Last update: Oct 2026

Cost of Living Comparison Between Koszalin and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,285 in Koszalin, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Koszalin
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Koszalin Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Koszalin and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,285 per month in Koszalin vs $936 in Chiang Mai, rent included.

Koszalin $1,285
Chiang Mai $936

A couple spends around $1,906 per month in Koszalin vs $1,457 in Chiang Mai, rent included.

Koszalin $1,906
Chiang Mai $1,457

A family of three spends $2,527 per month in Koszalin vs $1,979 in Chiang Mai, rent included.

Koszalin $2,527
Chiang Mai $1,979

Koszalin costs about 37% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Koszalin and Chiang Mai are more affordable than the global median – Koszalin 6% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$8.34 zł 32.87

$2.24 ฿75.6

272.32%

Three-Course Dinner for Two, Mid-Range

$38.69 zł 153

$19.00 ฿641

103.63%

Fast Food Meal (McDonalds, etc)

$8.79 zł 34.68

$5.55 ฿187

58.38%

Cappuccino

$2.89 zł 11.39

$1.67 ฿56.5

73.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 zł 6.41

$0.64 ฿21.53

154.69%

Water (0.33 liter bottle)

$1.25 zł 4.93

$0.31 ฿10.30

303.23%

Local Beer (0.5 liter draught)

$3.88 zł 15.30

$2.36 ฿79.5

64.41%

Imported Beer (0.33 liter bottle)

$2.59 zł 10.23

$3.66 ฿124

-29.23%

Milk (1 liter)

$0.91 zł 3.60

$1.95 ฿65.7

-53.33%

White Bread (500g)

$1.13 zł 4.45

$1.44 ฿48.45

-21.53%

Rice (white) (1kg)

$0.79 zł 3.11

$1.33 ฿45.01

-40.60%

Eggs

$2.87 zł 11.34

$2.28 ฿77.0

25.88%

Local Cheese (1kg)

$8.58 zł 33.82

$16.45 ฿555

-47.84%

Chicken Fillets (1kg)

$6.49 zł 25.59

$2.78 ฿93.8

133.45%

Beef Round Steak (1kg)

$9.13 zł 35.99

$9.31 ฿314

-1.93%

Apples (1kg)

$0.82 zł 3.22

$2.35 ฿79.4

-65.11%

Banana (1kg)

$1.11 zł 4.39

$0.97 ฿32.78

14.43%

Oranges (1kg)

$1.75 zł 6.92

$1.60 ฿53.9

9.37%

Tomato (1kg)

$2.24 zł 8.82

$1.50 ฿50.6

49.33%

Potato (1kg)

$0.60 zł 2.38

$1.28 ฿43.10

-53.13%

Onion (1kg)

$0.79 zł 3.11

$1.10 ฿37.17

-28.18%

Lettuce (1 head)

$0.91 zł 3.59

$0.71 ฿23.81

28.17%

Water (1.5 liter bottle)

$0.53 zł 2.10

$0.49 ฿16.36

8.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 zł 18.99

$4.14 ฿140

16.43%

Wine (Bottle)

$6.16 zł 24.29

$17.52 ฿591

-64.84%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$1.61 ฿54.5

-32.30%

Imported Beer (0.33 liter bottle)

$1.38 zł 5.43

$2.78 ฿93.9

-50.36%

One-way Ticket (Public Transport)

$1.05 zł 4.12

$0.87 ฿29.29

20.69%

Public Transport Monthly Pass (Regular Price)

$27.89 zł 110

$54.1 ฿1,825

-48.44%

Taxi Start (Normal Tariff)

$2.07 zł 8.16

$1.16 ฿39.03

78.45%

Taxi (Normal Tariff) (1km)

$0.67 zł 2.65

$0.53 ฿17.79

26.42%

Taxi 1hour Waiting (Normal Tariff)

$8.87 zł 34.98

$2.42 ฿81.7

266.53%

Gasoline (1 liter)

$1.57 zł 6.20

$1.45 ฿48.87

8.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K zł 117.1K

$21.1K ฿710.3K

40.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K zł 109.7K

$26.9K ฿908.7K

3.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 zł 1,153

$62.2 ฿2,097

370.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.32 zł 40.70

$12.17 ฿410

-15.20%

Internet (50+ Mbps, Unlimited Data)

$17.17 zł 67.7

$20.12 ฿679

-14.66%

Gym Membership (Monthly)

$35.21 zł 139

$37.31 ฿1,259

-5.63%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$7.81 zł 30.79

$6.49 ฿219

20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 zł 2,057

$736 ฿24.8K

-29.13%

International Primary School, 1 Child (Yearly)

$7,944 zł 31.3K

$14.8K ฿498.0K

-46.20%

Jeans (Levis 501 Or Similar)

$86.2 zł 340

$53.4 ฿1,800

61.55%

Summer Dress (H&M, Zara, etc)

$47.55 zł 187

$24.64 ฿831

92.98%

Sport Shoes (Adidas, Nike)

$92.4 zł 364

$91.5 ฿3,086

0.97%

Men's Leather Business Shoes

$100 zł 395

$71.9 ฿2,426

39.10%

1-bedroom Apartment, City Center (Monthly)

$638 zł 2,514

$482 ฿16.3K

32.19%

1-bedroom Apartment, Outside City Center (Monthly)

$382 zł 1,508

$309 ฿10.4K

23.75%

3-bedroom Apartment, City Center (Monthly)

$1,025 zł 4,042

$1,006 ฿33.9K

1.91%

3-bedroom Apartment, Outside City Center (Monthly)

$747 zł 2,945

$633 ฿21.4K

17.90%

Buy Apartment in City Center (m2)

$2,130 zł 8,398

$2,363 ฿79.7K

-9.88%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$1,234 zł 4,865

$590 ฿19.9K

109.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.57

19.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koszalin

$382 29.8%

Chiang Mai

$309 33% 19.2% $73

Monthly Utilities & Internet

Koszalin

$320 24.9%

Chiang Mai

$94 10.1% 70.5% $225

Groceries & Markets

Koszalin

$184 14.3%

Chiang Mai

$234 25.1% 27.7% $51

Eating Out

Koszalin

$164 12.8%

Chiang Mai

$78 8.3% 52.6% $86

Clothing & Footwear

Koszalin

$147 11.4%

Chiang Mai

$109 11.6% 26% $38

Sport & Entertainment

Koszalin

$51 4%

Chiang Mai

$50 5.4% 1.1% $0.5

Getting Around

Koszalin

$38 2.9%

Chiang Mai

$61 6.6% 63.6% $24

Cost Breakdown

A central one-bedroom costs $638 in Koszalin versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Koszalin are about 2.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39 in Koszalin versus $19 in Chiang Mai. Groceries tell a different story – $184 in Koszalin vs $234 in Chiang Mai – so Koszalin wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Koszalin

🇹🇭 Chiang Mai

🕒 Local time

21:08 9:08 PM

03:08 3:08 AM

6 h ahead of Koszalin

🌤 Weather

👥 Population

105,143

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.65 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Koszalin Chiang Mai 7,860 km ≈ 10 h nonstop flight

From you

Koszalin
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Chiang Mai: Cost of Living - Frequently Asked Questions

Koszalin costs about 37% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,927 per month in Koszalin and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $638 in Koszalin.

Kindergarten costs $522 per month in Koszalin and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Koszalin – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,285 in Koszalin and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.