Last update: Oct 2026

Cost of Living Comparison Between Phuket and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $542 a month against $1,278 in Phuket, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $542 in Navi Mumbai, rent included.

Phuket $1,278
Navi Mumbai $542

A couple spends around $2,216 per month in Phuket vs $845 in Navi Mumbai, rent included.

Phuket $2,216
Navi Mumbai $845

A family of three spends $3,154 per month in Phuket vs $1,148 in Navi Mumbai, rent included.

Phuket $3,154
Navi Mumbai $1,148

Phuket costs about 136% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Both Phuket and Navi Mumbai are more affordable than the global median – Phuket 6% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$4.47 ฿151

$2.70 ₹257

65.56%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,093

$13.52 ₹1,283

139.72%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$3.64 ₹345

142.03%

Cappuccino

$2.83 ฿95.4

$1.98 ₹188

42.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.40

$0.49 ₹46.39

77.55%

Water (0.33 liter bottle)

$0.49 ฿16.65

$0.15 ₹14.03

226.67%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$2.15 ₹204

19.07%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$3.21 ₹305

14.64%

Milk (1 liter)

$1.66 ฿55.9

$0.70 ₹66.2

137.14%

White Bread (500g)

$1.46 ฿49.29

$0.49 ₹46.19

197.96%

Rice (white) (1kg)

$1.50 ฿50.5

$0.67 ₹63.5

123.88%

Eggs

$2.09 ฿70.5

$1.06 ₹101

97.17%

Local Cheese (1kg)

$19.07 ฿643

$8.56 ₹812

122.78%

Chicken Fillets (1kg)

$3.30 ฿111

$3.46 ₹328

-4.62%

Beef Round Steak (1kg)

$10.91 ฿368

Apples (1kg)

$2.93 ฿98.8

$2.27 ₹215

29.07%

Banana (1kg)

$1.69 ฿57.0

$0.86 ₹81.2

96.51%

Oranges (1kg)

$2.25 ฿75.7

$1.04 ₹98.4

116.35%

Tomato (1kg)

$2.08 ฿70.0

$0.57 ₹54.4

264.91%

Potato (1kg)

$1.51 ฿51.0

$0.48 ₹45.53

214.58%

Onion (1kg)

$1.38 ฿46.51

$0.57 ₹54.0

142.11%

Lettuce (1 head)

$1.07 ฿35.95

$0.46 ₹43.57

132.61%

Water (1.5 liter bottle)

$0.52 ฿17.50

$0.38 ₹36.46

36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$5.06 ₹480

-17.00%

Wine (Bottle)

$18.79 ฿634

$7.16 ₹679

162.43%

Local Beer (0.5 liter bottle)

$1.82 ฿61.4

$1.99 ₹189

-8.54%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.8

$3.62 ₹344

-21.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹538

One-way Ticket (Public Transport)

$1.45 ฿48.97

$0.20 ₹18.95

625.00%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,911

$5.11 ₹485

1008.81%

Taxi Start (Normal Tariff)

$3.02 ฿102

$0.30 ₹28.68

906.67%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.32

$0.31 ₹29.04

229.03%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿124

$0.98 ₹93.4

276.53%

Gasoline (1 liter)

$1.47 ฿49.75

$1.12 ₹107

31.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.2K

$11.4K ₹1.1M

134.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.3K

$17.8K ₹1.7M

50.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,250

$58.7 ₹5,575

64.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$4.68 ₹444

140.60%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$8.85 ₹840

90.40%

Gym Membership (Monthly)

$67.2 ฿2,268

$20.82 ₹1,976

222.91%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$9.65 ₹916

11.19%

Cinema Ticket

$7.50 ฿253

$4.63 ₹439

61.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$135 ₹12.8K

253.19%

International Primary School, 1 Child (Yearly)

$11.3K ฿379.9K

$1,295 ₹122.9K

769.95%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,103

$22.74 ₹2,158

174.23%

Summer Dress (H&M, Zara, etc)

$28.41 ฿958

$19.96 ₹1,895

42.33%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,180

$40.90 ₹3,881

130.54%

Men's Leather Business Shoes

$85.8 ฿2,894

$31.76 ₹3,014

170.15%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.1K

$319 ₹30.3K

124.48%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$179 ₹16.9K

174.88%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

$784 ₹74.4K

145.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$380 ₹36.0K

276.63%

Buy Apartment in City Center (m2)

$4,175 ฿140.8K

$2,252 ₹213.7K

85.43%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.7K

$1,664 ₹158.0K

82.92%

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$699 ₹66.4K

-28.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.83

-43.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Navi Mumbai

$179 32.9% 63.6% $312

Groceries & Markets

Phuket

$266 20.8%

Navi Mumbai

$126 23.2% 52.8% $140

Monthly Utilities & Internet

Phuket

$124 9.7%

Navi Mumbai

$72 13.3% 41.9% $52

Clothing & Footwear

Phuket

$122 9.5%

Navi Mumbai

$52 9.6% 57.4% $70

Eating Out

Phuket

$122 9.5%

Navi Mumbai

$76 14% 37.5% $46

Sport & Entertainment

Phuket

$82 6.4%

Navi Mumbai

$30 5.5% 63.4% $52

Getting Around

Phuket

$71 5.5%

Navi Mumbai

$7.7 1.4% 89% $63

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $319 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32 in Phuket versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $266 vs $126 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇮🇳 Navi Mumbai

🕒 Local time

21:29 9:29 PM

19:59 7:59 PM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

1,120,547

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1,000 INR = 10.54 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.64 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.9 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Navi Mumbai 3,000 km ≈ 4 h 15 min nonstop flight

From you

Phuket
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Phuket costs about 136% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,917 per month in Phuket and $814 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $716 in Phuket.

Public transport costs about 91% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $476 per month in Phuket and $135 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Phuket at $1,278. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $1,278 in Phuket. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 58% less, which matters a lot on a fixed budget or early-career salary.