Last update: Oct 2026

Cost of Living Comparison Between Nis and Koszalin

For one person, living is cheaper in Nis: $1,029 a month against $1,285 in Koszalin, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in Nis
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Nis Living Index
62

Cost of Living Index in Koszalin
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Koszalin Living Index

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Nis

🇷🇸 Serbia

$1,029

/mo nomad

Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Monthly Cost of Living

How much you'll spend in Nis and in Koszalin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nis and in Koszalin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,029 in Nis versus $1,285 in Koszalin.

Nis $1,029
Koszalin $1,285

Estimated couple costs with rent: $1,526 in Nis versus $1,906 in Koszalin.

Nis $1,526
Koszalin $1,906

Monthly costs for a family of three with rent: $2,022 in Nis versus $2,527 in Koszalin.

Nis $2,022
Koszalin $2,527

Living in Nis costs roughly 20% less than in Koszalin, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Nis 24% lower, Koszalin 6% lower.

Meal at Budget Restaurant

$8.71 RSD 912

$8.34 zł 32.87

4.44%

Three-Course Dinner for Two, Mid-Range

$33.20 RSD 3,478

$38.69 zł 153

-14.19%

Fast Food Meal (McDonalds, etc)

$9.73 RSD 1,019

$8.79 zł 34.68

10.69%

Cappuccino

$1.93 RSD 202

$2.89 zł 11.39

-33.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 RSD 239

$1.63 zł 6.41

39.88%

Water (0.33 liter bottle)

$1.80 RSD 189

$1.25 zł 4.93

44.00%

Local Beer (0.5 liter draught)

$3.71 RSD 389

$3.88 zł 15.30

-4.38%

Imported Beer (0.33 liter bottle)

$4.36 RSD 456

$2.59 zł 10.23

68.34%

Milk (1 liter)

$1.08 RSD 114

$0.91 zł 3.60

18.68%

White Bread (500g)

$0.72 RSD 75.7

$1.13 zł 4.45

-36.28%

Rice (white) (1kg)

$1.68 RSD 176

$0.79 zł 3.11

112.66%

Eggs

$2.32 RSD 243

$2.87 zł 11.34

-19.16%

Local Cheese (1kg)

$7.41 RSD 776

$8.58 zł 33.82

-13.64%

Chicken Fillets (1kg)

$5.77 RSD 605

$6.49 zł 25.59

-11.09%

Beef Round Steak (1kg)

$10.97 RSD 1,150

$9.13 zł 35.99

20.15%

Apples (1kg)

$1.08 RSD 114

$0.82 zł 3.22

31.71%

Banana (1kg)

$1.70 RSD 178

$1.11 zł 4.39

53.15%

Oranges (1kg)

$1.42 RSD 149

$1.75 zł 6.92

-18.86%

Tomato (1kg)

$2.07 RSD 216

$2.24 zł 8.82

-7.59%

Potato (1kg)

$0.79 RSD 82.7

$0.60 zł 2.38

31.67%

Onion (1kg)

$0.74 RSD 77.1

$0.79 zł 3.11

-6.33%

Lettuce (1 head)

$0.64 RSD 67.5

$0.91 zł 3.59

-29.67%

Water (1.5 liter bottle)

$0.57 RSD 59.9

$0.53 zł 2.10

7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 RSD 467

$4.82 zł 18.99

-7.47%

Wine (Bottle)

$5.58 RSD 585

$6.16 zł 24.29

-9.42%

Local Beer (0.5 liter bottle)

$0.69 RSD 71.8

$1.09 zł 4.29

-36.70%

Imported Beer (0.33 liter bottle)

$1.36 RSD 142

$1.38 zł 5.43

-1.45%

One-way Ticket (Public Transport)

$1.05 zł 4.12

Public Transport Monthly Pass (Regular Price)

$27.89 zł 110

Taxi Start (Normal Tariff)

$1.86 RSD 194

$2.07 zł 8.16

-10.14%

Taxi (Normal Tariff) (1km)

$0.69 RSD 71.9

$0.67 zł 2.65

2.99%

Taxi 1hour Waiting (Normal Tariff)

$8.28 RSD 867

$8.87 zł 34.98

-6.65%

Gasoline (1 liter)

$1.86 RSD 195

$1.57 zł 6.20

18.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.2M

$29.7K zł 117.1K

2.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K RSD 2.4M

$27.8K zł 109.7K

-16.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 RSD 16.4K

$292 zł 1,153

-46.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 RSD 2,007

$10.32 zł 40.70

85.66%

Internet (50+ Mbps, Unlimited Data)

$22.67 RSD 2,375

$17.17 zł 67.7

32.03%

Gym Membership (Monthly)

$29.61 RSD 3,103

$35.21 zł 139

-15.90%

Tennis Court (1 Hour on Weekend)

$15.29 RSD 1,602

Cinema Ticket

$4.62 RSD 484

$7.81 zł 30.79

-40.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$247 RSD 25.9K

$522 zł 2,057

-52.67%

International Primary School, 1 Child (Yearly)

$4,809 RSD 503.8K

$7,944 zł 31.3K

-39.46%

Jeans (Levis 501 Or Similar)

$86.5 RSD 9,063

$86.2 zł 340

0.32%

Summer Dress (H&M, Zara, etc)

$39.99 RSD 4,190

$47.55 zł 187

-15.90%

Sport Shoes (Adidas, Nike)

$100 RSD 10.5K

$92.4 zł 364

8.40%

Men's Leather Business Shoes

$109 RSD 11.4K

$100 zł 395

9.20%

1-bedroom Apartment, City Center (Monthly)

$418 RSD 43.8K

$638 zł 2,514

-34.38%

1-bedroom Apartment, Outside City Center (Monthly)

$290 RSD 30.4K

$382 zł 1,508

-24.14%

3-bedroom Apartment, City Center (Monthly)

$626 RSD 65.6K

$1,025 zł 4,042

-38.92%

3-bedroom Apartment, Outside City Center (Monthly)

$450 RSD 47.1K

$747 zł 2,945

-39.76%

Buy Apartment in City Center (m2)

$2,650 RSD 277.7K

$2,130 zł 8,398

24.44%

Buy Apartment Outside City Center (m2)

$1,862 RSD 195.1K

Average Monthly Net Salary (After Tax)

$922 RSD 96.6K

$1,234 zł 4,865

-25.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

6.67

-23.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: October 25, 2026

Last update for Koszalin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nis

$290 28.2%

Koszalin

$382 29.8% 31.8% $92

Monthly Utilities & Internet

Nis

$198 19.3%

Koszalin

$320 24.9% 61.4% $122

Groceries & Markets

Nis

$180 17.5%

Koszalin

$184 14.3% 1.8% $3.3

Eating Out

Nis

$166 16.1%

Koszalin

$164 12.8% 1.1% $1.8

Clothing & Footwear

Nis

$151 14.7%

Koszalin

$147 11.4% 2.9% $4.4

Sport & Entertainment

Nis

$39 3.8%

Koszalin

$51 4% 30.8% $12

Getting Around

Nis

$5.3 * 0.5%

Koszalin

$38 2.9% 609% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $418 in Nis and $638 in Koszalin. Housing cost is often the main lever when comparing two cities.

Koszalin pays 34% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $33 in Nis vs $39 in Koszalin for a mid-range dinner for two. Groceries echo the gap at $180 vs $184 per month, with Nis cheaper across the board.

Good to know

🇷🇸 Nis

🇵🇱 Koszalin

🕒 Local time

20:47 8:47 PM

Same time as Nis

🌤 Weather

👥 Population

78,470

105,143

💱 Currency

Serbian Dinar RSD din

Polish Złoty PLN zł

📈 Exchange rate

1,000 RSD = 9.55 USD

1,000 RSD = 8.52 EUR

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

PLN, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 2, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.52 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Nis Koszalin 1,280 km ≈ 2 h nonstop flight

From you

Nis
Koszalin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Koszalin: Cost of Living - Frequently Asked Questions

Nis is about 20% cheaper overall, especially in transport and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 25% lower in Nis. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $418 in Nis versus $638 in Koszalin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nis – a meal for two runs $33 versus $39 in Koszalin. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $247 in Nis versus $522 in Koszalin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Nis is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nis and Koszalin are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Nis wins on affordability, Koszalin on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.