Last update: Nov 2026

Cost of Living Comparison Between Lomza and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $1,507 in Lomza, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Lomza outweigh lower spending on other living expenses.

Lomza, Poland
Playa del Carmen, Mexico
Lomza
🇵🇱 Poland
$1,507
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Monthly Cost of Living

How much you'll spend in Lomza and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,507 in Lomza versus $1,202 in Playa del Carmen.

  • Lomza $1,507
  • Playa del Carmen $1,202

Estimated couple costs with rent: $2,150 in Lomza versus $2,082 in Playa del Carmen.

  • Lomza $2,150
  • Playa del Carmen $2,082

Monthly costs for a family of three with rent: $2,792 in Lomza versus $2,962 in Playa del Carmen.

  • Lomza $2,792
  • Playa del Carmen $2,962

Living in Lomza is roughly 25% more expensive than in Playa del Carmen, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Lomza is 11% above, Playa del Carmen is 11% below.

Currency
🍽 Eating Out
Lomza
Playa del Carmen
Difference
Meal at Budget Restaurant
$9.60 zł 37.53
$10.67 MX$199
-10.03%
Three-Course Dinner for Two, Mid-Range
$46.68 zł 182
$43.80 MX$815
6.58%
Fast Food Meal (McDonalds, etc)
$8.63 zł 33.73
$11.79 MX$219
-26.80%
Cappuccino
$3.56 zł 13.91
$3.79 MX$70.5
-6.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 zł 10.62
$1.30 MX$24.14
109.23%
Water (0.33 liter bottle)
$2.63 zł 10.29
$0.83 MX$15.51
216.87%
Local Beer (0.5 liter draught)
$4.46 zł 17.42
$3.15 MX$58.6
41.59%
Imported Beer (0.33 liter bottle)
$4.99 zł 19.48
$4.93 MX$91.8
1.22%
🛒 Groceries & Markets
Lomza
Playa del Carmen
Difference
Milk (1 liter)
$1.01 zł 3.96
$1.41 MX$26.22
-28.37%
White Bread (500g)
$1.10 zł 4.30
$2.20 MX$40.86
-50.00%
Rice (white) (1kg)
$1.37 zł 5.36
$1.47 MX$27.40
-6.80%
Eggs
$3.43 zł 13.39
$2.50 MX$46.47
37.20%
Local Cheese (1kg)
$10.45 zł 40.83
$7.29 MX$136
43.35%
Chicken Fillets (1kg)
$7.03 zł 27.46
$7.95 MX$148
-11.57%
Beef Round Steak (1kg)
$11.64 zł 45.47
$12.86 MX$239
-9.49%
Apples (1kg)
$1.19 zł 4.67
$2.90 MX$53.9
-58.97%
Banana (1kg)
$1.60 zł 6.26
$1.38 MX$25.74
15.94%
Oranges (1kg)
$2.29 zł 8.96
$2.49 MX$46.36
-8.03%
Tomato (1kg)
$2.98 zł 11.63
$2.03 MX$37.78
46.80%
Potato (1kg)
$0.82 zł 3.21
$2.02 MX$37.69
-59.41%
Onion (1kg)
$0.92 zł 3.58
$1.90 MX$35.42
-51.58%
Lettuce (1 head)
$1.34 zł 5.23
$1.14 MX$21.30
17.54%
Water (1.5 liter bottle)
$0.62 zł 2.43
$1.24 MX$23.06
-50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.57 zł 21.77
$4.27 MX$79.5
30.44%
Wine (Bottle)
$6.64 zł 25.94
$9.81 MX$183
-32.31%
Local Beer (0.5 liter bottle)
$1.09 zł 4.25
$1.59 MX$29.51
-31.45%
Imported Beer (0.33 liter bottle)
$1.74 zł 6.82
$2.75 MX$51.1
-36.73%
🚌 Getting Around
Lomza
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.09 zł 4.25
$0.51 MX$9.58
113.73%
Public Transport Monthly Pass (Regular Price)
$29.37 zł 115
$27.39 MX$510
7.23%
Taxi Start (Normal Tariff)
$1.58 zł 6.16
$4.76 MX$88.6
-66.81%
Taxi (Normal Tariff) (1km)
$0.57 zł 2.24
$3.25 MX$60.5
-82.46%
Taxi 1hour Waiting (Normal Tariff)
$9.20 zł 35.96
$5.39 MX$100
70.69%
Gasoline (1 liter)
$1.59 zł 6.23
$1.53 MX$28.44
3.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K zł 120.3K
$21.2K MX$394.8K
45.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K zł 107.7K
$23.3K MX$432.9K
18.44%
🧾 Monthly Utilities & Internet
Lomza
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$306 zł 1,197
$83.5 MX$1,554
266.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.56 zł 33.47
$23.19 MX$431
-63.09%
Internet (50+ Mbps, Unlimited Data)
$17.23 zł 67.4
$27.61 MX$514
-37.60%
🎉 Sport & Entertainment
Lomza
Playa del Carmen
Difference
Gym Membership (Monthly)
$38.01 zł 149
$56.4 MX$1,050
-32.64%
Tennis Court (1 Hour on Weekend)
$22.07 zł 86.2
$28.19 MX$525
-21.71%
Cinema Ticket
$8.09 zł 31.60
$5.00 MX$93.1
61.80%
🧸 Childcare & Education
Lomza
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$507 zł 1,982
$207 MX$3,854
144.95%
International Primary School, 1 Child (Yearly)
$10.4K zł 40.8K
$5,231 MX$97.4K
99.50%
👕👟 Clothing & Footwear
Lomza
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$73.4 zł 287
$43.45 MX$809
69.02%
Summer Dress (H&M, Zara, etc)
$40.73 zł 159
$42.54 MX$792
-4.25%
Sport Shoes (Adidas, Nike)
$88.8 zł 347
$72.8 MX$1,354
22.03%
Men's Leather Business Shoes
$94.8 zł 370
$88.4 MX$1,645
7.22%
🏠 Accommodation & Living
Lomza
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$585 zł 2,284
$995 MX$18.5K
-41.24%
1-bedroom Apartment, Outside City Center (Monthly)
$529 zł 2,068
$382 MX$7,116
38.38%
3-bedroom Apartment, City Center (Monthly)
$953 zł 3,724
$1,674 MX$31.2K
-43.08%
3-bedroom Apartment, Outside City Center (Monthly)
$803 zł 3,137
$1,081 MX$20.1K
-25.71%
Buy Apartment in City Center (m2)
$2,932 zł 11.5K
$3,909 MX$72.7K
-25.00%
Buy Apartment Outside City Center (m2)
$2,198 zł 8,590
$6,138 MX$114.2K
-64.19%
💵 Salaries & Financials
Lomza
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$832 MX$15.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.87
11.45
-40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: November 2, 2026

Last update for Playa del Carmen: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lomza
$529
Playa del Carmen
$382 27.7% $147
Monthly Utilities & Internet
Lomza
$332
Playa del Carmen
$134 59.6% $198
Groceries & Markets
Lomza
$221
Playa del Carmen
$257 16.7% $37
Eating Out
Lomza
$199
Playa del Carmen
$200 0.6% $1.2
Clothing & Footwear
Lomza
$134
Playa del Carmen
$111 17% $23
Sport & Entertainment
Lomza
$54
Playa del Carmen
$66 22.6% $12
Getting Around
Lomza
$38
Playa del Carmen
$50 32.2% $12

Cost Breakdown

A one-bedroom apartment in the center runs $585 in Lomza and $995 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Dining out: $47 in Lomza vs $44 in Playa del Carmen. Groceries flip the comparison at $221 vs $257, with Lomza cheaper for home cooking.

Good to know
🇵🇱 Lomza
🇲🇽 Playa del Carmen
🕒 Local time
05:05 5:05 AM
23:05 11:05 PM
6 h behind Lomza
🌤 Weather
👥 Population
62,711
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Mexican Peso exchange rates as of November 5, 2026: 1 USD = 18.61 MXN (100 MXN = 5.37 USD). 1 EUR = 20.95 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • Lomza Playa del Carmen 9,380 km ≈ 12 h nonstop flight
From you
  • Lomza
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lomza vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Lomza?
Playa del Carmen is about 20% cheaper overall, especially in clothing. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,261 in Lomza and $1,804 in Playa del Carmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Lomza and Playa del Carmen?
Rent for a central apartment: $585 in Lomza versus $995 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Playa del Carmen runs roughly 7% less than in Lomza. The price difference matters if you commute daily and watch your budget.
Which city has cheaper kindergarten?
Childcare runs $507 in Lomza versus $207 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Lomza or in Playa del Carmen?
At $1,202 in Playa del Carmen versus $1,507 in Lomza, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Lomza. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is it better to live in Lomza or in Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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