Cost of Living Comparison Between Koszalin and Ubud, Bali Cost of Living Comparison Between Koszalin and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,365 in Koszalin versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,014 in Koszalin versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,663 in Koszalin versus $3,327 in Ubud, Bali.

Monthly costs are close between Koszalin and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Koszalin 0% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$8.55 zł 32.45

$3.44 Rp 61.0K

148.55%

Three-Course Dinner for Two, Mid-Range

$39.38 zł 149

$36.31 Rp 644.5K

8.45%

Fast Food Meal (McDonalds, etc)

$9.20 zł 34.90

$5.71 Rp 101.3K

61.12%

Cappuccino

$3.14 zł 11.92

$2.67 Rp 47.4K

17.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 zł 6.31

$1.75 Rp 31.1K

-5.14%

Water (0.33 liter bottle)

$1.30 zł 4.92

$0.87 Rp 15.5K

49.43%

Local Beer (0.5 liter draught)

$4.01 zł 15.21

$2.95 Rp 52.4K

35.93%

Imported Beer (0.33 liter bottle)

$2.70 zł 10.25

$4.52 Rp 80.2K

-40.27%

Milk (1 liter)

$1.03 zł 3.91

$1.62 Rp 28.7K

-36.42%

White Bread (500g)

$1.17 zł 4.46

$2.33 Rp 41.4K

-49.79%

Rice (white) (1kg)

$0.83 zł 3.14

$1.11 Rp 19.7K

-25.23%

Eggs

$2.92 zł 11.07

$2.20 Rp 39.1K

32.73%

Local Cheese (1kg)

$8.62 zł 32.70

$17.69 Rp 314.0K

-51.27%

Chicken Fillets (1kg)

$6.69 zł 25.38

$4.10 Rp 72.7K

63.17%

Beef Round Steak (1kg)

$9.63 zł 36.53

$12.18 Rp 216.1K

-20.94%

Apples (1kg)

$0.86 zł 3.27

$3.71 Rp 65.8K

-76.82%

Banana (1kg)

$1.13 zł 4.27

$1.59 Rp 28.2K

-28.93%

Oranges (1kg)

$1.83 zł 6.94

$2.28 Rp 40.5K

-19.74%

Tomato (1kg)

$2.47 zł 9.37

$1.95 Rp 34.7K

26.67%

Potato (1kg)

$0.66 zł 2.49

$1.91 Rp 33.8K

-65.45%

Onion (1kg)

$0.78 zł 2.96

$2.33 Rp 41.4K

-66.52%

Lettuce (1 head)

$0.92 zł 3.49

$1.01 Rp 17.9K

-8.91%

Water (1.5 liter bottle)

$0.57 zł 2.15

$0.55 Rp 9,795

3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 zł 18.26

$2.23 Rp 39.6K

115.70%

Wine (Bottle)

$6.57 zł 24.95

$23.07 Rp 409.5K

-71.52%

Local Beer (0.5 liter bottle)

$1.13 zł 4.28

$2.42 Rp 42.9K

-53.31%

Imported Beer (0.33 liter bottle)

$1.45 zł 5.50

$3.00 Rp 53.2K

-51.67%

One-way Ticket (Public Transport)

$1.04 zł 3.93

$0.27 Rp 4,825

285.19%

Public Transport Monthly Pass (Regular Price)

$28.55 zł 108

$8.98 Rp 159.4K

217.93%

Taxi Start (Normal Tariff)

$2.09 zł 7.92

$0.48 Rp 8,586

335.42%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.74

$0.43 Rp 7,697

67.44%

Taxi 1hour Waiting (Normal Tariff)

$9.24 zł 35.07

$5.64 Rp 100.1K

63.83%

Gasoline (1 liter)

$1.62 zł 6.16

$0.80 Rp 14.3K

102.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 116.7K

$24.9K Rp 442.7M

23.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K zł 107.3K

$31.7K Rp 562.8M

-10.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$305 zł 1,157

$81.5 Rp 1.4M

274.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 zł 40.99

$6.49 Rp 115.2K

66.41%

Internet (50+ Mbps, Unlimited Data)

$17.64 zł 67.0

$18.77 Rp 333.1K

-6.02%

Gym Membership (Monthly)

$36.46 zł 138

$56.9 Rp 1.0M

-35.89%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$7.80 zł 29.62

$4.54 Rp 80.5K

71.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$552 zł 2,094

$481 Rp 8.5M

14.77%

International Primary School, 1 Child (Yearly)

$8,238 zł 31.3K

$5,711 Rp 101.4M

44.24%

Jeans (Levis 501 Or Similar)

$92.7 zł 352

$45.52 Rp 807.9K

103.56%

Summer Dress (H&M, Zara, etc)

$49.50 zł 188

$35.88 Rp 636.9K

37.96%

Sport Shoes (Adidas, Nike)

$96.3 zł 366

$80.4 Rp 1.4M

19.83%

Men's Leather Business Shoes

$105 zł 399

$78.7 Rp 1.4M

33.49%

1-bedroom Apartment, City Center (Monthly)

$677 zł 2,570

$1,115 Rp 19.8M

-39.25%

1-bedroom Apartment, Outside City Center (Monthly)

$405 zł 1,536

$698 Rp 12.4M

-41.99%

3-bedroom Apartment, City Center (Monthly)

$1,063 zł 4,036

$3,637 Rp 64.5M

-70.76%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,071

$1,737 Rp 30.8M

-53.43%

Buy Apartment in City Center (m2)

$2,289 zł 8,690

$2,784 Rp 49.4M

-17.77%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$1,271 zł 4,826

$168 Rp 3.0M

656.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $677 in Koszalin and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Koszalin pays 657% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $39.00 in Koszalin vs $36.00 in Ubud, Bali. Groceries flip the comparison at $192 vs $295, with Koszalin cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay runs 657% higher in Koszalin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $677 in Koszalin versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $552 in Koszalin versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koszalin – a meal for two runs $39.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,365 in Koszalin versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Koszalin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

For families, Koszalin is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koszalin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Koszalin wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.