Cost of Living Comparison Between Matola and Ubud, Bali Cost of Living Comparison Between Matola and Ubud, Bali

Monthly Cost of Living

A single person spends $1,017 per month in Matola vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,551 per month in Matola vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,084 per month in Matola vs $3,763 in Ubud, Bali, rent included.

Matola is about 28% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Matola sits 24% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.84 MZN 496

$3.45 Rp 62.0K

127.25%

Three-Course Dinner for Two, Mid-Range

$49.99 MZN 3,162

$32.34 Rp 580.1K

54.58%

Fast Food Meal (McDonalds, etc)

$7.63 MZN 482

$4.84 Rp 86.9K

57.64%

Cappuccino

$1.59 MZN 100

$2.75 Rp 49.3K

-42.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 MZN 51.8

$1.38 Rp 24.8K

-40.58%

Water (0.33 liter bottle)

$0.53 MZN 33.82

$0.75 Rp 13.5K

-29.33%

Local Beer (0.5 liter draught)

$1.15 MZN 73.0

$2.99 Rp 53.7K

-61.54%

Imported Beer (0.33 liter bottle)

$1.54 MZN 97.1

$3.85 Rp 69.1K

-60.00%

Milk (1 liter)

$1.60 MZN 101

$1.74 Rp 31.1K

-8.05%

White Bread (500g)

$1.10 MZN 69.4

$2.46 Rp 44.1K

-55.28%

Rice (white) (1kg)

$1.61 MZN 102

$1.17 Rp 21.0K

37.61%

Eggs

$1.91 MZN 121

$2.43 Rp 43.6K

-21.40%

Local Cheese (1kg)

$13.52 MZN 855

$14.50 Rp 260.2K

-6.76%

Chicken Fillets (1kg)

$5.26 MZN 333

$4.35 Rp 78.0K

20.92%

Beef Round Steak (1kg)

$4.59 MZN 290

$11.98 Rp 214.9K

-61.69%

Apples (1kg)

$1.96 MZN 124

$3.72 Rp 66.7K

-47.31%

Banana (1kg)

$0.59 MZN 37.01

$1.63 Rp 29.2K

-63.80%

Oranges (1kg)

$1.39 MZN 88.2

$2.74 Rp 49.2K

-49.27%

Tomato (1kg)

$0.93 MZN 58.6

$2.24 Rp 40.2K

-58.48%

Potato (1kg)

$0.92 MZN 58.1

$1.92 Rp 34.4K

-52.08%

Onion (1kg)

$0.68 MZN 42.81

$2.28 Rp 40.8K

-70.18%

Lettuce (1 head)

$0.92 MZN 58.0

$1.06 Rp 19.1K

-13.21%

Water (1.5 liter bottle)

$0.53 MZN 33.57

$0.72 Rp 12.9K

-26.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 MZN 166

$3.29 Rp 58.9K

-20.06%

Wine (Bottle)

$6.94 MZN 439

$23.19 Rp 416.1K

-70.07%

Local Beer (0.5 liter bottle)

$0.96 MZN 60.7

$2.78 Rp 49.8K

-65.47%

Imported Beer (0.33 liter bottle)

$1.22 MZN 77.1

$2.73 Rp 49.0K

-55.31%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$1.53 MZN 96.8

$0.48 Rp 8,659

218.75%

Taxi (Normal Tariff) (1km)

$2.98 MZN 189

$0.42 Rp 7,532

609.52%

Taxi 1hour Waiting (Normal Tariff)

$24.32 MZN 1,538

$6.22 Rp 111.6K

291.00%

Gasoline (1 liter)

$1.32 MZN 83.8

$0.81 Rp 14.6K

62.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K MZN 2.2M

$26.6K Rp 477.4M

29.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K MZN 1.2M

$32.2K Rp 577.4M

-38.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.61 MZN 2,505

$78.4 Rp 1.4M

-49.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.23 MZN 900

$4.07 Rp 73.0K

249.63%

Internet (50+ Mbps, Unlimited Data)

$78.0 MZN 4,930

$24.33 Rp 436.4K

220.39%

Gym Membership (Monthly)

$39.51 MZN 2,499

$98.6 Rp 1.8M

-59.93%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$8.05 MZN 509

$3.99 Rp 71.5K

101.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 MZN 11.4K

$305 Rp 5.5M

-40.86%

International Primary School, 1 Child (Yearly)

$5,814 MZN 367.8K

$6,642 Rp 119.2M

-12.46%

Jeans (Levis 501 Or Similar)

$49.24 MZN 3,114

$54.1 Rp 971.2K

-9.05%

Summer Dress (H&M, Zara, etc)

$61.0 MZN 3,858

$37.81 Rp 678.2K

61.33%

Sport Shoes (Adidas, Nike)

$81.4 MZN 5,146

$86.8 Rp 1.6M

-6.31%

Men's Leather Business Shoes

$80.4 MZN 5,083

$76.4 Rp 1.4M

5.25%

1-bedroom Apartment, City Center (Monthly)

$474 MZN 30.0K

$992 Rp 17.8M

-52.24%

1-bedroom Apartment, Outside City Center (Monthly)

$394 MZN 24.9K

$673 Rp 12.1M

-41.50%

3-bedroom Apartment, City Center (Monthly)

$782 MZN 49.5K

$3,375 Rp 60.5M

-76.82%

3-bedroom Apartment, Outside City Center (Monthly)

$581 MZN 36.8K

$2,050 Rp 36.8M

-71.66%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$317 MZN 20.1K

$167 Rp 3.0M

89.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.33

13.28

83.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matola: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $474 in Matola versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 90% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50.0 in Matola versus $32.00 in Ubud, Bali. Groceries tell a different story – $180 in Matola vs $297 in Ubud, Bali – so Matola wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matola vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,017 in Matola, $1,408 in Ubud, Bali – roughly 38% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,525 per month in Matola and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,017 in Matola and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $180 per month in Matola and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matola, where all-in costs run around $1,017, than in Ubud, Bali at $1,408. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,017 in Matola to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.