Last update: Oct 2026

Cost of Living Comparison Between Jhelum and Haldwani

For one person, living is cheaper in Haldwani: $328 a month against $382 in Jhelum, rent and utilities included – about $650 less a year. Other living expenses account for most of the difference.

19

Cost of Living Index in Jhelum
Learn more

Jhelum Living Index
16

Cost of Living Index in Haldwani
Learn more

Haldwani Living Index

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Jhelum

🇵🇰 Pakistan

$382

/mo nomad

Haldwani

🇮🇳 India

$328

/mo nomad

Monthly Cost of Living

How much you'll spend in Jhelum and in Haldwani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jhelum and in Haldwani actually costs, broken down by who's living it.

A single person spends $382 per month in Jhelum vs $328 in Haldwani, rent included.

Jhelum $382
Haldwani $328

A couple spends around $584 per month in Jhelum vs $472 in Haldwani, rent included.

Jhelum $584
Haldwani $472

A family of three spends $785 per month in Jhelum vs $616 in Haldwani, rent included.

Jhelum $785
Haldwani $616

Jhelum costs about 16% more than Haldwani, and outside of rent the biggest gap is in clothing.

Both Jhelum and Haldwani are more affordable than the global median – Jhelum 72% lower, Haldwani 76% lower.

Meal at Budget Restaurant

$1.79 PKR 496

$2.07 ₹196

-13.53%

Three-Course Dinner for Two, Mid-Range

$10.87 PKR 3,007

$8.31 ₹789

30.81%

Fast Food Meal (McDonalds, etc)

$5.30 PKR 1,468

$3.15 ₹299

68.25%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.56 PKR 710

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 PKR 593

Cappuccino

$1.51 PKR 418

$0.70 ₹66.1

115.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 PKR 129

$0.38 ₹36.20

23.68%

Water (0.33 liter bottle)

$0.30 PKR 82.0

$0.11 ₹10.55

172.73%

Local Beer (0.5 liter draught)

$1.42 ₹135

Imported Beer (0.33 liter bottle)

$2.11 ₹201

Milk (1 liter)

$0.68 PKR 187

$0.57 ₹54.4

19.30%

White Bread (500g)

$0.62 PKR 170

$0.35 ₹33.41

77.14%

Rice (white) (1kg)

$1.25 PKR 347

$0.52 ₹49.51

140.38%

Eggs

$1.25 PKR 346

$0.82 ₹77.9

52.44%

Local Cheese (1kg)

$2.72 PKR 753

$3.11 ₹296

-12.54%

Chicken Fillets (1kg)

$2.38 PKR 659

$2.90 ₹275

-17.93%

Beef Round Steak (1kg)

$2.61 PKR 721

Apples (1kg)

$1.11 PKR 307

$1.09 ₹103

1.83%

Banana (1kg)

$0.35 PKR 96.8

$0.56 ₹53.3

-37.50%

Oranges (1kg)

$0.62 PKR 171

$0.69 ₹65.1

-10.14%

Tomato (1kg)

$0.59 PKR 162

$0.39 ₹36.85

51.28%

Potato (1kg)

$0.30 PKR 83.3

$0.26 ₹24.71

15.38%

Onion (1kg)

$0.35 PKR 96.4

$0.27 ₹25.81

29.63%

Lettuce (1 head)

$0.42 PKR 116

$0.20 ₹18.97

110.00%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.27 ₹25.61

59.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 517

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$1.42 PKR 392

$3.59 ₹340

-60.45%

Wine (Bottle)

$4.16 ₹395

Local Beer (0.5 liter bottle)

$1.13 ₹107

Imported Beer (0.33 liter bottle)

$1.76 ₹167

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.57 ₹244

One-way Ticket (Public Transport)

$0.18 PKR 49.26

$0.26 ₹24.93

-30.77%

Public Transport Monthly Pass (Regular Price)

$9.15 PKR 2,534

$6.95 ₹660

31.65%

Taxi Start (Normal Tariff)

$1.05 PKR 291

$0.51 ₹48.38

105.88%

Taxi (Normal Tariff) (1km)

$1.10 PKR 305

$0.20 ₹18.96

450.00%

Taxi 1hour Waiting (Normal Tariff)

$2.82 PKR 781

$1.58 ₹150

78.48%

Gasoline (1 liter)

$1.18 PKR 326

$1.08 ₹102

9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K PKR 6.4M

$12.6K ₹1.2M

83.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K PKR 6.4M

$16.7K ₹1.6M

38.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.5 PKR 18.4K

$42.17 ₹4,004

57.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.75 PKR 1,592

$4.02 ₹382

43.03%

Internet (50+ Mbps, Unlimited Data)

$14.71 PKR 4,071

$5.64 ₹536

160.82%

Gym Membership (Monthly)

$15.14 PKR 4,191

$20.93 ₹1,988

-27.66%

Tennis Court (1 Hour on Weekend)

$8.50 PKR 2,354

$6.45 ₹612

31.78%

Cinema Ticket

$7.07 PKR 1,956

$3.16 ₹300

123.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.62 PKR 7,367

$26.53 ₹2,519

0.34%

International Primary School, 1 Child (Yearly)

$1,986 PKR 549.7K

$879 ₹83.5K

125.85%

Jeans (Levis 501 Or Similar)

$18.84 PKR 5,214

$23.76 ₹2,257

-20.71%

Summer Dress (H&M, Zara, etc)

$26.91 PKR 7,449

$24.70 ₹2,345

8.95%

Sport Shoes (Adidas, Nike)

$54.4 PKR 15.1K

$28.35 ₹2,692

91.89%

Men's Leather Business Shoes

$30.21 PKR 8,362

$21.33 ₹2,025

41.63%

1-bedroom Apartment, City Center (Monthly)

$114 PKR 31.6K

$57.8 ₹5,493

97.22%

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 PKR 18.5K

$73.0 ₹6,930

-8.55%

3-bedroom Apartment, City Center (Monthly)

$263 PKR 72.9K

$153 ₹14.6K

71.55%

3-bedroom Apartment, Outside City Center (Monthly)

$135 PKR 37.4K

$83.6 ₹7,938

61.73%

Buy Apartment in City Center (m2)

$956 PKR 264.7K

$981 ₹93.1K

-2.49%

Buy Apartment Outside City Center (m2)

$551 PKR 152.5K

$521 ₹49.5K

5.69%

Average Monthly Net Salary (After Tax)

$411 ₹39.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

9.86

19.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: October 10, 2026

Last update for Haldwani: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Jhelum

$87 22.8%

Haldwani

$52 15.8% 40.4% $35

Groceries & Markets

Jhelum

$72 18.9%

Haldwani

$75 22.8% 3.4% $2.5

Accommodation & Living

Jhelum

$67 17.5%

Haldwani

$73 22.2% 9.3% $6.2

Clothing & Footwear

Jhelum

$59 15.4%

Haldwani

$44 13.5% 24.7% $15

Eating Out

Jhelum

$51 13.5%

Haldwani

$48 14.5% 7.3% $3.8

Sport & Entertainment

Jhelum

$29 7.7%

Haldwani

$27 8.3% 6.9% $2

Getting Around

Jhelum

$16 4.3%

Haldwani

$9.5 2.9% 42.2% $6.9

Cost Breakdown

A central one-bedroom costs $114 in Jhelum versus $57.8 in Haldwani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11.00 in Jhelum versus $8.00 in Haldwani. Groceries tell a different story – $72.0 in Jhelum vs $75.0 in Haldwani – so Jhelum wins on supermarket bills even if dining out costs more.

Good to know

🇵🇰 Jhelum

🇮🇳 Haldwani

🕒 Local time

02:58 2:58 AM

03:28 3:28 AM

30 min ahead of Jhelum

🌤 Weather

👥 Population

190,425

275,000

💱 Currency

Pakistani Rupee PKR ₨

Indian Rupee INR ₹

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Jhelum Haldwani 690 km ≈ 1 h 15 min nonstop flight

From you

Jhelum
Haldwani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Haldwani: Cost of Living - Frequently Asked Questions

Jhelum costs about 16% more than Haldwani, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $573 per month in Jhelum and $492 in Haldwani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Haldwani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 32% less in Haldwani. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $26.62 per month in Jhelum and $26.53 in Haldwani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $382 in Jhelum and $328 in Haldwani, leaving budget for savings and extras in both cases.

Families tend to lean toward Haldwani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Haldwani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jhelum makes more sense. Both are solid long-term options with distinct trade-offs.