Cost of Living Comparison Between Koszalin and Ubud, Bali Cost of Living Comparison Between Koszalin and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,336 in Koszalin versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,983 in Koszalin versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,629 in Koszalin versus $3,694 in Ubud, Bali.

Living in Koszalin costs roughly 5% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Koszalin is 1% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$8.32 zł 30.41

$3.57 Rp 64.0K

133.05%

Three-Course Dinner for Two, Mid-Range

$40.45 zł 148

$32.50 Rp 582.3K

24.46%

Fast Food Meal (McDonalds, etc)

$8.74 zł 31.94

$4.86 Rp 87.1K

79.84%

Cappuccino

$3.19 zł 11.67

$2.75 Rp 49.2K

16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 zł 6.45

$1.32 Rp 23.7K

33.33%

Water (0.33 liter bottle)

$1.39 zł 5.07

$0.70 Rp 12.6K

98.57%

Local Beer (0.5 liter draught)

$4.17 zł 15.25

$2.91 Rp 52.2K

43.30%

Imported Beer (0.33 liter bottle)

$2.19 zł 8.01

$3.79 Rp 68.0K

-42.22%

Milk (1 liter)

$1.04 zł 3.80

$1.71 Rp 30.6K

-39.18%

White Bread (500g)

$1.00 zł 3.65

$2.47 Rp 44.3K

-59.51%

Rice (white) (1kg)

$0.84 zł 3.08

$1.20 Rp 21.5K

-30.00%

Eggs

$3.09 zł 11.30

$2.44 Rp 43.8K

26.64%

Local Cheese (1kg)

$8.74 zł 31.96

$14.38 Rp 257.7K

-39.22%

Chicken Fillets (1kg)

$6.72 zł 24.55

$4.31 Rp 77.1K

55.92%

Beef Round Steak (1kg)

$10.00 zł 36.56

$12.21 Rp 218.7K

-18.10%

Apples (1kg)

$0.85 zł 3.09

$3.68 Rp 66.0K

-76.90%

Banana (1kg)

$0.97 zł 3.55

$1.55 Rp 27.8K

-37.42%

Oranges (1kg)

$1.94 zł 7.11

$2.79 Rp 49.9K

-30.47%

Tomato (1kg)

$2.42 zł 8.84

$2.33 Rp 41.8K

3.86%

Potato (1kg)

$0.66 zł 2.41

$1.97 Rp 35.3K

-66.50%

Onion (1kg)

$0.77 zł 2.83

$2.31 Rp 41.4K

-66.67%

Lettuce (1 head)

$0.91 zł 3.33

$1.06 Rp 19.1K

-14.15%

Water (1.5 liter bottle)

$0.49 zł 1.78

$0.73 Rp 13.1K

-32.88%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 zł 18.77

$3.28 Rp 58.8K

56.71%

Wine (Bottle)

$6.96 zł 25.45

$22.79 Rp 408.4K

-69.46%

Local Beer (0.5 liter bottle)

$0.92 zł 3.37

$2.81 Rp 50.3K

-67.26%

Imported Beer (0.33 liter bottle)

$1.39 zł 5.07

$2.78 Rp 49.9K

-50.00%

One-way Ticket (Public Transport)

$1.07 zł 3.93

$0.29 Rp 5,217

268.97%

Public Transport Monthly Pass (Regular Price)

$29.14 zł 107

$8.06 Rp 144.4K

261.54%

Taxi Start (Normal Tariff)

$2.19 zł 8.00

$0.45 Rp 8,047

386.67%

Taxi (Normal Tariff) (1km)

$0.62 zł 2.28

$0.45 Rp 8,094

37.78%

Taxi 1hour Waiting (Normal Tariff)

$9.30 zł 33.98

$6.24 Rp 111.7K

49.04%

Gasoline (1 liter)

$1.69 zł 6.19

$0.85 Rp 15.2K

98.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K zł 117.0K

$26.0K Rp 465.4M

23.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 109.6K

$31.7K Rp 567.2M

-5.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 zł 1,146

$80.8 Rp 1.4M

288.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.05 zł 40.37

$4.06 Rp 72.7K

172.17%

Internet (50+ Mbps, Unlimited Data)

$13.51 zł 49.39

$24.42 Rp 437.6K

-44.68%

Gym Membership (Monthly)

$36.71 zł 134

$97.7 Rp 1.7M

-62.41%

Tennis Court (1 Hour on Weekend)

$19.40 zł 70.9

$6.45 Rp 115.5K

200.78%

Cinema Ticket

$6.88 zł 25.15

$4.04 Rp 72.4K

70.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 zł 1,381

$304 Rp 5.4M

24.25%

International Primary School, 1 Child (Yearly)

$7,705 zł 28.2K

$6,621 Rp 118.6M

16.38%

Jeans (Levis 501 Or Similar)

$86.4 zł 316

$54.2 Rp 971.7K

59.25%

Summer Dress (H&M, Zara, etc)

$41.43 zł 151

$38.78 Rp 694.7K

6.83%

Sport Shoes (Adidas, Nike)

$84.4 zł 309

$86.1 Rp 1.5M

-1.99%

Men's Leather Business Shoes

$87.3 zł 319

$76.7 Rp 1.4M

13.86%

1-bedroom Apartment, City Center (Monthly)

$672 zł 2,457

$986 Rp 17.7M

-31.79%

1-bedroom Apartment, Outside City Center (Monthly)

$407 zł 1,489

$658 Rp 11.8M

-38.08%

3-bedroom Apartment, City Center (Monthly)

$1,066 zł 3,898

$3,369 Rp 60.4M

-68.35%

3-bedroom Apartment, Outside City Center (Monthly)

$829 zł 3,030

$2,066 Rp 37.0M

-59.87%

Buy Apartment in City Center (m2)

$2,274 zł 8,310

$2,741 Rp 49.1M

-17.06%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$1,308 zł 4,780

$163 Rp 2.9M

700.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

13.28

-48.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Koszalin and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Koszalin pays 700% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Koszalin vs $33.00 in Ubud, Bali. Groceries flip the comparison at $190 vs $297, with Koszalin cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Koszalin is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 5% gap adds up to real monthly savings that compound significantly over time.

Koszalin pays 700% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $672 in Koszalin versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 56% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Koszalin – a meal for two runs $40.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,336 in Koszalin versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Koszalin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

For families, Koszalin is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koszalin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koszalin gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.