Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Ubud, Bali

For one person, living is cheaper in Navi Mumbai: $542 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

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Navi Mumbai

🇮🇳 India

$542

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $542 per month in Navi Mumbai vs $1,349 in Ubud, Bali, rent included.

Navi Mumbai $542
Ubud, Bali $1,349

A couple spends around $845 per month in Navi Mumbai vs $2,305 in Ubud, Bali, rent included.

Navi Mumbai $845
Ubud, Bali $2,305

A family of three spends $1,148 per month in Navi Mumbai vs $3,261 in Ubud, Bali, rent included.

Navi Mumbai $1,148
Ubud, Bali $3,261

Navi Mumbai is about 60% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.70 ₹257

$3.32 Rp 60.4K

-18.67%

Three-Course Dinner for Two, Mid-Range

$13.52 ₹1,288

$35.64 Rp 648.1K

-62.07%

Fast Food Meal (McDonalds, etc)

$3.64 ₹346

$5.53 Rp 100.6K

-34.18%

Cappuccino

$1.98 ₹188

$2.72 Rp 49.4K

-27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.54

$1.70 Rp 30.9K

-71.18%

Water (0.33 liter bottle)

$0.15 ₹14.07

$0.76 Rp 13.8K

-80.26%

Local Beer (0.5 liter draught)

$2.15 ₹205

$2.65 Rp 48.3K

-18.87%

Imported Beer (0.33 liter bottle)

$3.21 ₹306

$4.38 Rp 79.7K

-26.71%

Milk (1 liter)

$0.70 ₹66.4

$1.49 Rp 27.1K

-53.02%

White Bread (500g)

$0.49 ₹46.35

$2.28 Rp 41.4K

-78.51%

Rice (white) (1kg)

$0.67 ₹63.7

$1.19 Rp 21.6K

-43.70%

Eggs

$1.06 ₹101

$2.04 Rp 37.0K

-48.04%

Local Cheese (1kg)

$8.56 ₹815

$17.70 Rp 321.9K

-51.64%

Chicken Fillets (1kg)

$3.46 ₹329

$3.96 Rp 72.1K

-12.63%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

Apples (1kg)

$2.27 ₹216

$3.66 Rp 66.5K

-37.98%

Banana (1kg)

$0.86 ₹81.5

$1.52 Rp 27.6K

-43.42%

Oranges (1kg)

$1.04 ₹98.7

$2.23 Rp 40.5K

-53.36%

Tomato (1kg)

$0.57 ₹54.6

$1.97 Rp 35.9K

-71.07%

Potato (1kg)

$0.48 ₹45.67

$1.85 Rp 33.6K

-74.05%

Onion (1kg)

$0.57 ₹54.2

$2.42 Rp 44.1K

-76.45%

Lettuce (1 head)

$0.46 ₹43.71

$0.99 Rp 18.0K

-53.54%

Water (1.5 liter bottle)

$0.38 ₹36.58

$0.51 Rp 9,336

-25.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹482

$2.22 Rp 40.4K

127.93%

Wine (Bottle)

$7.16 ₹682

$22.24 Rp 404.4K

-67.81%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$2.26 Rp 41.1K

-11.95%

Imported Beer (0.33 liter bottle)

$3.62 ₹345

$2.97 Rp 54.0K

21.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹540

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.25 Rp 4,564

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.11 ₹487

$7.82 Rp 142.3K

-34.65%

Taxi Start (Normal Tariff)

$0.30 ₹28.77

$0.44 Rp 7,992

-31.82%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.13

$0.43 Rp 7,821

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$0.98 ₹93.7

$5.41 Rp 98.4K

-81.89%

Gasoline (1 liter)

$1.12 ₹107

$0.82 Rp 15.0K

36.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$23.8K Rp 433.5M

-52.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K ₹1.7M

$31.7K Rp 577.3M

-44.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.7 ₹5,593

$79.1 Rp 1.4M

-25.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.68 ₹446

$6.45 Rp 117.2K

-27.44%

Internet (50+ Mbps, Unlimited Data)

$8.85 ₹843

$18.58 Rp 337.8K

-52.37%

Gym Membership (Monthly)

$20.82 ₹1,982

$49.48 Rp 899.8K

-57.92%

Tennis Court (1 Hour on Weekend)

$9.65 ₹919

$17.65 Rp 320.9K

-45.33%

Cinema Ticket

$4.63 ₹440

$4.27 Rp 77.7K

8.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₹12.8K

$491 Rp 8.9M

-72.53%

International Primary School, 1 Child (Yearly)

$1,295 ₹123.3K

$5,674 Rp 103.2M

-77.18%

Jeans (Levis 501 Or Similar)

$22.74 ₹2,165

$44.64 Rp 811.7K

-49.06%

Summer Dress (H&M, Zara, etc)

$19.96 ₹1,901

$34.95 Rp 635.6K

-42.89%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,894

$79.9 Rp 1.5M

-48.81%

Men's Leather Business Shoes

$31.76 ₹3,024

$79.4 Rp 1.4M

-60.01%

1-bedroom Apartment, City Center (Monthly)

$319 ₹30.4K

$1,125 Rp 20.5M

-71.65%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.0K

$671 Rp 12.2M

-73.40%

3-bedroom Apartment, City Center (Monthly)

$784 ₹74.6K

$3,565 Rp 64.8M

-78.01%

3-bedroom Apartment, Outside City Center (Monthly)

$380 ₹36.2K

$1,723 Rp 31.3M

-77.96%

Buy Apartment in City Center (m2)

$2,252 ₹214.4K

$2,732 Rp 49.7M

-17.57%

Buy Apartment Outside City Center (m2)

$1,664 ₹158.5K

$2,284 Rp 41.5M

-27.13%

Average Monthly Net Salary (After Tax)

$699 ₹66.6K

$164 Rp 3.0M

326.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

13.78

-28.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$179 32.9%

Ubud, Bali

$672 49.8% 276% $493

Groceries & Markets

Navi Mumbai

$126 23.2%

Ubud, Bali

$288 21.4% 129% $163

Eating Out

Navi Mumbai

$76 14%

Ubud, Bali

$108 8% 41.7% $32

Monthly Utilities & Internet

Navi Mumbai

$72 13.3%

Ubud, Bali

$104 7.7% 44% $32

Clothing & Footwear

Navi Mumbai

$52 9.6%

Ubud, Bali

$108 8% 107% $56

Sport & Entertainment

Navi Mumbai

$30 5.5%

Ubud, Bali

$58 4.3% 93% $28

Getting Around

Navi Mumbai

$7.7 1.4%

Ubud, Bali

$11 0.9% 47.5% $3.7

Cost Breakdown

A central one-bedroom costs $319 in Navi Mumbai versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Navi Mumbai are about 4.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14 in Navi Mumbai versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $126 vs $288 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇳 Navi Mumbai

🇮🇩 Ubud, Bali

🕒 Local time

06:59 6:59 AM

09:29 9:29 AM

2 h 30 min ahead of Navi Mumbai

🌤 Weather

👥 Population

1,120,547

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Navi Mumbai Ubud, Bali 5,550 km ≈ 7 h nonstop flight

From you

Navi Mumbai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 149% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $814 per month in Navi Mumbai and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $1,125 in Ubud, Bali.

Public transport costs about 35% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $135 per month in Navi Mumbai and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Ubud, Bali at $1,349. In Navi Mumbai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 60% less, which matters a lot on a fixed budget or early-career salary.