Cost of Living Comparison Between Karlstad and Calgary Cost of Living Comparison Between Karlstad and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $1,779 in Karlstad versus $2,481 in Calgary.

Estimated couple costs with rent: $2,685 in Karlstad versus $3,599 in Calgary.

Monthly costs for a family of three with rent: $3,592 in Karlstad versus $4,716 in Calgary.

Living in Karlstad costs roughly 28% less than in Calgary, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Karlstad 34% above, Calgary 86% above.

Meal at Budget Restaurant

$15.58 SEK 148

$18.64 CA$26.12

-16.42%

Three-Course Dinner for Two, Mid-Range

$68.9 SEK 655

$70.3 CA$98.5

-1.95%

Fast Food Meal (McDonalds, etc)

$10.97 SEK 104

$11.26 CA$15.78

-2.58%

Cappuccino

$4.83 SEK 45.88

$3.70 CA$5.19

30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 SEK 24.54

$2.05 CA$2.88

25.85%

Water (0.33 liter bottle)

$2.21 SEK 20.98

$1.67 CA$2.34

32.34%

Local Beer (0.5 liter draught)

$8.25 SEK 78.4

$5.26 CA$7.37

56.84%

Imported Beer (0.33 liter bottle)

$8.26 SEK 78.5

$6.74 CA$9.44

22.55%

Milk (1 liter)

$1.39 SEK 13.17

$2.23 CA$3.12

-37.67%

White Bread (500g)

$2.84 SEK 27.01

$2.75 CA$3.86

3.27%

Rice (white) (1kg)

$3.87 SEK 36.72

$3.28 CA$4.60

17.99%

Eggs

$4.78 SEK 45.44

$3.40 CA$4.77

40.59%

Local Cheese (1kg)

$12.16 SEK 116

$14.45 CA$20.25

-15.85%

Chicken Fillets (1kg)

$14.28 SEK 136

$12.58 CA$17.63

13.51%

Beef Round Steak (1kg)

$16.93 SEK 161

$15.85 CA$22.20

6.81%

Apples (1kg)

$2.98 SEK 28.28

$4.42 CA$6.19

-32.58%

Banana (1kg)

$2.55 SEK 24.21

$1.34 CA$1.88

90.30%

Oranges (1kg)

$3.26 SEK 30.95

$3.84 CA$5.38

-15.10%

Tomato (1kg)

$5.08 SEK 48.24

$4.33 CA$6.07

17.32%

Potato (1kg)

$1.65 SEK 15.68

$2.54 CA$3.57

-35.04%

Onion (1kg)

$1.78 SEK 16.87

$2.73 CA$3.83

-34.80%

Lettuce (1 head)

$2.69 SEK 25.58

$2.69 CA$3.77

Water (1.5 liter bottle)

$1.30 SEK 12.36

$1.90 CA$2.66

-31.58%

Cigarettes 20 Pack (Marlboro, Camel)

$7.30 SEK 69.4

$14.81 CA$20.75

-50.71%

Wine (Bottle)

$10.32 SEK 98.1

$14.43 CA$20.22

-28.48%

Local Beer (0.5 liter bottle)

$1.75 SEK 16.62

$2.94 CA$4.12

-40.48%

Imported Beer (0.33 liter bottle)

$1.70 SEK 16.16

$3.98 CA$5.58

-57.29%

One-way Ticket (Public Transport)

$3.28 SEK 31.18

$2.70 CA$3.79

21.48%

Public Transport Monthly Pass (Regular Price)

$83.6 SEK 794

$88.3 CA$124

-5.39%

Taxi Start (Normal Tariff)

$5.82 SEK 55.3

$3.42 CA$4.80

70.18%

Taxi (Normal Tariff) (1km)

$1.34 SEK 12.75

$1.31 CA$1.84

2.29%

Taxi 1hour Waiting (Normal Tariff)

$65.1 SEK 619

$28.41 CA$39.82

129.22%

Gasoline (1 liter)

$1.94 SEK 18.45

$1.12 CA$1.57

73.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K SEK 314.9K

$24.9K CA$34.9K

33.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K SEK 328.2K

$21.7K CA$30.4K

59.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 SEK 992

$210 CA$295

-50.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.68 SEK 282

$41.33 CA$57.9

-28.19%

Internet (50+ Mbps, Unlimited Data)

$42.68 SEK 406

$57.8 CA$81.1

-26.21%

Gym Membership (Monthly)

$46.46 SEK 441

$55.3 CA$77.5

-16.02%

Tennis Court (1 Hour on Weekend)

$17.05 SEK 162

$52.2 CA$73.2

-67.36%

Cinema Ticket

$14.44 SEK 137

$12.47 CA$17.47

15.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 SEK 1,422

$886 CA$1,242

-83.12%

International Primary School, 1 Child (Yearly)

$3,150 SEK 29.9K

$15.9K CA$22.4K

-80.25%

Jeans (Levis 501 Or Similar)

$88.1 SEK 837

$59.1 CA$82.8

49.09%

Summer Dress (H&M, Zara, etc)

$41.71 SEK 396

$47.08 CA$66.0

-11.41%

Sport Shoes (Adidas, Nike)

$83.2 SEK 790

$87.1 CA$122

-4.47%

Men's Leather Business Shoes

$147 SEK 1,401

$110 CA$153

34.64%

1-bedroom Apartment, City Center (Monthly)

$1,056 SEK 10.0K

$1,415 CA$1,982

-25.37%

1-bedroom Apartment, Outside City Center (Monthly)

$589 SEK 5,599

$1,180 CA$1,654

-50.07%

3-bedroom Apartment, City Center (Monthly)

$1,245 SEK 11.8K

$2,374 CA$3,327

-47.56%

3-bedroom Apartment, Outside City Center (Monthly)

$906 SEK 8,604

$1,855 CA$2,599

-51.17%

Buy Apartment in City Center (m2)

$3,755 CA$5,262

Buy Apartment Outside City Center (m2)

$3,479 CA$4,875

Average Monthly Net Salary (After Tax)

$3,148 SEK 29.9K

$3,035 CA$4,253

3.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

5.71

-15.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlstad: July 27, 2026

Last update for Calgary: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,056 in Karlstad and $1,415 in Calgary. Housing cost is often the main lever when comparing two cities.

Karlstad pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Karlstad vs $70.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $372 vs $396 per month, with Karlstad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlstad vs Calgary: Cost of Living - Frequently Asked Questions

Karlstad is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 40% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Karlstad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,056 in Karlstad versus $1,415 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlstad – a meal for two runs $69.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,779 per month in Karlstad versus $2,481 in Calgary – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,779 in Karlstad versus $2,481 in Calgary, a $2,500 budget is realistic in Karlstad but tight or insufficient in Calgary. The gap between the two cities makes Karlstad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karlstad and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlstad gentler on the wallet – expenses run 40% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.