Cost of Living Comparison Between Navi Mumbai and Chiang Mai Cost of Living Comparison Between Navi Mumbai and Chiang Mai

Monthly Cost of Living

A single person spends $532 per month in Navi Mumbai vs $866 in Chiang Mai, rent included.

A couple spends around $874 per month in Navi Mumbai vs $1,351 in Chiang Mai, rent included.

A family of three spends $1,216 per month in Navi Mumbai vs $1,835 in Chiang Mai, rent included.

Navi Mumbai is about 39% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Navi Mumbai and Chiang Mai are more affordable than the global median – Navi Mumbai 60% lower, Chiang Mai 35% lower.

Currency
🍽 Eating Out
Navi Mumbai
Chiang Mai
Difference
Meal at Budget Restaurant
$2.93 ₹279
$1.94 ฿63.5
51.03%
Three-Course Dinner for Two, Mid-Range
$17.39 ₹1,656
$18.64 ฿609
-6.71%
Fast Food Meal (McDonalds, etc)
$4.66 ₹444
$7.82 ฿255
-40.41%
Cappuccino
$1.96 ₹186
$1.95 ฿63.8
0.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹39.38
$0.85 ฿27.77
-51.76%
Water (0.33 liter bottle)
$0.13 ₹12.86
$0.35 ฿11.58
-62.86%
Local Beer (0.5 liter draught)
$2.28 ₹218
$2.13 ฿69.6
7.04%
Imported Beer (0.33 liter bottle)
$3.41 ₹325
$3.73 ฿122
-8.58%
🛒 Groceries & Markets
Navi Mumbai
Chiang Mai
Difference
Milk (1 liter)
$0.72 ₹69.0
$1.71 ฿56.0
-57.89%
White Bread (500g)
$0.47 ₹44.36
$1.63 ฿53.2
-71.17%
Rice (white) (1kg)
$0.64 ₹61.3
$1.14 ฿37.15
-43.86%
Eggs
$0.90 ₹86.0
$1.93 ฿63.1
-53.37%
Local Cheese (1kg)
$7.22 ₹688
$16.21 ฿530
-55.46%
Chicken Fillets (1kg)
$4.50 ₹428
$3.12 ฿102
44.23%
Beef Round Steak (1kg)
-
$10.90 ฿356
-
Apples (1kg)
$1.90 ₹181
$2.75 ฿90.0
-30.91%
Banana (1kg)
$0.69 ₹65.6
$1.21 ฿39.52
-42.98%
Oranges (1kg)
$1.14 ₹109
$1.62 ฿53.0
-29.63%
Tomato (1kg)
$0.58 ₹55.3
$1.59 ฿51.8
-63.52%
Potato (1kg)
$0.50 ₹47.85
$1.40 ฿45.70
-64.29%
Onion (1kg)
$0.49 ₹47.15
$1.17 ฿38.17
-58.12%
Lettuce (1 head)
$0.44 ₹42.20
$0.66 ฿21.60
-33.33%
Water (1.5 liter bottle)
$0.32 ₹30.85
$0.53 ฿17.22
-39.62%
Cigarettes 20 Pack (Marlboro, Camel)
$4.28 ₹408
$4.69 ฿153
-8.74%
Wine (Bottle)
$7.25 ₹691
$18.66 ฿609
-61.15%
Local Beer (0.5 liter bottle)
$1.95 ₹185
$1.80 ฿58.8
8.33%
Imported Beer (0.33 liter bottle)
$3.09 ₹294
$3.23 ฿106
-4.33%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.71 ₹639
-
-
🚌 Getting Around
Navi Mumbai
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.15 ₹14.62
$0.90 ฿29.26
-83.33%
Public Transport Monthly Pass (Regular Price)
$5.66 ₹539
$19.21 ฿628
-70.54%
Taxi Start (Normal Tariff)
$0.34 ₹32.79
$1.41 ฿45.91
-75.89%
Taxi (Normal Tariff) (1km)
-
$1.29 ฿42.12
-
Taxi 1hour Waiting (Normal Tariff)
$1.07 ₹102
$7.84 ฿256
-86.35%
Gasoline (1 liter)
$1.25 ₹119
$1.27 ฿41.58
-1.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.9K ₹1.2M
$21.3K ฿694.9K
-39.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K ₹2.2M
$22.2K ฿725.4K
3.33%
🧾 Monthly Utilities & Internet
Navi Mumbai
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$45.73 ₹4,356
$69.1 ฿2,256
-33.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.62 ₹345
$14.08 ฿460
-74.29%
Internet (50+ Mbps, Unlimited Data)
$9.42 ₹897
$18.00 ฿588
-47.67%
🎉 Sport & Entertainment
Navi Mumbai
Chiang Mai
Difference
Gym Membership (Monthly)
$19.08 ₹1,818
$41.06 ฿1,341
-53.53%
Tennis Court (1 Hour on Weekend)
$9.08 ₹864
$6.96 ฿227
30.46%
Cinema Ticket
$4.05 ₹386
$5.92 ฿193
-31.59%
🧸 Childcare & Education
Navi Mumbai
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$96.4 ₹9,180
$299 ฿9,766
-67.77%
International Primary School, 1 Child (Yearly)
$1,429 ₹136.2K
$15.0K ฿488.3K
-90.44%
👕👟 Clothing & Footwear
Navi Mumbai
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$22.22 ₹2,116
$54.7 ฿1,787
-59.38%
Summer Dress (H&M, Zara, etc)
$18.39 ₹1,751
$26.77 ฿874
-31.30%
Sport Shoes (Adidas, Nike)
$49.65 ₹4,729
$85.0 ฿2,776
-41.58%
Men's Leather Business Shoes
$33.08 ₹3,151
$70.6 ฿2,306
-53.14%
🏠 Accommodation & Living
Navi Mumbai
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$295 ₹28.1K
$428 ฿14.0K
-31.07%
1-bedroom Apartment, Outside City Center (Monthly)
$181 ₹17.2K
$237 ฿7,752
-23.78%
3-bedroom Apartment, City Center (Monthly)
$797 ₹75.9K
$801 ฿26.2K
-0.57%
3-bedroom Apartment, Outside City Center (Monthly)
$446 ₹42.5K
$515 ฿16.8K
-13.55%
Buy Apartment in City Center (m2)
$1,610 ₹153.4K
$1,975 ฿64.5K
-18.44%
Buy Apartment Outside City Center (m2)
$1,433 ₹136.5K
$1,475 ฿48.2K
-2.86%
💵 Salaries & Financials
Navi Mumbai
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$667 ₹63.5K
$617 ฿20.2K
7.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.27
5
85.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: May 30, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $295 in Navi Mumbai versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17.00 in Navi Mumbai versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $122 vs $246 – making Navi Mumbai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Navi Mumbai vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Navi Mumbai or Chiang Mai?
Chiang Mai costs about 63% more than Navi Mumbai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Navi Mumbai vs Chiang Mai?
For a comfortable life, plan on about $798 per month in Navi Mumbai and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Navi Mumbai or Chiang Mai?
Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Navi Mumbai and Chiang Mai?
Kindergarten costs $96.4 per month in Navi Mumbai and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Navi Mumbai or Chiang Mai?
Groceries cost about 102% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Navi Mumbai or Chiang Mai?
$800 covers both cities comfortably – all-in costs are $532 in Navi Mumbai and $866 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Navi Mumbai or Chiang Mai?
For digital nomads, it depends on budget. Navi Mumbai costs $532 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Navi Mumbai compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Navi Mumbai or Chiang Mai?
If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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