Last update: Oct 2026

Cost of Living Comparison Between Koszalin and Sofia

For one person, living is cheaper in Koszalin: $1,286 a month against $1,594 in Sofia, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Koszalin
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Koszalin Living Index
78

Cost of Living Index in Sofia
Learn more

Sofia Living Index

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Koszalin

🇵🇱 Poland

$1,286

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Koszalin and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin and in Sofia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,286 in Koszalin versus $1,594 in Sofia.

Koszalin $1,286
Sofia $1,594

Estimated couple costs with rent: $1,910 in Koszalin versus $2,478 in Sofia.

Koszalin $1,910
Sofia $2,478

Monthly costs for a family of three with rent: $2,534 in Koszalin versus $3,361 in Sofia.

Koszalin $2,534
Sofia $3,361

Living in Koszalin costs roughly 19% less than in Sofia, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Koszalin is 5% below, Sofia is 18% above.

Meal at Budget Restaurant

$8.18 zł 31.78

$16.87 BGN 29.35

-51.51%

Three-Course Dinner for Two, Mid-Range

$38.27 zł 149

$65.8 BGN 115

-41.85%

Fast Food Meal (McDonalds, etc)

$8.84 zł 34.34

$11.32 BGN 19.69

-21.91%

Cappuccino

$2.94 zł 11.41

$3.43 BGN 5.98

-14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 zł 6.13

$2.41 BGN 4.19

-34.44%

Water (0.33 liter bottle)

$1.30 zł 5.07

$1.85 BGN 3.22

-29.73%

Local Beer (0.5 liter draught)

$3.73 zł 14.51

$3.70 BGN 6.44

0.81%

Imported Beer (0.33 liter bottle)

$2.57 zł 10.00

$4.58 BGN 7.97

-43.89%

Milk (1 liter)

$0.99 zł 3.84

$2.02 BGN 3.51

-50.99%

White Bread (500g)

$1.11 zł 4.33

$1.56 BGN 2.72

-28.85%

Rice (white) (1kg)

$0.80 zł 3.10

$2.33 BGN 4.05

-65.67%

Eggs

$2.89 zł 11.23

$4.36 BGN 7.59

-33.72%

Local Cheese (1kg)

$8.30 zł 32.26

$11.76 BGN 20.47

-29.42%

Chicken Fillets (1kg)

$6.42 zł 24.92

$8.83 BGN 15.37

-27.29%

Beef Round Steak (1kg)

$9.51 zł 36.94

$17.46 BGN 30.38

-45.53%

Apples (1kg)

$0.83 zł 3.22

$2.15 BGN 3.74

-61.40%

Banana (1kg)

$1.12 zł 4.36

$1.98 BGN 3.44

-43.43%

Oranges (1kg)

$1.74 zł 6.77

$1.93 BGN 3.37

-9.84%

Tomato (1kg)

$2.33 zł 9.05

$4.24 BGN 7.37

-45.05%

Potato (1kg)

$0.66 zł 2.56

$1.04 BGN 1.80

-36.54%

Onion (1kg)

$0.77 zł 3.00

$0.85 BGN 1.48

-9.41%

Lettuce (1 head)

$0.85 zł 3.32

$1.15 BGN 2.00

-26.09%

Water (1.5 liter bottle)

$0.56 zł 2.18

$0.89 BGN 1.56

-37.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 zł 18.20

$4.21 BGN 7.33

11.16%

Wine (Bottle)

$6.52 zł 25.33

$7.46 BGN 12.98

-12.60%

Local Beer (0.5 liter bottle)

$1.05 zł 4.06

$1.15 BGN 2.01

-8.70%

Imported Beer (0.33 liter bottle)

$1.33 zł 5.16

$1.85 BGN 3.23

-28.11%

One-way Ticket (Public Transport)

$1.00 zł 3.87

$0.87 BGN 1.51

14.94%

Public Transport Monthly Pass (Regular Price)

$27.92 zł 108

$28.53 BGN 49.65

-2.14%

Taxi Start (Normal Tariff)

$2.08 zł 8.10

$1.68 BGN 2.93

23.81%

Taxi (Normal Tariff) (1km)

$0.64 zł 2.47

$0.94 BGN 1.63

-31.91%

Taxi 1hour Waiting (Normal Tariff)

$9.03 zł 35.09

$15.35 BGN 26.70

-41.17%

Gasoline (1 liter)

$1.65 zł 6.40

$1.69 BGN 2.94

-2.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K zł 115.3K

$29.8K BGN 51.9K

-0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$26.1K BGN 45.5K

3.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 zł 1,115

$156 BGN 272

83.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.15 zł 39.42

$21.56 BGN 37.52

-52.92%

Internet (50+ Mbps, Unlimited Data)

$17.18 zł 66.8

$15.24 BGN 26.51

12.73%

Gym Membership (Monthly)

$35.42 zł 138

$46.08 BGN 80.2

-23.13%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

Cinema Ticket

$7.52 zł 29.23

$10.18 BGN 17.72

-26.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$521 zł 2,024

$774 BGN 1,347

-32.71%

International Primary School, 1 Child (Yearly)

$7,925 zł 30.8K

$12.8K BGN 22.3K

-38.11%

Jeans (Levis 501 Or Similar)

$87.3 zł 339

$89.9 BGN 157

-2.95%

Summer Dress (H&M, Zara, etc)

$48.05 zł 187

$41.29 BGN 71.8

16.37%

Sport Shoes (Adidas, Nike)

$91.1 zł 354

$105 BGN 183

-13.35%

Men's Leather Business Shoes

$102 zł 395

$107 BGN 186

-4.65%

1-bedroom Apartment, City Center (Monthly)

$630 zł 2,449

$783 BGN 1,362

-19.47%

1-bedroom Apartment, Outside City Center (Monthly)

$388 zł 1,508

$597 BGN 1,038

-34.98%

3-bedroom Apartment, City Center (Monthly)

$1,030 zł 4,000

$1,516 BGN 2,638

-32.10%

3-bedroom Apartment, Outside City Center (Monthly)

$759 zł 2,948

$1,030 BGN 1,792

-26.35%

Buy Apartment in City Center (m2)

$2,128 zł 8,268

$4,350 BGN 7,568

-51.07%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

Average Monthly Net Salary (After Tax)

$1,236 zł 4,802

$1,735 BGN 3,019

-28.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

2.89

130.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: October 13, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koszalin

$388 30.2%

Sofia

$597 37.4% 53.8% $209

Monthly Utilities & Internet

Koszalin

$314 24.5%

Sofia

$193 12.1% 38.7% $122

Groceries & Markets

Koszalin

$185 14.4%

Sofia

$290 18.2% 56.7% $105

Eating Out

Koszalin

$163 12.6%

Sofia

$255 16% 56.7% $92

Clothing & Footwear

Koszalin

$148 11.5%

Sofia

$154 9.7% 4.5% $6.7

Sport & Entertainment

Koszalin

$50 3.9%

Sofia

$66 4.2% 31.7% $16

Getting Around

Koszalin

$37 2.9%

Sofia

$38 2.4% 3.3% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $630 in Koszalin and $783 in Sofia. Housing cost is often the main lever when comparing two cities.

Sofia pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Koszalin vs $66.0 in Sofia for a mid-range dinner for two. Groceries echo the gap at $185 vs $290 per month, with Koszalin cheaper across the board.

Good to know

🇵🇱 Koszalin

🇧🇬 Sofia

🕒 Local time

04:51 4:51 AM

05:51 5:51 AM

1 h ahead of Koszalin

🌤 Weather

👥 Population

105,143

1,286,383 Capital

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

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Between locations

Koszalin Sofia 1,380 km ≈ 2 h 15 min nonstop flight

From you

Koszalin
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Sofia: Cost of Living - Frequently Asked Questions

Koszalin is cheaper overall, especially in groceries, eating out, and clothing. The 24% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 40% lower in Sofia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $630 in Koszalin versus $783 in Sofia. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in Sofia. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Koszalin – a meal for two runs $38.00 versus $66.0 in Sofia. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,286 in Koszalin versus $1,594 in Sofia, a $1,500 budget is realistic in Koszalin but tight or insufficient in Sofia. The gap between the two cities makes Koszalin the clear choice for anyone on this budget.

For families, Koszalin is more practical. Housing and childcare are both notably cheaper than in Sofia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koszalin and Sofia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koszalin gentler on the wallet – expenses run 24% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.