Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $542 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $542 in Navi Mumbai, rent included.

Ubud, Bali $1,349
Navi Mumbai $542

A couple spends around $2,305 per month in Ubud, Bali vs $845 in Navi Mumbai, rent included.

Ubud, Bali $2,305
Navi Mumbai $845

A family of three spends $3,261 per month in Ubud, Bali vs $1,148 in Navi Mumbai, rent included.

Ubud, Bali $3,261
Navi Mumbai $1,148

Ubud, Bali costs about 149% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.70 ₹257

22.96%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$13.52 ₹1,288

163.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.64 ₹346

51.92%

Cappuccino

$2.72 Rp 49.4K

$1.98 ₹188

37.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.49 ₹46.54

246.94%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.07

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.15 ₹205

23.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.21 ₹306

36.45%

Milk (1 liter)

$1.49 Rp 27.1K

$0.70 ₹66.4

112.86%

White Bread (500g)

$2.28 Rp 41.4K

$0.49 ₹46.35

365.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.67 ₹63.7

77.61%

Eggs

$2.04 Rp 37.0K

$1.06 ₹101

92.45%

Local Cheese (1kg)

$17.70 Rp 321.9K

$8.56 ₹815

106.78%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.46 ₹329

14.45%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

Apples (1kg)

$3.66 Rp 66.5K

$2.27 ₹216

61.23%

Banana (1kg)

$1.52 Rp 27.6K

$0.86 ₹81.5

76.74%

Oranges (1kg)

$2.23 Rp 40.5K

$1.04 ₹98.7

114.42%

Tomato (1kg)

$1.97 Rp 35.9K

$0.57 ₹54.6

245.61%

Potato (1kg)

$1.85 Rp 33.6K

$0.48 ₹45.67

285.42%

Onion (1kg)

$2.42 Rp 44.1K

$0.57 ₹54.2

324.56%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.46 ₹43.71

115.22%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.38 ₹36.58

34.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.06 ₹482

-56.13%

Wine (Bottle)

$22.24 Rp 404.4K

$7.16 ₹682

210.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.99 ₹190

13.57%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.62 ₹345

-17.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹540

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.20 ₹19.01

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$5.11 ₹487

53.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.30 ₹28.77

46.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.31 ₹29.13

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$0.98 ₹93.7

452.04%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.12 ₹107

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$11.4K ₹1.1M

108.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$17.8K ₹1.7M

78.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$58.7 ₹5,593

34.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$4.68 ₹446

37.82%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$8.85 ₹843

109.94%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$20.82 ₹1,982

137.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$9.65 ₹919

82.90%

Cinema Ticket

$4.27 Rp 77.7K

$4.63 ₹440

-7.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$135 ₹12.8K

264.04%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$1,295 ₹123.3K

338.24%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$22.74 ₹2,165

96.31%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$19.96 ₹1,901

75.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$40.90 ₹3,894

95.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$31.76 ₹3,024

150.06%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$319 ₹30.4K

252.73%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$179 ₹17.0K

276.00%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$784 ₹74.6K

354.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$380 ₹36.2K

353.69%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,252 ₹214.4K

21.32%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,664 ₹158.5K

37.23%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$699 ₹66.6K

-76.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.83

40.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Navi Mumbai

$179 32.9% 73.4% $493

Groceries & Markets

Ubud, Bali

$288 21.4%

Navi Mumbai

$126 23.2% 56.4% $163

Eating Out

Ubud, Bali

$108 8%

Navi Mumbai

$76 14% 29.4% $32

Clothing & Footwear

Ubud, Bali

$108 8%

Navi Mumbai

$52 9.6% 51.7% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Navi Mumbai

$72 13.3% 30.6% $32

Sport & Entertainment

Ubud, Bali

$58 4.3%

Navi Mumbai

$30 5.5% 48.2% $28

Getting Around

Ubud, Bali

$11 0.9%

Navi Mumbai

$7.7 1.4% 32.2% $3.7

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $319 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Navi Mumbai are about 4.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $288 vs $126 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Navi Mumbai

🕒 Local time

10:27 10:27 AM

07:57 7:57 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,120,547

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Navi Mumbai 5,550 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 149% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $814 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $1,125 in Ubud, Bali.

Public transport costs about 35% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $135 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Ubud, Bali at $1,349. In Navi Mumbai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 60% less, which matters a lot on a fixed budget or early-career salary.