Cost of Living Comparison Between Chiang Mai and Koszalin Cost of Living Comparison Between Chiang Mai and Koszalin

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $1,298 in Koszalin, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,951 in Koszalin, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $2,603 in Koszalin, rent included.

Chiang Mai is about 34% cheaper than Koszalin, driven mainly by Eating Out.

Both Chiang Mai and Koszalin are more affordable than the global median – Chiang Mai 36% lower, Koszalin 3% lower.

Meal at Budget Restaurant

$1.96 ฿64.0

$8.36 zł 30.45

-76.56%

Three-Course Dinner for Two, Mid-Range

$18.81 ฿615

$41.13 zł 150

-54.27%

Fast Food Meal (McDonalds, etc)

$7.92 ฿259

$9.07 zł 33.00

-12.68%

Cappuccino

$1.91 ฿62.6

$3.21 zł 11.67

-40.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.41

$1.70 zł 6.18

-50.59%

Water (0.33 liter bottle)

$0.35 ฿11.51

$1.40 zł 5.09

-75.00%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$4.06 zł 14.76

-45.57%

Imported Beer (0.33 liter bottle)

$3.80 ฿124

$2.15 zł 7.81

76.74%

Milk (1 liter)

$1.64 ฿53.5

$1.00 zł 3.62

64.00%

White Bread (500g)

$1.62 ฿53.1

$1.04 zł 3.80

55.77%

Rice (white) (1kg)

$1.18 ฿38.62

$0.79 zł 2.86

49.37%

Eggs

$2.01 ฿65.8

$3.01 zł 10.96

-33.22%

Local Cheese (1kg)

$15.89 ฿520

$9.20 zł 33.48

72.72%

Chicken Fillets (1kg)

$3.01 ฿98.5

$6.77 zł 24.63

-55.54%

Beef Round Steak (1kg)

$10.77 ฿352

$9.88 zł 35.97

9.01%

Apples (1kg)

$2.61 ฿85.5

$0.88 zł 3.21

196.59%

Banana (1kg)

$1.22 ฿39.88

$0.98 zł 3.55

24.49%

Oranges (1kg)

$1.70 ฿55.7

$1.96 zł 7.12

-13.27%

Tomato (1kg)

$1.58 ฿51.5

$2.51 zł 9.14

-37.05%

Potato (1kg)

$1.32 ฿43.14

$0.67 zł 2.44

97.01%

Onion (1kg)

$1.17 ฿38.23

$0.78 zł 2.85

50.00%

Lettuce (1 head)

$0.67 ฿21.98

$0.92 zł 3.35

-27.17%

Water (1.5 liter bottle)

$0.56 ฿18.32

$0.48 zł 1.75

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 ฿148

$5.08 zł 18.51

-10.83%

Wine (Bottle)

$18.20 ฿595

$6.71 zł 24.44

171.24%

Local Beer (0.5 liter bottle)

$1.83 ฿60.0

$0.91 zł 3.33

101.10%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$1.39 zł 5.06

132.37%

One-way Ticket (Public Transport)

$0.89 ฿29.00

$1.12 zł 4.08

-20.54%

Public Transport Monthly Pass (Regular Price)

$19.38 ฿634

$29.18 zł 106

-33.58%

Taxi Start (Normal Tariff)

$1.35 ฿44.20

$2.20 zł 7.99

-38.64%

Taxi (Normal Tariff) (1km)

$1.35 ฿44.05

$0.63 zł 2.30

114.29%

Taxi 1hour Waiting (Normal Tariff)

$8.25 ฿270

$9.54 zł 34.74

-13.52%

Gasoline (1 liter)

$1.27 ฿41.64

$1.69 zł 6.16

-24.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿691.8K

$31.9K zł 116.2K

-33.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿735.3K

$30.1K zł 109.4K

-25.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.2 ฿2,294

$317 zł 1,155

-77.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿450

$10.65 zł 38.77

29.30%

Internet (50+ Mbps, Unlimited Data)

$17.60 ฿575

$13.36 zł 48.63

31.74%

Gym Membership (Monthly)

$41.57 ฿1,360

$36.34 zł 132

14.39%

Tennis Court (1 Hour on Weekend)

$6.60 ฿216

$19.36 zł 70.5

-65.91%

Cinema Ticket

$5.78 ฿189

$6.66 zł 24.24

-13.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$306 ฿10.0K

$369 zł 1,341

-16.93%

International Primary School, 1 Child (Yearly)

$14.8K ฿484.8K

$7,692 zł 28.0K

92.74%

Jeans (Levis 501 Or Similar)

$54.4 ฿1,778

$86.0 zł 313

-36.80%

Summer Dress (H&M, Zara, etc)

$26.14 ฿855

$42.62 zł 155

-38.67%

Sport Shoes (Adidas, Nike)

$84.5 ฿2,764

$84.0 zł 306

0.67%

Men's Leather Business Shoes

$69.4 ฿2,270

$86.3 zł 314

-19.55%

1-bedroom Apartment, City Center (Monthly)

$424 ฿13.9K

$667 zł 2,427

-36.45%

1-bedroom Apartment, Outside City Center (Monthly)

$238 ฿7,788

$410 zł 1,491

-41.86%

3-bedroom Apartment, City Center (Monthly)

$825 ฿27.0K

$1,081 zł 3,934

-23.68%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$816 zł 2,972

-36.90%

Buy Apartment in City Center (m2)

$2,049 ฿67.0K

$2,373 zł 8,636

-13.62%

Buy Apartment Outside City Center (m2)

$1,523 ฿49.8K

Average Monthly Net Salary (After Tax)

$635 ฿20.8K

$1,324 zł 4,818

-52.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

-27.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Koszalin: April 27, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $667 in Koszalin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 108% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $41.00 in Koszalin. Groceries tell a different story – $243 in Chiang Mai vs $191 in Koszalin – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin costs about 52% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,947 in Koszalin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $306 per month in Chiang Mai and $369 in Koszalin. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 27% cheaper in Koszalin – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Koszalin at $1,298. In Chiang Mai it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,298 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.