Cost of Living Comparison Between Phuket and Navi Mumbai Cost of Living Comparison Between Phuket and Navi Mumbai

Monthly Cost of Living

A single person spends $1,264 per month in Phuket vs $527 in Navi Mumbai, rent included.

A couple spends around $2,256 per month in Phuket vs $874 in Navi Mumbai, rent included.

A family of three spends $3,248 per month in Phuket vs $1,222 in Navi Mumbai, rent included.

Phuket costs about 140% more than Navi Mumbai, driven mainly by Groceries & Markets.

Both Phuket and Navi Mumbai are more affordable than the global median – Phuket 5% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$4.48 ฿150

$2.96 ₹282

51.35%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$17.65 ₹1,683

158.30%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$4.54 ₹433

92.95%

Cappuccino

$2.97 ฿99.0

$1.97 ₹188

50.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$0.42 ₹39.73

64.29%

Water (0.33 liter bottle)

$0.39 ฿13.04

$0.12 ₹11.15

225.00%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$2.37 ₹226

6.75%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$3.56 ₹340

5.34%

Milk (1 liter)

$2.15 ฿71.6

$0.72 ₹68.2

198.61%

White Bread (500g)

$1.82 ฿60.6

$0.51 ₹48.43

256.86%

Rice (white) (1kg)

$2.18 ฿72.9

$0.65 ₹62.4

235.38%

Eggs

$2.25 ฿75.0

$0.89 ₹84.5

152.81%

Local Cheese (1kg)

$20.00 ฿667

$6.92 ₹660

189.02%

Chicken Fillets (1kg)

$3.63 ฿121

$4.58 ₹437

-20.74%

Beef Round Steak (1kg)

$13.56 ฿452

Apples (1kg)

$3.24 ฿108

$1.98 ₹189

63.64%

Banana (1kg)

$1.64 ฿54.6

$0.69 ₹65.5

137.68%

Oranges (1kg)

$2.33 ฿77.8

$1.16 ₹111

100.86%

Tomato (1kg)

$2.07 ฿69.1

$0.57 ₹54.4

263.16%

Potato (1kg)

$1.55 ฿51.6

$0.54 ₹51.7

187.04%

Onion (1kg)

$1.46 ฿48.54

$0.50 ₹48.00

192.00%

Lettuce (1 head)

$0.98 ฿32.86

$0.41 ₹39.15

139.02%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.33 ₹31.02

45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$4.22 ₹403

3.08%

Wine (Bottle)

$18.57 ฿620

$7.46 ₹711

148.93%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$1.86 ₹178

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$2.99 ₹285

-11.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.53 ₹623

One-way Ticket (Public Transport)

$1.42 ฿47.28

$0.16 ₹15.68

787.50%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$5.75 ₹548

101.22%

Taxi Start (Normal Tariff)

$3.17 ฿106

$0.34 ₹32.71

832.35%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$1.07 ₹102

1198.13%

Gasoline (1 liter)

$1.34 ฿44.84

$1.19 ₹113

12.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$12.9K ₹1.2M

115.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$22.5K ₹2.1M

48.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$45.76 ₹4,364

168.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$3.65 ₹348

277.26%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$9.41 ₹897

94.79%

Gym Membership (Monthly)

$60.7 ฿2,025

$18.87 ₹1,800

221.62%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$9.20 ₹877

86.52%

Cinema Ticket

$8.87 ฿296

$3.96 ₹378

123.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$96.1 ₹9,169

615.49%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$1,429 ₹136.3K

1003.97%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$22.64 ₹2,159

161.93%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$18.86 ₹1,799

83.93%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$49.55 ₹4,725

132.47%

Men's Leather Business Shoes

$83.8 ฿2,794

$33.50 ₹3,195

150.03%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$301 ₹28.7K

106.47%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$180 ₹17.2K

147.46%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$803 ₹76.6K

153.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$457 ₹43.6K

227.51%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$1,608 ₹153.3K

114.90%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$1,436 ₹137.0K

76.25%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$657 ₹62.7K

-24.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

9.27

-42.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Navi Mumbai: July 28, 2026

Cost Breakdown

A central one-bedroom costs $621 in Phuket versus $301 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $46.00 in Phuket versus $18.00 in Navi Mumbai. Monthly groceries follow the same trend: $291 vs $122 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Phuket costs about 140% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,896 per month in Phuket and $790 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 101% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $688 per month in Phuket and $96.1 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $527, than in Phuket at $1,264. In Navi Mumbai it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $527 versus $1,264 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.