Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matola

For one person, living is cheaper in Matola: $999 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Matola
Learn more

Matola Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Matola

🇲🇿 Mozambique

$999

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matola actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $999 in Matola, rent included.

Ubud, Bali $1,349
Matola $999

A couple spends around $2,305 per month in Ubud, Bali vs $1,523 in Matola, rent included.

Ubud, Bali $2,305
Matola $1,523

A family of three spends $3,261 per month in Ubud, Bali vs $2,048 in Matola, rent included.

Ubud, Bali $3,261
Matola $2,048

Ubud, Bali costs about 35% more than Matola, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.80 MZN 493

-57.44%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$62.6 MZN 3,960

-43.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.34 MZN 464

-24.66%

Cappuccino

$2.72 Rp 49.3K

$1.59 MZN 100

71.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.82 MZN 52.0

107.32%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.67 MZN 42.67

13.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.18 MZN 74.8

124.58%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.54 MZN 97.5

184.42%

Milk (1 liter)

$1.49 Rp 27.1K

$1.59 MZN 101

-6.29%

White Bread (500g)

$2.28 Rp 41.3K

$0.99 MZN 62.6

130.30%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.59 MZN 101

-25.16%

Eggs

$2.04 Rp 36.9K

$1.93 MZN 122

5.70%

Local Cheese (1kg)

$17.70 Rp 321.2K

$13.47 MZN 852

31.40%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.82 MZN 368

-31.96%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$4.76 MZN 301

156.09%

Apples (1kg)

$3.66 Rp 66.3K

$1.97 MZN 125

85.79%

Banana (1kg)

$1.52 Rp 27.5K

$0.62 MZN 39.38

145.16%

Oranges (1kg)

$2.23 Rp 40.4K

$1.64 MZN 103

35.98%

Tomato (1kg)

$1.97 Rp 35.8K

$1.03 MZN 65.4

91.26%

Potato (1kg)

$1.85 Rp 33.5K

$1.00 MZN 63.5

85.00%

Onion (1kg)

$2.42 Rp 44.0K

$0.74 MZN 47.08

227.03%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.95 MZN 60.1

4.21%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.53 MZN 33.64

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.89 MZN 183

-23.18%

Wine (Bottle)

$22.24 Rp 403.6K

$7.21 MZN 456

208.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.97 MZN 61.3

132.99%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.21 MZN 76.8

145.45%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.61 MZN 102

-72.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.20 MZN 76.1

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$24.12 MZN 1,525

-77.57%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 MZN 88.5

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$31.4K MZN 2.0M

-24.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$22.5K MZN 1.4M

40.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$39.21 MZN 2,480

101.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$7.64 MZN 483

-15.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$77.9 MZN 4,926

-76.14%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$39.09 MZN 2,473

26.58%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$7.60 MZN 481

-43.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$173 MZN 10.9K

183.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$5,041 MZN 318.8K

12.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$49.21 MZN 3,113

-9.29%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$56.0 MZN 3,539

-37.54%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$79.2 MZN 5,011

0.85%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$77.4 MZN 4,898

2.56%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$462 MZN 29.2K

143.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$391 MZN 24.7K

71.87%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$696 MZN 44.0K

412.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$552 MZN 34.9K

212.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$307 MZN 19.4K

-46.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-44.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Matola: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Matola

$391 39.1% 41.8% $281

Groceries & Markets

Ubud, Bali

$288 21.4%

Matola

$185 18.6% 35.7% $103

Eating Out

Ubud, Bali

$108 8%

Matola

$118 11.9% 10% $11

Clothing & Footwear

Ubud, Bali

$108 8%

Matola

$118 11.8% 9.6% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Matola

$125 12.5% 19.8% $21

Sport & Entertainment

Ubud, Bali

$58 4.3%

Matola

$54 5.4% 6.4% $3.7

Getting Around

Ubud, Bali

$11 0.9%

Matola

$7.6 * 0.8% 33.3% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $462 in Matola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $63 in Matola. Groceries tell a different story – $288 in Ubud, Bali vs $185 in Matola – so Matola wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇿 Matola

🕒 Local time

08:08 8:08 AM

02:08 2:08 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

675,422

💱 Currency

Indonesian Rupiah IDR Rp

Mozambican Metical MZN MT

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

Exchange rates and currency converter

MZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Mozambican Metical exchange rates as of November 3, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.89 MZN (100 MZN = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Matola 8,880 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Matola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matola: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $999 in Matola – Matola comes out roughly 26% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,498 in Matola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments: a one-bedroom in the center costs $462 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $999 in Matola. That makes Matola about 26% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $173 in Matola. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Matola, where all-in costs run around $999, than in Ubud, Bali at $1,349. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Matola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.