Cost of Living Comparison Between Haldwani and Jhelum Cost of Living Comparison Between Haldwani and Jhelum

Monthly Cost of Living

A single person spends $326 per month in Haldwani vs $392 in Jhelum, rent included.

A couple spends around $470 per month in Haldwani vs $596 in Jhelum, rent included.

A family of three spends $614 per month in Haldwani vs $800 in Jhelum, rent included.

Haldwani is about 17% cheaper than Jhelum, driven mainly by Clothing & Footwear.

Both Haldwani and Jhelum are more affordable than the global median – Haldwani 76% lower, Jhelum 72% lower.

Meal at Budget Restaurant

$2.06 ₹196

$1.79 PKR 495

15.08%

Three-Course Dinner for Two, Mid-Range

$8.34 ₹792

$10.81 PKR 2,995

-22.85%

Fast Food Meal (McDonalds, etc)

$2.33 ₹222

$5.27 PKR 1,460

-55.79%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.54 PKR 704

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.22 PKR 615

Cappuccino

$0.72 ₹68.0

$1.52 PKR 421

-52.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₹32.63

$0.43 PKR 119

-20.93%

Water (0.33 liter bottle)

$0.16 ₹14.75

$0.30 PKR 81.8

-46.67%

Local Beer (0.5 liter draught)

$1.24 ₹118

Imported Beer (0.33 liter bottle)

$1.61 ₹153

Milk (1 liter)

$0.55 ₹52.4

$0.64 PKR 177

-14.06%

White Bread (500g)

$0.36 ₹34.03

$0.61 PKR 168

-40.98%

Rice (white) (1kg)

$0.52 ₹49.48

$1.23 PKR 340

-57.72%

Eggs

$0.84 ₹79.7

$1.22 PKR 339

-31.15%

Local Cheese (1kg)

$3.17 ₹301

$2.57 PKR 713

23.35%

Chicken Fillets (1kg)

$2.90 ₹275

$2.32 PKR 643

25.00%

Beef Round Steak (1kg)

$2.72 PKR 754

Apples (1kg)

$1.14 ₹108

$1.09 PKR 302

4.59%

Banana (1kg)

$0.58 ₹55.3

$0.35 PKR 96.6

65.71%

Oranges (1kg)

$0.70 ₹66.9

$0.54 PKR 150

29.63%

Tomato (1kg)

$0.41 ₹39.08

$0.47 PKR 129

-12.77%

Potato (1kg)

$0.26 ₹24.83

$0.31 PKR 86.9

-16.13%

Onion (1kg)

$0.34 ₹31.84

$0.35 PKR 95.7

-2.86%

Lettuce (1 head)

$0.20 ₹18.97

$0.50 PKR 138

-60.00%

Water (1.5 liter bottle)

$0.29 ₹27.73

$0.42 PKR 117

-30.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 506

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 PKR 154

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.72 PKR 753

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 ₹345

$2.33 PKR 645

55.79%

Wine (Bottle)

$4.28 ₹407

Local Beer (0.5 liter bottle)

$1.17 ₹111

Imported Beer (0.33 liter bottle)

$1.84 ₹174

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.71 ₹257

One-way Ticket (Public Transport)

$0.25 ₹24.12

$0.17 PKR 46.47

47.06%

Public Transport Monthly Pass (Regular Price)

$7.00 ₹665

$8.75 PKR 2,424

-20.00%

Taxi Start (Normal Tariff)

$0.36 ₹33.81

$1.10 PKR 304

-67.27%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.96

$1.05 PKR 291

-80.95%

Taxi 1hour Waiting (Normal Tariff)

$1.62 ₹154

$2.82 PKR 781

-42.55%

Gasoline (1 liter)

$1.07 ₹102

$1.12 PKR 309

-4.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.4K ₹1.2M

$23.1K PKR 6.4M

-46.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ₹1.6M

$22.8K PKR 6.3M

-26.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.18 ₹4,101

$66.8 PKR 18.5K

-35.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.93 ₹374

$5.54 PKR 1,536

-29.06%

Internet (50+ Mbps, Unlimited Data)

$5.83 ₹554

$14.61 PKR 4,049

-60.10%

Gym Membership (Monthly)

$20.66 ₹1,962

$12.94 PKR 3,586

59.66%

Tennis Court (1 Hour on Weekend)

$6.34 ₹602

Cinema Ticket

$3.14 ₹298

$7.25 PKR 2,008

-56.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.08 ₹2,477

$26.69 PKR 7,397

-2.29%

International Primary School, 1 Child (Yearly)

$888 ₹84.3K

$2,005 PKR 555.6K

-55.72%

Jeans (Levis 501 Or Similar)

$23.71 ₹2,252

$18.80 PKR 5,210

26.12%

Summer Dress (H&M, Zara, etc)

$24.85 ₹2,360

$26.60 PKR 7,373

-6.58%

Sport Shoes (Adidas, Nike)

$28.68 ₹2,723

$54.3 PKR 15.0K

-47.16%

Men's Leather Business Shoes

$21.44 ₹2,036

$30.28 PKR 8,392

-29.19%

1-bedroom Apartment, City Center (Monthly)

$58.9 ₹5,594

$116 PKR 32.3K

-49.38%

1-bedroom Apartment, Outside City Center (Monthly)

$74.9 ₹7,110

$79.7 PKR 22.1K

-5.99%

3-bedroom Apartment, City Center (Monthly)

$155 ₹14.7K

$243 PKR 67.3K

-36.17%

3-bedroom Apartment, Outside City Center (Monthly)

$83.1 ₹7,892

$152 PKR 42.1K

-45.27%

Buy Apartment in City Center (m2)

$990 ₹94.0K

$991 PKR 274.5K

-0.07%

Buy Apartment Outside City Center (m2)

$515 ₹48.9K

$534 PKR 148.1K

-3.59%

Average Monthly Net Salary (After Tax)

$425 ₹40.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.86

11.83

-16.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haldwani: August 31, 2026

Last update for Jhelum: September 1, 2026

Cost Breakdown

A central one-bedroom costs $58.9 in Haldwani versus $116 in Jhelum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $8.00 in Haldwani versus $11.00 in Jhelum. Groceries tell a different story – $76.0 in Haldwani vs $70.0 in Jhelum – so Jhelum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haldwani vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum costs about 20% more than Haldwani, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $489 per month in Haldwani and $587 in Jhelum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Haldwani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 25% less in Haldwani. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $26.08 per month in Haldwani and $26.69 in Jhelum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $326 in Haldwani and $392 in Jhelum, leaving budget for savings and extras in both cases.

Families tend to lean toward Haldwani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Haldwani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jhelum makes more sense. Both are solid long-term options with distinct trade-offs.