😐A single person spends $1,365 per month in Koszalin vs $932 in Chiang Mai, rent included.
😐A couple spends around $2,014 per month in Koszalin vs $1,399 in Chiang Mai, rent included.
😐A family of three spends $2,663 per month in Koszalin vs $1,866 in Chiang Mai, rent included.
😐Koszalin costs about 46% more than Chiang Mai, driven mainly by Eating Out.
📊Koszalin sits 0% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Koszalin
Chiang Mai
Difference
Meal at Budget Restaurant
$8.55zł 32.45
$2.08฿69.2
311.06%
Three-Course Dinner for Two, Mid-Range
$39.38zł 149
$19.61฿652
100.82%
Fast Food Meal(McDonalds, etc)
$9.20zł 34.90
$5.67฿189
62.26%
Cappuccino
$3.14zł 11.92
$1.81฿60.0
73.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.66zł 6.31
$0.77฿25.55
115.58%
Water(0.33 liter bottle)
$1.30zł 4.92
$0.35฿11.48
271.43%
Local Beer(0.5 liter draught)
$4.01zł 15.21
$2.21฿73.6
81.45%
Imported Beer(0.33 liter bottle)
$2.70zł 10.25
$3.79฿126
-28.76%
🛒 Groceries & Markets
Koszalin
Chiang Mai
Difference
Milk(1 liter)
$1.03zł 3.91
$2.05฿68.1
-49.76%
White Bread(500g)
$1.17zł 4.46
$1.51฿50.4
-22.52%
Rice(white)(1kg)
$0.83zł 3.14
$1.40฿46.51
-40.71%
Eggs
$2.92zł 11.07
$2.26฿75.1
29.20%
Local Cheese(1kg)
$8.62zł 32.70
$16.19฿538
-46.76%
Chicken Fillets(1kg)
$6.69zł 25.38
$2.90฿96.3
130.69%
Beef Round Steak(1kg)
$9.63zł 36.53
$9.42฿313
2.23%
Apples(1kg)
$0.86zł 3.27
$2.68฿89.1
-67.91%
Banana(1kg)
$1.13zł 4.27
$1.09฿36.23
3.67%
Oranges(1kg)
$1.83zł 6.94
$1.62฿53.8
12.96%
Tomato(1kg)
$2.47zł 9.37
$1.46฿48.55
69.18%
Potato(1kg)
$0.66zł 2.49
$1.28฿42.48
-48.44%
Onion(1kg)
$0.78zł 2.96
$1.06฿35.17
-26.42%
Lettuce(1 head)
$0.92zł 3.49
$0.72฿23.85
27.78%
Water(1.5 liter bottle)
$0.57zł 2.15
$0.53฿17.49
7.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.81zł 18.26
$4.23฿141
13.71%
Wine(Bottle)
$6.57zł 24.95
$18.29฿608
-64.08%
Local Beer(0.5 liter bottle)
$1.13zł 4.28
$1.63฿54.2
-30.67%
Imported Beer(0.33 liter bottle)
$1.45zł 5.50
$2.90฿96.5
-50.00%
🚌 Getting Around
Koszalin
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.04zł 3.93
$0.88฿29.20
18.18%
Public Transport Monthly Pass(Regular Price)
$28.55zł 108
$53.8฿1,788
-46.90%
Taxi Start(Normal Tariff)
$2.09zł 7.92
$1.17฿38.99
78.63%
Taxi(Normal Tariff)(1km)
$0.72zł 2.74
$0.58฿19.22
24.14%
Taxi 1hour Waiting(Normal Tariff)
$9.24zł 35.07
$2.39฿79.3
286.61%
Gasoline(1 liter)
$1.62zł 6.16
$1.45฿48.22
11.72%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8Kzł 116.7K
$21.0K฿698.6K
46.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3Kzł 107.3K
$26.4K฿878.6K
6.95%
🧾 Monthly Utilities & Internet
Koszalin
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$305zł 1,157
$63.7฿2,116
378.85%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.80zł 40.99
$12.89฿429
-16.21%
Internet(50+ Mbps, Unlimited Data)
$17.64zł 67.0
$20.52฿682
-14.04%
🎉 Sport & Entertainment
Koszalin
Chiang Mai
Difference
Gym Membership(Monthly)
$36.46zł 138
$39.02฿1,297
-6.56%
Tennis Court(1 Hour on Weekend)
-
$3.92฿130
-
Cinema Ticket
$7.80zł 29.62
$6.58฿219
18.54%
🧸 Childcare & Education
Koszalin
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$552zł 2,094
$784฿26.1K
-29.62%
International Primary School, 1 Child(Yearly)
$8,238zł 31.3K
$14.7K฿487.9K
-43.85%
👕👟 Clothing & Footwear
Koszalin
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$92.7zł 352
$55.1฿1,833
68.14%
Summer Dress(H&M, Zara, etc)
$49.50zł 188
$24.74฿823
100.08%
Sport Shoes(Adidas, Nike)
$96.3zł 366
$94.1฿3,130
2.35%
Men's Leather Business Shoes
$105zł 399
$74.0฿2,459
42.00%
🏠 Accommodation & Living
Koszalin
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$677zł 2,570
$490฿16.3K
38.07%
1-bedroom Apartment, Outside City Center(Monthly)
$405zł 1,536
$288฿9,582
40.43%
3-bedroom Apartment, City Center(Monthly)
$1,063zł 4,036
$891฿29.6K
19.31%
3-bedroom Apartment, Outside City Center(Monthly)
$809zł 3,071
$521฿17.3K
55.25%
Buy Apartment in City Center(m2)
$2,289zł 8,690
$1,974฿65.6K
16.00%
Buy Apartment Outside City Center(m2)
-
$1,444฿48.0K
-
💵 Salaries & Financials
Koszalin
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,271zł 4,826
$602฿20.0K
111.35%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
5.57
19.75%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koszalin: September 13, 2026
Last update for Chiang Mai: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $677 in Koszalin versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 111% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $39.00 in Koszalin versus $20.00 in Chiang Mai. Groceries tell a different story – $192 in Koszalin vs $241 in Chiang Mai – so Koszalin wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koszalin vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koszalin or Chiang Mai?
Koszalin costs about 46% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koszalin and in Chiang Mai?
For a comfortable life, plan on about $2,047 per month in Koszalin and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koszalin or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Koszalin and in Chiang Mai?
Kindergarten costs $552 per month in Koszalin and $784 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Koszalin or in Chiang Mai?
Interestingly, groceries are about 26% cheaper in Koszalin – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Koszalin or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Koszalin at $1,365. In Chiang Mai it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Koszalin or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,365 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koszalin compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koszalin or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.