Cost of Living Comparison Between Jackson, MS and Coffs Harbour Cost of Living Comparison Between Jackson, MS and Coffs Harbour

Monthly Cost of Living

Monthly costs for one person with rent: $2,412 in Jackson, MS versus $2,324 in Coffs Harbour.

Estimated couple costs with rent: $3,613 in Jackson, MS versus $3,403 in Coffs Harbour.

Monthly costs for a family of three with rent: $4,815 in Jackson, MS versus $4,483 in Coffs Harbour.

Living in Jackson, MS is roughly 4% more expensive than Coffs Harbour, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Jackson, MS 80% above, Coffs Harbour 74% above.

Currency
🍽 Eating Out
Jackson, MS
Coffs Harbour
Difference
Meal at Budget Restaurant
$14.77 $14.77
$16.21 A$22.53
-8.88%
Three-Course Dinner for Two, Mid-Range
$60.3 $60.3
$97.2 A$135
-37.97%
Fast Food Meal (McDonalds, etc)
$9.27 $9.27
$9.51 A$13.22
-2.52%
Cappuccino
$4.09 $4.09
$3.23 A$4.49
26.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 $2.03
$2.71 A$3.76
-25.09%
Water (0.33 liter bottle)
$1.58 $1.58
$1.97 A$2.74
-19.80%
Local Beer (0.5 liter draught)
$3.60 $3.60
$6.65 A$9.25
-45.86%
Imported Beer (0.33 liter bottle)
$3.77 $3.77
$7.62 A$10.59
-50.52%
🛒 Groceries & Markets
Jackson, MS
Coffs Harbour
Difference
Milk (1 liter)
$0.92 $0.92
$1.49 A$2.07
-38.26%
White Bread (500g)
$2.90 $2.90
$2.57 A$3.57
12.84%
Rice (white) (1kg)
$4.48 $4.48
$2.28 A$3.17
96.49%
Eggs
$4.02 $4.02
$3.20 A$4.45
25.62%
Local Cheese (1kg)
$8.08 $8.08
$7.13 A$9.91
13.32%
Chicken Fillets (1kg)
$8.60 $8.60
$6.58 A$9.15
30.70%
Beef Round Steak (1kg)
$15.57 $15.57
$12.50 A$17.38
24.56%
Apples (1kg)
$6.06 $6.06
$3.53 A$4.91
71.67%
Banana (1kg)
$1.56 $1.56
$2.79 A$3.88
-44.09%
Oranges (1kg)
$1.51 $1.51
$3.68 A$5.11
-58.97%
Tomato (1kg)
$4.81 $4.81
$3.78 A$5.25
27.25%
Potato (1kg)
$5.07 $5.07
$1.31 A$1.81
287.02%
Onion (1kg)
$1.91 $1.91
$2.38 A$3.31
-19.75%
Lettuce (1 head)
$1.52 $1.52
$1.99 A$2.77
-23.62%
Water (1.5 liter bottle)
$2.36 $2.36
$2.45 A$3.40
-3.67%
Cigarettes 20 Pack (Marlboro, Camel)
$7.38 $7.38
$21.16 A$29.41
-65.12%
Wine (Bottle)
$14.37 $14.37
$14.17 A$19.70
1.41%
Local Beer (0.5 liter bottle)
$1.70 $1.70
$6.22 A$8.65
-72.67%
Imported Beer (0.33 liter bottle)
$1.85 $1.85
$6.44 A$8.96
-71.27%
🚌 Getting Around
Jackson, MS
Coffs Harbour
Difference
One-way Ticket (Public Transport)
$1.54 $1.54
$4.41 A$6.13
-65.08%
Public Transport Monthly Pass (Regular Price)
$41.96 $41.96
$64.7 A$89.9
-35.10%
Taxi Start (Normal Tariff)
$2.03 $2.03
$2.04 A$2.84
-0.49%
Taxi (Normal Tariff) (1km)
$1.40 $1.40
$1.40 A$1.94
-
Taxi 1hour Waiting (Normal Tariff)
$19.35 $19.35
$33.02 A$45.90
-41.40%
Gasoline (1 liter)
$0.78 $0.78
$1.14 A$1.58
-31.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K $33.4K
$29.1K A$40.5K
14.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K $27.0K
$22.0K A$30.6K
22.44%
🧾 Monthly Utilities & Internet
Jackson, MS
Coffs Harbour
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$161 A$224
35.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$9.97 A$13.86
495.39%
Internet (50+ Mbps, Unlimited Data)
$68.5 $68.5
$51.3 A$71.2
33.58%
🎉 Sport & Entertainment
Jackson, MS
Coffs Harbour
Difference
Gym Membership (Monthly)
$63.9 $63.9
$49.49 A$68.8
29.04%
Tennis Court (1 Hour on Weekend)
$16.10 $16.10
$15.84 A$22.02
1.64%
Cinema Ticket
$12.91 $12.91
$13.22 A$18.37
-2.34%
🧸 Childcare & Education
Jackson, MS
Coffs Harbour
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$592 $592
$2,146 A$2,983
-72.40%
International Primary School, 1 Child (Yearly)
$27.6K $27.6K
$7,063 A$9,818
290.14%
👕👟 Clothing & Footwear
Jackson, MS
Coffs Harbour
Difference
Jeans (Levis 501 Or Similar)
$40.76 $40.76
$60.9 A$84.7
-33.11%
Summer Dress (H&M, Zara, etc)
$22.31 $22.31
$48.54 A$67.5
-54.04%
Sport Shoes (Adidas, Nike)
$76.1 $76.1
$89.1 A$124
-14.62%
Men's Leather Business Shoes
$115 $115
$125 A$173
-7.90%
🏠 Accommodation & Living
Jackson, MS
Coffs Harbour
Difference
1-bedroom Apartment, City Center (Monthly)
$872 $872
$1,298 A$1,804
-32.78%
1-bedroom Apartment, Outside City Center (Monthly)
$1,197 $1,197
$1,173 A$1,631
2.04%
3-bedroom Apartment, City Center (Monthly)
$2,137 $2,137
$1,986 A$2,761
7.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,252 $2,252
$1,835 A$2,551
22.73%
Buy Apartment in City Center (m2)
$1,572 $1,572
$3,699 A$5,142
-57.52%
Buy Apartment Outside City Center (m2)
$1,568 $1,568
$3,675 A$5,108
-57.33%
💵 Salaries & Financials
Jackson, MS
Coffs Harbour
Difference
Average Monthly Net Salary (After Tax)
$2,783 $2,783
$3,738 A$5,195
-25.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.4
6.35
0.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jackson, MS: April 27, 2026

Last update for Coffs Harbour: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $872 in Jackson, MS and $1,298 in Coffs Harbour. Housing cost is often the main lever when comparing two cities.

Coffs Harbour pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in Jackson, MS vs $97.0 in Coffs Harbour. Groceries flip the comparison at $350 vs $341, with Coffs Harbour cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jackson, MS vs Coffs Harbour: Cost of Living - Frequently Asked Questions
Is Coffs Harbour cheaper than Jackson, MS?
Coffs Harbour is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Jackson, MS or Coffs Harbour?
On paper, Coffs Harbour earns 34% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Jackson, MS and Coffs Harbour?
Rent for a central apartment: $872 in Jackson, MS versus $1,298 in Coffs Harbour. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Coffs Harbour runs roughly 54% less than in Jackson, MS. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $592 in Jackson, MS versus $2,146 in Coffs Harbour. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for Jackson, MS or Coffs Harbour?
At $2,324 in Coffs Harbour versus $2,412 in Jackson, MS, a $2,500 budget is realistic in Coffs Harbour but tight or insufficient in Jackson, MS. The gap between the two cities makes Coffs Harbour the clear choice for anyone on this budget.
Is it better to live in Jackson, MS or Coffs Harbour?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Jackson, MS or Coffs Harbour?
Safety-wise, Jackson, MS and Coffs Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Coffs Harbour gentler on the wallet – expenses run 4% less than in Jackson, MS. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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