Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $542 a month against $936 in Chiang Mai, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
26

Cost of Living Index in Navi Mumbai
Learn more

Navi Mumbai Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $542 in Navi Mumbai, rent included.

Chiang Mai $936
Navi Mumbai $542

A couple spends around $1,457 per month in Chiang Mai vs $845 in Navi Mumbai, rent included.

Chiang Mai $1,457
Navi Mumbai $845

A family of three spends $1,979 per month in Chiang Mai vs $1,148 in Navi Mumbai, rent included.

Chiang Mai $1,979
Navi Mumbai $1,148

Chiang Mai costs about 72% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Navi Mumbai are more affordable than the global median – Chiang Mai 31% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$2.24 ฿75.5

$2.70 ₹257

-17.04%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$13.52 ₹1,288

40.53%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$3.64 ₹346

52.47%

Cappuccino

$1.67 ฿56.4

$1.98 ₹188

-15.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$0.49 ₹46.54

30.61%

Water (0.33 liter bottle)

$0.31 ฿10.29

$0.15 ₹14.07

106.67%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$2.15 ₹205

9.77%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$3.21 ₹306

14.02%

Milk (1 liter)

$1.95 ฿65.7

$0.70 ₹66.4

178.57%

White Bread (500g)

$1.44 ฿48.41

$0.49 ₹46.35

193.88%

Rice (white) (1kg)

$1.33 ฿44.97

$0.67 ₹63.7

98.51%

Eggs

$2.28 ฿77.0

$1.06 ₹101

115.09%

Local Cheese (1kg)

$16.45 ฿554

$8.56 ₹815

92.17%

Chicken Fillets (1kg)

$2.78 ฿93.8

$3.46 ₹329

-19.65%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.3

$2.27 ₹216

3.52%

Banana (1kg)

$0.97 ฿32.75

$0.86 ₹81.5

12.79%

Oranges (1kg)

$1.60 ฿53.8

$1.04 ₹98.7

53.85%

Tomato (1kg)

$1.50 ฿50.6

$0.57 ₹54.6

163.16%

Potato (1kg)

$1.28 ฿43.06

$0.48 ₹45.67

166.67%

Onion (1kg)

$1.10 ฿37.14

$0.57 ₹54.2

92.98%

Lettuce (1 head)

$0.71 ฿23.79

$0.46 ₹43.71

54.35%

Water (1.5 liter bottle)

$0.49 ฿16.34

$0.38 ₹36.58

28.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$5.06 ₹482

-18.18%

Wine (Bottle)

$17.52 ฿590

$7.16 ₹682

144.69%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$1.99 ₹190

-19.10%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$3.62 ₹345

-23.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹540

One-way Ticket (Public Transport)

$0.87 ฿29.27

$0.20 ₹19.01

335.00%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

$5.11 ₹487

958.51%

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$0.30 ₹28.77

286.67%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$0.31 ₹29.13

70.97%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$0.98 ₹93.7

146.94%

Gasoline (1 liter)

$1.45 ฿48.82

$1.12 ₹107

29.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$11.4K ₹1.1M

84.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$17.8K ₹1.7M

51.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$58.7 ₹5,593

5.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$4.68 ₹446

160.04%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$8.85 ₹843

127.34%

Gym Membership (Monthly)

$37.31 ฿1,257

$20.82 ₹1,982

79.20%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$9.65 ₹919

-60.93%

Cinema Ticket

$6.49 ฿219

$4.63 ₹440

40.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$135 ₹12.8K

446.31%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$1,295 ₹123.3K

1040.39%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$22.74 ₹2,165

134.70%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$19.96 ₹1,901

23.45%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$40.90 ₹3,894

123.67%

Men's Leather Business Shoes

$71.9 ฿2,424

$31.76 ₹3,024

126.51%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$319 ₹30.4K

51.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$179 ₹17.0K

72.98%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$784 ₹74.6K

28.34%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$380 ₹36.2K

66.76%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

$2,252 ₹214.4K

4.95%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,664 ₹158.5K

-4.53%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$699 ₹66.6K

-15.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.83

-43.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Navi Mumbai

$179 32.9% 42.2% $130

Groceries & Markets

Chiang Mai

$234 25.1%

Navi Mumbai

$126 23.2% 46.3% $109

Clothing & Footwear

Chiang Mai

$109 11.6%

Navi Mumbai

$52 9.6% 52.2% $57

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Navi Mumbai

$72 13.3% 23.5% $22

Eating Out

Chiang Mai

$78 8.3%

Navi Mumbai

$76 14% 2% $1.6

Getting Around

Chiang Mai

$61 6.6%

Navi Mumbai

$7.7 1.4% 87.4% $54

Sport & Entertainment

Chiang Mai

$50 5.4%

Navi Mumbai

$30 5.5% 40.2% $20

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $319 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $234 vs $126 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇳 Navi Mumbai

🕒 Local time

09:27 9:27 AM

07:57 7:57 AM

1 h 30 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

1,120,547

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Navi Mumbai 2,730 km ≈ 4 h nonstop flight

From you

Chiang Mai
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 72% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $814 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $319 there versus $482 in Chiang Mai.

Kindergarten costs $736 per month in Chiang Mai and $135 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 86% more in Chiang Mai, though the gap depends on what you buy.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $542, than in Chiang Mai at $936. In Navi Mumbai it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $542 versus $936 in Chiang Mai. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 42% less, which matters a lot on a fixed budget or early-career salary.