Cost of Living Comparison Between Phuket and Navi Mumbai Cost of Living Comparison Between Phuket and Navi Mumbai

Monthly Cost of Living

A single person spends $1,232 per month in Phuket vs $539 in Navi Mumbai, rent included.

A couple spends around $2,255 per month in Phuket vs $884 in Navi Mumbai, rent included.

A family of three spends $3,279 per month in Phuket vs $1,230 in Navi Mumbai, rent included.

Phuket costs about 128% more than Navi Mumbai, driven mainly by Groceries & Markets.

Both Phuket and Navi Mumbai are more affordable than the global median – Phuket 8% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$4.63 ฿151

$2.98 ₹283

55.37%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,532

$17.70 ₹1,680

164.63%

Fast Food Meal (McDonalds, etc)

$8.84 ฿289

$4.59 ₹435

92.59%

Cappuccino

$3.00 ฿98.0

$2.03 ₹193

47.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.25

$0.38 ₹36.45

94.74%

Water (0.33 liter bottle)

$0.37 ฿11.95

$0.12 ₹11.77

208.33%

Local Beer (0.5 liter draught)

$2.44 ฿79.8

$2.39 ₹227

2.09%

Imported Beer (0.33 liter bottle)

$3.61 ฿118

$3.48 ₹330

3.74%

Milk (1 liter)

$2.26 ฿73.9

$0.69 ₹65.1

227.54%

White Bread (500g)

$1.84 ฿60.1

$0.47 ₹45.00

291.49%

Rice (white) (1kg)

$2.24 ฿73.4

$0.64 ₹61.2

250.00%

Eggs

$2.32 ฿75.7

$0.88 ₹83.3

163.64%

Local Cheese (1kg)

$19.67 ฿643

$6.86 ₹652

186.73%

Chicken Fillets (1kg)

$3.65 ฿119

$4.51 ₹428

-19.07%

Beef Round Steak (1kg)

$13.10 ฿428

Apples (1kg)

$3.39 ฿111

$1.91 ₹182

77.49%

Banana (1kg)

$1.64 ฿53.7

$0.67 ₹63.3

144.78%

Oranges (1kg)

$2.41 ฿79.0

$1.16 ₹110

107.76%

Tomato (1kg)

$2.03 ฿66.4

$0.62 ₹58.4

227.42%

Potato (1kg)

$1.56 ฿50.9

$0.53 ₹50.5

194.34%

Onion (1kg)

$1.50 ฿48.94

$0.53 ₹50.4

183.02%

Lettuce (1 head)

$1.02 ฿33.50

$0.45 ₹42.71

126.67%

Water (1.5 liter bottle)

$0.49 ฿16.00

$0.33 ₹31.18

48.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$4.11 ₹390

8.27%

Wine (Bottle)

$18.88 ฿617

$7.27 ₹690

159.70%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.86 ₹177

-4.30%

Imported Beer (0.33 liter bottle)

$2.75 ฿90.1

$3.04 ₹288

-9.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.63 ₹629

One-way Ticket (Public Transport)

$1.40 ฿45.81

$0.15 ₹14.30

833.33%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿376

$5.75 ₹546

99.65%

Taxi Start (Normal Tariff)

$3.12 ฿102

$0.34 ₹32.43

817.65%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.67

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿461

$1.07 ₹102

1216.82%

Gasoline (1 liter)

$1.35 ฿44.19

$1.19 ₹113

13.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿888.9K

$12.9K ₹1.2M

110.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$23.0K ₹2.2M

43.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,087

$44.36 ₹4,211

181.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$3.68 ₹350

268.75%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿606

$9.05 ₹859

104.64%

Gym Membership (Monthly)

$61.5 ฿2,010

$18.60 ₹1,766

230.54%

Tennis Court (1 Hour on Weekend)

$16.84 ฿551

$9.27 ₹880

81.66%

Cinema Ticket

$9.19 ฿300

$4.00 ₹380

129.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$96.1 ₹9,123

626.64%

International Primary School, 1 Child (Yearly)

$15.6K ฿509.9K

$1,415 ₹134.3K

1002.26%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,889

$22.52 ₹2,138

156.48%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,152

$18.56 ₹1,762

89.87%

Sport Shoes (Adidas, Nike)

$113 ฿3,699

$49.22 ₹4,673

129.80%

Men's Leather Business Shoes

$86.4 ฿2,825

$34.26 ₹3,253

152.13%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.1K

$292 ₹27.7K

110.85%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.6K

$178 ₹16.9K

149.94%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿67.0K

$785 ₹74.5K

160.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.8K

$457 ₹43.4K

226.48%

Buy Apartment in City Center (m2)

$3,779 ฿123.6K

$1,633 ₹155.0K

131.41%

Buy Apartment Outside City Center (m2)

$2,649 ฿86.6K

$1,262 ₹119.8K

109.90%

Average Monthly Net Salary (After Tax)

$524 ฿17.1K

$663 ₹62.9K

-20.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

9.27

-42.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Navi Mumbai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $616 in Phuket versus $292 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Phuket versus $18.00 in Navi Mumbai. Monthly groceries follow the same trend: $292 vs $120 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Phuket costs about 128% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,847 per month in Phuket and $809 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 100% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $698 per month in Phuket and $96.1 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $539, than in Phuket at $1,232. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $539 versus $1,232 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.