Last update: Oct 2026

Cost of Living Comparison Between Bali and Koszalin

For one person, living is cheaper in Bali: $1,214 a month against $1,285 in Koszalin, rent and utilities included – about $850 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Bali
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Bali Living Index
62

Cost of Living Index in Koszalin
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Koszalin Living Index

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Bali

🇮🇩 Indonesia

$1,214

/mo nomad

Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Koszalin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Koszalin actually costs, broken down by who's living it.

A single person spends $1,214 per month in Bali vs $1,285 in Koszalin, rent included.

Bali $1,214
Koszalin $1,285

A couple spends around $2,047 per month in Bali vs $1,906 in Koszalin, rent included.

Bali $2,047
Koszalin $1,906

A family of three spends $2,880 per month in Bali vs $2,527 in Koszalin, rent included.

Bali $2,880
Koszalin $2,527

Bali is about 6% cheaper than Koszalin, and outside of rent the biggest gap is in eating out.

Both Bali and Koszalin are more affordable than the global median – Bali 11% lower, Koszalin 6% lower.

Meal at Budget Restaurant

$2.73 Rp 49.5K

$8.34 zł 32.87

-67.27%

Three-Course Dinner for Two, Mid-Range

$28.91 Rp 524.6K

$38.69 zł 153

-25.28%

Fast Food Meal (McDonalds, etc)

$4.56 Rp 82.7K

$8.79 zł 34.68

-48.12%

Cappuccino

$2.26 Rp 41.1K

$2.89 zł 11.39

-21.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 Rp 25.9K

$1.63 zł 6.41

-12.27%

Water (0.33 liter bottle)

$0.68 Rp 12.4K

$1.25 zł 4.93

-45.60%

Local Beer (0.5 liter draught)

$2.23 Rp 40.4K

$3.88 zł 15.30

-42.53%

Imported Beer (0.33 liter bottle)

$3.68 Rp 66.8K

$2.59 zł 10.23

42.08%

Milk (1 liter)

$1.49 Rp 27.0K

$0.91 zł 3.60

63.74%

White Bread (500g)

$2.18 Rp 39.6K

$1.13 zł 4.45

92.92%

Rice (white) (1kg)

$1.14 Rp 20.7K

$0.79 zł 3.11

44.30%

Eggs

$2.02 Rp 36.6K

$2.87 zł 11.34

-29.62%

Local Cheese (1kg)

$16.81 Rp 305.0K

$8.58 zł 33.82

95.92%

Chicken Fillets (1kg)

$3.57 Rp 64.8K

$6.49 zł 25.59

-44.99%

Beef Round Steak (1kg)

$11.31 Rp 205.2K

$9.13 zł 35.99

23.88%

Apples (1kg)

$3.44 Rp 62.5K

$0.82 zł 3.22

319.51%

Banana (1kg)

$1.51 Rp 27.4K

$1.11 zł 4.39

36.04%

Oranges (1kg)

$2.19 Rp 39.8K

$1.75 zł 6.92

25.14%

Tomato (1kg)

$1.88 Rp 34.2K

$2.24 zł 8.82

-16.07%

Potato (1kg)

$1.71 Rp 31.0K

$0.60 zł 2.38

185.00%

Onion (1kg)

$2.32 Rp 42.0K

$0.79 zł 3.11

193.67%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.91 zł 3.59

8.79%

Water (1.5 liter bottle)

$0.50 Rp 9,070

$0.53 zł 2.10

-5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.03 Rp 36.8K

$4.82 zł 18.99

-57.88%

Wine (Bottle)

$21.49 Rp 389.9K

$6.16 zł 24.29

248.86%

Local Beer (0.5 liter bottle)

$2.14 Rp 38.8K

$1.09 zł 4.29

96.33%

Imported Beer (0.33 liter bottle)

$2.87 Rp 52.0K

$1.38 zł 5.43

107.97%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.05 zł 4.12

-76.19%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 160.1K

$27.89 zł 110

-68.38%

Taxi Start (Normal Tariff)

$0.45 Rp 8,156

$2.07 zł 8.16

-78.26%

Taxi (Normal Tariff) (1km)

$0.44 Rp 7,978

$0.67 zł 2.65

-34.33%

Taxi 1hour Waiting (Normal Tariff)

$5.48 Rp 99.4K

$8.87 zł 34.98

-38.22%

Gasoline (1 liter)

$0.89 Rp 16.1K

$1.57 zł 6.20

-43.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 440.9M

$29.7K zł 117.1K

-18.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 579.6M

$27.8K zł 109.7K

14.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$292 zł 1,153

-72.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.55 Rp 118.8K

$10.32 zł 40.70

-36.53%

Internet (50+ Mbps, Unlimited Data)

$18.48 Rp 335.3K

$17.17 zł 67.7

7.63%

Gym Membership (Monthly)

$40.66 Rp 737.8K

$35.21 zł 139

15.48%

Tennis Court (1 Hour on Weekend)

$14.93 Rp 270.8K

Cinema Ticket

$3.67 Rp 66.5K

$7.81 zł 30.79

-53.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$522 zł 2,057

-16.20%

International Primary School, 1 Child (Yearly)

$5,063 Rp 91.9M

$7,944 zł 31.3K

-36.26%

Jeans (Levis 501 Or Similar)

$43.62 Rp 791.5K

$86.2 zł 340

-49.41%

Summer Dress (H&M, Zara, etc)

$32.69 Rp 593.2K

$47.55 zł 187

-31.25%

Sport Shoes (Adidas, Nike)

$73.6 Rp 1.3M

$92.4 zł 364

-20.30%

Men's Leather Business Shoes

$74.3 Rp 1.3M

$100 zł 395

-25.75%

1-bedroom Apartment, City Center (Monthly)

$984 Rp 17.9M

$638 zł 2,514

54.34%

1-bedroom Apartment, Outside City Center (Monthly)

$583 Rp 10.6M

$382 zł 1,508

52.46%

3-bedroom Apartment, City Center (Monthly)

$3,121 Rp 56.6M

$1,025 zł 4,042

204.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 Rp 26.8M

$747 zł 2,945

97.51%

Buy Apartment in City Center (m2)

$2,447 Rp 44.4M

$2,130 zł 8,398

14.88%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.6M

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$1,234 zł 4,865

-82.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 24, 2026

Last update for Koszalin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$583 48%

Koszalin

$382 29.8% 34.4% $201

Groceries & Markets

Bali

$275 22.7%

Koszalin

$184 14.3% 33.3% $92

Monthly Utilities & Internet

Bali

$105 8.6%

Koszalin

$320 24.9% 205% $215

Clothing & Footwear

Bali

$101 8.3%

Koszalin

$147 11.4% 45.5% $46

Eating Out

Bali

$90 7.4%

Koszalin

$164 12.8% 82.8% $74

Sport & Entertainment

Bali

$48 4%

Koszalin

$51 4% 5.9% $2.8

Getting Around

Bali

$12 1%

Koszalin

$38 2.9% 201% $25

Cost Breakdown

A central one-bedroom costs $984 in Bali versus $638 in Koszalin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Koszalin are about 5.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29 in Bali versus $39 in Koszalin. Groceries tell a different story – $275 in Bali vs $184 in Koszalin – so Koszalin wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Bali

🇵🇱 Koszalin

🕒 Local time

03:47 3:47 AM

20:47 8:47 PM

7 h behind Bali

🌤 Weather

👥 Population

105,143

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Koszalin 11,360 km ≈ 15 h nonstop flight

From you

Bali
Koszalin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Koszalin: Cost of Living - Frequently Asked Questions

Koszalin costs about 6% more than Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,821 per month in Bali and $1,927 in Koszalin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koszalin, especially for central apartments: a one-bedroom in the center costs $638 there versus $984 in Bali.

A mid-range dinner for two costs $29 in Bali and $39 in Koszalin. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,214 in Bali and $1,285 in Koszalin. That makes Bali about 6% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,214 in Bali and $1,285 in Koszalin. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Koszalin has an edge in some lifestyle areas, with costs from $1,214 in Bali to $1,285 in Koszalin. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Bali. If higher salaries or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.