Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Chandigarh

For one person, living is cheaper in Chandigarh: $488 a month against $542 in Navi Mumbai, rent and utilities included – about $650 less a year. Higher rent and utilities in Navi Mumbai outweigh lower spending on other living expenses.

26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
24

Cost of Living Index in Chandigarh
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Chandigarh Living Index

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Navi Mumbai

🇮🇳 India

$542

/mo nomad

Chandigarh

🇮🇳 India

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Chandigarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Chandigarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $542 in Navi Mumbai versus $488 in Chandigarh.

Navi Mumbai $542
Chandigarh $488

Estimated couple costs with rent: $845 in Navi Mumbai versus $788 in Chandigarh.

Navi Mumbai $845
Chandigarh $788

Monthly costs for a family of three with rent: $1,148 in Navi Mumbai versus $1,088 in Chandigarh.

Navi Mumbai $1,148
Chandigarh $1,088

Living in Navi Mumbai is roughly 11% more expensive than in Chandigarh, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Navi Mumbai 60% lower, Chandigarh 64% lower.

Meal at Budget Restaurant

$2.70 ₹257

$3.20 ₹305

-15.63%

Three-Course Dinner for Two, Mid-Range

$13.52 ₹1,288

$13.68 ₹1,302

-1.17%

Fast Food Meal (McDonalds, etc)

$3.64 ₹346

$4.11 ₹391

-11.44%

Cappuccino

$1.98 ₹188

$2.69 ₹257

-26.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.54

$0.44 ₹41.61

11.36%

Water (0.33 liter bottle)

$0.15 ₹14.07

$0.25 ₹23.85

-40.00%

Local Beer (0.5 liter draught)

$2.15 ₹205

Imported Beer (0.33 liter bottle)

$3.21 ₹306

$3.17 ₹302

1.26%

Milk (1 liter)

$0.70 ₹66.4

$0.73 ₹69.6

-4.11%

White Bread (500g)

$0.49 ₹46.35

$0.52 ₹49.31

-5.77%

Rice (white) (1kg)

$0.67 ₹63.7

$0.81 ₹77.5

-17.28%

Eggs

$1.06 ₹101

$0.91 ₹86.6

16.48%

Local Cheese (1kg)

$8.56 ₹815

$4.93 ₹469

73.63%

Chicken Fillets (1kg)

$3.46 ₹329

$2.84 ₹271

21.83%

Apples (1kg)

$2.27 ₹216

$1.64 ₹156

38.41%

Banana (1kg)

$0.86 ₹81.5

$0.75 ₹71.1

14.67%

Oranges (1kg)

$1.04 ₹98.7

$1.06 ₹101

-1.89%

Tomato (1kg)

$0.57 ₹54.6

$0.67 ₹64.0

-14.93%

Potato (1kg)

$0.48 ₹45.67

$0.28 ₹26.61

71.43%

Onion (1kg)

$0.57 ₹54.2

$0.34 ₹32.47

67.65%

Lettuce (1 head)

$0.46 ₹43.71

$0.67 ₹63.6

-31.34%

Water (1.5 liter bottle)

$0.38 ₹36.58

$0.30 ₹28.33

26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹482

$4.97 ₹473

1.81%

Wine (Bottle)

$7.16 ₹682

$11.43 ₹1,089

-37.36%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.67 ₹159

19.16%

Imported Beer (0.33 liter bottle)

$3.62 ₹345

$2.81 ₹267

28.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.67 ₹540

$6.55 ₹624

-13.44%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.25 ₹23.67

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.11 ₹487

$4.58 ₹436

11.57%

Taxi Start (Normal Tariff)

$0.30 ₹28.77

$1.08 ₹103

-72.22%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.13

$0.25 ₹23.97

24.00%

Taxi 1hour Waiting (Normal Tariff)

$0.98 ₹93.7

$1.66 ₹158

-40.96%

Gasoline (1 liter)

$1.12 ₹107

$1.09 ₹104

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$11.2K ₹1.1M

1.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K ₹1.7M

$25.0K ₹2.4M

-28.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.7 ₹5,593

$38.21 ₹3,638

53.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.68 ₹446

$4.08 ₹389

14.71%

Internet (50+ Mbps, Unlimited Data)

$8.85 ₹843

$6.52 ₹621

35.74%

Gym Membership (Monthly)

$20.82 ₹1,982

$25.72 ₹2,449

-19.05%

Tennis Court (1 Hour on Weekend)

$9.65 ₹919

$8.08 ₹769

19.43%

Cinema Ticket

$4.63 ₹440

$3.13 ₹298

47.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₹12.8K

$57.7 ₹5,495

133.45%

International Primary School, 1 Child (Yearly)

$1,295 ₹123.3K

$2,480 ₹236.1K

-47.79%

Jeans (Levis 501 Or Similar)

$22.74 ₹2,165

$26.87 ₹2,558

-15.37%

Summer Dress (H&M, Zara, etc)

$19.96 ₹1,901

$25.26 ₹2,405

-20.98%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,894

$57.6 ₹5,484

-28.99%

Men's Leather Business Shoes

$31.76 ₹3,024

$44.40 ₹4,227

-28.47%

1-bedroom Apartment, City Center (Monthly)

$319 ₹30.4K

$171 ₹16.3K

86.21%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.0K

$127 ₹12.1K

40.60%

3-bedroom Apartment, City Center (Monthly)

$784 ₹74.6K

$482 ₹45.9K

62.47%

3-bedroom Apartment, Outside City Center (Monthly)

$380 ₹36.2K

$309 ₹29.4K

22.93%

Buy Apartment in City Center (m2)

$2,252 ₹214.4K

$1,868 ₹177.9K

20.52%

Buy Apartment Outside City Center (m2)

$1,664 ₹158.5K

$1,025 ₹97.6K

62.32%

Average Monthly Net Salary (After Tax)

$699 ₹66.6K

$437 ₹41.6K

60.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

22.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 27, 2026

Last update for Chandigarh: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$179 32.9%

Chandigarh

$127 26% 28.9% $52

Groceries & Markets

Navi Mumbai

$126 23.2%

Chandigarh

$113 23.2% 10% $13

Eating Out

Navi Mumbai

$76 14%

Chandigarh

$90 18.5% 18.6% $14

Monthly Utilities & Internet

Navi Mumbai

$72 13.3%

Chandigarh

$49 10% 32.5% $23

Clothing & Footwear

Navi Mumbai

$52 9.6%

Chandigarh

$69 14.2% 33.6% $17

Sport & Entertainment

Navi Mumbai

$30 5.5%

Chandigarh

$32 6.6% 6.4% $1.9

Getting Around

Navi Mumbai

$7.7 1.4%

Chandigarh

$7.9 1.6% 2.2% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $319 in Navi Mumbai and $171 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 60% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Navi Mumbai vs $14 in Chandigarh. Groceries flip the comparison at $126 vs $113, with Chandigarh cheaper for home cooking.

Good to know

🇮🇳 Navi Mumbai

🇮🇳 Chandigarh

🕒 Local time

07:44 7:44 AM

Same time as Navi Mumbai

🌤 Weather

👥 Population

1,120,547

1,028,667

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Between locations

Navi Mumbai Chandigarh 1,360 km ≈ 2 h 15 min nonstop flight

From you

Navi Mumbai
Chandigarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 10% lower than in Navi Mumbai. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

Average pay runs 60% higher in Navi Mumbai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $319 in Navi Mumbai versus $171 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $135 in Navi Mumbai versus $58 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Chandigarh runs roughly 10% less than in Navi Mumbai. The price difference matters if you commute daily and watch your budget.

Either city works on $800 a month, though Chandigarh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Navi Mumbai and Chandigarh are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Chandigarh wins on affordability, Navi Mumbai on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.