Last update: Oct 2026

Cost of Living Comparison Between Jammu and Mumbai (Bombay)

For one person, living is cheaper in Jammu: $353 a month against $785 in Mumbai (Bombay), rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Jammu
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Jammu Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Jammu

🇮🇳 India

$353

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Monthly Cost of Living

How much you'll spend in Jammu and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jammu and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $353 per month in Jammu vs $785 in Mumbai (Bombay), rent included.

Jammu $353
Mumbai (Bombay) $785

A couple spends around $574 per month in Jammu vs $1,308 in Mumbai (Bombay), rent included.

Jammu $574
Mumbai (Bombay) $1,308

A family of three spends $795 per month in Jammu vs $1,831 in Mumbai (Bombay), rent included.

Jammu $795
Mumbai (Bombay) $1,831

Jammu is about 55% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Jammu and Mumbai (Bombay) are more affordable than the global median – Jammu 74% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$3.60 ₹342

$5.18 ₹492

-30.50%

Three-Course Dinner for Two, Mid-Range

$11.66 ₹1,107

$20.64 ₹1,960

-43.51%

Fast Food Meal (McDonalds, etc)

$3.77 ₹358

$4.11 ₹390

-8.27%

Cappuccino

$1.06 ₹101

$2.68 ₹254

-60.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₹31.53

$0.38 ₹35.88

-13.16%

Water (0.33 liter bottle)

$0.11 ₹10.74

$0.13 ₹12.53

-15.38%

Local Beer (0.5 liter draught)

$1.54 ₹147

$2.56 ₹243

-39.84%

Imported Beer (0.33 liter bottle)

$3.25 ₹308

$4.24 ₹403

-23.35%

Milk (1 liter)

$0.67 ₹63.3

$0.72 ₹68.1

-6.94%

White Bread (500g)

$0.38 ₹35.75

$0.51 ₹48.64

-25.49%

Rice (white) (1kg)

$0.83 ₹78.7

$0.78 ₹73.6

6.41%

Eggs

$0.94 ₹89.7

$1.04 ₹98.7

-9.62%

Local Cheese (1kg)

$3.96 ₹376

$5.41 ₹514

-26.80%

Chicken Fillets (1kg)

$1.51 ₹144

$3.57 ₹339

-57.70%

Apples (1kg)

$1.12 ₹106

$2.24 ₹213

-50.00%

Banana (1kg)

$0.99 ₹94.0

$0.74 ₹70.0

33.78%

Oranges (1kg)

$0.73 ₹69.6

$1.21 ₹115

-39.67%

Tomato (1kg)

$0.53 ₹49.87

$0.48 ₹45.69

10.42%

Potato (1kg)

$0.34 ₹32.33

$0.35 ₹33.12

-2.86%

Onion (1kg)

$0.51 ₹48.30

$0.38 ₹35.70

34.21%

Lettuce (1 head)

$0.60 ₹56.7

$0.40 ₹38.40

50.00%

Water (1.5 liter bottle)

$0.29 ₹27.34

$0.31 ₹29.77

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ₹407

$4.98 ₹473

-14.06%

Wine (Bottle)

$7.79 ₹740

$8.46 ₹803

-7.92%

Local Beer (0.5 liter bottle)

$1.36 ₹129

$1.98 ₹188

-31.31%

Imported Beer (0.33 liter bottle)

$3.19 ₹303

$3.17 ₹301

0.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.85 ₹271

$6.17 ₹586

-53.81%

One-way Ticket (Public Transport)

$0.27 ₹25.85

$0.22 ₹20.94

22.73%

Public Transport Monthly Pass (Regular Price)

$3.23 ₹307

$5.64 ₹535

-42.73%

Taxi Start (Normal Tariff)

$1.53 ₹146

$0.35 ₹32.89

337.14%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.69

$0.31 ₹29.21

-19.35%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ₹171

$1.54 ₹146

17.53%

Gasoline (1 liter)

$1.11 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$16.0K ₹1.5M

-28.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$22.2K ₹2.1M

2.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.18 ₹4,480

$62.2 ₹5,905

-24.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.21 ₹305

$4.58 ₹435

-29.91%

Internet (50+ Mbps, Unlimited Data)

$6.40 ₹608

$9.43 ₹895

-32.13%

Gym Membership (Monthly)

$13.65 ₹1,296

$27.93 ₹2,652

-51.13%

Tennis Court (1 Hour on Weekend)

$6.59 ₹625

$13.87 ₹1,317

-52.49%

Cinema Ticket

$2.62 ₹249

$4.97 ₹472

-47.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.62 ₹3,477

$118 ₹11.2K

-69.06%

International Primary School, 1 Child (Yearly)

$1,077 ₹102.3K

$4,844 ₹460.0K

-77.77%

Jeans (Levis 501 Or Similar)

$25.90 ₹2,459

$35.28 ₹3,351

-26.59%

Summer Dress (H&M, Zara, etc)

$31.86 ₹3,025

$38.79 ₹3,683

-17.87%

Sport Shoes (Adidas, Nike)

$41.61 ₹3,952

$55.7 ₹5,291

-25.32%

Men's Leather Business Shoes

$28.08 ₹2,667

$46.65 ₹4,429

-39.81%

1-bedroom Apartment, City Center (Monthly)

$93.5 ₹8,876

$610 ₹57.9K

-84.67%

1-bedroom Apartment, Outside City Center (Monthly)

$53.5 ₹5,076

$357 ₹33.9K

-85.04%

3-bedroom Apartment, City Center (Monthly)

$245 ₹23.3K

$1,876 ₹178.1K

-86.94%

3-bedroom Apartment, Outside City Center (Monthly)

$160 ₹15.2K

$894 ₹84.9K

-82.08%

Buy Apartment in City Center (m2)

$969 ₹92.0K

$5,882 ₹558.6K

-83.52%

Buy Apartment Outside City Center (m2)

$534 ₹50.7K

$2,403 ₹228.2K

-77.78%

Average Monthly Net Salary (After Tax)

$490 ₹46.6K

$755 ₹71.7K

-35.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.75

8.29

41.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jammu: October 19, 2026

Last update for Mumbai (Bombay): October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jammu

$91 25.7%

Mumbai (Bombay)

$117 14.9% 28.9% $26

Eating Out

Jammu

$69 19.5%

Mumbai (Bombay)

$109 13.9% 58.8% $40

Clothing & Footwear

Jammu

$57 16.2%

Mumbai (Bombay)

$79 10.1% 38.4% $22

Monthly Utilities & Internet

Jammu

$57 16.1%

Mumbai (Bombay)

$76 9.7% 34.2% $19

Accommodation & Living

Jammu

$53 15.1%

Mumbai (Bombay)

$357 45.5% 568% $304

Sport & Entertainment

Jammu

$19 5.4%

Mumbai (Bombay)

$38 4.8% 101% $19

Getting Around

Jammu

$7.1 2%

Mumbai (Bombay)

$8.4 1.1% 18.3% $1.3

Cost Breakdown

A central one-bedroom costs $93.5 in Jammu versus $610 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Jammu versus $21.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $91.0 vs $117 – making Jammu the more affordable choice for daily food spending.

Good to know

🇮🇳 Jammu

🇮🇳 Mumbai (Bombay)

🕒 Local time

16:19 4:19 PM

Same time as Jammu

🌤 Weather

👥 Population

502,197

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Jammu Mumbai (Bombay) 1,530 km ≈ 2 h 30 min nonstop flight

From you

Jammu
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jammu vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 122%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $530 per month in Jammu and $1,178 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $12.00 in Jammu and $21.00 in Mumbai (Bombay). That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $353 in Jammu and $785 in Mumbai (Bombay). That's a gap of about 122%.

$1,000 covers both cities comfortably – all-in costs are $353 in Jammu and $785 in Mumbai (Bombay), leaving budget for savings and extras in both cases.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.