Cost of Living Comparison Between Ubud, Bali and Navi Mumbai Cost of Living Comparison Between Ubud, Bali and Navi Mumbai

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $532 in Navi Mumbai, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $874 in Navi Mumbai, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,216 in Navi Mumbai, rent included.

Ubud, Bali costs about 167% more than Navi Mumbai, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Navi Mumbai is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.93 ₹280

21.50%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$17.39 ₹1,664

88.21%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.66 ₹446

6.22%

Cappuccino

$2.71 Rp 48.6K

$1.96 ₹187

38.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.41 ₹39.56

226.83%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.13 ₹12.92

438.46%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.28 ₹219

28.07%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.41 ₹326

16.13%

Milk (1 liter)

$1.81 Rp 32.4K

$0.72 ₹69.3

151.39%

White Bread (500g)

$2.52 Rp 45.1K

$0.47 ₹44.57

436.17%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.64 ₹61.5

81.25%

Eggs

$2.46 Rp 44.1K

$0.90 ₹86.4

173.33%

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.22 ₹691

103.74%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.50 ₹430

-4.00%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.90 ₹182

102.11%

Banana (1kg)

$1.56 Rp 27.9K

$0.69 ₹65.9

126.09%

Oranges (1kg)

$2.83 Rp 50.8K

$1.14 ₹109

148.25%

Tomato (1kg)

$2.33 Rp 41.7K

$0.58 ₹55.5

301.72%

Potato (1kg)

$1.91 Rp 34.3K

$0.50 ₹48.07

282.00%

Onion (1kg)

$2.20 Rp 39.5K

$0.49 ₹47.37

348.98%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.44 ₹42.40

129.55%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.32 ₹30.99

143.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.28 ₹409

-22.43%

Wine (Bottle)

$23.74 Rp 425.5K

$7.25 ₹694

227.45%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.95 ₹186

43.08%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.09 ₹295

-7.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.71 ₹642

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.15 ₹14.68

80.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$5.66 ₹542

41.87%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.34 ₹32.94

35.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.07 ₹102

470.09%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.25 ₹120

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$12.9K ₹1.2M

102.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$23.0K ₹2.2M

39.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$45.73 ₹4,376

74.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.62 ₹346

12.15%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$9.42 ₹901

149.68%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.08 ₹1,826

417.30%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$9.08 ₹868

-26.98%

Cinema Ticket

$4.15 Rp 74.3K

$4.05 ₹388

2.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$96.4 ₹9,223

215.38%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,429 ₹136.8K

362.63%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$22.22 ₹2,126

149.95%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$18.39 ₹1,759

108.32%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$49.65 ₹4,751

78.45%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$33.08 ₹3,166

135.40%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$295 ₹28.2K

241.02%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$181 ₹17.3K

273.30%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$797 ₹76.3K

331.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$446 ₹42.6K

357.63%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,610 ₹154.1K

76.43%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,433 ₹137.1K

58.00%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$667 ₹63.8K

-75.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.27

43.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Navi Mumbai: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $295 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 303% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $17.00 in Navi Mumbai. Monthly groceries follow the same trend: $302 vs $122 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 167% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $798 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 42% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $96.4 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $532, than in Ubud, Bali at $1,419. In Navi Mumbai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $532 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.