Cost of Living Comparison Between Ubud, Bali and Matola Cost of Living Comparison Between Ubud, Bali and Matola

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,024 in Matola, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,519 in Matola, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,014 in Matola, rent included.

Ubud, Bali costs about 39% more than Matola, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Matola is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$7.67 MZN 485

-53.59%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$48.94 MZN 3,095

-33.12%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.60 MZN 481

-34.87%

Cappuccino

$2.71 Rp 48.4K

$1.60 MZN 101

69.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.75 MZN 47.55

78.67%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.58 MZN 36.58

20.69%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.19 MZN 75.2

145.38%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.60 MZN 101

147.50%

Milk (1 liter)

$1.81 Rp 32.3K

$1.57 MZN 99.1

15.29%

White Bread (500g)

$2.52 Rp 45.0K

$1.04 MZN 65.8

142.31%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.69 MZN 107

-31.36%

Eggs

$2.46 Rp 43.9K

$1.92 MZN 122

28.13%

Local Cheese (1kg)

$14.71 Rp 262.7K

$13.03 MZN 824

12.89%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.28 MZN 334

-18.18%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$4.65 MZN 294

161.08%

Apples (1kg)

$3.84 Rp 68.6K

$1.97 MZN 124

94.92%

Banana (1kg)

$1.56 Rp 27.8K

$0.63 MZN 39.82

147.62%

Oranges (1kg)

$2.83 Rp 50.6K

$1.34 MZN 84.6

111.19%

Tomato (1kg)

$2.33 Rp 41.5K

$0.99 MZN 62.6

135.35%

Potato (1kg)

$1.91 Rp 34.2K

$0.93 MZN 59.1

105.38%

Onion (1kg)

$2.20 Rp 39.3K

$0.67 MZN 42.60

228.36%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.99 MZN 62.4

2.02%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.53 MZN 33.63

47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.61 MZN 165

27.20%

Wine (Bottle)

$23.74 Rp 423.9K

$7.14 MZN 451

232.49%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.98 MZN 61.8

184.69%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.29 MZN 81.4

121.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.60 MZN 101

-71.25%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$2.89 MZN 183

-84.43%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$24.44 MZN 1,545

-75.04%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.31 MZN 83.1

-39.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$35.8K MZN 2.3M

-26.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.7K MZN 1.2M

63.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$38.50 MZN 2,435

107.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$14.16 MZN 895

-71.33%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$79.6 MZN 5,031

-70.43%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$39.34 MZN 2,488

150.89%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$7.67 MZN 485

-45.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$185 MZN 11.7K

64.47%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,823 MZN 368.2K

13.57%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$49.19 MZN 3,111

12.91%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$62.7 MZN 3,966

-38.92%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$82.7 MZN 5,227

7.20%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$80.4 MZN 5,085

-3.16%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$475 MZN 30.1K

111.73%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$396 MZN 25.0K

70.74%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$794 MZN 50.2K

333.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$579 MZN 36.6K

252.12%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$310 MZN 19.6K

-46.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

24.33

-45.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Matola: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $475 in Matola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Matola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $49.00 in Matola. Groceries tell a different story – $302 in Ubud, Bali vs $180 in Matola – so Matola wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matola: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,024 in Matola – roughly 39% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,535 in Matola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,024 in Matola. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $185 in Matola. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matola, where all-in costs run around $1,024, than in Ubud, Bali at $1,419. In Matola it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,024 in Matola to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.