Cost of Living Comparison Between Ubud, Bali and Matola Cost of Living Comparison Between Ubud, Bali and Matola

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,017 in Matola, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,551 in Matola, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,084 in Matola, rent included.

Ubud, Bali costs about 38% more than Matola, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Matola is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.84 MZN 496

-55.99%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$49.99 MZN 3,160

-35.31%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.63 MZN 482

-36.57%

Cappuccino

$2.75 Rp 49.4K

$1.59 MZN 100

72.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.82 MZN 51.8

68.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.53 MZN 33.81

41.51%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.15 MZN 73.0

160.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.54 MZN 97.1

150.00%

Milk (1 liter)

$1.74 Rp 31.2K

$1.60 MZN 101

8.75%

White Bread (500g)

$2.46 Rp 44.2K

$1.10 MZN 69.4

123.64%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.61 MZN 102

-27.33%

Eggs

$2.43 Rp 43.7K

$1.91 MZN 121

27.23%

Local Cheese (1kg)

$14.50 Rp 260.6K

$13.52 MZN 855

7.25%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.26 MZN 333

-17.30%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$4.59 MZN 290

161.00%

Apples (1kg)

$3.72 Rp 66.8K

$1.96 MZN 124

89.80%

Banana (1kg)

$1.63 Rp 29.2K

$0.59 MZN 36.99

176.27%

Oranges (1kg)

$2.74 Rp 49.3K

$1.39 MZN 88.2

97.12%

Tomato (1kg)

$2.24 Rp 40.3K

$0.93 MZN 58.6

140.86%

Potato (1kg)

$1.92 Rp 34.5K

$0.92 MZN 58.1

108.70%

Onion (1kg)

$2.28 Rp 40.9K

$0.68 MZN 42.79

235.29%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.92 MZN 58.0

15.22%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.53 MZN 33.55

35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.63 MZN 166

25.10%

Wine (Bottle)

$23.19 Rp 416.8K

$6.94 MZN 439

234.15%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.96 MZN 60.7

189.58%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.22 MZN 77.1

123.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.53 MZN 96.7

-68.63%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.98 MZN 189

-85.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$24.32 MZN 1,538

-74.42%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.32 MZN 83.8

-38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.5K MZN 2.2M

-22.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$19.6K MZN 1.2M

63.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.61 MZN 2,504

97.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$14.23 MZN 900

-71.40%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$78.0 MZN 4,928

-68.79%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$39.51 MZN 2,498

149.58%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$8.05 MZN 509

-50.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$180 MZN 11.4K

69.09%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,814 MZN 367.6K

14.24%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$49.24 MZN 3,113

9.95%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$61.0 MZN 3,856

-38.02%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$81.4 MZN 5,143

6.74%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$80.4 MZN 5,080

-4.99%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$474 MZN 29.9K

109.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$394 MZN 24.9K

70.94%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$782 MZN 49.5K

331.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$581 MZN 36.7K

252.84%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$317 MZN 20.1K

-47.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

24.33

-45.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Matola: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $474 in Matola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 90% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $50.0 in Matola. Groceries tell a different story – $297 in Ubud, Bali vs $180 in Matola – so Matola wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matola: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,017 in Matola – roughly 38% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,525 in Matola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,017 in Matola. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $180 in Matola. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matola, where all-in costs run around $1,017, than in Ubud, Bali at $1,408. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,017 in Matola to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.