Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Phuket

For one person, living is cheaper in Navi Mumbai: $542 a month against $1,278 in Phuket, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
62

Cost of Living Index in Phuket
Learn more

Phuket Living Index

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Navi Mumbai

🇮🇳 India

$542

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Phuket actually costs, broken down by who's living it.

A single person spends $542 per month in Navi Mumbai vs $1,278 in Phuket, rent included.

Navi Mumbai $542
Phuket $1,278

A couple spends around $845 per month in Navi Mumbai vs $2,216 in Phuket, rent included.

Navi Mumbai $845
Phuket $2,216

A family of three spends $1,148 per month in Navi Mumbai vs $3,154 in Phuket, rent included.

Navi Mumbai $1,148
Phuket $3,154

Navi Mumbai is about 58% cheaper than Phuket, and outside of rent the biggest gap is in groceries.

Both Navi Mumbai and Phuket are more affordable than the global median – Navi Mumbai 60% lower, Phuket 6% lower.

Meal at Budget Restaurant

$2.70 ₹257

$4.47 ฿151

-39.60%

Three-Course Dinner for Two, Mid-Range

$13.52 ₹1,284

$32.41 ฿1,094

-58.28%

Fast Food Meal (McDonalds, etc)

$3.64 ₹345

$8.81 ฿297

-58.68%

Cappuccino

$1.98 ₹188

$2.83 ฿95.4

-30.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.41

$0.87 ฿29.42

-43.68%

Water (0.33 liter bottle)

$0.15 ₹14.03

$0.49 ฿16.66

-69.39%

Local Beer (0.5 liter draught)

$2.15 ₹204

$2.56 ฿86.3

-16.02%

Imported Beer (0.33 liter bottle)

$3.21 ₹305

$3.68 ฿124

-12.77%

Milk (1 liter)

$0.70 ₹66.3

$1.66 ฿56.0

-57.83%

White Bread (500g)

$0.49 ₹46.21

$1.46 ฿49.32

-66.44%

Rice (white) (1kg)

$0.67 ₹63.5

$1.50 ฿50.5

-55.33%

Eggs

$1.06 ₹101

$2.09 ฿70.5

-49.28%

Local Cheese (1kg)

$8.56 ₹813

$19.07 ฿643

-55.11%

Chicken Fillets (1kg)

$3.46 ₹328

$3.30 ฿111

4.85%

Beef Round Steak (1kg)

$10.91 ฿368

Apples (1kg)

$2.27 ₹215

$2.93 ฿98.9

-22.53%

Banana (1kg)

$0.86 ₹81.2

$1.69 ฿57.0

-49.11%

Oranges (1kg)

$1.04 ₹98.4

$2.25 ฿75.8

-53.78%

Tomato (1kg)

$0.57 ₹54.4

$2.08 ฿70.1

-72.60%

Potato (1kg)

$0.48 ₹45.55

$1.51 ฿51.0

-68.21%

Onion (1kg)

$0.57 ₹54.1

$1.38 ฿46.54

-58.70%

Lettuce (1 head)

$0.46 ₹43.59

$1.07 ฿35.97

-57.01%

Water (1.5 liter bottle)

$0.38 ₹36.48

$0.52 ฿17.51

-26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹480

$4.20 ฿142

20.48%

Wine (Bottle)

$7.16 ₹680

$18.79 ฿634

-61.89%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.82 ฿61.5

9.34%

Imported Beer (0.33 liter bottle)

$3.62 ₹344

$2.84 ฿95.9

27.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹538

One-way Ticket (Public Transport)

$0.20 ₹18.95

$1.45 ฿49.00

-86.21%

Public Transport Monthly Pass (Regular Price)

$5.11 ₹485

$56.7 ฿1,912

-90.98%

Taxi Start (Normal Tariff)

$0.30 ₹28.69

$3.02 ฿102

-90.07%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.05

$1.02 ฿34.34

-69.61%

Taxi 1hour Waiting (Normal Tariff)

$0.98 ₹93.4

$3.69 ฿125

-73.44%

Gasoline (1 liter)

$1.12 ₹107

$1.47 ฿49.78

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$26.8K ฿903.7K

-57.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K ₹1.7M

$26.7K ฿900.8K

-33.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.7 ₹5,577

$96.4 ฿3,252

-39.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.68 ₹445

$11.26 ฿380

-58.44%

Internet (50+ Mbps, Unlimited Data)

$8.85 ₹841

$16.85 ฿569

-47.48%

Gym Membership (Monthly)

$20.82 ₹1,977

$67.2 ฿2,269

-69.03%

Tennis Court (1 Hour on Weekend)

$9.65 ₹916

$10.73 ฿362

-10.07%

Cinema Ticket

$4.63 ₹439

$7.50 ฿253

-38.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₹12.8K

$476 ฿16.1K

-71.69%

International Primary School, 1 Child (Yearly)

$1,295 ₹122.9K

$11.3K ฿380.1K

-88.51%

Jeans (Levis 501 Or Similar)

$22.74 ₹2,159

$62.4 ฿2,105

-63.53%

Summer Dress (H&M, Zara, etc)

$19.96 ₹1,895

$28.41 ฿959

-29.74%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,883

$94.3 ฿3,182

-56.62%

Men's Leather Business Shoes

$31.76 ₹3,015

$85.8 ฿2,896

-62.98%

1-bedroom Apartment, City Center (Monthly)

$319 ₹30.3K

$716 ฿24.2K

-55.45%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.0K

$491 ฿16.6K

-63.62%

3-bedroom Apartment, City Center (Monthly)

$784 ₹74.4K

$1,927 ฿65.0K

-59.32%

3-bedroom Apartment, Outside City Center (Monthly)

$380 ₹36.1K

$1,431 ฿48.3K

-73.45%

Buy Apartment in City Center (m2)

$2,252 ₹213.8K

$4,175 ฿140.9K

-46.07%

Buy Apartment Outside City Center (m2)

$1,664 ₹158.0K

$3,045 ฿102.8K

-45.33%

Average Monthly Net Salary (After Tax)

$699 ₹66.4K

$502 ฿17.0K

39.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

5.57

76.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 27, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$179 32.9%

Phuket

$491 38.4% 175% $312

Groceries & Markets

Navi Mumbai

$126 23.2%

Phuket

$266 20.8% 112% $140

Eating Out

Navi Mumbai

$76 14%

Phuket

$122 9.5% 60.1% $46

Monthly Utilities & Internet

Navi Mumbai

$72 13.3%

Phuket

$124 9.7% 72.2% $52

Clothing & Footwear

Navi Mumbai

$52 9.6%

Phuket

$122 9.5% 135% $70

Sport & Entertainment

Navi Mumbai

$30 5.5%

Phuket

$82 6.4% 174% $52

Getting Around

Navi Mumbai

$7.7 1.4%

Phuket

$71 5.5% 812% $63

Cost Breakdown

A central one-bedroom costs $319 in Navi Mumbai versus $716 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14 in Navi Mumbai versus $32 in Phuket. Monthly groceries follow the same trend: $126 vs $266 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇳 Navi Mumbai

🇹🇭 Phuket

🕒 Local time

19:59 7:59 PM

21:29 9:29 PM

1 h 30 min ahead of Navi Mumbai

🌤 Weather

👥 Population

1,120,547

79,308

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Navi Mumbai Phuket 3,000 km ≈ 4 h 15 min nonstop flight

From you

Navi Mumbai
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Phuket: Cost of Living - Frequently Asked Questions

Phuket costs about 136% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $814 per month in Navi Mumbai and $1,917 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $716 in Phuket.

Public transport costs about 91% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $135 per month in Navi Mumbai and $476 in Phuket. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Phuket at $1,278. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $1,278 in Phuket. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 58% less, which matters a lot on a fixed budget or early-career salary.