Last update: Oct 2026

Cost of Living Comparison Between Haldwani and Jhelum

For one person, living is cheaper in Haldwani: $328 a month against $382 in Jhelum, rent and utilities included – about $650 less a year. Other living expenses account for most of the difference.

16

Cost of Living Index in Haldwani
Learn more

Haldwani Living Index
19

Cost of Living Index in Jhelum
Learn more

Jhelum Living Index

Jump to prices

Haldwani

🇮🇳 India

$328

/mo nomad

Jhelum

🇵🇰 Pakistan

$382

/mo nomad

Monthly Cost of Living

How much you'll spend in Haldwani and in Jhelum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haldwani and in Jhelum actually costs, broken down by who's living it.

A single person spends $328 per month in Haldwani vs $382 in Jhelum, rent included.

Haldwani $328
Jhelum $382

A couple spends around $472 per month in Haldwani vs $584 in Jhelum, rent included.

Haldwani $472
Jhelum $584

A family of three spends $616 per month in Haldwani vs $785 in Jhelum, rent included.

Haldwani $616
Jhelum $785

Haldwani is about 14% cheaper than Jhelum, and outside of rent the biggest gap is in clothing.

Both Haldwani and Jhelum are more affordable than the global median – Haldwani 76% lower, Jhelum 72% lower.

Meal at Budget Restaurant

$2.07 ₹196

$1.79 PKR 496

15.64%

Three-Course Dinner for Two, Mid-Range

$8.31 ₹789

$10.87 PKR 3,007

-23.55%

Fast Food Meal (McDonalds, etc)

$3.15 ₹299

$5.30 PKR 1,468

-40.57%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.56 PKR 710

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 PKR 593

Cappuccino

$0.70 ₹66.1

$1.51 PKR 418

-53.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.20

$0.47 PKR 129

-19.15%

Water (0.33 liter bottle)

$0.11 ₹10.55

$0.30 PKR 82.0

-63.33%

Local Beer (0.5 liter draught)

$1.42 ₹135

Imported Beer (0.33 liter bottle)

$2.11 ₹201

Milk (1 liter)

$0.57 ₹54.4

$0.68 PKR 187

-16.18%

White Bread (500g)

$0.35 ₹33.41

$0.62 PKR 170

-43.55%

Rice (white) (1kg)

$0.52 ₹49.51

$1.25 PKR 347

-58.40%

Eggs

$0.82 ₹77.9

$1.25 PKR 346

-34.40%

Local Cheese (1kg)

$3.11 ₹296

$2.72 PKR 753

14.34%

Chicken Fillets (1kg)

$2.90 ₹275

$2.38 PKR 659

21.85%

Beef Round Steak (1kg)

$2.61 PKR 721

Apples (1kg)

$1.09 ₹103

$1.11 PKR 307

-1.80%

Banana (1kg)

$0.56 ₹53.3

$0.35 PKR 96.8

60.00%

Oranges (1kg)

$0.69 ₹65.1

$0.62 PKR 171

11.29%

Tomato (1kg)

$0.39 ₹36.85

$0.59 PKR 162

-33.90%

Potato (1kg)

$0.26 ₹24.71

$0.30 PKR 83.3

-13.33%

Onion (1kg)

$0.27 ₹25.81

$0.35 PKR 96.4

-22.86%

Lettuce (1 head)

$0.20 ₹18.97

$0.42 PKR 116

-52.38%

Water (1.5 liter bottle)

$0.27 ₹25.61

$0.43 PKR 120

-37.21%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 517

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 ₹340

$1.42 PKR 392

152.82%

Wine (Bottle)

$4.16 ₹395

Local Beer (0.5 liter bottle)

$1.13 ₹107

Imported Beer (0.33 liter bottle)

$1.76 ₹167

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.57 ₹244

One-way Ticket (Public Transport)

$0.26 ₹24.93

$0.18 PKR 49.26

44.44%

Public Transport Monthly Pass (Regular Price)

$6.95 ₹660

$9.15 PKR 2,534

-24.04%

Taxi Start (Normal Tariff)

$0.51 ₹48.38

$1.05 PKR 291

-51.43%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.96

$1.10 PKR 305

-81.82%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$2.82 PKR 781

-43.97%

Gasoline (1 liter)

$1.08 ₹102

$1.18 PKR 326

-8.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$23.1K PKR 6.4M

-45.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K ₹1.6M

$23.1K PKR 6.4M

-27.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.17 ₹4,004

$66.5 PKR 18.4K

-36.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.02 ₹382

$5.75 PKR 1,592

-30.09%

Internet (50+ Mbps, Unlimited Data)

$5.64 ₹536

$14.71 PKR 4,071

-61.66%

Gym Membership (Monthly)

$20.93 ₹1,988

$15.14 PKR 4,191

38.24%

Tennis Court (1 Hour on Weekend)

$6.45 ₹612

$8.50 PKR 2,354

-24.12%

Cinema Ticket

$3.16 ₹300

$7.07 PKR 1,956

-55.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.53 ₹2,519

$26.62 PKR 7,367

-0.34%

International Primary School, 1 Child (Yearly)

$879 ₹83.5K

$1,986 PKR 549.7K

-55.72%

Jeans (Levis 501 Or Similar)

$23.76 ₹2,257

$18.84 PKR 5,214

26.11%

Summer Dress (H&M, Zara, etc)

$24.70 ₹2,345

$26.91 PKR 7,449

-8.21%

Sport Shoes (Adidas, Nike)

$28.35 ₹2,692

$54.4 PKR 15.1K

-47.89%

Men's Leather Business Shoes

$21.33 ₹2,025

$30.21 PKR 8,362

-29.39%

1-bedroom Apartment, City Center (Monthly)

$57.8 ₹5,493

$114 PKR 31.6K

-49.29%

1-bedroom Apartment, Outside City Center (Monthly)

$73.0 ₹6,930

$66.7 PKR 18.5K

9.35%

3-bedroom Apartment, City Center (Monthly)

$153 ₹14.6K

$263 PKR 72.9K

-41.71%

3-bedroom Apartment, Outside City Center (Monthly)

$83.6 ₹7,938

$135 PKR 37.4K

-38.17%

Buy Apartment in City Center (m2)

$981 ₹93.1K

$956 PKR 264.7K

2.55%

Buy Apartment Outside City Center (m2)

$521 ₹49.5K

$551 PKR 152.5K

-5.39%

Average Monthly Net Salary (After Tax)

$411 ₹39.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.86

11.83

-16.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haldwani: October 11, 2026

Last update for Jhelum: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Haldwani

$75 22.8%

Jhelum

$72 18.9% 3.3% $2.5

Accommodation & Living

Haldwani

$73 22.2%

Jhelum

$67 17.5% 8.6% $6.2

Monthly Utilities & Internet

Haldwani

$52 15.8%

Jhelum

$87 22.8% 67.8% $35

Eating Out

Haldwani

$48 14.5%

Jhelum

$51 13.5% 7.9% $3.8

Clothing & Footwear

Haldwani

$44 13.5%

Jhelum

$59 15.4% 32.9% $15

Sport & Entertainment

Haldwani

$27 8.3%

Jhelum

$29 7.7% 7.5% $2

Getting Around

Haldwani

$9.5 2.9%

Jhelum

$16 4.3% 73.1% $6.9

Cost Breakdown

A central one-bedroom costs $57.8 in Haldwani versus $114 in Jhelum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $8.00 in Haldwani versus $11.00 in Jhelum. Groceries tell a different story – $75.0 in Haldwani vs $72.0 in Jhelum – so Jhelum wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Haldwani

🇵🇰 Jhelum

🕒 Local time

04:16 4:16 AM

03:46 3:46 AM

30 min behind Haldwani

🌤 Weather

👥 Population

275,000

190,425

💱 Currency

Indian Rupee INR ₹

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Haldwani Jhelum 690 km ≈ 1 h 15 min nonstop flight

From you

Haldwani
Jhelum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haldwani vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum costs about 16% more than Haldwani, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $492 per month in Haldwani and $573 in Jhelum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Haldwani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 32% less in Haldwani. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $26.53 per month in Haldwani and $26.62 in Jhelum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $328 in Haldwani and $382 in Jhelum, leaving budget for savings and extras in both cases.

Families tend to lean toward Haldwani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Haldwani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jhelum makes more sense. Both are solid long-term options with distinct trade-offs.