Cost of Living Comparison Between Koszalin and Chiang Mai Cost of Living Comparison Between Koszalin and Chiang Mai

Monthly Cost of Living

A single person spends $1,298 per month in Koszalin vs $852 in Chiang Mai, rent included.

A couple spends around $1,951 per month in Koszalin vs $1,354 in Chiang Mai, rent included.

A family of three spends $2,603 per month in Koszalin vs $1,857 in Chiang Mai, rent included.

Koszalin costs about 52% more than Chiang Mai, driven mainly by Eating Out.

Both Koszalin and Chiang Mai are more affordable than the global median – Koszalin 3% lower, Chiang Mai 36% lower.

Currency
ðŸ― Eating Out
Koszalin
Chiang Mai
Difference
Meal at Budget Restaurant
$8.36 zł 30.45
$1.96 āļŋ64.0
326.53%
Three-Course Dinner for Two, Mid-Range
$41.13 zł 150
$18.81 āļŋ615
118.66%
Fast Food Meal (McDonalds, etc)
$9.07 zł 33.00
$7.92 āļŋ259
14.52%
Cappuccino
$3.21 zł 11.67
$1.91 āļŋ62.6
68.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 zł 6.18
$0.84 āļŋ27.41
102.38%
Water (0.33 liter bottle)
$1.40 zł 5.09
$0.35 āļŋ11.51
300.00%
Local Beer (0.5 liter draught)
$4.06 zł 14.76
$2.21 āļŋ72.1
83.71%
Imported Beer (0.33 liter bottle)
$2.15 zł 7.81
$3.80 āļŋ124
-43.42%
🛒 Groceries & Markets
Koszalin
Chiang Mai
Difference
Milk (1 liter)
$1.00 zł 3.62
$1.64 āļŋ53.5
-39.02%
White Bread (500g)
$1.04 zł 3.80
$1.62 āļŋ53.1
-35.80%
Rice (white) (1kg)
$0.79 zł 2.86
$1.18 āļŋ38.62
-33.05%
Eggs
$3.01 zł 10.96
$2.01 āļŋ65.8
49.75%
Local Cheese (1kg)
$9.20 zł 33.48
$15.89 āļŋ520
-42.10%
Chicken Fillets (1kg)
$6.77 zł 24.63
$3.01 āļŋ98.5
124.92%
Beef Round Steak (1kg)
$9.88 zł 35.97
$10.77 āļŋ352
-8.26%
Apples (1kg)
$0.88 zł 3.21
$2.61 āļŋ85.5
-66.28%
Banana (1kg)
$0.98 zł 3.55
$1.22 āļŋ39.88
-19.67%
Oranges (1kg)
$1.96 zł 7.12
$1.70 āļŋ55.7
15.29%
Tomato (1kg)
$2.51 zł 9.14
$1.58 āļŋ51.5
58.86%
Potato (1kg)
$0.67 zł 2.44
$1.32 āļŋ43.14
-49.24%
Onion (1kg)
$0.78 zł 2.85
$1.17 āļŋ38.23
-33.33%
Lettuce (1 head)
$0.92 zł 3.35
$0.67 āļŋ21.98
37.31%
Water (1.5 liter bottle)
$0.48 zł 1.75
$0.56 āļŋ18.32
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$5.08 zł 18.51
$4.53 āļŋ148
12.14%
Wine (Bottle)
$6.71 zł 24.44
$18.20 āļŋ595
-63.13%
Local Beer (0.5 liter bottle)
$0.91 zł 3.33
$1.83 āļŋ60.0
-50.27%
Imported Beer (0.33 liter bottle)
$1.39 zł 5.06
$3.23 āļŋ106
-56.97%
🚌 Getting Around
Koszalin
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.12 zł 4.08
$0.89 āļŋ29.00
25.84%
Public Transport Monthly Pass (Regular Price)
$29.18 zł 106
$19.38 āļŋ634
50.57%
Taxi Start (Normal Tariff)
$2.20 zł 7.99
$1.35 āļŋ44.20
62.96%
Taxi (Normal Tariff) (1km)
$0.63 zł 2.30
$1.35 āļŋ44.05
-53.33%
Taxi 1hour Waiting (Normal Tariff)
$9.54 zł 34.74
$8.25 āļŋ270
15.64%
Gasoline (1 liter)
$1.69 zł 6.16
$1.27 āļŋ41.64
33.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K zł 116.2K
$21.2K āļŋ691.8K
50.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K zł 109.4K
$22.5K āļŋ735.3K
33.64%
ðŸ§ū Monthly Utilities & Internet
Koszalin
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$317 zł 1,155
$70.2 āļŋ2,294
352.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.65 zł 38.77
$13.77 āļŋ450
-22.66%
Internet (50+ Mbps, Unlimited Data)
$13.36 zł 48.63
$17.60 āļŋ575
-24.09%
🎉 Sport & Entertainment
Koszalin
Chiang Mai
Difference
Gym Membership (Monthly)
$36.34 zł 132
$41.57 āļŋ1,360
-12.58%
Tennis Court (1 Hour on Weekend)
$19.36 zł 70.5
$6.60 āļŋ216
193.33%
Cinema Ticket
$6.66 zł 24.24
$5.78 āļŋ189
15.22%
ðŸ§ļ Childcare & Education
Koszalin
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$369 zł 1,341
$306 āļŋ10.0K
20.37%
International Primary School, 1 Child (Yearly)
$7,692 zł 28.0K
$14.8K āļŋ484.8K
-48.12%
👕👟 Clothing & Footwear
Koszalin
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$86.0 zł 313
$54.4 āļŋ1,778
58.23%
Summer Dress (H&M, Zara, etc)
$42.62 zł 155
$26.14 āļŋ855
63.05%
Sport Shoes (Adidas, Nike)
$84.0 zł 306
$84.5 āļŋ2,764
-0.66%
Men's Leather Business Shoes
$86.3 zł 314
$69.4 āļŋ2,270
24.30%
🏠 Accommodation & Living
Koszalin
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$667 zł 2,427
$424 āļŋ13.9K
57.35%
1-bedroom Apartment, Outside City Center (Monthly)
$410 zł 1,491
$238 āļŋ7,788
72.01%
3-bedroom Apartment, City Center (Monthly)
$1,081 zł 3,934
$825 āļŋ27.0K
31.02%
3-bedroom Apartment, Outside City Center (Monthly)
$816 zł 2,972
$515 āļŋ16.8K
58.48%
Buy Apartment in City Center (m2)
$2,373 zł 8,636
$2,049 āļŋ67.0K
15.77%
Buy Apartment Outside City Center (m2)
-
$1,523 āļŋ49.8K
-
ðŸ’ĩ Salaries & Financials
Koszalin
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,324 zł 4,818
$635 āļŋ20.8K
108.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.9
5
38.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: April 27, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $667 in Koszalin versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 108% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Koszalin versus $19.00 in Chiang Mai. Groceries tell a different story – $191 in Koszalin vs $243 in Chiang Mai – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koszalin vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koszalin or Chiang Mai?
Koszalin costs about 52% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koszalin vs Chiang Mai?
For a comfortable life, plan on about $1,947 per month in Koszalin and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koszalin or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Koszalin and Chiang Mai?
Kindergarten costs $369 per month in Koszalin and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Koszalin or Chiang Mai?
Interestingly, groceries are about 27% cheaper in Koszalin – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Koszalin or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Koszalin at $1,298. In Chiang Mai it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Koszalin or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,298 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koszalin compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koszalin or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.

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