Cost of Living Comparison Between Jhelum and Haldwani Cost of Living Comparison Between Jhelum and Haldwani

Monthly Cost of Living

A single person spends $325 per month in Jhelum vs $350 in Haldwani, rent included.

A couple spends around $512 per month in Jhelum vs $504 in Haldwani, rent included.

A family of three spends $700 per month in Jhelum vs $659 in Haldwani, rent included.

Jhelum is about 7% cheaper than Haldwani, driven mainly by Eating Out.

Both Jhelum and Haldwani are more affordable than the global median – Jhelum 76% lower, Haldwani 74% lower.

Meal at Budget Restaurant

$1.78 PKR 496

$2.30 ₹220

-22.61%

Three-Course Dinner for Two, Mid-Range

$10.47 PKR 2,911

$9.47 ₹906

10.56%

Fast Food Meal (McDonalds, etc)

$3.58 PKR 996

$2.68 ₹257

33.58%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 806

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.90 PKR 1,363

Cappuccino

$1.51 PKR 419

$0.79 ₹75.2

91.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 91.9

$0.39 ₹37.62

-15.38%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.17 ₹15.96

41.18%

Local Beer (0.5 liter draught)

$2.03 ₹194

Imported Beer (0.33 liter bottle)

$2.85 ₹273

Milk (1 liter)

$0.56 PKR 156

$0.57 ₹54.1

-1.75%

White Bread (500g)

$0.59 PKR 165

$0.26 ₹24.71

126.92%

Rice (white) (1kg)

$1.26 PKR 351

$0.55 ₹52.6

129.09%

Eggs

$1.15 PKR 320

$0.88 ₹84.2

30.68%

Local Cheese (1kg)

$5.06 PKR 1,408

$3.35 ₹321

51.04%

Chicken Fillets (1kg)

$2.38 PKR 662

$3.01 ₹288

-20.93%

Beef Round Steak (1kg)

$3.07 PKR 854

Apples (1kg)

$1.03 PKR 287

$1.22 ₹117

-15.57%

Banana (1kg)

$0.54 PKR 151

$0.69 ₹66.1

-21.74%

Oranges (1kg)

$0.63 PKR 175

$0.76 ₹73.0

-17.11%

Tomato (1kg)

$0.51 PKR 142

$0.47 ₹44.82

8.51%

Potato (1kg)

$0.35 PKR 96.9

$0.26 ₹24.97

34.62%

Onion (1kg)

$0.55 PKR 154

$0.35 ₹33.13

57.14%

Lettuce (1 head)

$0.19 PKR 51.5

$0.22 ₹21.01

-13.64%

Water (1.5 liter bottle)

$0.22 PKR 61.2

$0.28 ₹26.39

-21.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.01 PKR 282

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 204

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.98 PKR 550

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 PKR 235

$3.18 ₹304

-73.58%

Wine (Bottle)

$4.22 ₹404

Local Beer (0.5 liter bottle)

$1.19 ₹114

Imported Beer (0.33 liter bottle)

$2.17 ₹208

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹480

One-way Ticket (Public Transport)

$0.18 PKR 51.0

$0.30 ₹28.74

-40.00%

Public Transport Monthly Pass (Regular Price)

$6.92 PKR 1,924

$8.80 ₹842

-21.36%

Taxi Start (Normal Tariff)

$1.07 PKR 299

$0.42 ₹40.28

154.76%

Taxi (Normal Tariff) (1km)

$0.53 PKR 148

$0.22 ₹20.96

140.91%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 497

$1.19 ₹114

50.42%

Gasoline (1 liter)

$0.97 PKR 269

$1.15 ₹110

-15.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PKR 6.2M

$10.5K ₹1.0M

110.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K PKR 5.8M

$16.2K ₹1.5M

28.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.9 PKR 14.7K

$40.75 ₹3,899

29.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.87 PKR 799

$3.67 ₹351

-21.80%

Internet (50+ Mbps, Unlimited Data)

$13.02 PKR 3,623

$6.79 ₹650

91.75%

Gym Membership (Monthly)

$12.58 PKR 3,500

$16.78 ₹1,605

-25.03%

Tennis Court (1 Hour on Weekend)

$5.85 PKR 1,628

$5.32 ₹509

9.96%

Cinema Ticket

$3.44 PKR 957

$3.54 ₹339

-2.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.79 PKR 4,950

$29.10 ₹2,785

-38.87%

International Primary School, 1 Child (Yearly)

$1,111 PKR 309.1K

$978 ₹93.6K

13.64%

Jeans (Levis 501 Or Similar)

$16.17 PKR 4,498

$21.00 ₹2,010

-23.00%

Summer Dress (H&M, Zara, etc)

$22.32 PKR 6,210

$28.33 ₹2,711

-21.21%

Sport Shoes (Adidas, Nike)

$59.8 PKR 16.6K

$31.04 ₹2,971

92.69%

Men's Leather Business Shoes

$26.22 PKR 7,294

$33.12 ₹3,169

-20.83%

1-bedroom Apartment, City Center (Monthly)

$74.5 PKR 20.7K

$64.6 ₹6,182

15.34%

1-bedroom Apartment, Outside City Center (Monthly)

$52.4 PKR 14.6K

$81.0 ₹7,755

-35.32%

3-bedroom Apartment, City Center (Monthly)

$164 PKR 45.5K

$167 ₹16.0K

-1.98%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 29.9K

$94.2 ₹9,013

14.16%

Buy Apartment in City Center (m2)

$851 PKR 236.6K

$984 ₹94.1K

-13.53%

Buy Apartment Outside City Center (m2)

$454 PKR 126.3K

$510 ₹48.8K

-10.96%

Average Monthly Net Salary (After Tax)

$421 ₹40.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

118.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: June 1, 2026

Last update for Haldwani: May 31, 2026

Cost Breakdown

A central one-bedroom costs $74.5 in Jhelum versus $64.6 in Haldwani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $10.00 in Jhelum versus $9.00 in Haldwani. Groceries tell a different story – $76.0 in Jhelum vs $79.0 in Haldwani – so Jhelum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Haldwani: Cost of Living - Frequently Asked Questions

Haldwani costs about 8% more than Jhelum, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $487 per month in Jhelum and $525 in Haldwani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhelum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 27% less in Jhelum. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $17.79 per month in Jhelum and $29.10 in Haldwani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $325 in Jhelum and $350 in Haldwani, leaving budget for savings and extras in both cases.

Families tend to lean toward Jhelum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhelum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Haldwani makes more sense. Both are solid long-term options with distinct trade-offs.