Cost of Living Comparison Between Bali and Koszalin Cost of Living Comparison Between Bali and Koszalin

Monthly Cost of Living

A single person spends $1,278 per month in Bali vs $1,298 in Koszalin, rent included.

A couple spends around $2,318 per month in Bali vs $1,951 in Koszalin, rent included.

A family of three spends $3,357 per month in Bali vs $2,603 in Koszalin, rent included.

Bali is about 2% cheaper than Koszalin, driven mainly by Groceries & Markets.

Both Bali and Koszalin are more affordable than the global median – Bali 5% lower, Koszalin 3% lower.

Meal at Budget Restaurant

$2.88 Rp 49.8K

$8.36 zł 30.45

-65.55%

Three-Course Dinner for Two, Mid-Range

$27.30 Rp 473.3K

$41.13 zł 150

-33.63%

Fast Food Meal (McDonalds, etc)

$4.17 Rp 72.3K

$9.07 zł 33.00

-54.02%

Cappuccino

$2.38 Rp 41.2K

$3.21 zł 11.67

-25.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 Rp 19.1K

$1.70 zł 6.18

-35.29%

Water (0.33 liter bottle)

$0.61 Rp 10.6K

$1.40 zł 5.09

-56.43%

Local Beer (0.5 liter draught)

$2.48 Rp 43.0K

$4.06 zł 14.76

-38.92%

Imported Beer (0.33 liter bottle)

$3.17 Rp 54.9K

$2.15 zł 7.81

47.44%

Milk (1 liter)

$1.67 Rp 28.9K

$1.00 zł 3.62

67.00%

White Bread (500g)

$2.41 Rp 41.8K

$1.04 zł 3.80

131.73%

Rice (white) (1kg)

$1.14 Rp 19.7K

$0.79 zł 2.86

44.30%

Eggs

$2.26 Rp 39.3K

$3.01 zł 10.96

-24.92%

Local Cheese (1kg)

$13.83 Rp 239.7K

$9.20 zł 33.48

50.33%

Chicken Fillets (1kg)

$4.14 Rp 71.7K

$6.77 zł 24.63

-38.85%

Beef Round Steak (1kg)

$11.53 Rp 199.8K

$9.88 zł 35.97

16.70%

Apples (1kg)

$3.47 Rp 60.1K

$0.88 zł 3.21

294.32%

Banana (1kg)

$1.48 Rp 25.7K

$0.98 zł 3.55

51.02%

Oranges (1kg)

$2.68 Rp 46.5K

$1.96 zł 7.12

36.73%

Tomato (1kg)

$2.11 Rp 36.7K

$2.51 zł 9.14

-15.94%

Potato (1kg)

$1.91 Rp 33.2K

$0.67 zł 2.44

185.07%

Onion (1kg)

$2.12 Rp 36.7K

$0.78 zł 2.85

171.79%

Lettuce (1 head)

$1.01 Rp 17.5K

$0.92 zł 3.35

9.78%

Water (1.5 liter bottle)

$0.69 Rp 11.9K

$0.48 zł 1.75

43.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.15 Rp 54.6K

$5.08 zł 18.51

-37.99%

Wine (Bottle)

$22.59 Rp 391.5K

$6.71 zł 24.44

236.66%

Local Beer (0.5 liter bottle)

$2.64 Rp 45.7K

$0.91 zł 3.33

190.11%

Imported Beer (0.33 liter bottle)

$2.59 Rp 45.0K

$1.39 zł 5.06

86.33%

One-way Ticket (Public Transport)

$0.29 Rp 5,073

$1.12 zł 4.08

-74.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.5K

$29.18 zł 106

-72.00%

Taxi Start (Normal Tariff)

$0.48 Rp 8,336

$2.20 zł 7.99

-78.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,427

$0.63 zł 2.30

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$6.25 Rp 108.4K

$9.54 zł 34.74

-34.49%

Gasoline (1 liter)

$0.87 Rp 15.0K

$1.69 zł 6.16

-48.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 449.9M

$31.9K zł 116.2K

-18.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 567.8M

$30.1K zł 109.4K

9.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$317 zł 1,155

-75.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.05 Rp 70.2K

$10.65 zł 38.77

-61.97%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 421.6K

$13.36 zł 48.63

82.04%

Gym Membership (Monthly)

$82.5 Rp 1.4M

$36.34 zł 132

126.97%

Tennis Court (1 Hour on Weekend)

$5.47 Rp 94.8K

$19.36 zł 70.5

-71.75%

Cinema Ticket

$3.47 Rp 60.1K

$6.66 zł 24.24

-47.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 Rp 4.7M

$369 zł 1,341

-27.08%

International Primary School, 1 Child (Yearly)

$5,944 Rp 103.0M

$7,692 zł 28.0K

-22.73%

Jeans (Levis 501 Or Similar)

$51.7 Rp 896.7K

$86.0 zł 313

-39.87%

Summer Dress (H&M, Zara, etc)

$36.29 Rp 629.0K

$42.62 zł 155

-14.85%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.5M

$84.0 zł 306

0.54%

Men's Leather Business Shoes

$74.5 Rp 1.3M

$86.3 zł 314

-13.72%

1-bedroom Apartment, City Center (Monthly)

$856 Rp 14.8M

$667 zł 2,427

28.44%

1-bedroom Apartment, Outside City Center (Monthly)

$573 Rp 9.9M

$410 zł 1,491

39.76%

3-bedroom Apartment, City Center (Monthly)

$2,908 Rp 50.4M

$1,081 zł 3,934

169.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,824 Rp 31.6M

$816 zł 2,972

123.41%

Buy Apartment in City Center (m2)

$2,664 Rp 46.2M

$2,373 zł 8,636

12.27%

Buy Apartment Outside City Center (m2)

$2,077 Rp 36.0M

Average Monthly Net Salary (After Tax)

$219 Rp 3.8M

$1,324 zł 4,818

-83.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.9

92.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: April 28, 2026

Last update for Koszalin: April 27, 2026

Cost Breakdown

A central one-bedroom costs $856 in Bali versus $667 in Koszalin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 503% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Bali versus $41.00 in Koszalin. Groceries tell a different story – $284 in Bali vs $191 in Koszalin – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin costs about 2% more than Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,917 per month in Bali and $1,947 in Koszalin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Bali and $41.00 in Koszalin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,278 in Bali and $1,298 in Koszalin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,278, than in Koszalin at $1,298. In Bali it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,278 versus $1,298 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.