Cost of Living Comparison Between Ubud, Bali and Navi Mumbai Cost of Living Comparison Between Ubud, Bali and Navi Mumbai

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $535 in Navi Mumbai, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $879 in Navi Mumbai, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,223 in Navi Mumbai, rent included.

Ubud, Bali costs about 163% more than Navi Mumbai, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Navi Mumbai is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.88 ₹278

19.79%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$17.10 ₹1,646

89.12%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$4.71 ₹454

2.76%

Cappuccino

$2.75 Rp 49.1K

$2.06 ₹198

33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.39 ₹37.46

253.85%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.12 ₹11.28

525.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$2.39 ₹230

25.10%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.58 ₹345

7.54%

Milk (1 liter)

$1.74 Rp 31.1K

$0.68 ₹65.9

155.88%

White Bread (500g)

$2.46 Rp 44.0K

$0.51 ₹48.63

382.35%

Rice (white) (1kg)

$1.17 Rp 20.9K

$0.69 ₹66.5

69.57%

Eggs

$2.43 Rp 43.5K

$0.94 ₹90.3

158.51%

Local Cheese (1kg)

$14.50 Rp 259.5K

$7.12 ₹686

103.65%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$4.37 ₹421

-0.46%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

$1.99 ₹192

86.93%

Banana (1kg)

$1.63 Rp 29.1K

$0.73 ₹70.3

123.29%

Oranges (1kg)

$2.74 Rp 49.1K

$1.10 ₹106

149.09%

Tomato (1kg)

$2.24 Rp 40.1K

$0.62 ₹59.9

261.29%

Potato (1kg)

$1.92 Rp 34.3K

$0.50 ₹48.26

284.00%

Onion (1kg)

$2.28 Rp 40.7K

$0.50 ₹47.80

356.00%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.41 ₹39.34

158.54%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.35 ₹34.10

105.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$4.25 ₹409

-22.59%

Wine (Bottle)

$23.19 Rp 414.9K

$7.22 ₹695

221.19%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.85 ₹178

50.27%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$3.08 ₹297

-11.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.80 ₹654

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.19 ₹18.65

42.11%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$5.89 ₹567

37.69%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$0.31 ₹30.32

54.84%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$1.07 ₹103

481.31%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.23 ₹118

-34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$13.0K ₹1.2M

105.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$23.1K ₹2.2M

39.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$45.04 ₹4,337

73.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.80 ₹366

7.11%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$8.95 ₹862

171.84%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$18.86 ₹1,816

422.85%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$9.45 ₹910

-32.91%

Cinema Ticket

$3.99 Rp 71.3K

$4.06 ₹391

-1.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$95.3 ₹9,176

220.07%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$1,432 ₹137.9K

363.73%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$22.52 ₹2,168

140.41%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$18.66 ₹1,797

102.63%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.70 ₹4,785

74.73%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$34.19 ₹3,292

123.31%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$293 ₹28.2K

238.52%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$183 ₹17.6K

267.15%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$813 ₹78.3K

315.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$445 ₹42.8K

361.18%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$1,603 ₹154.3K

74.97%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$1,425 ₹137.2K

56.26%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$652 ₹62.8K

-74.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.27

43.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Navi Mumbai: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $293 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 290% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $17.00 in Navi Mumbai. Monthly groceries follow the same trend: $297 vs $122 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 163% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $802 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 38% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $95.3 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $535, than in Ubud, Bali at $1,408. In Navi Mumbai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $535 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.