Cost of Living Comparison Between Haldwani and Jhelum Cost of Living Comparison Between Haldwani and Jhelum

Monthly Cost of Living

A single person spends $359 per month in Haldwani vs $324 in Jhelum, rent included.

A couple spends around $512 per month in Haldwani vs $510 in Jhelum, rent included.

A family of three spends $664 per month in Haldwani vs $696 in Jhelum, rent included.

Haldwani costs about 11% more than Jhelum, driven mainly by Eating Out.

Both Haldwani and Jhelum are more affordable than the global median – Haldwani 73% lower, Jhelum 76% lower.

Meal at Budget Restaurant

$2.36 ₹227

$1.73 PKR 481

36.42%

Three-Course Dinner for Two, Mid-Range

$9.25 ₹890

$10.43 PKR 2,895

-11.31%

Fast Food Meal (McDonalds, etc)

$2.54 ₹245

$3.61 PKR 1,001

-29.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 800

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.69 PKR 1,303

Cappuccino

$0.83 ₹79.7

$1.50 PKR 417

-44.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.51

$0.31 PKR 86.0

29.03%

Water (0.33 liter bottle)

$0.15 ₹14.15

$0.24 PKR 67.0

-37.50%

Local Beer (0.5 liter draught)

$1.95 ₹188

Imported Beer (0.33 liter bottle)

$2.89 ₹278

Milk (1 liter)

$0.60 ₹57.5

$0.61 PKR 170

-1.64%

White Bread (500g)

$0.26 ₹24.70

$0.59 PKR 164

-55.93%

Rice (white) (1kg)

$0.59 ₹56.9

$1.29 PKR 359

-54.26%

Eggs

$0.88 ₹85.1

$1.19 PKR 331

-26.05%

Local Cheese (1kg)

$3.21 ₹309

$5.15 PKR 1,431

-37.67%

Chicken Fillets (1kg)

$3.17 ₹305

$2.44 PKR 679

29.92%

Beef Round Steak (1kg)

$3.05 PKR 848

Apples (1kg)

$1.26 ₹121

$0.98 PKR 272

28.57%

Banana (1kg)

$0.68 ₹65.2

$0.58 PKR 162

17.24%

Oranges (1kg)

$0.79 ₹76.4

$0.62 PKR 172

27.42%

Tomato (1kg)

$0.43 ₹41.51

$0.51 PKR 141

-15.69%

Potato (1kg)

$0.26 ₹25.26

$0.38 PKR 104

-31.58%

Onion (1kg)

$0.32 ₹30.50

$0.54 PKR 150

-40.74%

Lettuce (1 head)

$0.24 ₹23.24

$0.20 PKR 54.4

20.00%

Water (1.5 liter bottle)

$0.28 ₹26.80

$0.24 PKR 66.8

16.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.95 PKR 263

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 PKR 189

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 570

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₹311

$0.85 PKR 235

280.00%

Wine (Bottle)

$4.06 ₹391

Local Beer (0.5 liter bottle)

$1.19 ₹115

Imported Beer (0.33 liter bottle)

$2.27 ₹218

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.82 ₹464

One-way Ticket (Public Transport)

$0.30 ₹29.04

$0.17 PKR 46.33

76.47%

Public Transport Monthly Pass (Regular Price)

$8.75 ₹843

$7.16 PKR 1,988

22.21%

Taxi Start (Normal Tariff)

$0.43 ₹40.99

$1.09 PKR 302

-60.55%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.06

$0.49 PKR 135

-55.10%

Taxi 1hour Waiting (Normal Tariff)

$1.14 ₹110

$1.74 PKR 482

-34.48%

Gasoline (1 liter)

$1.09 ₹105

$0.97 PKR 270

12.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.5K ₹1.0M

$21.7K PKR 6.0M

-51.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ₹1.6M

$21.4K PKR 5.9M

-22.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.66 ₹4,011

$52.2 PKR 14.5K

-20.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.79 ₹365

$2.79 PKR 775

35.84%

Internet (50+ Mbps, Unlimited Data)

$7.07 ₹681

$12.93 PKR 3,591

-45.32%

Gym Membership (Monthly)

$16.34 ₹1,573

$12.36 PKR 3,433

32.20%

Tennis Court (1 Hour on Weekend)

$5.15 ₹496

$5.90 PKR 1,637

-12.71%

Cinema Ticket

$3.52 ₹339

$3.45 PKR 958

2.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$29.48 ₹2,838

$17.80 PKR 4,942

65.62%

International Primary School, 1 Child (Yearly)

$985 ₹94.8K

$1,152 PKR 319.8K

-14.45%

Jeans (Levis 501 Or Similar)

$21.54 ₹2,074

$16.09 PKR 4,469

33.87%

Summer Dress (H&M, Zara, etc)

$27.68 ₹2,665

$22.13 PKR 6,145

25.08%

Sport Shoes (Adidas, Nike)

$31.36 ₹3,019

$60.1 PKR 16.7K

-47.85%

Men's Leather Business Shoes

$32.45 ₹3,124

$25.89 PKR 7,189

25.34%

1-bedroom Apartment, City Center (Monthly)

$64.9 ₹6,243

$75.5 PKR 21.0K

-14.14%

1-bedroom Apartment, Outside City Center (Monthly)

$81.5 ₹7,843

$51.4 PKR 14.3K

58.47%

3-bedroom Apartment, City Center (Monthly)

$166 ₹16.0K

$165 PKR 45.8K

0.58%

3-bedroom Apartment, Outside City Center (Monthly)

$94.6 ₹9,110

$104 PKR 28.9K

-9.16%

Buy Apartment in City Center (m2)

$987 ₹95.0K

$899 PKR 249.7K

9.77%

Buy Apartment Outside City Center (m2)

$523 ₹50.3K

$543 PKR 150.7K

-3.69%

Average Monthly Net Salary (After Tax)

$426 ₹41.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haldwani: July 12, 2026

Last update for Jhelum: July 13, 2026

Cost Breakdown

A central one-bedroom costs $64.9 in Haldwani versus $75.5 in Jhelum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $9.00 in Haldwani versus $10.00 in Jhelum. Groceries tell a different story – $80.0 in Haldwani vs $78.0 in Jhelum – so Jhelum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haldwani vs Jhelum: Cost of Living - Frequently Asked Questions

Haldwani costs about 11% more than Jhelum, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $539 per month in Haldwani and $487 in Jhelum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhelum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 22% less in Jhelum. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $29.48 per month in Haldwani and $17.80 in Jhelum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $359 in Haldwani and $324 in Jhelum, leaving budget for savings and extras in both cases.

Families tend to lean toward Jhelum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhelum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Haldwani makes more sense. Both are solid long-term options with distinct trade-offs.