Last update: Oct 2026 Pakistan 190.4K

Cost of Living in Jhelum

For one person, living costs in Jhelum are estimated at $382 a month, including rent and utilities – 19% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Jhelum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jhelum actually costs, broken down by who's living it.

Living costs for one person come to about $382 monthly including rent, or $249 excluding housing.

$382 /mo

Estimated monthly costs for a couple: $584 with rent, or $416 without housing.

$584 /mo

Monthly costs for a family of three come to about $785 including rent, or $584 for daily expenses alone.

$785 /mo

Jhelum sits about 72% below the global median. Within Asia, costs are well below average (64% lower) – one of the most affordable options in the region.

Currency
Do you live in Jhelum? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$1.79 PKR 496
$1.25 PKR 345
$3.57 PKR 989
Three-Course Dinner for Two, Mid-Range
$10.87 PKR 3,005
$7.24 PKR 2,004
$28.97 PKR 8,014
Fast Food Meal (McDonalds, etc)
$5.30 PKR 1,467
$3.53 PKR 977
$6.36 PKR 1,760
Local Non-Alcoholic Beer (0.5 liter draught)
$2.56 PKR 709
$1.46 PKR 404
$3.66 PKR 1,012
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.14 PKR 592
$2.14 PKR 592
$5.35 PKR 1,480
Cappuccino
$1.51 PKR 418
$0.73 PKR 203
$2.95 PKR 815
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 PKR 129
$0.30 PKR 83.2
$0.75 PKR 206
Water (0.33 liter bottle)
$0.30 PKR 81.9
$0.17 PKR 47.56
$0.41 PKR 114
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.68 PKR 187
$0.63 PKR 176
$1.12 PKR 311
White Bread (500g)
$0.62 PKR 170
$0.35 PKR 97.3
$1.29 PKR 357
Rice (white) (1kg)
$1.25 PKR 347
$0.73 PKR 203
$2.70 PKR 747
Eggs
$1.25 PKR 346
$0.89 PKR 246
$3.26 PKR 901
Local Cheese (1kg)
$2.72 PKR 753
$2.60 PKR 719
$18.53 PKR 5,127
Chicken Fillets (1kg)
$2.38 PKR 659
$1.46 PKR 404
$3.29 PKR 911
Beef Round Steak (1kg)
$2.61 PKR 721
$2.61 PKR 721
$5.33 PKR 1,475
Apples (1kg)
$1.11 PKR 307
$0.55 PKR 153
$2.72 PKR 752
Banana (1kg)
$0.35 PKR 96.7
$0.35 PKR 96.7
$0.87 PKR 242
Oranges (1kg)
$0.62 PKR 171
$0.19 PKR 52.3
$1.13 PKR 314
Tomato (1kg)
$0.59 PKR 162
$0.13 PKR 37.15
$1.38 PKR 382
Potato (1kg)
$0.30 PKR 83.3
$0.15 PKR 40.20
$0.37 PKR 103
Onion (1kg)
$0.35 PKR 96.3
$0.17 PKR 48.15
$0.70 PKR 193
Lettuce (1 head)
$0.42 PKR 116
$0.14 PKR 37.72
$0.70 PKR 194
Water (1.5 liter bottle)
$0.43 PKR 120
$0.30 PKR 82.9
$0.93 PKR 257
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.87 PKR 517
$0.59 PKR 163
$4.40 PKR 1,217
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.52 PKR 143
$0.52 PKR 143
$0.52 PKR 143
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.38 PKR 658
$0.72 PKR 198
$2.88 PKR 795
Cigarettes 20 Pack (Marlboro, Camel)
$1.42 PKR 392
$1.06 PKR 294
$2.74 PKR 757
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.18 PKR 49.23
$0.14 PKR 38.29
$0.25 PKR 68.4
Public Transport Monthly Pass (Regular Price)
$9.15 PKR 2,532
$3.33 PKR 921
$9.98 PKR 2,762
Taxi Start (Normal Tariff)
$1.05 PKR 291
$1.05 PKR 291
$1.05 PKR 291
Taxi (Normal Tariff) (1km)
$1.10 PKR 305
$0.55 PKR 153
$1.47 PKR 407
Taxi 1hour Waiting (Normal Tariff)
$2.82 PKR 781
$2.12 PKR 586
$3.53 PKR 975
Gasoline (1 liter)
$1.18 PKR 326
$0.90 PKR 249
$1.40 PKR 388
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.1K PKR 6.4M
$16.0K PKR 4.4M
$30.3K PKR 8.4M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K PKR 6.4M
$21.7K PKR 6.0M
$24.5K PKR 6.8M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.5 PKR 18.4K
$35.63 PKR 9,856
$143 PKR 39.4K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 PKR 1,591
$3.71 PKR 1,026
$9.28 PKR 2,566
Internet (50+ Mbps, Unlimited Data)
$14.71 PKR 4,069
$9.20 PKR 2,544
$29.42 PKR 8,137
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$15.14 PKR 4,188
$5.51 PKR 1,524
$27.54 PKR 7,617
Tennis Court (1 Hour on Weekend)
$8.50 PKR 2,352
$0.96 PKR 265
$8.56 PKR 2,367
Cinema Ticket
$7.07 PKR 1,955
$3.53 PKR 977
$8.84 PKR 2,445
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$26.62 PKR 7,362
$7.26 PKR 2,008
$36.30 PKR 10.0K
International Primary School, 1 Child (Yearly)
$1,986 PKR 549.4K
$1,490 PKR 412.0K
$2,483 PKR 686.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$18.84 PKR 5,211
$8.98 PKR 2,483
$25.12 PKR 6,949
Summer Dress (H&M, Zara, etc)
$26.91 PKR 7,444
$18.35 PKR 5,076
$36.71 PKR 10.2K
Sport Shoes (Adidas, Nike)
$54.4 PKR 15.0K
$36.27 PKR 10.0K
$72.5 PKR 20.1K
Men's Leather Business Shoes
$30.21 PKR 8,357
$14.65 PKR 4,052
$54.9 PKR 15.2K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$114 PKR 31.6K
$65.2 PKR 18.0K
$165 PKR 45.5K
1-bedroom Apartment, Outside City Center (Monthly)
$66.7 PKR 18.5K
$34.34 PKR 9,499
$85.9 PKR 23.7K
3-bedroom Apartment, City Center (Monthly)
$263 PKR 72.8K
$150 PKR 41.6K
$332 PKR 92.0K
3-bedroom Apartment, Outside City Center (Monthly)
$135 PKR 37.4K
$81.7 PKR 22.6K
$163 PKR 45.2K
Buy Apartment in City Center (m2)
$956 PKR 264.6K
$186 PKR 51.3K
$956 PKR 264.6K
Buy Apartment Outside City Center (m2)
$551 PKR 152.4K
$356 PKR 98.3K
$711 PKR 196.7K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
11.83
11.5
12.49

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Jhelum $382
Monthly Utilities & Internet
$87
Groceries & Markets
$72
Accommodation & Living
$67
Clothing & Footwear
$59
Eating Out
$51
Sport & Entertainment
$29
Getting Around
$16

Cost Breakdown

Expect to spend about $72.0 monthly on groceries. Dining out at a mid-range restaurant costs roughly $11.00 for two – well below the Asian average of $36.00.

Public transport is priced at around $9.15 per month – among the cheapest in Asia (average $33.00).

Cost Highlights

Preschool or kindergarten, full day, private, 1 child is cheaper than 95% of cities in Asia

Chicken fillets is cheaper than 91% of cities in Asia

3-bedroom apartment, outside city center is cheaper than 91% of cities in Asia

Good to know
🕒 Local time
17:13 5:13 PM
🌤 Weather
👥 Population
190,425
💱 Currency
Exchange rates and currency converter

USD, EUR to PKR – Pakistani Rupee Converter

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

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Jhelum Median Internet Speeds (Updated April 2026)

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Cost of Living in Jhelum - Frequently Asked Questions
Is Jhelum affordable compared to bigger cities, and who tends to get good value from a stay here?
Cost of Living in Jhelum is generally more approachable than in larger urban centers, with everyday needs like groceries, utilities, and services staying within a comfortable range for many travelers, expats, and digital nomads. You'll notice value in smaller, walkable neighborhoods where housing costs can be lower than in major cities and local markets offer affordable produce and casual dining. The upside is stability and easy daily routines, while some imported goods or premium brands may price up. The key is to anchor your stay in well-connected areas and use local markets to keep a lid on expenses. Tip: Align your stay with a neighborhood that suits your work and pace.
What does daily life look like for budgeting housing, food, transport, and coworking in Jhelum?
For daily life, you'll find housing options from modest apartments in older blocks to newer builds near commercial cores. Food is accessible through local markets, bakeries, and affordable eateries; home cooking keeps costs predictable. Transport leans on walking, rickshaws, and short rides, with easy access to nearby towns. Errands and coworking can work well in mixed-use neighborhoods with reliable internet and nearby shops. Jhelum living cost varies by area, so compare a few neighborhoods while you test casual visits. Tip: Start with a short-term stay in a couple of areas to gauge real-world costs.
How can you optimize quality of life in Jhelum through budgeting, seasonality, and choosing the right neighborhood?
A practical approach is to separate essentials from discretionary spending and adopt a simple monthly budgeting framework that covers housing, utilities, groceries, and occasional dining. Choose a central, well-connected neighborhood to keep commutes short and errands convenient, especially in hot or rainy seasons. Look for markets, coworking spaces, and safe walking routes to maximize daily life without added transport costs. Seasonal shifts affect energy use and clothing needs, so plan ahead and negotiate rental terms that include maintenance or water charges. Tip: Build a flexible plan that adapts to seasonal changes and local rhythms.
What makes Jhelum a budget-friendly city to live in?
Compared to most cities worldwide, Jhelum is just cheap – all-in costs average $382 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
How much does it cost to live in Jhelum in 2026?
As of 2026, monthly living costs in Jhelum come to around $382 including rent, or roughly $249 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
How much should you earn to live well in Jhelum?
Earning $573 monthly in Jhelum means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much should I budget for housing in Jhelum?
Where you live in Jhelum makes all the difference. Central one-bedrooms cost about $114; commute-friendly outer districts come in around $66.7. Overall, the market runs from $66.7 to $114 depending on size, location, and apartment condition.
What does commuting cost in Jhelum?
A monthly transit pass in Jhelum goes for roughly $9.15, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Jhelum?
Childcare averages $26.62 monthly at a private kindergarten in Jhelum. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $1,000 enough to live comfortably in Jhelum?
$1,000 stretches far in Jhelum – all-in monthly costs average only $382. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
How family-friendly is Jhelum?
Family life in Jhelum works well overall. Childcare at around $26.62 monthly is the main cost to plan for, but the city backs it up with decent public transport, recreational facilities, and a range of school options for different ages.
Is it possible to save on a local salary in Jhelum?
Monthly expenses in Jhelum run around $382, so putting money aside takes more than $573 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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