😐Monthly costs for one person with rent: $2,517 in Calgary versus $1,739 in Karlstad.
😐Estimated couple costs with rent: $3,646 in Calgary versus $2,699 in Karlstad.
😐Monthly costs for a family of three with rent: $4,776 in Calgary versus $3,658 in Karlstad.
😐Living in Calgary is roughly 45% more expensive than Karlstad, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Calgary87% above, Karlstad29% above.
Currency
🍽 Eating Out
Calgary
Karlstad
Difference
Meal at Budget Restaurant
$18.37CA$25.65
$15.95SEK 150
15.17%
Three-Course Dinner for Two, Mid-Range
$69.7CA$97.4
$68.7SEK 645
1.45%
Fast Food Meal(McDonalds, etc)
$10.88CA$15.19
$11.17SEK 105
-2.60%
Cappuccino
$3.69CA$5.16
$4.96SEK 46.57
-25.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03CA$2.84
$2.70SEK 25.36
-24.81%
Water(0.33 liter bottle)
$1.74CA$2.43
$2.20SEK 20.67
-20.91%
Local Beer(0.5 liter draught)
$5.30CA$7.40
$8.52SEK 79.9
-37.79%
Imported Beer(0.33 liter bottle)
$6.74CA$9.42
$8.31SEK 78.0
-18.89%
🛒 Groceries & Markets
Calgary
Karlstad
Difference
Milk(1 liter)
$2.23CA$3.12
$1.44SEK 13.47
54.86%
White Bread(500g)
$2.68CA$3.75
$2.89SEK 27.11
-7.27%
Rice(white)(1kg)
$3.35CA$4.68
$3.92SEK 36.78
-14.54%
Eggs
$3.33CA$4.65
$4.76SEK 44.61
-30.04%
Local Cheese(1kg)
$14.41CA$20.12
$12.33SEK 116
16.87%
Chicken Fillets(1kg)
$12.50CA$17.46
$14.25SEK 134
-12.28%
Beef Round Steak(1kg)
$16.33CA$22.81
$17.02SEK 160
-4.05%
Apples(1kg)
$4.28CA$5.98
$2.99SEK 28.05
43.14%
Banana(1kg)
$1.35CA$1.89
$2.58SEK 24.24
-47.67%
Oranges(1kg)
$3.74CA$5.22
$3.23SEK 30.32
15.79%
Tomato(1kg)
$4.17CA$5.83
$5.08SEK 47.62
-17.91%
Potato(1kg)
$2.56CA$3.58
$1.58SEK 14.82
62.03%
Onion(1kg)
$2.68CA$3.74
$1.75SEK 16.41
53.14%
Lettuce(1 head)
$2.66CA$3.71
$2.60SEK 24.43
2.31%
Water(1.5 liter bottle)
$1.88CA$2.62
$1.26SEK 11.86
49.21%
Cigarettes 20 Pack(Marlboro, Camel)
$14.66CA$20.47
$7.29SEK 68.4
101.10%
Wine(Bottle)
$14.23CA$19.87
$10.69SEK 100
33.12%
Local Beer(0.5 liter bottle)
$2.95CA$4.12
$1.74SEK 16.33
69.54%
Imported Beer(0.33 liter bottle)
$3.89CA$5.44
$1.69SEK 15.85
130.18%
🚌 Getting Around
Calgary
Karlstad
Difference
One-way Ticket(Public Transport)
$2.71CA$3.79
$3.20SEK 30.06
-15.31%
Public Transport Monthly Pass(Regular Price)
$87.7CA$122
$85.3SEK 800
2.80%
Taxi Start(Normal Tariff)
$3.46CA$4.83
$5.74SEK 53.9
-39.72%
Taxi(Normal Tariff)(1km)
$1.30CA$1.81
$1.34SEK 12.62
-2.99%
Taxi 1hour Waiting(Normal Tariff)
$28.30CA$39.52
$64.6SEK 606
-56.16%
Gasoline(1 liter)
$1.09CA$1.52
$1.99SEK 18.65
-45.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KCA$34.9K
$32.0KSEK 300.0K
-21.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2KCA$31.0K
$34.4KSEK 322.5K
-35.36%
🧾 Monthly Utilities & Internet
Calgary
Karlstad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$211CA$295
$104SEK 979
102.22%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.40CA$56.4
$29.36SEK 275
37.60%
Internet(50+ Mbps, Unlimited Data)
$58.5CA$81.7
$43.62SEK 409
34.11%
🎉 Sport & Entertainment
Calgary
Karlstad
Difference
Gym Membership(Monthly)
$53.8CA$75.1
$46.21SEK 433
16.38%
Tennis Court(1 Hour on Weekend)
$53.8CA$75.2
$17.25SEK 162
212.00%
Cinema Ticket
$12.64CA$17.66
$14.26SEK 134
-11.36%
🧸 Childcare & Education
Calgary
Karlstad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$865CA$1,208
$146SEK 1,374
490.53%
International Primary School, 1 Child(Yearly)
$16.1KCA$22.4K
$3,179SEK 29.8K
405.59%
👕👟 Clothing & Footwear
Calgary
Karlstad
Difference
Jeans(Levis 501 Or Similar)
$58.1CA$81.1
$86.4SEK 811
-32.80%
Summer Dress(H&M, Zara, etc)
$47.18CA$65.9
$41.41SEK 388
13.93%
Sport Shoes(Adidas, Nike)
$85.4CA$119
$82.6SEK 775
3.46%
Men's Leather Business Shoes
$106CA$148
$148SEK 1,386
-28.31%
🏠 Accommodation & Living
Calgary
Karlstad
Difference
1-bedroom Apartment, City Center(Monthly)
$1,416CA$1,977
$1,065SEK 9,987
32.98%
1-bedroom Apartment, Outside City Center(Monthly)
$1,153CA$1,611
$572SEK 5,365
101.67%
3-bedroom Apartment, City Center(Monthly)
$2,370CA$3,309
$1,212SEK 11.4K
95.52%
3-bedroom Apartment, Outside City Center(Monthly)
$1,864CA$2,603
$907SEK 8,512
105.40%
Buy Apartment in City Center(m2)
$3,834CA$5,354
-
-
Buy Apartment Outside City Center(m2)
$3,443CA$4,808
-
-
💵 Salaries & Financials
Calgary
Karlstad
Difference
Average Monthly Net Salary(After Tax)
$3,105CA$4,337
$3,261SEK 30.6K
-4.78%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.71
4.8
18.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Calgary: June 7, 2026
Last update for Karlstad: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,416 in Calgary and $1,065 in Karlstad. Housing cost is often the main lever when comparing two cities.
💰Karlstad pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $70.0 in Calgary vs $69.0 in Karlstad for a mid-range dinner for two. Groceries echo the gap at $393 vs $373 per month, with Karlstad cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Karlstad: Cost of Living - Frequently Asked Questions
Is Karlstad cheaper than Calgary?
Karlstad is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 45% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Karlstad?
On paper, Karlstad earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Karlstad?
Rent for a central apartment: $1,416 in Calgary versus $1,065 in Karlstad. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or Karlstad?
Dining out is cheaper in Karlstad – a meal for two runs $69.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary vs Karlstad?
All in, you'll spend $2,517 per month in Calgary versus $1,739 in Karlstad – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for Calgary or Karlstad?
At $1,739 in Karlstad versus $2,517 in Calgary, a $2,500 budget is realistic in Karlstad but tight or insufficient in Calgary. The gap between the two cities makes Karlstad the clear choice for anyone on this budget.
Is it better to live in Calgary or Karlstad?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Calgary or Karlstad?
Safety-wise, Calgary and Karlstad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Karlstad gentler on the wallet – expenses run 45% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.