Cost of Living Comparison Between Haldwani and Jhelum Cost of Living Comparison Between Haldwani and Jhelum

Monthly Cost of Living

A single person spends $350 per month in Haldwani vs $325 in Jhelum, rent included.

A couple spends around $504 per month in Haldwani vs $512 in Jhelum, rent included.

A family of three spends $659 per month in Haldwani vs $700 in Jhelum, rent included.

Haldwani costs about 8% more than Jhelum, driven mainly by Eating Out.

Both Haldwani and Jhelum are more affordable than the global median – Haldwani 74% lower, Jhelum 76% lower.

Meal at Budget Restaurant

$2.30 ₹220

$1.78 PKR 496

29.21%

Three-Course Dinner for Two, Mid-Range

$9.47 ₹906

$10.47 PKR 2,911

-9.55%

Fast Food Meal (McDonalds, etc)

$2.68 ₹257

$3.58 PKR 996

-25.14%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 806

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.90 PKR 1,363

Cappuccino

$0.79 ₹75.2

$1.51 PKR 419

-47.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.62

$0.33 PKR 91.9

18.18%

Water (0.33 liter bottle)

$0.17 ₹15.96

$0.24 PKR 67.0

-29.17%

Local Beer (0.5 liter draught)

$2.03 ₹194

Imported Beer (0.33 liter bottle)

$2.85 ₹273

Milk (1 liter)

$0.57 ₹54.1

$0.56 PKR 156

1.79%

White Bread (500g)

$0.26 ₹24.71

$0.59 PKR 165

-55.93%

Rice (white) (1kg)

$0.55 ₹52.6

$1.26 PKR 351

-56.35%

Eggs

$0.88 ₹84.2

$1.15 PKR 320

-23.48%

Local Cheese (1kg)

$3.35 ₹321

$5.06 PKR 1,408

-33.79%

Chicken Fillets (1kg)

$3.01 ₹288

$2.38 PKR 662

26.47%

Beef Round Steak (1kg)

$3.07 PKR 854

Apples (1kg)

$1.22 ₹117

$1.03 PKR 287

18.45%

Banana (1kg)

$0.69 ₹66.1

$0.54 PKR 151

27.78%

Oranges (1kg)

$0.76 ₹73.0

$0.63 PKR 175

20.63%

Tomato (1kg)

$0.47 ₹44.82

$0.51 PKR 142

-7.84%

Potato (1kg)

$0.26 ₹24.97

$0.35 PKR 96.9

-25.71%

Onion (1kg)

$0.35 ₹33.13

$0.55 PKR 154

-36.36%

Lettuce (1 head)

$0.22 ₹21.01

$0.19 PKR 51.5

15.79%

Water (1.5 liter bottle)

$0.28 ₹26.39

$0.22 PKR 61.2

27.27%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.01 PKR 282

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 204

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.98 PKR 550

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 ₹304

$0.84 PKR 235

278.57%

Wine (Bottle)

$4.22 ₹404

Local Beer (0.5 liter bottle)

$1.19 ₹114

Imported Beer (0.33 liter bottle)

$2.17 ₹208

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹480

One-way Ticket (Public Transport)

$0.30 ₹28.74

$0.18 PKR 51.0

66.67%

Public Transport Monthly Pass (Regular Price)

$8.80 ₹842

$6.92 PKR 1,924

27.17%

Taxi Start (Normal Tariff)

$0.42 ₹40.28

$1.07 PKR 299

-60.75%

Taxi (Normal Tariff) (1km)

$0.22 ₹20.96

$0.53 PKR 148

-58.49%

Taxi 1hour Waiting (Normal Tariff)

$1.19 ₹114

$1.79 PKR 497

-33.52%

Gasoline (1 liter)

$1.15 ₹110

$0.97 PKR 269

18.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.5K ₹1.0M

$22.2K PKR 6.2M

-52.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K ₹1.5M

$20.8K PKR 5.8M

-22.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.75 ₹3,899

$52.9 PKR 14.7K

-23.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.67 ₹351

$2.87 PKR 799

27.87%

Internet (50+ Mbps, Unlimited Data)

$6.79 ₹650

$13.02 PKR 3,623

-47.85%

Gym Membership (Monthly)

$16.78 ₹1,605

$12.58 PKR 3,500

33.39%

Tennis Court (1 Hour on Weekend)

$5.32 ₹509

$5.85 PKR 1,628

-9.06%

Cinema Ticket

$3.54 ₹339

$3.44 PKR 957

2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$29.10 ₹2,785

$17.79 PKR 4,950

63.58%

International Primary School, 1 Child (Yearly)

$978 ₹93.6K

$1,111 PKR 309.1K

-12.00%

Jeans (Levis 501 Or Similar)

$21.00 ₹2,010

$16.17 PKR 4,498

29.87%

Summer Dress (H&M, Zara, etc)

$28.33 ₹2,711

$22.32 PKR 6,210

26.93%

Sport Shoes (Adidas, Nike)

$31.04 ₹2,971

$59.8 PKR 16.6K

-48.10%

Men's Leather Business Shoes

$33.12 ₹3,169

$26.22 PKR 7,294

26.32%

1-bedroom Apartment, City Center (Monthly)

$64.6 ₹6,182

$74.5 PKR 20.7K

-13.30%

1-bedroom Apartment, Outside City Center (Monthly)

$81.0 ₹7,755

$52.4 PKR 14.6K

54.60%

3-bedroom Apartment, City Center (Monthly)

$167 ₹16.0K

$164 PKR 45.5K

2.02%

3-bedroom Apartment, Outside City Center (Monthly)

$94.2 ₹9,013

$108 PKR 29.9K

-12.41%

Buy Apartment in City Center (m2)

$984 ₹94.1K

$851 PKR 236.6K

15.65%

Buy Apartment Outside City Center (m2)

$510 ₹48.8K

$454 PKR 126.3K

12.31%

Average Monthly Net Salary (After Tax)

$421 ₹40.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haldwani: May 31, 2026

Last update for Jhelum: June 1, 2026

Cost Breakdown

A central one-bedroom costs $64.6 in Haldwani versus $74.5 in Jhelum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $9.00 in Haldwani versus $10.00 in Jhelum. Groceries tell a different story – $79.0 in Haldwani vs $76.0 in Jhelum – so Jhelum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haldwani vs Jhelum: Cost of Living - Frequently Asked Questions

Haldwani costs about 8% more than Jhelum, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $525 per month in Haldwani and $487 in Jhelum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhelum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 27% less in Jhelum. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $29.10 per month in Haldwani and $17.79 in Jhelum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $350 in Haldwani and $325 in Jhelum, leaving budget for savings and extras in both cases.

Families tend to lean toward Jhelum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhelum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Haldwani makes more sense. Both are solid long-term options with distinct trade-offs.