Last update: Oct 2026

Cost of Living Comparison Between Ndola and Ahmednagar

For one person, living is cheaper in Ahmednagar: $318 a month against $714 in Ndola, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

34

Cost of Living Index in Ndola
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Ndola Living Index
15

Cost of Living Index in Ahmednagar
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Ahmednagar Living Index

Jump to prices

Ndola

🇿🇲 Zambia

$714

/mo nomad

Ahmednagar

🇮🇳 India

$318

/mo nomad

Monthly Cost of Living

How much you'll spend in Ndola and in Ahmednagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ndola and in Ahmednagar actually costs, broken down by who's living it.

A single person spends $714 per month in Ndola vs $318 in Ahmednagar, rent included.

Ndola $714
Ahmednagar $318

A couple spends around $1,711 per month in Ndola vs $520 in Ahmednagar, rent included.

Ndola $1,711
Ahmednagar $520

A family of three spends $2,708 per month in Ndola vs $722 in Ahmednagar, rent included.

Ndola $2,708
Ahmednagar $722

Ndola costs about 124% more than Ahmednagar, and outside of rent the biggest gap is in groceries.

Both Ndola and Ahmednagar are more affordable than the global median – Ndola 48% lower, Ahmednagar 77% lower.

Meal at Budget Restaurant

$5.49 ZMW 111

$1.86 ₹177

195.16%

Three-Course Dinner for Two, Mid-Range

$29.74 ZMW 600

$8.63 ₹821

244.61%

Fast Food Meal (McDonalds, etc)

$5.02 ZMW 101

$4.13 ₹393

21.55%

Cappuccino

$2.81 ZMW 56.7

$1.65 ₹157

70.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 ZMW 10.57

$0.22 ₹20.86

136.36%

Water (0.33 liter bottle)

$0.24 ZMW 4.80

$0.17 ₹16.29

41.18%

Local Beer (0.5 liter draught)

$1.25 ZMW 25.24

$1.82 ₹173

-31.32%

Imported Beer (0.33 liter bottle)

$2.24 ZMW 45.28

$4.21 ₹401

-46.79%

Milk (1 liter)

$1.59 ZMW 32.04

$0.57 ₹54.4

178.95%

White Bread (500g)

$1.12 ZMW 22.54

$0.37 ₹35.63

202.70%

Rice (white) (1kg)

$2.01 ZMW 40.48

$0.63 ₹59.7

219.05%

Eggs

$1.55 ZMW 31.26

$0.93 ₹88.9

66.67%

Local Cheese (1kg)

$10.26 ZMW 207

$5.20 ₹495

97.31%

Chicken Fillets (1kg)

$6.13 ZMW 124

$3.24 ₹309

89.20%

Beef Round Steak (1kg)

$6.31 ZMW 127

Apples (1kg)

$1.52 ZMW 30.60

$1.22 ₹117

24.59%

Banana (1kg)

$2.34 ZMW 47.22

$0.62 ₹58.9

277.42%

Oranges (1kg)

$3.63 ZMW 73.2

$0.87 ₹82.6

317.24%

Tomato (1kg)

$1.51 ZMW 30.42

$0.47 ₹44.57

221.28%

Potato (1kg)

$2.59 ZMW 52.3

$0.34 ₹32.25

661.76%

Onion (1kg)

$1.83 ZMW 36.86

$0.33 ₹31.56

454.55%

Lettuce (1 head)

$1.09 ZMW 21.98

$0.44 ₹42.00

147.73%

Water (1.5 liter bottle)

$0.62 ZMW 12.61

$0.37 ₹35.53

67.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ZMW 60.9

$5.09 ₹485

-40.67%

Wine (Bottle)

$10.04 ZMW 203

$8.16 ₹777

23.04%

Local Beer (0.5 liter bottle)

$1.41 ZMW 28.35

$1.48 ₹141

-4.73%

Imported Beer (0.33 liter bottle)

$2.33 ZMW 46.98

$2.24 ₹214

4.02%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.05 ₹386

One-way Ticket (Public Transport)

$0.71 ZMW 14.38

$0.25 ₹23.96

184.00%

Public Transport Monthly Pass (Regular Price)

$7.53 ₹717

Taxi Start (Normal Tariff)

$2.50 ZMW 50.4

$0.50 ₹47.97

400.00%

Taxi (Normal Tariff) (1km)

$1.50 ZMW 30.36

$0.13 ₹12.35

1053.85%

Taxi 1hour Waiting (Normal Tariff)

$4.83 ZMW 97.5

$1.60 ₹153

201.87%

Gasoline (1 liter)

$1.36 ZMW 27.49

$1.13 ₹107

20.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,316 ZMW 147.6K

$11.2K ₹1.1M

-34.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K ZMW 557.4K

$24.0K ₹2.3M

14.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.2 ZMW 1,579

$12.54 ₹1,194

523.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 ZMW 206

$2.07 ₹197

394.20%

Internet (50+ Mbps, Unlimited Data)

$53.5 ZMW 1,080

$3.15 ₹300

1599.05%

Gym Membership (Monthly)

$14.50 ₹1,380

Tennis Court (1 Hour on Weekend)

$6.12 ₹582

Cinema Ticket

$5.82 ZMW 117

$4.17 ₹397

39.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 ZMW 2,735

$70.8 ₹6,738

91.55%

International Primary School, 1 Child (Yearly)

$16.9K ZMW 340.0K

$1,496 ₹142.4K

1026.61%

Jeans (Levis 501 Or Similar)

$23.40 ZMW 472

$18.85 ₹1,795

24.14%

Summer Dress (H&M, Zara, etc)

$15.27 ZMW 308

$17.41 ₹1,658

-12.29%

Sport Shoes (Adidas, Nike)

$44.59 ZMW 900

$13.50 ₹1,286

230.30%

Men's Leather Business Shoes

$70.4 ZMW 1,420

$10.52 ₹1,001

568.73%

1-bedroom Apartment, City Center (Monthly)

$171 ZMW 3,450

$73.7 ₹7,017

131.99%

1-bedroom Apartment, Outside City Center (Monthly)

$152 ZMW 3,057

$75.5 ₹7,187

100.73%

3-bedroom Apartment, City Center (Monthly)

$371 ZMW 7,492

$268 ₹25.5K

38.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,484 ZMW 29.9K

$187 ₹17.8K

692.07%

Buy Apartment in City Center (m2)

$912 ₹86.8K

Buy Apartment Outside City Center (m2)

$525 ₹50.0K

Average Monthly Net Salary (After Tax)

$603 ZMW 12.2K

$125 ₹11.9K

381.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.8

229.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: October 24, 2026

Last update for Ahmednagar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ndola

$220 30.9%

Ahmednagar

$99 31.2% 54.9% $121

Accommodation & Living

Ndola

$152 21.2%

Ahmednagar

$75 23.7% 50.2% $76

Monthly Utilities & Internet

Ndola

$142 19.9%

Ahmednagar

$18 5.6% 87.5% $124

Eating Out

Ndola

$106 14.9%

Ahmednagar

$66 20.8% 37.9% $40

Clothing & Footwear

Ndola

$69 9.7%

Ahmednagar

$27 8.5% 60.8% $42

Getting Around

Ndola

$13 * 1.8%

Ahmednagar

$9.7 3% 24.7% $3.2

Sport & Entertainment

Ndola

$12 * 1.6%

Ahmednagar

$23 7.2% 96.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $171 in Ndola versus $74 in Ahmednagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ndola are about 4.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30 in Ndola versus $9 in Ahmednagar. Monthly groceries follow the same trend: $220 vs $99 – making Ahmednagar the more affordable choice for daily food spending.

Good to know

🇿🇲 Ndola

🇮🇳 Ahmednagar

🕒 Local time

00:55 12:55 AM

04:25 4:25 AM

3 h 30 min ahead of Ndola

🌤 Weather

👥 Population

455,194

350,859

💱 Currency

Zambian Kwacha ZMW ZK

Indian Rupee INR ₹

📈 Exchange rate

100 ZMW = 4.96 USD

100 ZMW = 4.45 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 28, 2026: 1 USD = 20.18 ZMW (100 ZMW = 4.96 USD). 1 EUR = 22.46 ZMW (100 ZMW = 4.45 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to ZMW in detail →

On the map

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Highest

Between locations

Ndola Ahmednagar 6,180 km ≈ 8 h nonstop flight

From you

Ndola
Ahmednagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ndola vs Ahmednagar: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $714 in Ndola, $318 in Ahmednagar – Ahmednagar comes out roughly 55% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,071 per month in Ndola and $477 in Ahmednagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ahmednagar, especially for central apartments: a one-bedroom in the center costs $74 there versus $171 in Ndola.

Monthly expenses with rent come to $714 in Ndola and $318 in Ahmednagar. That makes Ahmednagar about 55% cheaper.

Kindergarten costs $136 per month in Ndola and $71 in Ahmednagar. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $714 in Ndola and $318 in Ahmednagar, leaving budget for savings and extras in both cases.

Families tend to lean toward Ahmednagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ahmednagar. If higher salaries or specific career opportunities are the priority, Ndola makes more sense. Both are solid long-term options with distinct trade-offs.