Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Navi Mumbai: $542 a month against $936 in Chiang Mai, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Navi Mumbai

🇮🇳 India

$542

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $542 per month in Navi Mumbai vs $936 in Chiang Mai, rent included.

Navi Mumbai $542
Chiang Mai $936

A couple spends around $845 per month in Navi Mumbai vs $1,457 in Chiang Mai, rent included.

Navi Mumbai $845
Chiang Mai $1,457

A family of three spends $1,148 per month in Navi Mumbai vs $1,979 in Chiang Mai, rent included.

Navi Mumbai $1,148
Chiang Mai $1,979

Navi Mumbai is about 42% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Navi Mumbai and Chiang Mai are more affordable than the global median – Navi Mumbai 60% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$2.70 ₹257

$2.24 ฿75.5

20.54%

Three-Course Dinner for Two, Mid-Range

$13.52 ₹1,288

$19.00 ฿640

-28.84%

Fast Food Meal (McDonalds, etc)

$3.64 ₹346

$5.55 ฿187

-34.41%

Cappuccino

$1.98 ₹188

$1.67 ฿56.4

18.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.54

$0.64 ฿21.51

-23.44%

Water (0.33 liter bottle)

$0.15 ₹14.07

$0.31 ฿10.29

-51.61%

Local Beer (0.5 liter draught)

$2.15 ₹205

$2.36 ฿79.5

-8.90%

Imported Beer (0.33 liter bottle)

$3.21 ₹306

$3.66 ฿123

-12.30%

Milk (1 liter)

$0.70 ₹66.4

$1.95 ฿65.7

-64.10%

White Bread (500g)

$0.49 ₹46.35

$1.44 ฿48.41

-65.97%

Rice (white) (1kg)

$0.67 ₹63.7

$1.33 ฿44.97

-49.62%

Eggs

$1.06 ₹101

$2.28 ฿77.0

-53.51%

Local Cheese (1kg)

$8.56 ₹815

$16.45 ฿554

-47.96%

Chicken Fillets (1kg)

$3.46 ₹329

$2.78 ฿93.8

24.46%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.27 ₹216

$2.35 ฿79.3

-3.40%

Banana (1kg)

$0.86 ₹81.5

$0.97 ฿32.75

-11.34%

Oranges (1kg)

$1.04 ₹98.7

$1.60 ฿53.8

-35.00%

Tomato (1kg)

$0.57 ₹54.6

$1.50 ฿50.6

-62.00%

Potato (1kg)

$0.48 ₹45.67

$1.28 ฿43.06

-62.50%

Onion (1kg)

$0.57 ₹54.2

$1.10 ฿37.14

-48.18%

Lettuce (1 head)

$0.46 ₹43.71

$0.71 ฿23.79

-35.21%

Water (1.5 liter bottle)

$0.38 ₹36.58

$0.49 ฿16.34

-22.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹482

$4.14 ฿140

22.22%

Wine (Bottle)

$7.16 ₹682

$17.52 ฿590

-59.13%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.61 ฿54.4

23.60%

Imported Beer (0.33 liter bottle)

$3.62 ₹345

$2.78 ฿93.8

30.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹540

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.87 ฿29.27

-77.01%

Public Transport Monthly Pass (Regular Price)

$5.11 ₹487

$54.1 ฿1,823

-90.55%

Taxi Start (Normal Tariff)

$0.30 ₹28.77

$1.16 ฿39.00

-74.14%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.13

$0.53 ฿17.78

-41.51%

Taxi 1hour Waiting (Normal Tariff)

$0.98 ₹93.7

$2.42 ฿81.6

-59.50%

Gasoline (1 liter)

$1.12 ₹107

$1.45 ฿48.82

-22.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$21.1K ฿709.7K

-45.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K ₹1.7M

$26.9K ฿907.9K

-34.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.7 ₹5,593

$62.2 ฿2,095

-5.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.68 ₹446

$12.17 ฿410

-61.54%

Internet (50+ Mbps, Unlimited Data)

$8.85 ₹843

$20.12 ฿678

-56.01%

Gym Membership (Monthly)

$20.82 ₹1,982

$37.31 ฿1,257

-44.20%

Tennis Court (1 Hour on Weekend)

$9.65 ₹919

$3.77 ฿127

155.97%

Cinema Ticket

$4.63 ₹440

$6.49 ฿219

-28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₹12.8K

$736 ฿24.8K

-81.70%

International Primary School, 1 Child (Yearly)

$1,295 ₹123.3K

$14.8K ฿497.6K

-91.23%

Jeans (Levis 501 Or Similar)

$22.74 ₹2,165

$53.4 ฿1,799

-57.39%

Summer Dress (H&M, Zara, etc)

$19.96 ₹1,901

$24.64 ฿830

-18.99%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,894

$91.5 ฿3,083

-55.29%

Men's Leather Business Shoes

$31.76 ₹3,024

$71.9 ฿2,424

-55.85%

1-bedroom Apartment, City Center (Monthly)

$319 ₹30.4K

$482 ฿16.3K

-33.88%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.0K

$309 ฿10.4K

-42.19%

3-bedroom Apartment, City Center (Monthly)

$784 ₹74.6K

$1,006 ฿33.9K

-22.08%

3-bedroom Apartment, Outside City Center (Monthly)

$380 ₹36.2K

$633 ฿21.3K

-40.04%

Buy Apartment in City Center (m2)

$2,252 ₹214.4K

$2,363 ฿79.6K

-4.72%

Buy Apartment Outside City Center (m2)

$1,664 ₹158.5K

$1,589 ฿53.6K

4.75%

Average Monthly Net Salary (After Tax)

$699 ₹66.6K

$590 ฿19.9K

18.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

5.57

76.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$179 32.9%

Chiang Mai

$309 33% 73% $130

Groceries & Markets

Navi Mumbai

$126 23.2%

Chiang Mai

$234 25.1% 86.3% $109

Eating Out

Navi Mumbai

$76 14%

Chiang Mai

$78 8.3% 2.1% $1.6

Monthly Utilities & Internet

Navi Mumbai

$72 13.3%

Chiang Mai

$94 10.1% 30.7% $22

Clothing & Footwear

Navi Mumbai

$52 9.6%

Chiang Mai

$109 11.6% 109% $57

Sport & Entertainment

Navi Mumbai

$30 5.5%

Chiang Mai

$50 5.4% 67.2% $20

Getting Around

Navi Mumbai

$7.7 1.4%

Chiang Mai

$61 6.6% 693% $54

Cost Breakdown

A central one-bedroom costs $319 in Navi Mumbai versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14 in Navi Mumbai versus $19 in Chiang Mai. Monthly groceries follow the same trend: $126 vs $234 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇳 Navi Mumbai

🇹🇭 Chiang Mai

🕒 Local time

06:59 6:59 AM

08:29 8:29 AM

1 h 30 min ahead of Navi Mumbai

🌤 Weather

👥 Population

1,120,547

127,240

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100 THB = 2.97 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Navi Mumbai Chiang Mai 2,730 km ≈ 4 h nonstop flight

From you

Navi Mumbai
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 72% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $814 per month in Navi Mumbai and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $482 in Chiang Mai.

Kindergarten costs $135 per month in Navi Mumbai and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 86% more in Chiang Mai, though the gap depends on what you buy.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Chiang Mai at $936. In Navi Mumbai it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $936 in Chiang Mai. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 42% less, which matters a lot on a fixed budget or early-career salary.