Cost of Living Comparison Between Ubud, Bali and Koszalin Cost of Living Comparison Between Ubud, Bali and Koszalin

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,365 in Koszalin.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,014 in Koszalin.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,663 in Koszalin.

Monthly costs are close between Ubud, Bali and Koszalin; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 0% above, Koszalin 0% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.55 zł 32.45

-59.77%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$39.38 zł 149

-7.80%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$9.20 zł 34.90

-37.93%

Cappuccino

$2.67 Rp 47.4K

$3.14 zł 11.92

-14.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.66 zł 6.31

5.42%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.30 zł 4.92

-33.08%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$4.01 zł 15.21

-26.43%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.70 zł 10.25

67.41%

Milk (1 liter)

$1.62 Rp 28.7K

$1.03 zł 3.91

57.28%

White Bread (500g)

$2.33 Rp 41.4K

$1.17 zł 4.46

99.15%

Rice (white) (1kg)

$1.11 Rp 19.7K

$0.83 zł 3.14

33.73%

Eggs

$2.20 Rp 39.1K

$2.92 zł 11.07

-24.66%

Local Cheese (1kg)

$17.69 Rp 314.0K

$8.62 zł 32.70

105.22%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.69 zł 25.38

-38.71%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$9.63 zł 36.53

26.48%

Apples (1kg)

$3.71 Rp 65.8K

$0.86 zł 3.27

331.40%

Banana (1kg)

$1.59 Rp 28.2K

$1.13 zł 4.27

40.71%

Oranges (1kg)

$2.28 Rp 40.5K

$1.83 zł 6.94

24.59%

Tomato (1kg)

$1.95 Rp 34.7K

$2.47 zł 9.37

-21.05%

Potato (1kg)

$1.91 Rp 33.8K

$0.66 zł 2.49

189.39%

Onion (1kg)

$2.33 Rp 41.4K

$0.78 zł 2.96

198.72%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.92 zł 3.49

9.78%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.57 zł 2.15

-3.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.81 zł 18.26

-53.64%

Wine (Bottle)

$23.07 Rp 409.5K

$6.57 zł 24.95

251.14%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.13 zł 4.28

114.16%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.45 zł 5.50

106.90%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.04 zł 3.93

-74.04%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$28.55 zł 108

-68.55%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$2.09 zł 7.92

-77.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.72 zł 2.74

-40.28%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$9.24 zł 35.07

-38.96%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.62 zł 6.16

-50.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$30.8K zł 116.7K

-18.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$28.3K zł 107.3K

12.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$305 zł 1,157

-73.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$10.80 zł 40.99

-39.91%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$17.64 zł 67.0

6.41%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$36.46 zł 138

55.98%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$7.80 zł 29.62

-41.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$552 zł 2,094

-12.87%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$8,238 zł 31.3K

-30.67%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$92.7 zł 352

-50.87%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$49.50 zł 188

-27.52%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$96.3 zł 366

-16.55%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$105 zł 399

-25.09%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$677 zł 2,570

64.62%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$405 zł 1,536

72.38%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,063 zł 4,036

241.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$809 zł 3,071

114.74%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,289 zł 8,690

21.61%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,271 zł 4,826

-86.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Koszalin: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $677 in Koszalin. Housing cost is often the main lever when comparing two cities.

Koszalin pays 657% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36.00 in Ubud, Bali vs $39.00 in Koszalin. Groceries flip the comparison at $295 vs $192, with Koszalin cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koszalin: Cost of Living - Frequently Asked Questions

On paper, salaries run 657% lower in Koszalin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $677 in Koszalin. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $552 in Koszalin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koszalin – a meal for two runs $39.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,365 in Koszalin versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Koszalin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

For families, Koszalin is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Koszalin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Koszalin wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.