Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $547 a month against $3,050 in Hong Kong, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
26

Cost of Living Index in Navi Mumbai
Learn more

Navi Mumbai Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Navi Mumbai

🇮🇳 India

$547

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $547 in Navi Mumbai, rent included.

Hong Kong $3,050
Navi Mumbai $547

A couple spends around $4,786 per month in Hong Kong vs $859 in Navi Mumbai, rent included.

Hong Kong $4,786
Navi Mumbai $859

A family of three spends $6,522 per month in Hong Kong vs $1,171 in Navi Mumbai, rent included.

Hong Kong $6,522
Navi Mumbai $1,171

Hong Kong costs about 458% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Navi Mumbai is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.59 ₹244

223.17%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$13.53 ₹1,278

368.44%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.61 ₹341

80.89%

Cappuccino

$5.15 HK$40.33

$1.95 ₹185

164.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.48 ₹45.55

187.50%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.16 ₹15.24

606.25%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.09 ₹197

269.86%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$3.08 ₹291

80.52%

Milk (1 liter)

$2.94 HK$23.01

$0.70 ₹66.2

320.00%

White Bread (500g)

$2.41 HK$18.91

$0.54 ₹50.8

346.30%

Rice (white) (1kg)

$2.22 HK$17.42

$0.69 ₹65.3

221.74%

Eggs

$3.41 HK$26.73

$1.02 ₹96.6

234.31%

Local Cheese (1kg)

$23.18 HK$182

$8.80 ₹831

163.41%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.44 ₹325

152.03%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.30 ₹217

83.04%

Banana (1kg)

$2.58 HK$20.19

$0.81 ₹76.9

218.52%

Oranges (1kg)

$4.68 HK$36.68

$1.07 ₹101

337.38%

Tomato (1kg)

$4.00 HK$31.33

$0.62 ₹58.9

545.16%

Potato (1kg)

$3.19 HK$24.98

$0.45 ₹42.20

608.89%

Onion (1kg)

$3.27 HK$25.60

$0.56 ₹53.1

483.93%

Lettuce (1 head)

$1.57 HK$12.29

$0.51 ₹48.18

207.84%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.38 ₹35.92

350.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.93 ₹466

170.39%

Wine (Bottle)

$15.56 HK$122

$7.61 ₹718

104.47%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$2.02 ₹191

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$3.60 ₹341

-36.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.68 ₹537

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.22 ₹20.81

459.09%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$4.62 ₹437

1795.67%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.33 ₹31.47

1039.39%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.24 ₹22.75

441.67%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.35 ₹128

1080.00%

Gasoline (1 liter)

$4.27 HK$33.48

$1.10 ₹104

288.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.5K ₹1.1M

290.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$19.7K ₹1.9M

90.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$59.3 ₹5,597

300.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.67 ₹441

231.05%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$8.43 ₹797

166.43%

Gym Membership (Monthly)

$97.4 HK$764

$21.39 ₹2,020

355.45%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$14.38 ₹1,358

-37.27%

Cinema Ticket

$12.98 HK$102

$5.33 ₹503

143.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$136 ₹12.9K

853.93%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$2,267 ₹214.1K

1235.18%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$22.59 ₹2,134

200.89%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$27.83 ₹2,629

53.79%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$41.26 ₹3,898

97.09%

Men's Leather Business Shoes

$121 HK$949

$31.83 ₹3,007

280.40%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$321 ₹30.3K

643.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$178 ₹16.8K

909.65%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$770 ₹72.7K

639.87%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$387 ₹36.6K

878.56%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$2,176 ₹205.6K

1224.74%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$1,691 ₹159.7K

1016.18%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$735 ₹69.4K

334.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

9.83

-60.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Navi Mumbai: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Navi Mumbai

$178 32.5% 90.1% $1.6K

Groceries & Markets

Hong Kong

$407 13.3%

Navi Mumbai

$128 23.4% 68.5% $278

Monthly Utilities & Internet

Hong Kong

$275 9%

Navi Mumbai

$72 13.2% 73.7% $203

Eating Out

Hong Kong

$208 6.8%

Navi Mumbai

$74 13.6% 64.4% $134

Clothing & Footwear

Hong Kong

$141 4.6%

Navi Mumbai

$56 10.2% 60.6% $85

Sport & Entertainment

Hong Kong

$123 4%

Navi Mumbai

$32 5.9% 74% $91

Getting Around

Hong Kong

$103 3.4%

Navi Mumbai

$7 1.3% 93.1% $96

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $321 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 4.3 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $407 vs $128 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Navi Mumbai

🕒 Local time

15:33 3:33 PM

13:03 1:03 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,120,547

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Navi Mumbai 4,280 km ≈ 6 h nonstop flight

From you

Hong Kong
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $547 in Navi Mumbai – Navi Mumbai comes out roughly 82% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $821 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $321 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $14 in Navi Mumbai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $547 in Navi Mumbai. That makes Navi Mumbai about 82% cheaper.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $547, than in Hong Kong at $3,050. In Navi Mumbai it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $547 in Navi Mumbai to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Navi Mumbai. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.