😐Monthly costs for one person with rent: $2,481 in Calgary versus $1,779 in Karlstad.
😐Estimated couple costs with rent: $3,599 in Calgary versus $2,685 in Karlstad.
😐Monthly costs for a family of three with rent: $4,716 in Calgary versus $3,592 in Karlstad.
🌍Living in Calgary is roughly 40% more expensive than in Karlstad, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Calgary86% above, Karlstad34% above.
Currency
🍽 Eating Out
Calgary
Karlstad
Difference
Meal at Budget Restaurant
$18.64CA$26.12
$15.58SEK 148
19.64%
Three-Course Dinner for Two, Mid-Range
$70.3CA$98.5
$68.9SEK 655
1.99%
Fast Food Meal(McDonalds, etc)
$11.26CA$15.78
$10.97SEK 104
2.64%
Cappuccino
$3.70CA$5.19
$4.83SEK 45.88
-23.40%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05CA$2.88
$2.58SEK 24.54
-20.54%
Water(0.33 liter bottle)
$1.67CA$2.34
$2.21SEK 20.98
-24.43%
Local Beer(0.5 liter draught)
$5.26CA$7.37
$8.25SEK 78.4
-36.24%
Imported Beer(0.33 liter bottle)
$6.74CA$9.44
$8.26SEK 78.5
-18.40%
🛒 Groceries & Markets
Calgary
Karlstad
Difference
Milk(1 liter)
$2.23CA$3.12
$1.39SEK 13.17
60.43%
White Bread(500g)
$2.75CA$3.86
$2.84SEK 27.01
-3.17%
Rice(white)(1kg)
$3.28CA$4.60
$3.87SEK 36.72
-15.25%
Eggs
$3.40CA$4.77
$4.78SEK 45.44
-28.87%
Local Cheese(1kg)
$14.45CA$20.25
$12.16SEK 116
18.83%
Chicken Fillets(1kg)
$12.58CA$17.63
$14.28SEK 136
-11.90%
Beef Round Steak(1kg)
$15.85CA$22.20
$16.93SEK 161
-6.38%
Apples(1kg)
$4.42CA$6.19
$2.98SEK 28.28
48.32%
Banana(1kg)
$1.34CA$1.88
$2.55SEK 24.21
-47.45%
Oranges(1kg)
$3.84CA$5.38
$3.26SEK 30.95
17.79%
Tomato(1kg)
$4.33CA$6.07
$5.08SEK 48.24
-14.76%
Potato(1kg)
$2.54CA$3.57
$1.65SEK 15.68
53.94%
Onion(1kg)
$2.73CA$3.83
$1.78SEK 16.87
53.37%
Lettuce(1 head)
$2.69CA$3.77
$2.69SEK 25.58
-
Water(1.5 liter bottle)
$1.90CA$2.66
$1.30SEK 12.36
46.15%
Cigarettes 20 Pack(Marlboro, Camel)
$14.81CA$20.75
$7.30SEK 69.4
102.88%
Wine(Bottle)
$14.43CA$20.22
$10.32SEK 98.1
39.83%
Local Beer(0.5 liter bottle)
$2.94CA$4.12
$1.75SEK 16.62
68.00%
Imported Beer(0.33 liter bottle)
$3.98CA$5.58
$1.70SEK 16.16
134.12%
🚌 Getting Around
Calgary
Karlstad
Difference
One-way Ticket(Public Transport)
$2.70CA$3.79
$3.28SEK 31.18
-17.68%
Public Transport Monthly Pass(Regular Price)
$88.3CA$124
$83.6SEK 794
5.70%
Taxi Start(Normal Tariff)
$3.42CA$4.80
$5.82SEK 55.3
-41.24%
Taxi(Normal Tariff)(1km)
$1.31CA$1.84
$1.34SEK 12.75
-2.24%
Taxi 1hour Waiting(Normal Tariff)
$28.41CA$39.82
$65.1SEK 619
-56.37%
Gasoline(1 liter)
$1.12CA$1.57
$1.94SEK 18.45
-42.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KCA$34.9K
$33.1KSEK 314.9K
-24.87%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7KCA$30.4K
$34.6KSEK 328.2K
-37.11%
🧾 Monthly Utilities & Internet
Calgary
Karlstad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$210CA$295
$104SEK 992
101.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.33CA$57.9
$29.68SEK 282
39.25%
Internet(50+ Mbps, Unlimited Data)
$57.8CA$81.1
$42.68SEK 406
35.52%
🎉 Sport & Entertainment
Calgary
Karlstad
Difference
Gym Membership(Monthly)
$55.3CA$77.5
$46.46SEK 441
19.07%
Tennis Court(1 Hour on Weekend)
$52.2CA$73.2
$17.05SEK 162
206.39%
Cinema Ticket
$12.47CA$17.47
$14.44SEK 137
-13.64%
🧸 Childcare & Education
Calgary
Karlstad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$886CA$1,242
$150SEK 1,422
492.30%
International Primary School, 1 Child(Yearly)
$15.9KCA$22.4K
$3,150SEK 29.9K
406.38%
👕👟 Clothing & Footwear
Calgary
Karlstad
Difference
Jeans(Levis 501 Or Similar)
$59.1CA$82.8
$88.1SEK 837
-32.93%
Summer Dress(H&M, Zara, etc)
$47.08CA$66.0
$41.71SEK 396
12.87%
Sport Shoes(Adidas, Nike)
$87.1CA$122
$83.2SEK 790
4.68%
Men's Leather Business Shoes
$110CA$153
$147SEK 1,401
-25.73%
🏠 Accommodation & Living
Calgary
Karlstad
Difference
1-bedroom Apartment, City Center(Monthly)
$1,415CA$1,982
$1,056SEK 10.0K
34.00%
1-bedroom Apartment, Outside City Center(Monthly)
$1,180CA$1,654
$589SEK 5,599
100.29%
3-bedroom Apartment, City Center(Monthly)
$2,374CA$3,327
$1,245SEK 11.8K
90.71%
3-bedroom Apartment, Outside City Center(Monthly)
$1,855CA$2,599
$906SEK 8,604
104.77%
Buy Apartment in City Center(m2)
$3,755CA$5,262
-
-
Buy Apartment Outside City Center(m2)
$3,479CA$4,875
-
-
💵 Salaries & Financials
Calgary
Karlstad
Difference
Average Monthly Net Salary(After Tax)
$3,035CA$4,253
$3,148SEK 29.9K
-3.58%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.71
4.8
18.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Calgary: July 27, 2026
Last update for Karlstad: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,415 in Calgary and $1,056 in Karlstad. Housing cost is often the main lever when comparing two cities.
💰Karlstad pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $70.0 in Calgary vs $69.0 in Karlstad for a mid-range dinner for two. Groceries echo the gap at $396 vs $372 per month, with Karlstad cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Karlstad: Cost of Living - Frequently Asked Questions
Is Karlstad cheaper than Calgary?
Karlstad is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 40% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Karlstad?
On paper, salaries run 4% lower in Karlstad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Karlstad?
Rent for a central apartment: $1,415 in Calgary versus $1,056 in Karlstad. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Karlstad?
Dining out is cheaper in Karlstad – a meal for two runs $69.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Karlstad?
All in, you'll spend $2,481 per month in Calgary versus $1,779 in Karlstad – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for living in Calgary or in Karlstad?
At $1,779 in Karlstad versus $2,481 in Calgary, a $2,500 budget is realistic in Karlstad but tight or insufficient in Calgary. The gap between the two cities makes Karlstad the clear choice for anyone on this budget.
Is it better to live in Calgary or in Karlstad?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Calgary or Karlstad?
Safety-wise, Calgary and Karlstad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Karlstad gentler on the wallet – expenses run 40% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.