Cost of Living Comparison Between Phuket and Navi Mumbai Cost of Living Comparison Between Phuket and Navi Mumbai

Monthly Cost of Living

A single person spends $1,232 per month in Phuket vs $559 in Navi Mumbai, rent included.

A couple spends around $2,054 per month in Phuket vs $866 in Navi Mumbai, rent included.

A family of three spends $2,876 per month in Phuket vs $1,174 in Navi Mumbai, rent included.

Phuket costs about 120% more than Navi Mumbai, driven mainly by Groceries & Markets.

Both Phuket and Navi Mumbai are more affordable than the global median – Phuket 10% lower, Navi Mumbai 59% lower.

Meal at Budget Restaurant

$4.41 ฿147

$2.29 ₹220

92.58%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,077

$14.71 ₹1,411

119.31%

Fast Food Meal (McDonalds, etc)

$8.93 ฿298

$3.08 ₹295

189.94%

Cappuccino

$2.90 ฿96.6

$1.66 ₹159

74.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿29.38

$0.44 ₹42.48

100.00%

Water (0.33 liter bottle)

$0.48 ฿16.06

$0.15 ₹14.07

220.00%

Local Beer (0.5 liter draught)

$2.35 ฿78.5

$2.13 ₹204

10.33%

Imported Beer (0.33 liter bottle)

$3.72 ฿124

$3.17 ₹305

17.35%

Milk (1 liter)

$1.87 ฿62.3

$0.64 ₹61.3

192.19%

White Bread (500g)

$1.47 ฿48.94

$0.48 ₹46.13

206.25%

Rice (white) (1kg)

$1.55 ฿51.8

$0.60 ₹57.3

158.33%

Eggs

$2.10 ฿70.1

$1.01 ₹97.3

107.92%

Local Cheese (1kg)

$19.59 ฿654

$8.20 ₹787

138.90%

Chicken Fillets (1kg)

$3.42 ฿114

$3.47 ₹333

-1.44%

Beef Round Steak (1kg)

$11.38 ฿380

Apples (1kg)

$2.98 ฿99.6

$1.99 ₹191

49.75%

Banana (1kg)

$1.68 ฿56.2

$0.91 ₹87.3

84.62%

Oranges (1kg)

$2.21 ฿73.7

$1.04 ₹99.5

112.50%

Tomato (1kg)

$2.16 ฿72.1

$0.68 ₹65.5

217.65%

Potato (1kg)

$1.52 ฿50.9

$0.49 ₹46.86

210.20%

Onion (1kg)

$1.34 ฿44.67

$0.50 ₹47.92

168.00%

Lettuce (1 head)

$1.13 ฿37.67

$0.41 ₹39.34

175.61%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.38 ₹36.43

44.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$5.07 ₹486

-15.98%

Wine (Bottle)

$19.09 ฿637

$7.31 ₹701

161.15%

Local Beer (0.5 liter bottle)

$1.78 ฿59.4

$1.74 ₹167

2.30%

Imported Beer (0.33 liter bottle)

$2.78 ฿92.9

$2.74 ₹263

1.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.54 ₹532

One-way Ticket (Public Transport)

$2.23 ฿74.4

$0.18 ₹17.59

1138.89%

Public Transport Monthly Pass (Regular Price)

$22.74 ฿759

$5.14 ₹494

342.41%

Taxi Start (Normal Tariff)

$3.03 ฿101

$0.28 ₹26.72

982.14%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.15

$0.30 ₹28.48

240.00%

Taxi 1hour Waiting (Normal Tariff)

$3.89 ฿130

$0.97 ₹92.6

301.03%

Gasoline (1 liter)

$1.49 ฿49.77

$1.06 ₹102

40.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ฿887.3K

$9,729 ₹933.4K

173.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿902.2K

$16.2K ₹1.6M

66.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,420

$48.14 ₹4,619

112.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.33 ฿378

$4.56 ₹438

148.46%

Internet (50+ Mbps, Unlimited Data)

$17.40 ฿581

$7.26 ₹697

139.67%

Gym Membership (Monthly)

$52.1 ฿1,738

$17.68 ₹1,696

194.57%

Tennis Court (1 Hour on Weekend)

$11.07 ฿370

$9.51 ₹913

16.40%

Cinema Ticket

$7.69 ฿257

$4.37 ₹420

75.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$561 ฿18.7K

$114 ₹11.0K

390.93%

International Primary School, 1 Child (Yearly)

$11.5K ฿384.1K

$1,414 ₹135.7K

713.72%

Jeans (Levis 501 Or Similar)

$63.0 ฿2,104

$22.16 ₹2,126

184.43%

Summer Dress (H&M, Zara, etc)

$29.52 ฿986

$19.45 ₹1,866

51.77%

Sport Shoes (Adidas, Nike)

$98.0 ฿3,272

$46.72 ₹4,483

109.82%

Men's Leather Business Shoes

$88.5 ฿2,954

$38.98 ₹3,740

127.04%

1-bedroom Apartment, City Center (Monthly)

$738 ฿24.6K

$286 ₹27.4K

158.49%

1-bedroom Apartment, Outside City Center (Monthly)

$482 ฿16.1K

$207 ₹19.8K

133.58%

3-bedroom Apartment, City Center (Monthly)

$2,107 ฿70.3K

$735 ₹70.6K

186.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,226 ฿40.9K

$428 ₹41.1K

186.15%

Buy Apartment in City Center (m2)

$3,617 ฿120.7K

$1,620 ₹155.5K

123.22%

Buy Apartment Outside City Center (m2)

$2,603 ฿86.9K

$1,418 ₹136.0K

83.60%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$722 ₹69.3K

-31.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.16

-39.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 15, 2026

Last update for Navi Mumbai: September 15, 2026

Cost Breakdown

A central one-bedroom costs $738 in Phuket versus $286 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Phuket versus $15.00 in Navi Mumbai. Monthly groceries follow the same trend: $274 vs $120 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Phuket costs about 120% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,847 per month in Phuket and $838 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 342% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $561 per month in Phuket and $114 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $559, than in Phuket at $1,232. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $559 versus $1,232 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.