😐A single person spends $1,332 per month in Koszalin vs $852 in Chiang Mai, rent included.
😐A couple spends around $1,991 per month in Koszalin vs $1,360 in Chiang Mai, rent included.
😐A family of three spends $2,650 per month in Koszalin vs $1,867 in Chiang Mai, rent included.
😐Koszalin costs about 56% more than Chiang Mai, driven mainly by Eating Out.
📊Koszalin sits 0% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Koszalin
Chiang Mai
Difference
Meal at Budget Restaurant
$8.36zł 31.18
$2.04฿68.2
309.80%
Three-Course Dinner for Two, Mid-Range
$40.01zł 149
$18.71฿624
113.84%
Fast Food Meal(McDonalds, etc)
$8.60zł 32.07
$7.86฿262
9.41%
Cappuccino
$3.18zł 11.86
$2.03฿67.7
56.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.70zł 6.33
$0.80฿26.64
112.50%
Water(0.33 liter bottle)
$1.38zł 5.16
$0.35฿11.68
294.29%
Local Beer(0.5 liter draught)
$4.15zł 15.48
$2.14฿71.5
93.93%
Imported Beer(0.33 liter bottle)
$2.12zł 7.91
$3.67฿122
-42.23%
🛒 Groceries & Markets
Koszalin
Chiang Mai
Difference
Milk(1 liter)
$0.99zł 3.69
$1.73฿57.6
-42.77%
White Bread(500g)
$1.04zł 3.88
$1.57฿52.4
-33.76%
Rice(white)(1kg)
$0.79zł 2.95
$1.20฿39.99
-34.17%
Eggs
$3.03zł 11.30
$1.97฿65.8
53.81%
Local Cheese(1kg)
$9.17zł 34.20
$16.23฿541
-43.50%
Chicken Fillets(1kg)
$6.67zł 24.89
$3.06฿102
117.97%
Beef Round Steak(1kg)
$10.15zł 37.86
$10.80฿360
-6.02%
Apples(1kg)
$0.85zł 3.16
$2.77฿92.3
-69.31%
Banana(1kg)
$0.91zł 3.38
$1.17฿38.94
-22.22%
Oranges(1kg)
$1.88zł 7.03
$1.71฿57.0
9.94%
Tomato(1kg)
$2.42zł 9.02
$1.59฿53.2
52.20%
Potato(1kg)
$0.70zł 2.62
$1.39฿46.51
-49.64%
Onion(1kg)
$0.82zł 3.07
$1.16฿38.56
-29.31%
Lettuce(1 head)
$0.91zł 3.39
$0.66฿22.05
37.88%
Water(1.5 liter bottle)
$0.48zł 1.80
$0.52฿17.31
-7.69%
Cigarettes 20 Pack(Marlboro, Camel)
$4.90zł 18.27
$4.65฿155
5.38%
Wine(Bottle)
$6.39zł 23.85
$17.78฿593
-64.06%
Local Beer(0.5 liter bottle)
$0.86zł 3.19
$1.79฿59.6
-51.96%
Imported Beer(0.33 liter bottle)
$1.33zł 4.98
$3.34฿111
-60.18%
🚌 Getting Around
Koszalin
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.08zł 4.01
$0.91฿30.27
18.68%
Public Transport Monthly Pass(Regular Price)
$29.35zł 109
$18.64฿622
57.46%
Taxi Start(Normal Tariff)
$2.14zł 7.98
$1.41฿47.04
51.77%
Taxi(Normal Tariff)(1km)
$0.63zł 2.36
$1.34฿44.70
-52.99%
Taxi 1hour Waiting(Normal Tariff)
$9.28zł 34.61
$8.11฿270
14.43%
Gasoline(1 liter)
$1.75zł 6.53
$1.23฿41.16
42.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8Kzł 118.5K
$21.4K฿715.1K
48.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8Kzł 114.9K
$21.8K฿728.0K
41.19%
🧾 Monthly Utilities & Internet
Koszalin
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$314zł 1,173
$71.3฿2,379
340.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.00zł 41.02
$14.01฿467
-21.48%
Internet(50+ Mbps, Unlimited Data)
$13.39zł 49.95
$17.93฿598
-25.32%
🎉 Sport & Entertainment
Koszalin
Chiang Mai
Difference
Gym Membership(Monthly)
$36.24zł 135
$40.82฿1,362
-11.22%
Tennis Court(1 Hour on Weekend)
$19.46zł 72.6
$6.88฿230
182.85%
Cinema Ticket
$6.88zł 25.65
$5.72฿191
20.28%
🧸 Childcare & Education
Koszalin
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$365zł 1,362
$308฿10.3K
18.41%
International Primary School, 1 Child(Yearly)
$7,653zł 28.5K
$14.7K฿489.7K
-47.87%
👕👟 Clothing & Footwear
Koszalin
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$85.9zł 321
$55.8฿1,860
54.08%
Summer Dress(H&M, Zara, etc)
$42.33zł 158
$26.04฿869
62.56%
Sport Shoes(Adidas, Nike)
$85.6zł 319
$84.8฿2,829
0.97%
Men's Leather Business Shoes
$85.5zł 319
$71.0฿2,368
20.38%
🏠 Accommodation & Living
Koszalin
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$684zł 2,552
$423฿14.1K
61.67%
1-bedroom Apartment, Outside City Center(Monthly)
$411zł 1,533
$242฿8,088
69.46%
3-bedroom Apartment, City Center(Monthly)
$1,088zł 4,057
$797฿26.6K
36.43%
3-bedroom Apartment, Outside City Center(Monthly)
$820zł 3,060
$507฿16.9K
61.90%
Buy Apartment in City Center(m2)
$2,221zł 8,286
$1,918฿64.0K
15.80%
Buy Apartment Outside City Center(m2)
-
$1,464฿48.8K
-
💵 Salaries & Financials
Koszalin
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,264zł 4,714
$595฿19.9K
112.39%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.9
5
38.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koszalin: July 25, 2026
Last update for Chiang Mai: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $684 in Koszalin versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 112% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $40.00 in Koszalin versus $19.00 in Chiang Mai. Groceries tell a different story – $189 in Koszalin vs $244 in Chiang Mai – so Koszalin wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koszalin vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koszalin or Chiang Mai?
Koszalin costs about 56% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koszalin and in Chiang Mai?
For a comfortable life, plan on about $1,998 per month in Koszalin and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koszalin or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Koszalin and in Chiang Mai?
Kindergarten costs $365 per month in Koszalin and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Koszalin or in Chiang Mai?
Interestingly, groceries are about 29% cheaper in Koszalin – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Koszalin or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Koszalin at $1,332. In Chiang Mai it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Koszalin or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,332 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koszalin compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koszalin or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.