Cost of Living Comparison Between Ubud, Bali and Navi Mumbai Cost of Living Comparison Between Ubud, Bali and Navi Mumbai

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $559 in Navi Mumbai, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $880 in Navi Mumbai, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,202 in Navi Mumbai, rent included.

Ubud, Bali costs about 146% more than Navi Mumbai, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Navi Mumbai is 59% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.36 ₹226

41.10%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$15.07 ₹1,440

137.69%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.23 ₹308

74.30%

Cappuccino

$2.82 Rp 49.7K

$1.65 ₹158

70.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.42 ₹40.50

316.67%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.15 ₹14.20

433.33%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.09 ₹200

45.45%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.22 ₹307

33.54%

Milk (1 liter)

$1.61 Rp 28.3K

$0.68 ₹64.8

136.76%

White Bread (500g)

$2.27 Rp 39.9K

$0.48 ₹46.27

372.92%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.65 ₹62.6

80.00%

Eggs

$2.17 Rp 38.2K

$0.97 ₹93.0

123.71%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.45 ₹807

108.64%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.58 ₹342

13.13%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$2.03 ₹194

78.33%

Banana (1kg)

$1.64 Rp 28.8K

$0.94 ₹90.0

74.47%

Oranges (1kg)

$2.31 Rp 40.6K

$1.05 ₹100

120.00%

Tomato (1kg)

$1.96 Rp 34.5K

$0.69 ₹66.0

184.06%

Potato (1kg)

$1.84 Rp 32.5K

$0.53 ₹50.7

247.17%

Onion (1kg)

$2.37 Rp 41.7K

$0.54 ₹52.1

338.89%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.44 ₹41.64

138.64%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.38 ₹36.42

42.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.13 ₹490

-55.17%

Wine (Bottle)

$23.08 Rp 406.4K

$7.42 ₹709

211.05%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.77 ₹169

32.20%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.69 ₹257

14.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.82 ₹556

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.17 ₹16.60

47.06%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$5.26 ₹502

79.09%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.31 ₹29.82

58.06%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.31 ₹29.37

51.61%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$0.92 ₹87.9

508.70%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.13 ₹108

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$10.2K ₹972.9K

145.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$16.7K ₹1.6M

86.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$49.55 ₹4,734

66.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.82 ₹461

34.65%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$7.39 ₹706

154.26%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$17.71 ₹1,692

211.91%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$9.41 ₹899

93.52%

Cinema Ticket

$4.30 Rp 75.7K

$4.48 ₹428

-4.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$112 ₹10.7K

340.75%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,436 ₹137.2K

312.00%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$22.89 ₹2,187

102.18%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.11 ₹1,825

90.69%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$47.06 ₹4,496

71.48%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$40.04 ₹3,826

96.80%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$285 ₹27.2K

291.11%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$210 ₹20.0K

230.79%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$755 ₹72.1K

382.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$430 ₹41.1K

297.86%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,627 ₹155.5K

69.65%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,407 ₹134.4K

62.94%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$733 ₹70.0K

-77.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.16

50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Navi Mumbai: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $285 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 338% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $15.00 in Navi Mumbai. Monthly groceries follow the same trend: $294 vs $123 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 146% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $839 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 79% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $112 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $559, than in Ubud, Bali at $1,378. In Navi Mumbai it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $559 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.