Cost of Living Comparison Between Karlstad and Calgary Cost of Living Comparison Between Karlstad and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $1,739 in Karlstad versus $2,517 in Calgary.

Estimated couple costs with rent: $2,699 in Karlstad versus $3,646 in Calgary.

Monthly costs for a family of three with rent: $3,658 in Karlstad versus $4,776 in Calgary.

Living in Karlstad costs roughly 31% less than in Calgary, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Karlstad 29% above, Calgary 87% above.

Meal at Budget Restaurant

$15.95 SEK 150

$18.37 CA$25.65

-13.17%

Three-Course Dinner for Two, Mid-Range

$68.7 SEK 645

$69.7 CA$97.4

-1.43%

Fast Food Meal (McDonalds, etc)

$11.17 SEK 105

$10.88 CA$15.19

2.67%

Cappuccino

$4.96 SEK 46.57

$3.69 CA$5.16

34.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 SEK 25.36

$2.03 CA$2.84

33.00%

Water (0.33 liter bottle)

$2.20 SEK 20.67

$1.74 CA$2.43

26.44%

Local Beer (0.5 liter draught)

$8.52 SEK 79.9

$5.30 CA$7.40

60.75%

Imported Beer (0.33 liter bottle)

$8.31 SEK 78.0

$6.74 CA$9.42

23.29%

Milk (1 liter)

$1.44 SEK 13.47

$2.23 CA$3.12

-35.43%

White Bread (500g)

$2.89 SEK 27.11

$2.68 CA$3.75

7.84%

Rice (white) (1kg)

$3.92 SEK 36.78

$3.35 CA$4.68

17.01%

Eggs

$4.76 SEK 44.61

$3.33 CA$4.65

42.94%

Local Cheese (1kg)

$12.33 SEK 116

$14.41 CA$20.12

-14.43%

Chicken Fillets (1kg)

$14.25 SEK 134

$12.50 CA$17.46

14.00%

Beef Round Steak (1kg)

$17.02 SEK 160

$16.33 CA$22.81

4.23%

Apples (1kg)

$2.99 SEK 28.05

$4.28 CA$5.98

-30.14%

Banana (1kg)

$2.58 SEK 24.24

$1.35 CA$1.89

91.11%

Oranges (1kg)

$3.23 SEK 30.32

$3.74 CA$5.22

-13.64%

Tomato (1kg)

$5.08 SEK 47.62

$4.17 CA$5.83

21.82%

Potato (1kg)

$1.58 SEK 14.82

$2.56 CA$3.58

-38.28%

Onion (1kg)

$1.75 SEK 16.41

$2.68 CA$3.74

-34.70%

Lettuce (1 head)

$2.60 SEK 24.43

$2.66 CA$3.71

-2.26%

Water (1.5 liter bottle)

$1.26 SEK 11.86

$1.88 CA$2.62

-32.98%

Cigarettes 20 Pack (Marlboro, Camel)

$7.29 SEK 68.4

$14.66 CA$20.47

-50.27%

Wine (Bottle)

$10.69 SEK 100

$14.23 CA$19.87

-24.88%

Local Beer (0.5 liter bottle)

$1.74 SEK 16.33

$2.95 CA$4.12

-41.02%

Imported Beer (0.33 liter bottle)

$1.69 SEK 15.85

$3.89 CA$5.44

-56.56%

One-way Ticket (Public Transport)

$3.20 SEK 30.06

$2.71 CA$3.79

18.08%

Public Transport Monthly Pass (Regular Price)

$85.3 SEK 800

$87.7 CA$122

-2.73%

Taxi Start (Normal Tariff)

$5.74 SEK 53.9

$3.46 CA$4.83

65.90%

Taxi (Normal Tariff) (1km)

$1.34 SEK 12.62

$1.30 CA$1.81

3.08%

Taxi 1hour Waiting (Normal Tariff)

$64.6 SEK 606

$28.30 CA$39.52

128.09%

Gasoline (1 liter)

$1.99 SEK 18.65

$1.09 CA$1.52

82.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K SEK 300.0K

$25.0K CA$34.9K

27.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K SEK 322.5K

$22.2K CA$31.0K

54.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 SEK 979

$211 CA$295

-50.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.36 SEK 275

$40.40 CA$56.4

-27.33%

Internet (50+ Mbps, Unlimited Data)

$43.62 SEK 409

$58.5 CA$81.7

-25.44%

Gym Membership (Monthly)

$46.21 SEK 433

$53.8 CA$75.1

-14.08%

Tennis Court (1 Hour on Weekend)

$17.25 SEK 162

$53.8 CA$75.2

-67.95%

Cinema Ticket

$14.26 SEK 134

$12.64 CA$17.66

12.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$146 SEK 1,374

$865 CA$1,208

-83.07%

International Primary School, 1 Child (Yearly)

$3,179 SEK 29.8K

$16.1K CA$22.4K

-80.22%

Jeans (Levis 501 Or Similar)

$86.4 SEK 811

$58.1 CA$81.1

48.80%

Summer Dress (H&M, Zara, etc)

$41.41 SEK 388

$47.18 CA$65.9

-12.23%

Sport Shoes (Adidas, Nike)

$82.6 SEK 775

$85.4 CA$119

-3.35%

Men's Leather Business Shoes

$148 SEK 1,386

$106 CA$148

39.48%

1-bedroom Apartment, City Center (Monthly)

$1,065 SEK 9,987

$1,416 CA$1,977

-24.80%

1-bedroom Apartment, Outside City Center (Monthly)

$572 SEK 5,365

$1,153 CA$1,611

-50.41%

3-bedroom Apartment, City Center (Monthly)

$1,212 SEK 11.4K

$2,370 CA$3,309

-48.85%

3-bedroom Apartment, Outside City Center (Monthly)

$907 SEK 8,512

$1,864 CA$2,603

-51.31%

Buy Apartment in City Center (m2)

$3,834 CA$5,354

Buy Apartment Outside City Center (m2)

$3,443 CA$4,808

Average Monthly Net Salary (After Tax)

$3,261 SEK 30.6K

$3,105 CA$4,337

5.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

5.71

-15.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlstad: June 6, 2026

Last update for Calgary: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,065 in Karlstad and $1,416 in Calgary. Housing cost is often the main lever when comparing two cities.

Karlstad pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Karlstad vs $70.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $373 vs $393 per month, with Karlstad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlstad vs Calgary: Cost of Living - Frequently Asked Questions

Karlstad is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 45% gap adds up to real monthly savings that compound significantly over time.

Karlstad pays 5% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,065 in Karlstad versus $1,416 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlstad – a meal for two runs $69.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,739 per month in Karlstad versus $2,517 in Calgary – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,739 in Karlstad versus $2,517 in Calgary, a $2,500 budget is realistic in Karlstad but tight or insufficient in Calgary. The gap between the two cities makes Karlstad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karlstad and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlstad gentler on the wallet – expenses run 45% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.