😐A single person spends $1,336 per month in Koszalin vs $869 in Chiang Mai, rent included.
😐A couple spends around $1,983 per month in Koszalin vs $1,362 in Chiang Mai, rent included.
😐A family of three spends $2,629 per month in Koszalin vs $1,855 in Chiang Mai, rent included.
😐Koszalin costs about 54% more than Chiang Mai, driven mainly by Eating Out.
📊Both Koszalin and Chiang Mai are more affordable than the global median – Koszalin1% lower, Chiang Mai35% lower.
Currency
🍽 Eating Out
Koszalin
Chiang Mai
Difference
Meal at Budget Restaurant
$8.32zł 30.41
$1.98฿64.3
320.20%
Three-Course Dinner for Two, Mid-Range
$40.45zł 148
$18.80฿612
115.16%
Fast Food Meal(McDonalds, etc)
$8.74zł 31.94
$7.75฿252
12.77%
Cappuccino
$3.19zł 11.67
$1.92฿62.5
66.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.76zł 6.45
$0.79฿25.79
122.78%
Water(0.33 liter bottle)
$1.39zł 5.07
$0.36฿11.62
286.11%
Local Beer(0.5 liter draught)
$4.17zł 15.25
$2.21฿72.1
88.69%
Imported Beer(0.33 liter bottle)
$2.19zł 8.01
$3.66฿119
-40.16%
🛒 Groceries & Markets
Koszalin
Chiang Mai
Difference
Milk(1 liter)
$1.04zł 3.80
$1.65฿53.8
-36.97%
White Bread(500g)
$1.00zł 3.65
$1.63฿53.2
-38.65%
Rice(white)(1kg)
$0.84zł 3.08
$1.19฿38.86
-29.41%
Eggs
$3.09zł 11.30
$2.00฿65.1
54.50%
Local Cheese(1kg)
$8.74zł 31.96
$15.98฿520
-45.31%
Chicken Fillets(1kg)
$6.72zł 24.55
$3.03฿98.5
121.78%
Beef Round Steak(1kg)
$10.00zł 36.56
$10.86฿354
-7.92%
Apples(1kg)
$0.85zł 3.09
$2.76฿90.0
-69.20%
Banana(1kg)
$0.97zł 3.55
$1.18฿38.42
-17.80%
Oranges(1kg)
$1.94zł 7.11
$1.64฿53.5
18.29%
Tomato(1kg)
$2.42zł 8.84
$1.52฿49.51
59.21%
Potato(1kg)
$0.66zł 2.41
$1.38฿45.10
-52.17%
Onion(1kg)
$0.77zł 2.83
$1.19฿38.84
-35.29%
Lettuce(1 head)
$0.91zł 3.33
$0.70฿22.86
30.00%
Water(1.5 liter bottle)
$0.49zł 1.78
$0.56฿18.13
-12.50%
Cigarettes 20 Pack(Marlboro, Camel)
$5.14zł 18.77
$4.58฿149
12.23%
Wine(Bottle)
$6.96zł 25.45
$16.56฿539
-57.97%
Local Beer(0.5 liter bottle)
$0.92zł 3.37
$1.83฿59.5
-49.73%
Imported Beer(0.33 liter bottle)
$1.39zł 5.07
$3.20฿104
-56.56%
🚌 Getting Around
Koszalin
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.07zł 3.93
$0.88฿28.56
21.59%
Public Transport Monthly Pass(Regular Price)
$29.14zł 107
$18.72฿610
55.66%
Taxi Start(Normal Tariff)
$2.19zł 8.00
$1.36฿44.16
61.03%
Taxi(Normal Tariff)(1km)
$0.62zł 2.28
$1.34฿43.65
-53.73%
Taxi 1hour Waiting(Normal Tariff)
$9.30zł 33.98
$7.84฿256
18.62%
Gasoline(1 liter)
$1.69zł 6.19
$1.23฿39.92
37.40%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0Kzł 117.0K
$21.6K฿704.3K
48.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0Kzł 109.6K
$22.5K฿734.3K
33.00%
🧾 Monthly Utilities & Internet
Koszalin
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$313zł 1,146
$70.5฿2,298
344.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.05zł 40.37
$13.68฿445
-19.23%
Internet(50+ Mbps, Unlimited Data)
$13.51zł 49.39
$17.45฿568
-22.58%
🎉 Sport & Entertainment
Koszalin
Chiang Mai
Difference
Gym Membership(Monthly)
$36.71zł 134
$41.33฿1,346
-11.18%
Tennis Court(1 Hour on Weekend)
$19.40zł 70.9
$6.96฿227
178.74%
Cinema Ticket
$6.88zł 25.15
$5.77฿188
19.24%
🧸 Childcare & Education
Koszalin
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$378zł 1,381
$307฿10.0K
23.02%
International Primary School, 1 Child(Yearly)
$7,705zł 28.2K
$14.6K฿475.9K
-47.26%
👕👟 Clothing & Footwear
Koszalin
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$86.4zł 316
$55.8฿1,817
54.79%
Summer Dress(H&M, Zara, etc)
$41.43zł 151
$26.21฿854
58.07%
Sport Shoes(Adidas, Nike)
$84.4zł 309
$85.8฿2,793
-1.54%
Men's Leather Business Shoes
$87.3zł 319
$72.2฿2,353
20.85%
🏠 Accommodation & Living
Koszalin
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$672zł 2,457
$430฿14.0K
56.43%
1-bedroom Apartment, Outside City Center(Monthly)
$407zł 1,489
$239฿7,774
70.69%
3-bedroom Apartment, City Center(Monthly)
$1,066zł 3,898
$817฿26.6K
30.49%
3-bedroom Apartment, Outside City Center(Monthly)
$829zł 3,030
$511฿16.6K
62.32%
Buy Apartment in City Center(m2)
$2,274zł 8,310
$1,983฿64.6K
14.65%
Buy Apartment Outside City Center(m2)
-
$1,484฿48.3K
-
💵 Salaries & Financials
Koszalin
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,308zł 4,780
$619฿20.2K
111.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.9
5
38.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koszalin: June 8, 2026
Last update for Chiang Mai: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $672 in Koszalin versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 111% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $40.00 in Koszalin versus $19.00 in Chiang Mai. Groceries tell a different story – $190 in Koszalin vs $241 in Chiang Mai – so Koszalin wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koszalin vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koszalin or Chiang Mai?
Koszalin costs about 54% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koszalin vs Chiang Mai?
For a comfortable life, plan on about $2,004 per month in Koszalin and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koszalin or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Koszalin and Chiang Mai?
Kindergarten costs $378 per month in Koszalin and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Koszalin or Chiang Mai?
Interestingly, groceries are about 27% cheaper in Koszalin – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Koszalin or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Koszalin at $1,336. In Chiang Mai it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Koszalin or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $869 versus $1,336 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koszalin compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koszalin or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.