Last update: Oct 2026

Cost of Living Comparison Between Chandigarh and Navi Mumbai

For one person, living is cheaper in Chandigarh: $488 a month against $542 in Navi Mumbai, rent and utilities included – about $650 less a year. Higher rent and utilities in Navi Mumbai outweigh lower spending on other living expenses.

24

Cost of Living Index in Chandigarh
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Chandigarh Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Chandigarh

🇮🇳 India

$488

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Chandigarh and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chandigarh and in Navi Mumbai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $488 in Chandigarh versus $542 in Navi Mumbai.

Chandigarh $488
Navi Mumbai $542

Estimated couple costs with rent: $788 in Chandigarh versus $845 in Navi Mumbai.

Chandigarh $788
Navi Mumbai $845

Monthly costs for a family of three with rent: $1,088 in Chandigarh versus $1,148 in Navi Mumbai.

Chandigarh $1,088
Navi Mumbai $1,148

Living in Chandigarh costs roughly 10% less than in Navi Mumbai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chandigarh 64% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$3.20 ₹305

$2.70 ₹257

18.52%

Three-Course Dinner for Two, Mid-Range

$13.68 ₹1,302

$13.52 ₹1,288

1.18%

Fast Food Meal (McDonalds, etc)

$4.11 ₹391

$3.64 ₹346

12.91%

Cappuccino

$2.69 ₹257

$1.98 ₹188

35.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.61

$0.49 ₹46.54

-10.20%

Water (0.33 liter bottle)

$0.25 ₹23.85

$0.15 ₹14.07

66.67%

Local Beer (0.5 liter draught)

$2.15 ₹205

Imported Beer (0.33 liter bottle)

$3.17 ₹302

$3.21 ₹306

-1.25%

Milk (1 liter)

$0.73 ₹69.6

$0.70 ₹66.4

4.29%

White Bread (500g)

$0.52 ₹49.31

$0.49 ₹46.35

6.12%

Rice (white) (1kg)

$0.81 ₹77.5

$0.67 ₹63.7

20.90%

Eggs

$0.91 ₹86.6

$1.06 ₹101

-14.15%

Local Cheese (1kg)

$4.93 ₹469

$8.56 ₹815

-42.41%

Chicken Fillets (1kg)

$2.84 ₹271

$3.46 ₹329

-17.92%

Apples (1kg)

$1.64 ₹156

$2.27 ₹216

-27.75%

Banana (1kg)

$0.75 ₹71.1

$0.86 ₹81.5

-12.79%

Oranges (1kg)

$1.06 ₹101

$1.04 ₹98.7

1.92%

Tomato (1kg)

$0.67 ₹64.0

$0.57 ₹54.6

17.54%

Potato (1kg)

$0.28 ₹26.61

$0.48 ₹45.67

-41.67%

Onion (1kg)

$0.34 ₹32.47

$0.57 ₹54.2

-40.35%

Lettuce (1 head)

$0.67 ₹63.6

$0.46 ₹43.71

45.65%

Water (1.5 liter bottle)

$0.30 ₹28.33

$0.38 ₹36.58

-21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.97 ₹473

$5.06 ₹482

-1.78%

Wine (Bottle)

$11.43 ₹1,089

$7.16 ₹682

59.64%

Local Beer (0.5 liter bottle)

$1.67 ₹159

$1.99 ₹190

-16.08%

Imported Beer (0.33 liter bottle)

$2.81 ₹267

$3.62 ₹345

-22.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.55 ₹624

$5.67 ₹540

15.52%

One-way Ticket (Public Transport)

$0.25 ₹23.67

$0.20 ₹19.01

25.00%

Public Transport Monthly Pass (Regular Price)

$4.58 ₹436

$5.11 ₹487

-10.37%

Taxi Start (Normal Tariff)

$1.08 ₹103

$0.30 ₹28.77

260.00%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.97

$0.31 ₹29.13

-19.35%

Taxi 1hour Waiting (Normal Tariff)

$1.66 ₹158

$0.98 ₹93.7

69.39%

Gasoline (1 liter)

$1.09 ₹104

$1.12 ₹107

-2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$11.4K ₹1.1M

-1.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.4M

$17.8K ₹1.7M

40.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.21 ₹3,638

$58.7 ₹5,593

-34.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.08 ₹389

$4.68 ₹446

-12.82%

Internet (50+ Mbps, Unlimited Data)

$6.52 ₹621

$8.85 ₹843

-26.33%

Gym Membership (Monthly)

$25.72 ₹2,449

$20.82 ₹1,982

23.54%

Tennis Court (1 Hour on Weekend)

$8.08 ₹769

$9.65 ₹919

-16.27%

Cinema Ticket

$3.13 ₹298

$4.63 ₹440

-32.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$57.7 ₹5,495

$135 ₹12.8K

-57.17%

International Primary School, 1 Child (Yearly)

$2,480 ₹236.1K

$1,295 ₹123.3K

91.55%

Jeans (Levis 501 Or Similar)

$26.87 ₹2,558

$22.74 ₹2,165

18.16%

Summer Dress (H&M, Zara, etc)

$25.26 ₹2,405

$19.96 ₹1,901

26.55%

Sport Shoes (Adidas, Nike)

$57.6 ₹5,484

$40.90 ₹3,894

40.83%

Men's Leather Business Shoes

$44.40 ₹4,227

$31.76 ₹3,024

39.80%

1-bedroom Apartment, City Center (Monthly)

$171 ₹16.3K

$319 ₹30.4K

-46.30%

1-bedroom Apartment, Outside City Center (Monthly)

$127 ₹12.1K

$179 ₹17.0K

-28.88%

3-bedroom Apartment, City Center (Monthly)

$482 ₹45.9K

$784 ₹74.6K

-38.45%

3-bedroom Apartment, Outside City Center (Monthly)

$309 ₹29.4K

$380 ₹36.2K

-18.65%

Buy Apartment in City Center (m2)

$1,868 ₹177.9K

$2,252 ₹214.4K

-17.03%

Buy Apartment Outside City Center (m2)

$1,025 ₹97.6K

$1,664 ₹158.5K

-38.39%

Average Monthly Net Salary (After Tax)

$437 ₹41.6K

$699 ₹66.6K

-37.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.83

-18.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: October 26, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chandigarh

$127 26%

Navi Mumbai

$179 32.9% 40.6% $52

Groceries & Markets

Chandigarh

$113 23.2%

Navi Mumbai

$126 23.2% 11.1% $13

Eating Out

Chandigarh

$90 18.5%

Navi Mumbai

$76 14% 15.7% $14

Clothing & Footwear

Chandigarh

$69 14.2%

Navi Mumbai

$52 9.6% 25.1% $17

Monthly Utilities & Internet

Chandigarh

$49 10%

Navi Mumbai

$72 13.3% 48.1% $23

Sport & Entertainment

Chandigarh

$32 6.6%

Navi Mumbai

$30 5.5% 6% $1.9

Getting Around

Chandigarh

$7.9 1.6%

Navi Mumbai

$7.7 1.4% 2.1% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $171 in Chandigarh and $319 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 60% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Chandigarh vs $14 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $113 vs $126 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇳 Chandigarh

🇮🇳 Navi Mumbai

🕒 Local time

09:57 9:57 AM

Same time as Chandigarh

🌤 Weather

👥 Population

1,028,667

1,120,547

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Chandigarh Navi Mumbai 1,360 km ≈ 2 h 15 min nonstop flight

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Chandigarh
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Chandigarh vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 10% lower than in Navi Mumbai. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 38% lower in Chandigarh. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $171 in Chandigarh versus $319 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $58 in Chandigarh versus $135 in Navi Mumbai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Chandigarh runs roughly 10% less than in Navi Mumbai. The price difference matters if you commute daily and watch your budget.

Either city works on $800 a month, though Chandigarh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chandigarh and Navi Mumbai are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Chandigarh wins on affordability, Navi Mumbai on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.