Cost of Living Comparison Between Jhelum and Haldwani Cost of Living Comparison Between Jhelum and Haldwani

Monthly Cost of Living

A single person spends $324 per month in Jhelum vs $359 in Haldwani, rent included.

A couple spends around $510 per month in Jhelum vs $512 in Haldwani, rent included.

A family of three spends $696 per month in Jhelum vs $664 in Haldwani, rent included.

Jhelum is about 10% cheaper than Haldwani, driven mainly by Eating Out.

Both Jhelum and Haldwani are more affordable than the global median – Jhelum 76% lower, Haldwani 73% lower.

Meal at Budget Restaurant

$1.73 PKR 480

$2.36 ₹227

-26.69%

Three-Course Dinner for Two, Mid-Range

$10.43 PKR 2,891

$9.25 ₹890

12.76%

Fast Food Meal (McDonalds, etc)

$3.61 PKR 1,000

$2.54 ₹245

42.13%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 799

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.69 PKR 1,302

Cappuccino

$1.50 PKR 416

$0.83 ₹79.7

80.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 PKR 85.9

$0.40 ₹38.51

-22.50%

Water (0.33 liter bottle)

$0.24 PKR 66.9

$0.15 ₹14.15

60.00%

Local Beer (0.5 liter draught)

$1.95 ₹188

Imported Beer (0.33 liter bottle)

$2.89 ₹278

Milk (1 liter)

$0.61 PKR 170

$0.60 ₹57.5

1.67%

White Bread (500g)

$0.59 PKR 164

$0.26 ₹24.70

126.92%

Rice (white) (1kg)

$1.29 PKR 358

$0.59 ₹56.9

118.64%

Eggs

$1.19 PKR 330

$0.88 ₹85.1

35.23%

Local Cheese (1kg)

$5.15 PKR 1,429

$3.21 ₹309

60.44%

Chicken Fillets (1kg)

$2.44 PKR 678

$3.17 ₹305

-23.03%

Beef Round Steak (1kg)

$3.05 PKR 847

Apples (1kg)

$0.98 PKR 272

$1.26 ₹121

-22.22%

Banana (1kg)

$0.58 PKR 162

$0.68 ₹65.2

-14.71%

Oranges (1kg)

$0.62 PKR 172

$0.79 ₹76.4

-21.52%

Tomato (1kg)

$0.51 PKR 141

$0.43 ₹41.52

18.60%

Potato (1kg)

$0.38 PKR 104

$0.26 ₹25.27

46.15%

Onion (1kg)

$0.54 PKR 150

$0.32 ₹30.50

68.75%

Lettuce (1 head)

$0.20 PKR 54.4

$0.24 ₹23.24

-16.67%

Water (1.5 liter bottle)

$0.24 PKR 66.8

$0.28 ₹26.80

-14.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.95 PKR 263

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 PKR 189

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 570

Cigarettes 20 Pack (Marlboro, Camel)

$0.85 PKR 235

$3.23 ₹311

-73.68%

Wine (Bottle)

$4.06 ₹391

Local Beer (0.5 liter bottle)

$1.19 ₹115

Imported Beer (0.33 liter bottle)

$2.27 ₹218

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.82 ₹464

One-way Ticket (Public Transport)

$0.17 PKR 46.27

$0.30 ₹29.04

-43.33%

Public Transport Monthly Pass (Regular Price)

$7.16 PKR 1,985

$8.75 ₹843

-18.17%

Taxi Start (Normal Tariff)

$1.09 PKR 302

$0.43 ₹40.99

153.49%

Taxi (Normal Tariff) (1km)

$0.49 PKR 135

$0.22 ₹21.06

122.73%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 482

$1.14 ₹110

52.63%

Gasoline (1 liter)

$0.97 PKR 270

$1.09 ₹105

-11.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K PKR 6.0M

$10.5K ₹1.0M

107.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K PKR 5.9M

$16.5K ₹1.6M

29.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.2 PKR 14.5K

$41.66 ₹4,011

25.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.79 PKR 774

$3.79 ₹365

-26.39%

Internet (50+ Mbps, Unlimited Data)

$12.93 PKR 3,587

$7.07 ₹681

82.89%

Gym Membership (Monthly)

$12.36 PKR 3,429

$16.34 ₹1,574

-24.36%

Tennis Court (1 Hour on Weekend)

$5.90 PKR 1,635

$5.15 ₹496

14.56%

Cinema Ticket

$3.45 PKR 956

$3.52 ₹339

-1.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.80 PKR 4,936

$29.48 ₹2,838

-39.62%

International Primary School, 1 Child (Yearly)

$1,152 PKR 319.4K

$985 ₹94.9K

16.90%

Jeans (Levis 501 Or Similar)

$16.09 PKR 4,463

$21.54 ₹2,074

-25.30%

Summer Dress (H&M, Zara, etc)

$22.13 PKR 6,137

$27.68 ₹2,665

-20.05%

Sport Shoes (Adidas, Nike)

$60.1 PKR 16.7K

$31.36 ₹3,020

91.74%

Men's Leather Business Shoes

$25.89 PKR 7,179

$32.45 ₹3,124

-20.22%

1-bedroom Apartment, City Center (Monthly)

$75.5 PKR 20.9K

$64.9 ₹6,244

16.47%

1-bedroom Apartment, Outside City Center (Monthly)

$51.4 PKR 14.3K

$81.5 ₹7,844

-36.90%

3-bedroom Apartment, City Center (Monthly)

$165 PKR 45.8K

$166 ₹16.0K

-0.57%

3-bedroom Apartment, Outside City Center (Monthly)

$104 PKR 28.9K

$94.6 ₹9,111

10.08%

Buy Apartment in City Center (m2)

$899 PKR 249.4K

$987 ₹95.0K

-8.90%

Buy Apartment Outside City Center (m2)

$543 PKR 150.5K

$523 ₹50.3K

3.83%

Average Monthly Net Salary (After Tax)

$426 ₹41.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

118.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: July 13, 2026

Last update for Haldwani: July 12, 2026

Cost Breakdown

A central one-bedroom costs $75.5 in Jhelum versus $64.9 in Haldwani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $10.00 in Jhelum versus $9.00 in Haldwani. Groceries tell a different story – $78.0 in Jhelum vs $80.0 in Haldwani – so Jhelum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Haldwani: Cost of Living - Frequently Asked Questions

Haldwani costs about 11% more than Jhelum, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $487 per month in Jhelum and $539 in Haldwani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhelum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 22% less in Jhelum. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $17.80 per month in Jhelum and $29.48 in Haldwani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $324 in Jhelum and $359 in Haldwani, leaving budget for savings and extras in both cases.

Families tend to lean toward Jhelum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhelum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Haldwani makes more sense. Both are solid long-term options with distinct trade-offs.