

$134 19.2% 51.3% $141

Groceries & Markets

Belgrade

$241 15.6%

Ndola

$218 31.2% 9.2% $22

Eating Out

Belgrade

$231 15%

Ndola

$104 14.9% 54.8% $127

Clothing & Footwear

Belgrade

$189 12.3%

Ndola

$69 9.8% 63.6% $120

Sport & Entertainment

Belgrade

$57 3.7%

Ndola

$12 * 1.7% 78.6% $45

Getting Around

Belgrade

$8 * 0.5%

Ndola

$13 * 1.9% 62.2% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $176 in Ndola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Belgrade are about 2.1 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58 in Belgrade versus $29 in Ndola. Monthly groceries follow the same trend: $241 vs $218 – making Ndola the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇿🇲 Ndola

🕒 Local time

21:43 9:43 PM

22:43 10:43 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

455,194

💱 Currency

Serbian Dinar RSD din

Zambian Kwacha ZMW ZK

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

100 ZMW = 4.93 USD

100 ZMW = 4.39 EUR

Exchange rates and currency converter

ZMW, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Zambian Kwacha exchange rates as of November 5, 2026: 1 USD = 20.27 ZMW (100 ZMW = 4.93 USD). 1 EUR = 22.75 ZMW (100 ZMW = 4.39 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Ndola 6,480 km ≈ 9 h nonstop flight

From you

Belgrade
Ndola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Ndola: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $700 in Ndola – Ndola comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,312 per month in Belgrade and $1,050 in Ndola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ndola, especially for central apartments: a one-bedroom in the center costs $176 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $29 in Ndola. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Belgrade, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Ndola, where all-in costs run around $700, than in Belgrade at $1,541. In Ndola it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ndola. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.