Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Jammu

For one person, living is cheaper in Jammu: $353 a month against $785 in Mumbai (Bombay), rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
17

Cost of Living Index in Jammu
Learn more

Jammu Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Jammu

🇮🇳 India

$353

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Jammu actually costs, broken down by who's living it.

A single person spends $785 per month in Mumbai (Bombay) vs $353 in Jammu, rent included.

Mumbai (Bombay) $785
Jammu $353

A couple spends around $1,308 per month in Mumbai (Bombay) vs $574 in Jammu, rent included.

Mumbai (Bombay) $1,308
Jammu $574

A family of three spends $1,831 per month in Mumbai (Bombay) vs $795 in Jammu, rent included.

Mumbai (Bombay) $1,831
Jammu $795

Mumbai (Bombay) costs about 122% more than Jammu, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Jammu are more affordable than the global median – Mumbai (Bombay) 42% lower, Jammu 74% lower.

Meal at Budget Restaurant

$5.18 ₹492

$3.60 ₹342

43.89%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$11.66 ₹1,107

77.02%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$3.77 ₹358

9.02%

Cappuccino

$2.68 ₹254

$1.06 ₹101

152.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.33 ₹31.53

15.15%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.11 ₹10.74

18.18%

Local Beer (0.5 liter draught)

$2.56 ₹243

$1.54 ₹147

66.23%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$3.25 ₹308

30.46%

Milk (1 liter)

$0.72 ₹68.1

$0.67 ₹63.3

7.46%

White Bread (500g)

$0.51 ₹48.64

$0.38 ₹35.75

34.21%

Rice (white) (1kg)

$0.78 ₹73.6

$0.83 ₹78.7

-6.02%

Eggs

$1.04 ₹98.7

$0.94 ₹89.7

10.64%

Local Cheese (1kg)

$5.41 ₹514

$3.96 ₹376

36.62%

Chicken Fillets (1kg)

$3.57 ₹339

$1.51 ₹144

136.42%

Apples (1kg)

$2.24 ₹213

$1.12 ₹106

100.00%

Banana (1kg)

$0.74 ₹70.0

$0.99 ₹94.0

-25.25%

Oranges (1kg)

$1.21 ₹115

$0.73 ₹69.6

65.75%

Tomato (1kg)

$0.48 ₹45.69

$0.53 ₹49.87

-9.43%

Potato (1kg)

$0.35 ₹33.12

$0.34 ₹32.33

2.94%

Onion (1kg)

$0.38 ₹35.70

$0.51 ₹48.30

-25.49%

Lettuce (1 head)

$0.40 ₹38.40

$0.60 ₹56.7

-33.33%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.29 ₹27.34

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$4.28 ₹407

16.36%

Wine (Bottle)

$8.46 ₹803

$7.79 ₹740

8.60%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$1.36 ₹129

45.59%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$3.19 ₹303

-0.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$2.85 ₹271

116.49%

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.27 ₹25.85

-18.52%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

$3.23 ₹307

74.61%

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$1.53 ₹146

-77.12%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.25 ₹23.69

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.81 ₹171

-14.92%

Gasoline (1 liter)

$1.11 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$11.4K ₹1.1M

40.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$22.6K ₹2.1M

-2.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$47.18 ₹4,480

31.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$3.21 ₹305

42.68%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$6.40 ₹608

47.34%

Gym Membership (Monthly)

$27.93 ₹2,652

$13.65 ₹1,296

104.62%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

$6.59 ₹625

110.47%

Cinema Ticket

$4.97 ₹472

$2.62 ₹249

89.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$36.62 ₹3,477

223.16%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$1,077 ₹102.3K

349.85%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$25.90 ₹2,459

36.22%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$31.86 ₹3,025

21.75%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$41.61 ₹3,952

33.91%

Men's Leather Business Shoes

$46.65 ₹4,429

$28.08 ₹2,667

66.13%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$93.5 ₹8,876

552.14%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$53.5 ₹5,076

568.35%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$245 ₹23.3K

665.63%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$160 ₹15.2K

458.12%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$969 ₹92.0K

506.97%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

$534 ₹50.7K

350.02%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

$490 ₹46.6K

54.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

11.75

-29.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Jammu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Jammu

$53 15.1% 85% $304

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Jammu

$91 25.7% 22.4% $26

Eating Out

Mumbai (Bombay)

$109 13.9%

Jammu

$69 19.5% 37% $40

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Jammu

$57 16.2% 27.8% $22

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Jammu

$57 16.1% 25.5% $19

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Jammu

$19 5.4% 50.1% $19

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Jammu

$7.1 2% 15.5% $1.3

Cost Breakdown

A central one-bedroom costs $610 in Mumbai (Bombay) versus $93.5 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $12.00 in Jammu. Monthly groceries follow the same trend: $117 vs $91.0 – making Jammu the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Jammu

🕒 Local time

18:48 6:48 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

502,197

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Jammu 1,530 km ≈ 2 h 30 min nonstop flight

From you

Mumbai (Bombay)
Jammu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 122%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,178 per month in Mumbai (Bombay) and $530 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $785 in Mumbai (Bombay) and $353 in Jammu. That's a gap of about 122%.

$1,000 covers both cities comfortably – all-in costs are $785 in Mumbai (Bombay) and $353 in Jammu, leaving budget for savings and extras in both cases.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.