Cost of Living Comparison Between Bali and Koszalin Cost of Living Comparison Between Bali and Koszalin

Monthly Cost of Living

A single person spends $1,275 per month in Bali vs $1,357 in Koszalin, rent included.

A couple spends around $2,093 per month in Bali vs $2,014 in Koszalin, rent included.

A family of three spends $2,912 per month in Bali vs $2,671 in Koszalin, rent included.

Bali is about 6% cheaper than Koszalin, driven mainly by Groceries & Markets.

Both Bali and Koszalin are more affordable than the global median – Bali 8% lower, Koszalin 2% lower.

Meal at Budget Restaurant

$2.78 Rp 49.0K

$8.63 zł 32.12

-67.79%

Three-Course Dinner for Two, Mid-Range

$30.58 Rp 538.3K

$40.37 zł 150

-24.25%

Fast Food Meal (McDonalds, etc)

$4.71 Rp 83.0K

$9.47 zł 35.25

-50.26%

Cappuccino

$2.34 Rp 41.1K

$3.21 zł 11.96

-27.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 Rp 26.7K

$1.66 zł 6.18

-8.43%

Water (0.33 liter bottle)

$0.67 Rp 11.8K

$1.31 zł 4.88

-48.85%

Local Beer (0.5 liter draught)

$2.56 Rp 45.1K

$3.97 zł 14.79

-35.52%

Imported Beer (0.33 liter bottle)

$3.67 Rp 64.6K

$2.66 zł 9.92

37.97%

Milk (1 liter)

$1.52 Rp 26.7K

$1.00 zł 3.72

52.00%

White Bread (500g)

$2.12 Rp 37.3K

$1.20 zł 4.48

76.67%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.83 zł 3.10

33.73%

Eggs

$2.02 Rp 35.5K

$3.07 zł 11.42

-34.20%

Local Cheese (1kg)

$16.67 Rp 293.5K

$8.67 zł 32.30

92.27%

Chicken Fillets (1kg)

$3.75 Rp 66.0K

$6.82 zł 25.41

-45.01%

Beef Round Steak (1kg)

$11.85 Rp 208.7K

$10.19 zł 37.94

16.29%

Apples (1kg)

$3.51 Rp 61.9K

$0.83 zł 3.10

322.89%

Banana (1kg)

$1.54 Rp 27.1K

$1.19 zł 4.42

29.41%

Oranges (1kg)

$2.25 Rp 39.6K

$1.93 zł 7.18

16.58%

Tomato (1kg)

$1.92 Rp 33.7K

$2.40 zł 8.93

-20.00%

Potato (1kg)

$1.73 Rp 30.5K

$0.64 zł 2.37

170.31%

Onion (1kg)

$2.30 Rp 40.5K

$0.84 zł 3.12

173.81%

Lettuce (1 head)

$1.01 Rp 17.7K

$0.91 zł 3.38

10.99%

Water (1.5 liter bottle)

$0.51 Rp 9,046

$0.60 zł 2.23

-15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 Rp 37.4K

$5.07 zł 18.88

-57.99%

Wine (Bottle)

$21.59 Rp 380.1K

$6.59 zł 24.53

227.62%

Local Beer (0.5 liter bottle)

$2.20 Rp 38.8K

$1.14 zł 4.26

92.98%

Imported Beer (0.33 liter bottle)

$2.86 Rp 50.3K

$1.42 zł 5.29

101.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,377

$1.06 zł 3.96

-76.42%

Public Transport Monthly Pass (Regular Price)

$8.22 Rp 144.6K

$29.44 zł 110

-72.08%

Taxi Start (Normal Tariff)

$0.49 Rp 8,567

$2.17 zł 8.10

-77.42%

Taxi (Normal Tariff) (1km)

$0.48 Rp 8,392

$0.68 zł 2.54

-29.41%

Taxi 1hour Waiting (Normal Tariff)

$5.52 Rp 97.1K

$9.23 zł 34.37

-40.20%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.59 zł 5.93

-49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K Rp 435.2M

$31.2K zł 116.3K

-20.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 559.5M

$28.8K zł 107.2K

10.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.8 Rp 1.5M

$312 zł 1,160

-73.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$10.87 zł 40.47

-40.29%

Internet (50+ Mbps, Unlimited Data)

$19.04 Rp 335.1K

$17.83 zł 66.4

6.79%

Gym Membership (Monthly)

$47.52 Rp 836.6K

$37.50 zł 140

26.72%

Tennis Court (1 Hour on Weekend)

$15.14 Rp 266.6K

Cinema Ticket

$3.77 Rp 66.3K

$7.97 zł 29.66

-52.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 Rp 7.9M

$569 zł 2,118

-21.60%

International Primary School, 1 Child (Yearly)

$5,332 Rp 93.9M

$8,638 zł 32.2K

-38.28%

Jeans (Levis 501 Or Similar)

$44.63 Rp 785.8K

$95.1 zł 354

-53.09%

Summer Dress (H&M, Zara, etc)

$33.69 Rp 593.1K

$49.75 zł 185

-32.28%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$98.7 zł 367

-21.75%

Men's Leather Business Shoes

$77.5 Rp 1.4M

$108 zł 402

-28.16%

1-bedroom Apartment, City Center (Monthly)

$1,003 Rp 17.7M

$684 zł 2,548

46.61%

1-bedroom Apartment, Outside City Center (Monthly)

$610 Rp 10.7M

$407 zł 1,514

49.90%

3-bedroom Apartment, City Center (Monthly)

$3,095 Rp 54.5M

$1,077 zł 4,009

187.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,500 Rp 26.4M

$803 zł 2,988

86.86%

Buy Apartment in City Center (m2)

$2,478 Rp 43.6M

$2,331 zł 8,680

6.30%

Buy Apartment Outside City Center (m2)

$1,968 Rp 34.7M

Average Monthly Net Salary (After Tax)

$220 Rp 3.9M

$1,325 zł 4,932

-83.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: September 7, 2026

Last update for Koszalin: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,003 in Bali versus $684 in Koszalin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 502% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Bali versus $40.00 in Koszalin. Groceries tell a different story – $278 in Bali vs $195 in Koszalin – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin costs about 6% more than Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,913 per month in Bali and $2,036 in Koszalin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $31.00 in Bali and $40.00 in Koszalin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,275 in Bali and $1,357 in Koszalin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,275, than in Koszalin at $1,357. In Bali it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,275 versus $1,357 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.