Cost of Living Comparison Between Bali and Koszalin Cost of Living Comparison Between Bali and Koszalin

Monthly Cost of Living

A single person spends $1,268 per month in Bali vs $1,300 in Koszalin, rent included.

A couple spends around $2,311 per month in Bali vs $1,967 in Koszalin, rent included.

A family of three spends $3,354 per month in Bali vs $2,635 in Koszalin, rent included.

Bali is about 3% cheaper than Koszalin, driven mainly by Groceries & Markets.

Both Bali and Koszalin are more affordable than the global median – Bali 5% lower, Koszalin 2% lower.

Meal at Budget Restaurant

$2.96 Rp 52.7K

$8.10 zł 30.08

-63.46%

Three-Course Dinner for Two, Mid-Range

$27.51 Rp 490.2K

$39.98 zł 148

-31.19%

Fast Food Meal (McDonalds, etc)

$4.03 Rp 71.8K

$8.94 zł 33.19

-54.92%

Cappuccino

$2.36 Rp 42.0K

$3.24 zł 12.02

-27.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.5K

$1.71 zł 6.33

-32.75%

Water (0.33 liter bottle)

$0.63 Rp 11.2K

$1.40 zł 5.20

-55.00%

Local Beer (0.5 liter draught)

$2.49 Rp 44.5K

$4.09 zł 15.20

-39.12%

Imported Beer (0.33 liter bottle)

$3.33 Rp 59.3K

$2.20 zł 8.17

51.36%

Milk (1 liter)

$1.67 Rp 29.7K

$1.03 zł 3.81

62.14%

White Bread (500g)

$2.36 Rp 42.0K

$1.00 zł 3.72

136.00%

Rice (white) (1kg)

$1.10 Rp 19.6K

$0.80 zł 2.96

37.50%

Eggs

$2.33 Rp 41.5K

$3.05 zł 11.33

-23.61%

Local Cheese (1kg)

$13.84 Rp 246.6K

$9.16 zł 34.00

51.09%

Chicken Fillets (1kg)

$4.00 Rp 71.3K

$6.47 zł 24.02

-38.18%

Beef Round Steak (1kg)

$11.22 Rp 199.9K

$10.12 zł 37.57

10.87%

Apples (1kg)

$3.60 Rp 64.2K

$0.88 zł 3.28

309.09%

Banana (1kg)

$1.47 Rp 26.2K

$0.96 zł 3.57

53.13%

Oranges (1kg)

$2.64 Rp 47.1K

$1.86 zł 6.89

41.94%

Tomato (1kg)

$2.21 Rp 39.4K

$2.49 zł 9.23

-11.24%

Potato (1kg)

$1.90 Rp 33.8K

$0.69 zł 2.57

175.36%

Onion (1kg)

$2.16 Rp 38.6K

$0.79 zł 2.94

173.42%

Lettuce (1 head)

$0.98 Rp 17.4K

$0.93 zł 3.46

5.38%

Water (1.5 liter bottle)

$0.68 Rp 12.0K

$0.45 zł 1.68

51.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 Rp 53.2K

$5.06 zł 18.80

-40.91%

Wine (Bottle)

$22.97 Rp 409.3K

$6.97 zł 25.89

229.56%

Local Beer (0.5 liter bottle)

$2.67 Rp 47.6K

$0.86 zł 3.19

210.47%

Imported Beer (0.33 liter bottle)

$2.62 Rp 46.7K

$1.33 zł 4.93

96.99%

One-way Ticket (Public Transport)

$0.29 Rp 5,229

$1.12 zł 4.14

-74.11%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 143.6K

$29.63 zł 110

-72.80%

Taxi Start (Normal Tariff)

$0.46 Rp 8,137

$2.13 zł 7.92

-78.40%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,220

$0.68 zł 2.52

-32.35%

Taxi 1hour Waiting (Normal Tariff)

$6.27 Rp 111.8K

$9.23 zł 34.26

-32.07%

Gasoline (1 liter)

$0.82 Rp 14.6K

$1.68 zł 6.23

-51.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K Rp 470.3M

$31.2K zł 115.8K

-15.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 563.2M

$31.0K zł 115.2K

1.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$306 zł 1,136

-73.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.97 Rp 70.7K

$11.01 zł 40.88

-63.94%

Internet (50+ Mbps, Unlimited Data)

$23.71 Rp 422.6K

$13.36 zł 49.59

77.47%

Gym Membership (Monthly)

$81.7 Rp 1.5M

$36.50 zł 135

123.86%

Tennis Court (1 Hour on Weekend)

$5.31 Rp 94.7K

$19.49 zł 72.4

-72.76%

Cinema Ticket

$3.43 Rp 61.0K

$6.90 zł 25.62

-50.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 Rp 4.8M

$378 zł 1,402

-28.35%

International Primary School, 1 Child (Yearly)

$6,062 Rp 108.0M

$7,664 zł 28.5K

-20.90%

Jeans (Levis 501 Or Similar)

$51.3 Rp 914.9K

$85.9 zł 319

-40.25%

Summer Dress (H&M, Zara, etc)

$36.50 Rp 650.6K

$41.88 zł 155

-12.85%

Sport Shoes (Adidas, Nike)

$83.0 Rp 1.5M

$86.6 zł 321

-4.08%

Men's Leather Business Shoes

$74.1 Rp 1.3M

$87.1 zł 323

-14.95%

1-bedroom Apartment, City Center (Monthly)

$875 Rp 15.6M

$680 zł 2,525

28.64%

1-bedroom Apartment, Outside City Center (Monthly)

$576 Rp 10.3M

$410 zł 1,522

40.56%

3-bedroom Apartment, City Center (Monthly)

$2,911 Rp 51.9M

$1,075 zł 3,990

170.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,806 Rp 32.2M

$813 zł 3,020

122.00%

Buy Apartment in City Center (m2)

$2,426 Rp 43.2M

$3,285 zł 12.2K

-26.14%

Buy Apartment Outside City Center (m2)

$2,032 Rp 36.2M

$2,187 zł 8,118

-7.09%

Average Monthly Net Salary (After Tax)

$227 Rp 4.0M

$1,332 zł 4,944

-82.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.9

92.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: June 13, 2026

Last update for Koszalin: June 15, 2026

Cost Breakdown

A central one-bedroom costs $875 in Bali versus $680 in Koszalin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 487% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $28.00 in Bali versus $40.00 in Koszalin. Groceries tell a different story – $284 in Bali vs $190 in Koszalin – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin costs about 3% more than Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,901 per month in Bali and $1,950 in Koszalin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $28.00 in Bali and $40.00 in Koszalin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,268 in Bali and $1,300 in Koszalin. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,268, than in Koszalin at $1,300. In Bali it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,268 versus $1,300 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.