Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Hong Kong

For one person, living is cheaper in Navi Mumbai: $547 a month against $3,050 in Hong Kong, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
147

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Navi Mumbai

🇮🇳 India

$547

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Hong Kong actually costs, broken down by who's living it.

A single person spends $547 per month in Navi Mumbai vs $3,050 in Hong Kong, rent included.

Navi Mumbai $547
Hong Kong $3,050

A couple spends around $859 per month in Navi Mumbai vs $4,786 in Hong Kong, rent included.

Navi Mumbai $859
Hong Kong $4,786

A family of three spends $1,171 per month in Navi Mumbai vs $6,522 in Hong Kong, rent included.

Navi Mumbai $1,171
Hong Kong $6,522

Navi Mumbai is about 82% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Navi Mumbai sits 60% below the global median, while Hong Kong is 126% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.59 ₹244

$8.37 HK$65.6

-69.06%

Three-Course Dinner for Two, Mid-Range

$13.53 ₹1,278

$63.4 HK$497

-78.65%

Fast Food Meal (McDonalds, etc)

$3.61 ₹341

$6.53 HK$51.2

-44.72%

Cappuccino

$1.95 ₹185

$5.15 HK$40.33

-62.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.55

$1.38 HK$10.80

-65.22%

Water (0.33 liter bottle)

$0.16 ₹15.24

$1.13 HK$8.86

-85.84%

Local Beer (0.5 liter draught)

$2.09 ₹197

$7.73 HK$60.6

-72.96%

Imported Beer (0.33 liter bottle)

$3.08 ₹291

$5.56 HK$43.62

-44.60%

Milk (1 liter)

$0.70 ₹66.2

$2.94 HK$23.01

-76.19%

White Bread (500g)

$0.54 ₹50.8

$2.41 HK$18.91

-77.59%

Rice (white) (1kg)

$0.69 ₹65.3

$2.22 HK$17.42

-68.92%

Eggs

$1.02 ₹96.6

$3.41 HK$26.73

-70.09%

Local Cheese (1kg)

$8.80 ₹831

$23.18 HK$182

-62.04%

Chicken Fillets (1kg)

$3.44 ₹325

$8.67 HK$68.0

-60.32%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$2.30 ₹217

$4.21 HK$33.02

-45.37%

Banana (1kg)

$0.81 ₹76.9

$2.58 HK$20.19

-68.60%

Oranges (1kg)

$1.07 ₹101

$4.68 HK$36.68

-77.14%

Tomato (1kg)

$0.62 ₹58.9

$4.00 HK$31.33

-84.50%

Potato (1kg)

$0.45 ₹42.20

$3.19 HK$24.98

-85.89%

Onion (1kg)

$0.56 ₹53.1

$3.27 HK$25.60

-82.87%

Lettuce (1 head)

$0.51 ₹48.18

$1.57 HK$12.29

-67.52%

Water (1.5 liter bottle)

$0.38 ₹35.92

$1.71 HK$13.44

-77.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.93 ₹466

$13.33 HK$105

-63.02%

Wine (Bottle)

$7.61 ₹718

$15.56 HK$122

-51.09%

Local Beer (0.5 liter bottle)

$2.02 ₹191

$2.02 HK$15.87

Imported Beer (0.33 liter bottle)

$3.60 ₹341

$2.28 HK$17.83

57.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.68 ₹537

One-way Ticket (Public Transport)

$0.22 ₹20.81

$1.23 HK$9.67

-82.11%

Public Transport Monthly Pass (Regular Price)

$4.62 ₹437

$87.6 HK$686

-94.72%

Taxi Start (Normal Tariff)

$0.33 ₹31.47

$3.76 HK$29.46

-91.22%

Taxi (Normal Tariff) (1km)

$0.24 ₹22.75

$1.30 HK$10.19

-81.54%

Taxi 1hour Waiting (Normal Tariff)

$1.35 ₹128

$15.93 HK$125

-91.53%

Gasoline (1 liter)

$1.10 ₹104

$4.27 HK$33.48

-74.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$45.0K HK$352.7K

-74.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K ₹1.9M

$37.6K HK$294.8K

-47.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.3 ₹5,597

$237 HK$1,859

-75.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.67 ₹441

$15.46 HK$121

-69.79%

Internet (50+ Mbps, Unlimited Data)

$8.43 ₹797

$22.46 HK$176

-62.47%

Gym Membership (Monthly)

$21.39 ₹2,020

$97.4 HK$764

-78.04%

Tennis Court (1 Hour on Weekend)

$14.38 ₹1,358

$9.02 HK$70.7

59.42%

Cinema Ticket

$5.33 ₹503

$12.98 HK$102

-58.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 ₹12.9K

$1,302 HK$10.2K

-89.52%

International Primary School, 1 Child (Yearly)

$2,267 ₹214.1K

$30.3K HK$237.2K

-92.51%

Jeans (Levis 501 Or Similar)

$22.59 ₹2,134

$68.0 HK$533

-66.76%

Summer Dress (H&M, Zara, etc)

$27.83 ₹2,629

$42.80 HK$335

-34.98%

Sport Shoes (Adidas, Nike)

$41.26 ₹3,898

$81.3 HK$637

-49.26%

Men's Leather Business Shoes

$31.83 ₹3,007

$121 HK$949

-73.71%

1-bedroom Apartment, City Center (Monthly)

$321 ₹30.3K

$2,385 HK$18.7K

-86.54%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₹16.8K

$1,794 HK$14.1K

-90.10%

3-bedroom Apartment, City Center (Monthly)

$770 ₹72.7K

$5,695 HK$44.6K

-86.48%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₹36.6K

$3,786 HK$29.7K

-89.78%

Buy Apartment in City Center (m2)

$2,176 ₹205.6K

$28.8K HK$226.0K

-92.45%

Buy Apartment Outside City Center (m2)

$1,691 ₹159.7K

$18.9K HK$147.9K

-91.04%

Average Monthly Net Salary (After Tax)

$735 ₹69.4K

$3,194 HK$25.0K

-76.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

3.89

152.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 31, 2026

Last update for Hong Kong: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$178 32.5%

Hong Kong

$1.8K 58.8% 910% $1.6K

Groceries & Markets

Navi Mumbai

$128 23.4%

Hong Kong

$407 13.3% 217% $278

Eating Out

Navi Mumbai

$74 13.6%

Hong Kong

$208 6.8% 181% $134

Monthly Utilities & Internet

Navi Mumbai

$72 13.2%

Hong Kong

$275 9% 280% $203

Clothing & Footwear

Navi Mumbai

$56 10.2%

Hong Kong

$141 4.6% 154% $85

Sport & Entertainment

Navi Mumbai

$32 5.9%

Hong Kong

$123 4% 285% $91

Getting Around

Navi Mumbai

$7 1.3%

Hong Kong

$103 3.4% 1360% $96

Cost Breakdown

A central one-bedroom costs $321 in Navi Mumbai versus $2,385 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 4.3 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14 in Navi Mumbai versus $63 in Hong Kong. Monthly groceries follow the same trend: $128 vs $407 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇳 Navi Mumbai

🇭🇰 Hong Kong

🕒 Local time

13:03 1:03 PM

15:33 3:33 PM

2 h 30 min ahead of Navi Mumbai

🌤 Weather

👥 Population

1,120,547

1,367,900 Capital

💱 Currency

Indian Rupee INR ₹

Hong Kong Dollar HKD $

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

USD to INR in detail →

On the map

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Between locations

Navi Mumbai Hong Kong 4,280 km ≈ 6 h nonstop flight

From you

Navi Mumbai
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $547 in Navi Mumbai, $3,050 in Hong Kong – Navi Mumbai comes out roughly 82% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $821 per month in Navi Mumbai and $4,576 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $321 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $14 in Navi Mumbai and $63 in Hong Kong. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $547 in Navi Mumbai and $3,050 in Hong Kong. That makes Navi Mumbai about 82% cheaper.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $547, than in Hong Kong at $3,050. In Navi Mumbai it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $547 in Navi Mumbai to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Navi Mumbai. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.