Cost of Living Comparison Between Ubud, Bali and Matola Cost of Living Comparison Between Ubud, Bali and Matola

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,013 in Matola, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,513 in Matola, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,013 in Matola, rent included.

Ubud, Bali costs about 35% more than Matola, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Matola is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.02 MZN 507

-57.11%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$63.5 MZN 4,015

-42.80%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$7.41 MZN 468

-22.94%

Cappuccino

$2.67 Rp 47.4K

$1.55 MZN 97.8

72.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.89 MZN 56.0

96.63%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.70 MZN 44.16

24.29%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.20 MZN 75.9

145.83%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.53 MZN 96.6

195.42%

Milk (1 liter)

$1.62 Rp 28.7K

$1.52 MZN 96.0

6.58%

White Bread (500g)

$2.33 Rp 41.4K

$1.00 MZN 63.1

133.00%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.60 MZN 102

-30.62%

Eggs

$2.20 Rp 39.1K

$1.83 MZN 116

20.22%

Local Cheese (1kg)

$17.69 Rp 314.0K

$13.22 MZN 836

33.81%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.75 MZN 364

-28.70%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$4.63 MZN 293

163.07%

Apples (1kg)

$3.71 Rp 65.8K

$1.98 MZN 126

87.37%

Banana (1kg)

$1.59 Rp 28.2K

$0.59 MZN 37.41

169.49%

Oranges (1kg)

$2.28 Rp 40.5K

$1.63 MZN 103

39.88%

Tomato (1kg)

$1.95 Rp 34.7K

$1.04 MZN 66.0

87.50%

Potato (1kg)

$1.91 Rp 33.8K

$1.00 MZN 63.2

91.00%

Onion (1kg)

$2.33 Rp 41.4K

$0.82 MZN 51.7

184.15%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.95 MZN 60.1

6.32%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.53 MZN 33.52

3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.76 MZN 175

-19.20%

Wine (Bottle)

$23.07 Rp 409.5K

$7.24 MZN 458

218.65%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.96 MZN 60.9

152.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.21 MZN 76.8

147.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.60 MZN 101

-70.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.20 MZN 75.6

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$24.78 MZN 1,568

-77.24%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.33 MZN 84.1

-39.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$31.1K MZN 2.0M

-19.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$22.6K MZN 1.4M

40.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$38.84 MZN 2,456

109.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$7.69 MZN 487

-15.60%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$76.9 MZN 4,863

-75.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$38.93 MZN 2,462

46.08%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$7.71 MZN 487

-41.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$127 MZN 8,020

279.08%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$5,198 MZN 328.8K

9.87%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$50.8 MZN 3,212

-10.38%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$56.5 MZN 3,573

-36.48%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$78.0 MZN 4,936

3.01%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$79.7 MZN 5,043

-1.33%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$465 MZN 29.4K

139.82%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$393 MZN 24.8K

77.61%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$714 MZN 45.2K

409.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$557 MZN 35.2K

211.90%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$309 MZN 19.6K

-45.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-44.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Matola: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $465 in Matola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 84% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $63.0 in Matola. Groceries tell a different story – $295 in Ubud, Bali vs $183 in Matola – so Matola wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matola: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,013 in Matola – roughly 35% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,520 in Matola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,013 in Matola. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $127 in Matola. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matola, where all-in costs run around $1,013, than in Ubud, Bali at $1,368. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,013 in Matola to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.