Cost of Living Comparison Between Mumbai (Bombay) and Jammu Cost of Living Comparison Between Mumbai (Bombay) and Jammu

Monthly Cost of Living

A single person spends $763 per month in Mumbai (Bombay) vs $355 in Jammu, rent included.

A couple spends around $1,259 per month in Mumbai (Bombay) vs $575 in Jammu, rent included.

A family of three spends $1,754 per month in Mumbai (Bombay) vs $795 in Jammu, rent included.

Mumbai (Bombay) costs about 115% more than Jammu, driven mainly by Eating Out.

Both Mumbai (Bombay) and Jammu are more affordable than the global median – Mumbai (Bombay) 43% lower, Jammu 73% lower.

Meal at Budget Restaurant

$5.17 ₹499

$3.22 ₹311

60.56%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,170

$11.58 ₹1,117

94.30%

Fast Food Meal (McDonalds, etc)

$4.70 ₹453

$2.96 ₹286

58.78%

Cappuccino

$2.60 ₹251

$1.16 ₹112

124.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.66

$0.36 ₹34.92

38.89%

Water (0.33 liter bottle)

$0.19 ₹18.25

$0.18 ₹17.43

5.56%

Local Beer (0.5 liter draught)

$2.33 ₹225

$1.44 ₹139

61.81%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.63 ₹254

58.94%

Milk (1 liter)

$0.73 ₹70.2

$0.66 ₹63.9

10.61%

White Bread (500g)

$0.48 ₹46.57

$0.42 ₹40.03

14.29%

Rice (white) (1kg)

$0.82 ₹79.4

$0.72 ₹69.7

13.89%

Eggs

$1.05 ₹101

$0.97 ₹93.9

8.25%

Local Cheese (1kg)

$6.87 ₹662

$3.98 ₹384

72.61%

Chicken Fillets (1kg)

$3.89 ₹375

$2.38 ₹230

63.45%

Apples (1kg)

$2.29 ₹221

$1.25 ₹120

83.20%

Banana (1kg)

$0.83 ₹79.9

$0.93 ₹90.0

-10.75%

Oranges (1kg)

$1.30 ₹125

$0.92 ₹88.9

41.30%

Tomato (1kg)

$0.65 ₹63.1

$0.55 ₹52.9

18.18%

Potato (1kg)

$0.57 ₹54.9

$0.35 ₹33.46

62.86%

Onion (1kg)

$0.58 ₹56.4

$0.52 ₹50.2

11.54%

Lettuce (1 head)

$0.64 ₹62.0

$0.69 ₹66.6

-7.25%

Water (1.5 liter bottle)

$0.35 ₹33.87

$0.33 ₹31.83

6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹407

$3.88 ₹375

8.76%

Wine (Bottle)

$8.18 ₹789

$7.62 ₹735

7.35%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.47 ₹142

41.50%

Imported Beer (0.33 liter bottle)

$3.27 ₹316

$2.59 ₹250

26.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹673

$3.74 ₹360

86.63%

One-way Ticket (Public Transport)

$0.22 ₹21.20

$0.28 ₹26.79

-21.43%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹452

$3.57 ₹345

31.37%

Taxi Start (Normal Tariff)

$0.37 ₹35.29

$1.76 ₹170

-78.98%

Taxi (Normal Tariff) (1km)

$0.30 ₹29.27

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$2.34 ₹226

-41.45%

Gasoline (1 liter)

$1.18 ₹114

$1.20 ₹116

-1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$17.4K ₹1.7M

-1.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$27.7K ₹2.7M

-10.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,841

$31.68 ₹3,055

58.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹490

$3.69 ₹356

37.67%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹831

$7.60 ₹733

13.42%

Gym Membership (Monthly)

$23.20 ₹2,238

$16.07 ₹1,550

44.37%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,143

$7.18 ₹692

65.04%

Cinema Ticket

$4.70 ₹453

$2.87 ₹276

63.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$41.37 ₹3,990

186.05%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.8K

$1,220 ₹117.6K

176.98%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,817

$27.11 ₹2,614

7.75%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,008

$32.25 ₹3,110

-3.29%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,453

$43.53 ₹4,198

29.91%

Men's Leather Business Shoes

$40.55 ₹3,910

$25.98 ₹2,505

56.08%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.2K

$98.6 ₹9,506

606.67%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.5K

$59.0 ₹5,694

505.15%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹172.0K

$249 ₹24.0K

616.01%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.4K

$181 ₹17.4K

366.89%

Buy Apartment in City Center (m2)

$6,047 ₹583.1K

$997 ₹96.2K

506.38%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.8K

$516 ₹49.7K

388.10%

Average Monthly Net Salary (After Tax)

$787 ₹75.9K

$491 ₹47.4K

60.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

13.83

-33.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Jammu: July 12, 2026

Cost Breakdown

A central one-bedroom costs $697 in Mumbai (Bombay) versus $98.6 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Mumbai (Bombay) versus $12.00 in Jammu. Monthly groceries follow the same trend: $127 vs $96.0 – making Jammu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 115%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,145 per month in Mumbai (Bombay) and $532 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Mumbai (Bombay) and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $763 in Mumbai (Bombay) and $355 in Jammu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Jammu, where all-in costs run around $355, than in Mumbai (Bombay) at $763. In Jammu it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.