Last update: Oct 2026

Cost of Living Comparison Between Loja and Montreal

For one person, living is cheaper in Loja: $676 a month against $2,018 in Montreal, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Loja
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Loja Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Loja

🇪🇨 Ecuador

$676

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Loja and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loja and in Montreal actually costs, broken down by who's living it.

A single person spends $676 per month in Loja vs $2,018 in Montreal, rent included.

Loja $676
Montreal $2,018

A couple spends around $1,067 per month in Loja vs $3,085 in Montreal, rent included.

Loja $1,067
Montreal $3,085

A family of three spends $1,459 per month in Loja vs $4,152 in Montreal, rent included.

Loja $1,459
Montreal $4,152

Loja is about 66% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Loja sits 50% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.08 $3.08

$18.82 CA$26.61

-83.63%

Three-Course Dinner for Two, Mid-Range

$20.71 $20.71

$70.3 CA$99.4

-70.54%

Fast Food Meal (McDonalds, etc)

$5.44 $5.44

$10.66 CA$15.06

-48.97%

Cappuccino

$2.22 $2.22

$3.84 CA$5.43

-42.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 $0.77

$1.92 CA$2.71

-59.90%

Water (0.33 liter bottle)

$0.45 $0.45

$1.54 CA$2.18

-70.78%

Local Beer (0.5 liter draught)

$1.22 $1.22

$6.23 CA$8.81

-80.42%

Imported Beer (0.33 liter bottle)

$3.17 $3.17

$7.10 CA$10.03

-55.35%

Milk (1 liter)

$0.99 $0.99

$2.31 CA$3.27

-57.14%

White Bread (500g)

$1.51 $1.51

$3.14 CA$4.44

-51.91%

Rice (white) (1kg)

$1.32 $1.32

$3.21 CA$4.54

-58.88%

Eggs

$1.92 $1.92

$3.52 CA$4.97

-45.45%

Local Cheese (1kg)

$5.79 $5.79

$12.81 CA$18.11

-54.80%

Chicken Fillets (1kg)

$4.15 $4.15

$11.46 CA$16.20

-63.79%

Beef Round Steak (1kg)

$5.96 $5.96

$13.39 CA$18.92

-55.49%

Apples (1kg)

$1.69 $1.69

$3.14 CA$4.43

-46.18%

Banana (1kg)

$1.05 $1.05

$1.44 CA$2.03

-27.08%

Oranges (1kg)

$1.18 $1.18

$3.47 CA$4.91

-65.99%

Tomato (1kg)

$1.07 $1.07

$3.07 CA$4.34

-65.15%

Potato (1kg)

$1.06 $1.06

$1.90 CA$2.69

-44.21%

Onion (1kg)

$1.07 $1.07

$1.77 CA$2.50

-39.55%

Lettuce (1 head)

$0.51 $0.51

$2.34 CA$3.31

-78.21%

Water (1.5 liter bottle)

$1.13 $1.13

$1.55 CA$2.19

-27.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 $5.23

$11.38 CA$16.09

-54.04%

Wine (Bottle)

$6.86 $6.86

$10.63 CA$15.03

-35.47%

Local Beer (0.5 liter bottle)

$1.52 $1.52

$2.27 CA$3.21

-33.04%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.82 CA$3.99

8.16%

One-way Ticket (Public Transport)

$0.31 $0.31

$2.66 CA$3.76

-88.35%

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

$77.3 CA$109

-60.76%

Taxi Start (Normal Tariff)

$1.27 $1.27

$3.20 CA$4.53

-60.31%

Taxi (Normal Tariff) (1km)

$1.09 $1.09

$1.48 CA$2.09

-26.35%

Taxi 1hour Waiting (Normal Tariff)

$9.88 $9.88

$32.88 CA$46.48

-69.95%

Gasoline (1 liter)

$0.78 $0.78

$1.34 CA$1.90

-41.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K $14.8K

$28.2K CA$39.8K

-47.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$19.6K CA$27.8K

46.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$19.65 $19.65

$76.0 CA$107

-74.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.63 $11.63

$33.95 CA$48.00

-65.74%

Internet (50+ Mbps, Unlimited Data)

$26.57 $26.57

$42.31 CA$59.8

-37.20%

Gym Membership (Monthly)

$30.27 $30.27

$29.76 CA$42.07

1.71%

Tennis Court (1 Hour on Weekend)

$14.88 $14.88

$20.28 CA$28.67

-26.63%

Cinema Ticket

$7.46 $7.46

$11.15 CA$15.77

-33.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 $183

$507 CA$717

-63.90%

International Primary School, 1 Child (Yearly)

$2,017 $2,017

$16.1K CA$22.7K

-87.43%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$57.6 CA$81.4

-8.27%

Summer Dress (H&M, Zara, etc)

$47.03 $47.03

$37.58 CA$53.1

25.15%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$91.9 CA$130

-13.88%

Men's Leather Business Shoes

$71.2 $71.2

$110 CA$155

-35.07%

1-bedroom Apartment, City Center (Monthly)

$237 $237

$1,260 CA$1,782

-81.20%

1-bedroom Apartment, Outside City Center (Monthly)

$170 $170

$948 CA$1,340

-82.05%

3-bedroom Apartment, City Center (Monthly)

$389 $389

$2,137 CA$3,021

-81.79%

3-bedroom Apartment, Outside City Center (Monthly)

$310 $310

$1,614 CA$2,281

-80.77%

Buy Apartment in City Center (m2)

$554 $554

$4,960 CA$7,011

-88.84%

Buy Apartment Outside City Center (m2)

$323 $323

$3,838 CA$5,425

-91.57%

Average Monthly Net Salary (After Tax)

$496 $496

$2,827 CA$3,997

-82.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

4.48

89.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loja: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loja

$170 25.2%

Montreal

$948 47% 457% $777

Groceries & Markets

Loja

$167 24.7%

Montreal

$346 17.2% 107% $179

Clothing & Footwear

Loja

$113 16.7%

Montreal

$133 6.6% 18.6% $21

Eating Out

Loja

$85 12.6%

Montreal

$288 14.3% 239% $203

Monthly Utilities & Internet

Loja

$58 8.6%

Montreal

$152 7.5% 163% $94

Sport & Entertainment

Loja

$45 6.7%

Montreal

$52 2.6% 15.2% $6.9

Getting Around

Loja

$38 5.7%

Montreal

$99 4.9% 158% $60

Cost Breakdown

A central one-bedroom costs $237 in Loja versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 470% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Loja versus $70.0 in Montreal. Monthly groceries follow the same trend: $167 vs $346 – making Loja the more affordable choice for daily food spending.

Good to know

🇪🇨 Loja

🇨🇦 Montreal

🕒 Local time

19:52 7:52 PM

20:52 8:52 PM

1 h ahead of Loja

🌤 Weather

👥 Population

180,617

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Loja Montreal 5,530 km ≈ 7 h nonstop flight

From you

Loja
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loja vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $676 in Loja, $2,018 in Montreal – roughly 198% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,014 per month in Loja and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 155% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $183 per month in Loja and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Loja, where all-in costs run around $676, than in Montreal at $2,018. In Loja it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $676 in Loja to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.