Last update: Oct 2026

Cost of Living Comparison Between Matola and Ubud, Bali

For one person, living is cheaper in Matola: $999 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Matola
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Matola Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Matola

🇲🇿 Mozambique

$999

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Matola and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matola and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $999 per month in Matola vs $1,349 in Ubud, Bali, rent included.

Matola $999
Ubud, Bali $1,349

A couple spends around $1,523 per month in Matola vs $2,305 in Ubud, Bali, rent included.

Matola $1,523
Ubud, Bali $2,305

A family of three spends $2,048 per month in Matola vs $3,261 in Ubud, Bali, rent included.

Matola $2,048
Ubud, Bali $3,261

Matola is about 26% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.80 MZN 493

$3.32 Rp 60.3K

134.94%

Three-Course Dinner for Two, Mid-Range

$62.6 MZN 3,960

$35.64 Rp 646.7K

75.67%

Fast Food Meal (McDonalds, etc)

$7.34 MZN 464

$5.53 Rp 100.4K

32.73%

Cappuccino

$1.59 MZN 100

$2.72 Rp 49.3K

-41.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 MZN 52.0

$1.70 Rp 30.9K

-51.76%

Water (0.33 liter bottle)

$0.67 MZN 42.67

$0.76 Rp 13.8K

-11.84%

Local Beer (0.5 liter draught)

$1.18 MZN 74.8

$2.65 Rp 48.2K

-55.47%

Imported Beer (0.33 liter bottle)

$1.54 MZN 97.5

$4.38 Rp 79.5K

-64.84%

Milk (1 liter)

$1.59 MZN 101

$1.49 Rp 27.1K

6.71%

White Bread (500g)

$0.99 MZN 62.6

$2.28 Rp 41.3K

-56.58%

Rice (white) (1kg)

$1.59 MZN 101

$1.19 Rp 21.6K

33.61%

Eggs

$1.93 MZN 122

$2.04 Rp 36.9K

-5.39%

Local Cheese (1kg)

$13.47 MZN 852

$17.70 Rp 321.2K

-23.90%

Chicken Fillets (1kg)

$5.82 MZN 368

$3.96 Rp 71.9K

46.97%

Beef Round Steak (1kg)

$4.76 MZN 301

$12.19 Rp 221.2K

-60.95%

Apples (1kg)

$1.97 MZN 125

$3.66 Rp 66.3K

-46.17%

Banana (1kg)

$0.62 MZN 39.38

$1.52 Rp 27.5K

-59.21%

Oranges (1kg)

$1.64 MZN 103

$2.23 Rp 40.4K

-26.46%

Tomato (1kg)

$1.03 MZN 65.4

$1.97 Rp 35.8K

-47.72%

Potato (1kg)

$1.00 MZN 63.5

$1.85 Rp 33.5K

-45.95%

Onion (1kg)

$0.74 MZN 47.08

$2.42 Rp 44.0K

-69.42%

Lettuce (1 head)

$0.95 MZN 60.1

$0.99 Rp 18.0K

-4.04%

Water (1.5 liter bottle)

$0.53 MZN 33.64

$0.51 Rp 9,316

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 MZN 183

$2.22 Rp 40.3K

30.18%

Wine (Bottle)

$7.21 MZN 456

$22.24 Rp 403.6K

-67.58%

Local Beer (0.5 liter bottle)

$0.97 MZN 61.3

$2.26 Rp 41.0K

-57.08%

Imported Beer (0.33 liter bottle)

$1.21 MZN 76.8

$2.97 Rp 53.9K

-59.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$1.61 MZN 102

$0.44 Rp 7,975

265.91%

Taxi (Normal Tariff) (1km)

$1.20 MZN 76.1

$0.43 Rp 7,804

179.07%

Taxi 1hour Waiting (Normal Tariff)

$24.12 MZN 1,525

$5.41 Rp 98.2K

345.84%

Gasoline (1 liter)

$1.40 MZN 88.5

$0.82 Rp 15.0K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K MZN 2.0M

$23.8K Rp 432.6M

31.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K MZN 1.4M

$31.7K Rp 576.1M

-29.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.21 MZN 2,480

$79.1 Rp 1.4M

-50.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.64 MZN 483

$6.45 Rp 117.0K

18.45%

Internet (50+ Mbps, Unlimited Data)

$77.9 MZN 4,926

$18.58 Rp 337.1K

319.16%

Gym Membership (Monthly)

$39.09 MZN 2,473

$49.48 Rp 897.9K

-21.00%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$7.60 MZN 481

$4.27 Rp 77.6K

77.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$173 MZN 10.9K

$491 Rp 8.9M

-64.76%

International Primary School, 1 Child (Yearly)

$5,041 MZN 318.8K

$5,674 Rp 103.0M

-11.16%

Jeans (Levis 501 Or Similar)

$49.21 MZN 3,113

$44.64 Rp 810.0K

10.24%

Summer Dress (H&M, Zara, etc)

$56.0 MZN 3,539

$34.95 Rp 634.2K

60.11%

Sport Shoes (Adidas, Nike)

$79.2 MZN 5,011

$79.9 Rp 1.4M

-0.84%

Men's Leather Business Shoes

$77.4 MZN 4,898

$79.4 Rp 1.4M

-2.49%

1-bedroom Apartment, City Center (Monthly)

$462 MZN 29.2K

$1,125 Rp 20.4M

-58.94%

1-bedroom Apartment, Outside City Center (Monthly)

$391 MZN 24.7K

$671 Rp 12.2M

-41.82%

3-bedroom Apartment, City Center (Monthly)

$696 MZN 44.0K

$3,565 Rp 64.7M

-80.49%

3-bedroom Apartment, Outside City Center (Monthly)

$552 MZN 34.9K

$1,723 Rp 31.3M

-67.99%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$307 MZN 19.4K

$164 Rp 3.0M

87.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

81.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matola: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Matola

$391 39.1%

Ubud, Bali

$672 49.8% 71.9% $281

Groceries & Markets

Matola

$185 18.6%

Ubud, Bali

$288 21.4% 55.6% $103

Monthly Utilities & Internet

Matola

$125 12.5%

Ubud, Bali

$104 7.7% 16.5% $21

Eating Out

Matola

$118 11.9%

Ubud, Bali

$108 8% 9.1% $11

Clothing & Footwear

Matola

$118 11.8%

Ubud, Bali

$108 8% 8.8% $10

Sport & Entertainment

Matola

$54 5.4%

Ubud, Bali

$58 4.3% 6.9% $3.7

Getting Around

Matola

$7.6 * 0.8%

Ubud, Bali

$11 0.9% 49.9% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $462 in Matola versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $63 in Matola versus $36 in Ubud, Bali. Groceries tell a different story – $185 in Matola vs $288 in Ubud, Bali – so Matola wins on supermarket bills even if dining out costs more.

Good to know

🇲🇿 Matola

🇮🇩 Ubud, Bali

🕒 Local time

01:55 1:55 AM

07:55 7:55 AM

6 h ahead of Matola

🌤 Weather

👥 Population

675,422

74,800

💱 Currency

Mozambican Metical MZN MT

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to MZN – Mozambican Metical Converter

🇺🇸 United States Dollar ($)

🇲🇿 Mozambican Metical (MT)

Mozambican Metical exchange rates as of November 2, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.89 MZN (100 MZN = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

USD to MZN in detail →

On the map

Lowest

Highest

Between locations

Matola Ubud, Bali 8,880 km ≈ 12 h nonstop flight

From you

Matola
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matola vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $999 in Matola, $1,349 in Ubud, Bali – Matola comes out roughly 26% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,498 per month in Matola and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments: a one-bedroom in the center costs $462 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $999 in Matola and $1,349 in Ubud, Bali. That makes Matola about 26% cheaper.

Kindergarten costs $173 per month in Matola and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Matola, where all-in costs run around $999, than in Ubud, Bali at $1,349. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Matola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.