Last update: Oct 2026

Cost of Living Comparison Between Koszalin and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,286 in Koszalin, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Koszalin
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Koszalin Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Koszalin

🇵🇱 Poland

$1,286

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Koszalin and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin and in Bansko actually costs, broken down by who's living it.

A single person spends $1,286 per month in Koszalin vs $956 in Bansko, rent included.

Koszalin $1,286
Bansko $956

A couple spends around $1,910 per month in Koszalin vs $1,467 in Bansko, rent included.

Koszalin $1,910
Bansko $1,467

A family of three spends $2,534 per month in Koszalin vs $1,979 in Bansko, rent included.

Koszalin $2,534
Bansko $1,979

Koszalin costs about 35% more than Bansko, and outside of rent the biggest gap is in clothing.

Both Koszalin and Bansko are more affordable than the global median – Koszalin 5% lower, Bansko 29% lower.

Meal at Budget Restaurant

$8.18 zł 31.78

$8.66 BGN 15.06

-5.54%

Three-Course Dinner for Two, Mid-Range

$38.27 zł 149

$44.94 BGN 78.2

-14.84%

Fast Food Meal (McDonalds, etc)

$8.84 zł 34.34

$8.78 BGN 15.28

0.68%

Cappuccino

$2.94 zł 11.41

$2.33 BGN 4.05

26.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 zł 6.13

$1.57 BGN 2.74

0.64%

Water (0.33 liter bottle)

$1.30 zł 5.07

$0.82 BGN 1.43

58.54%

Local Beer (0.5 liter draught)

$3.73 zł 14.51

$1.68 BGN 2.92

122.02%

Imported Beer (0.33 liter bottle)

$2.57 zł 10.00

$1.98 BGN 3.45

29.80%

Milk (1 liter)

$0.99 zł 3.84

$1.73 BGN 3.00

-42.77%

White Bread (500g)

$1.11 zł 4.33

$0.80 BGN 1.40

38.75%

Rice (white) (1kg)

$0.80 zł 3.10

$1.44 BGN 2.51

-44.44%

Eggs

$2.89 zł 11.23

$2.36 BGN 4.10

22.46%

Local Cheese (1kg)

$8.30 zł 32.26

$9.39 BGN 16.34

-11.61%

Chicken Fillets (1kg)

$6.42 zł 24.92

$6.41 BGN 11.15

0.16%

Beef Round Steak (1kg)

$9.51 zł 36.94

$8.48 BGN 14.76

12.15%

Apples (1kg)

$0.83 zł 3.22

$1.31 BGN 2.28

-36.64%

Banana (1kg)

$1.12 zł 4.36

$1.62 BGN 2.82

-30.86%

Oranges (1kg)

$1.74 zł 6.77

$1.73 BGN 3.01

0.58%

Tomato (1kg)

$2.33 zł 9.05

$1.94 BGN 3.38

20.10%

Potato (1kg)

$0.66 zł 2.56

$0.94 BGN 1.63

-29.79%

Onion (1kg)

$0.77 zł 3.00

$0.76 BGN 1.32

1.32%

Lettuce (1 head)

$0.85 zł 3.32

$0.55 BGN 0.95

54.55%

Water (1.5 liter bottle)

$0.56 zł 2.18

$0.59 BGN 1.02

-5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 zł 18.20

$3.25 BGN 5.66

44.00%

Wine (Bottle)

$6.52 zł 25.33

$5.20 BGN 9.05

25.38%

Local Beer (0.5 liter bottle)

$1.05 zł 4.06

$1.09 BGN 1.89

-3.67%

Imported Beer (0.33 liter bottle)

$1.33 zł 5.16

$1.68 BGN 2.92

-20.83%

One-way Ticket (Public Transport)

$1.00 zł 3.87

$0.84 BGN 1.45

19.05%

Public Transport Monthly Pass (Regular Price)

$27.92 zł 108

$27.06 BGN 47.09

3.18%

Taxi Start (Normal Tariff)

$2.08 zł 8.10

$1.34 BGN 2.34

55.22%

Taxi (Normal Tariff) (1km)

$0.64 zł 2.47

$0.65 BGN 1.14

-1.54%

Taxi 1hour Waiting (Normal Tariff)

$9.03 zł 35.09

$10.06 BGN 17.51

-10.24%

Gasoline (1 liter)

$1.65 zł 6.40

$1.48 BGN 2.57

11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K zł 115.3K

$29.1K BGN 50.7K

1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$20.9K BGN 36.4K

29.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 zł 1,115

$92.4 BGN 161

210.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.15 zł 39.42

$14.52 BGN 25.26

-30.10%

Internet (50+ Mbps, Unlimited Data)

$17.18 zł 66.8

$12.32 BGN 21.43

39.45%

Gym Membership (Monthly)

$35.42 zł 138

$31.70 BGN 55.2

11.74%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$7.52 zł 29.23

$5.62 BGN 9.78

33.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$521 zł 2,024

$230 BGN 401

126.09%

International Primary School, 1 Child (Yearly)

$7,925 zł 30.8K

$2,268 BGN 3,947

249.34%

Jeans (Levis 501 Or Similar)

$87.3 zł 339

$30.10 BGN 52.4

190.00%

Summer Dress (H&M, Zara, etc)

$48.05 zł 187

$19.62 BGN 34.13

144.90%

Sport Shoes (Adidas, Nike)

$91.1 zł 354

$45.86 BGN 79.8

98.63%

Men's Leather Business Shoes

$102 zł 395

$47.69 BGN 83.0

113.36%

1-bedroom Apartment, City Center (Monthly)

$630 zł 2,449

$518 BGN 902

21.62%

1-bedroom Apartment, Outside City Center (Monthly)

$388 zł 1,508

$357 BGN 621

8.71%

3-bedroom Apartment, City Center (Monthly)

$1,030 zł 4,000

$614 BGN 1,069

67.61%

3-bedroom Apartment, Outside City Center (Monthly)

$759 zł 2,948

$569 BGN 990

33.35%

Buy Apartment in City Center (m2)

$2,128 zł 8,268

$1,191 BGN 2,073

78.63%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$1,236 zł 4,802

$1,704 BGN 2,965

-27.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

2.99

123.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: October 13, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koszalin

$388 30.2%

Bansko

$357 37.3% 8% $31

Monthly Utilities & Internet

Koszalin

$314 24.5%

Bansko

$119 12.5% 62.1% $195

Groceries & Markets

Koszalin

$185 14.4%

Bansko

$192 20.1% 3.5% $6.5

Eating Out

Koszalin

$163 12.6%

Bansko

$145 15.2% 10.5% $17

Clothing & Footwear

Koszalin

$148 11.5%

Bansko

$64 6.7% 56.3% $83

Sport & Entertainment

Koszalin

$50 3.9%

Bansko

$43 4.5% 14.9% $7.5

Getting Around

Koszalin

$37 2.9%

Bansko

$35 3.7% 5.8% $2.1

Cost Breakdown

A central one-bedroom costs $630 in Koszalin versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Koszalin versus $45.00 in Bansko. Monthly groceries follow the same trend: $185 vs $192 – making Koszalin the more affordable choice for daily food spending.

Good to know

🇵🇱 Koszalin

🇧🇬 Bansko

🕒 Local time

03:59 3:59 AM

04:59 4:59 AM

1 h ahead of Koszalin

🌤 Weather

👥 Population

105,143

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Koszalin Bansko 1,480 km ≈ 2 h 15 min nonstop flight

From you

Koszalin
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,286 in Koszalin, $956 in Bansko – roughly 35% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,929 per month in Koszalin and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Koszalin and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,286 in Koszalin and $956 in Bansko. That's a gap of about 35%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Koszalin at $1,286. In Bansko it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.

It depends on your priorities. Koszalin has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,286 in Koszalin. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.