Cost of Living Comparison Between Phuket and Navi Mumbai Cost of Living Comparison Between Phuket and Navi Mumbai

Monthly Cost of Living

A single person spends $1,261 per month in Phuket vs $536 in Navi Mumbai, rent included.

A couple spends around $2,286 per month in Phuket vs $880 in Navi Mumbai, rent included.

A family of three spends $3,310 per month in Phuket vs $1,224 in Navi Mumbai, rent included.

Phuket costs about 135% more than Navi Mumbai, driven mainly by Groceries & Markets.

Both Phuket and Navi Mumbai are more affordable than the global median – Phuket 6% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$4.56 ฿149

$2.87 ₹273

58.89%

Three-Course Dinner for Two, Mid-Range

$46.63 ฿1,519

$17.53 ₹1,667

166.00%

Fast Food Meal (McDonalds, etc)

$8.47 ฿276

$4.63 ₹441

82.94%

Cappuccino

$3.03 ฿98.6

$2.04 ₹194

48.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.45

$0.42 ₹39.90

64.29%

Water (0.33 liter bottle)

$0.37 ฿11.92

$0.13 ₹12.34

184.62%

Local Beer (0.5 liter draught)

$2.49 ฿81.0

$2.38 ₹226

4.62%

Imported Beer (0.33 liter bottle)

$3.66 ฿119

$3.56 ₹338

2.81%

Milk (1 liter)

$2.18 ฿71.0

$0.68 ₹64.2

220.59%

White Bread (500g)

$1.90 ฿62.0

$0.48 ₹45.23

295.83%

Rice (white) (1kg)

$2.20 ฿71.6

$0.66 ₹62.6

233.33%

Eggs

$2.22 ฿72.4

$0.95 ₹90.6

133.68%

Local Cheese (1kg)

$19.99 ฿651

$6.91 ₹657

189.29%

Chicken Fillets (1kg)

$3.66 ฿119

$4.54 ₹431

-19.38%

Beef Round Steak (1kg)

$13.25 ฿432

Apples (1kg)

$3.23 ฿105

$1.94 ₹184

66.49%

Banana (1kg)

$1.70 ฿55.3

$0.67 ₹64.1

153.73%

Oranges (1kg)

$2.39 ฿78.0

$1.10 ₹105

117.27%

Tomato (1kg)

$2.08 ฿67.7

$0.59 ₹55.8

252.54%

Potato (1kg)

$1.59 ฿51.8

$0.53 ₹50.6

200.00%

Onion (1kg)

$1.48 ฿48.31

$0.51 ₹48.46

190.20%

Lettuce (1 head)

$1.03 ฿33.54

$0.45 ₹42.64

128.89%

Water (1.5 liter bottle)

$0.52 ฿16.83

$0.33 ₹31.19

57.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 ฿138

$4.14 ₹393

2.66%

Wine (Bottle)

$18.79 ฿612

$7.23 ₹688

159.89%

Local Beer (0.5 liter bottle)

$1.76 ฿57.2

$1.96 ₹187

-10.20%

Imported Beer (0.33 liter bottle)

$2.76 ฿89.8

$2.97 ₹283

-7.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.86 ₹652

One-way Ticket (Public Transport)

$1.36 ฿44.32

$0.18 ₹16.75

655.56%

Public Transport Monthly Pass (Regular Price)

$11.36 ฿370

$5.78 ₹550

96.54%

Taxi Start (Normal Tariff)

$3.14 ฿102

$0.32 ₹30.26

881.25%

Taxi (Normal Tariff) (1km)

$1.04 ฿33.74

Taxi 1hour Waiting (Normal Tariff)

$13.77 ฿448

$1.02 ₹97.1

1250.00%

Gasoline (1 liter)

$1.34 ฿43.79

$1.24 ₹118

8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K ฿901.4K

$12.6K ₹1.2M

118.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K ฿1.1M

$22.6K ₹2.2M

49.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ฿4,025

$44.90 ₹4,270

175.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.52 ฿440

$3.76 ₹358

259.57%

Internet (50+ Mbps, Unlimited Data)

$18.69 ฿609

$9.36 ₹890

99.68%

Gym Membership (Monthly)

$61.8 ฿2,013

$18.69 ₹1,777

230.77%

Tennis Court (1 Hour on Weekend)

$17.25 ฿562

$9.18 ₹873

87.91%

Cinema Ticket

$9.14 ฿298

$4.11 ₹391

122.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$703 ฿22.9K

$95.2 ₹9,049

638.47%

International Primary School, 1 Child (Yearly)

$15.9K ฿517.0K

$1,404 ₹133.5K

1030.63%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,937

$22.06 ₹2,098

169.54%

Summer Dress (H&M, Zara, etc)

$35.07 ฿1,142

$18.43 ₹1,753

90.29%

Sport Shoes (Adidas, Nike)

$115 ฿3,754

$49.23 ₹4,682

134.15%

Men's Leather Business Shoes

$84.1 ฿2,737

$33.24 ₹3,161

152.86%

1-bedroom Apartment, City Center (Monthly)

$619 ฿20.1K

$301 ₹28.6K

105.62%

1-bedroom Apartment, Outside City Center (Monthly)

$433 ฿14.1K

$184 ₹17.5K

135.57%

3-bedroom Apartment, City Center (Monthly)

$2,062 ฿67.2K

$784 ₹74.5K

163.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 ฿49.2K

$444 ₹42.2K

240.29%

Buy Apartment in City Center (m2)

$3,646 ฿118.7K

$1,592 ₹151.4K

128.98%

Buy Apartment Outside City Center (m2)

$2,626 ฿85.5K

$1,416 ₹134.7K

85.36%

Average Monthly Net Salary (After Tax)

$507 ฿16.5K

$655 ₹62.2K

-22.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

9.27

-42.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 7, 2026

Last update for Navi Mumbai: June 8, 2026

Cost Breakdown

A central one-bedroom costs $619 in Phuket versus $301 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Phuket versus $18.00 in Navi Mumbai. Monthly groceries follow the same trend: $293 vs $121 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Phuket costs about 135% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,892 per month in Phuket and $804 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 97% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $703 per month in Phuket and $95.2 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $536, than in Phuket at $1,261. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $536 versus $1,261 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.