Cost of Living in Coffs Harbour - Updated Prices & Insights

Name: Coffs Harbour
Address: Coffs Harbour, AU

Solo nomad: Estimated monthly costs are $1,098 (excluding rent), and $2,372 including rent.

Family of 3: Estimated monthly costs are $2,562 (excluding rent), and $4,494 including rent.

Meal at Budget Restaurant

$16.39 A$22.94

$11.15 A$15.60

$32.77 A$45.88

Three-Course Dinner for Two, Mid-Range

$99.4 A$139

$53.0 A$74.2

$132 A$185

Fast Food Meal (McDonalds, etc)

$10.05 A$14.07

$10.72 A$15.01

Cappuccino

$3.32 A$4.64

$1.33 A$1.86

$5.30 A$7.43

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 A$3.79

$1.99 A$2.79

$3.32 A$4.65

Water (0.33 liter bottle)

$1.99 A$2.78

$2.99 A$4.18

Local Beer (0.5 liter draught)

$6.36 A$8.91

$3.82 A$5.34

$8.92 A$12.49

Imported Beer (0.33 liter bottle)

$7.77 A$10.88

$5.18 A$7.25

$8.42 A$11.79

Milk (1 liter)

$1.47 A$2.06

$1.05 A$1.47

$2.96 A$4.14

White Bread (500g)

$2.51 A$3.51

$1.52 A$2.12

$3.56 A$4.98

Rice (white) (1kg)

$2.32 A$3.25

$1.18 A$1.66

$3.29 A$4.61

Eggs

$3.21 A$4.49

$2.78 A$3.89

$5.29 A$7.41

Local Cheese (1kg)

$7.27 A$10.18

$6.46 A$9.04

$16.15 A$22.62

Chicken Fillets (1kg)

$6.62 A$9.26

$9.93 A$13.91

Beef Round Steak (1kg)

$12.54 A$17.55

$5.27 A$7.38

$18.47 A$25.86

Apples (1kg)

$3.61 A$5.06

$2.61 A$3.65

$5.24 A$7.33

Banana (1kg)

$2.71 A$3.80

$2.55 A$3.56

$5.05 A$7.07

Oranges (1kg)

$3.71 A$5.19

$1.64 A$2.29

$6.47 A$9.06

Tomato (1kg)

$3.74 A$5.24

$1.92 A$2.69

$5.12 A$7.17

Potato (1kg)

$1.31 A$1.83

$2.96 A$4.15

Onion (1kg)

$2.38 A$3.33

$1.65 A$2.31

$2.63 A$3.68

Lettuce (1 head)

$1.97 A$2.76

$1.31 A$1.83

$2.61 A$3.66

Water (1.5 liter bottle)

$2.34 A$3.28

$0.51 A$0.71

$3.16 A$4.43

Cigarettes 20 Pack (Marlboro, Camel)

$20.90 A$29.26

$45.01 A$63.0

Wine (Bottle)

$14.06 A$19.68

$22.49 A$31.48

Local Beer (0.5 liter bottle)

$6.32 A$8.85

$3.95 A$5.53

$7.90 A$11.06

Imported Beer (0.33 liter bottle)

$6.76 A$9.47

$3.99 A$5.59

$7.98 A$11.17

One-way Ticket (Public Transport)

$4.29 A$6.00

$2.10 A$2.94

$6.47 A$9.06

Public Transport Monthly Pass (Regular Price)

$65.6 A$91.8

$22.95 A$32.14

$65.6 A$91.8

Taxi Start (Normal Tariff)

$1.98 A$2.77

$3.18 A$4.45

Taxi (Normal Tariff) (1km)

$1.45 A$2.03

Taxi 1hour Waiting (Normal Tariff)

$33.84 A$47.37

Gasoline (1 liter)

$1.15 A$1.61

$1.04 A$1.46

$1.40 A$1.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$40.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K A$30.8K

$20.9K A$29.2K

$26.1K A$36.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 A$231

$139 A$194

$396 A$555

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.66 A$13.53

$61.2 A$85.6

Internet (50+ Mbps, Unlimited Data)

$51.3 A$71.8

$38.44 A$53.8

$70.5 A$98.7

Gym Membership (Monthly)

$49.33 A$69.1

$19.74 A$27.64

$59.2 A$82.9

Tennis Court (1 Hour on Weekend)

$15.73 A$22.03

$7.82 A$10.95

$15.73 A$22.03

Cinema Ticket

$13.19 A$18.47

$11.87 A$16.62

$23.73 A$33.23

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,117 A$2,963

$1,674 A$2,344

$2,898 A$4,057

International Primary School, 1 Child (Yearly)

$7,232 A$10.1K

$3,848 A$5,387

$9,916 A$13.9K

Jeans (Levis 501 Or Similar)

$62.4 A$87.3

$46.36 A$64.9

$79.5 A$111

Summer Dress (H&M, Zara, etc)

$48.75 A$68.3

$19.81 A$27.74

$79.3 A$111

Sport Shoes (Adidas, Nike)

$89.1 A$125

$71.0 A$99.4

$129 A$181

Men's Leather Business Shoes

$125 A$175

$65.8 A$92.2

$165 A$230

1-bedroom Apartment, City Center (Monthly)

$1,288 A$1,803

$1,036 A$1,450

$1,541 A$2,157

1-bedroom Apartment, Outside City Center (Monthly)

$1,178 A$1,649

$973 A$1,363

$1,383 A$1,936

3-bedroom Apartment, City Center (Monthly)

$1,948 A$2,727

$1,538 A$2,153

$2,358 A$3,301

3-bedroom Apartment, Outside City Center (Monthly)

$1,817 A$2,544

$1,413 A$1,978

$2,222 A$3,111

Buy Apartment in City Center (m2)

$6,142 A$8,599

$5,295 A$7,413

$7,201 A$10.1K

Buy Apartment Outside City Center (m2)

$5,043 A$7,060

$3,518 A$4,926

$5,700 A$7,980

Average Monthly Net Salary (After Tax)

$3,700 A$5,181

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

5.5

7.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 14, 2026

Coffs Harbour Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Coffs Harbour - Frequently Asked Questions

Cost of Living in Coffs Harbour, Australia tends to feel friendlier to a daily budget than bigger capitals, with a coastal vibe that supports simple, affordable routines. You'll find housing options from compact flats to larger family homes, especially outside the town center, where rents and prices are generally gentler. Food is diverse, with markets and cafe culture complementing home cooking. Leisure options include beach walks, nature trails, and family-friendly events that help you get more value from each day without heavy transport costs. Seasonal peaks influence availability more than price spikes. Tip: Plan your week around the weather to maximize outdoor time and minimize back-and-forth travel.

Daily life balances comfort with practicality. When you search for housing, consider areas like the coast for shorter commutes and easy access to beaches, or inland suburbs for larger spaces and calmer streets. Short-term options are plentiful, and you'll use local portals or agents to compare rentals; expect lease terms to vary by season. Food options run from fresh markets to casual cafes, with plenty of affordable take-home ingredients for home cooks. For getting around, a car helps, but you'll also find decent bus services and bike-friendly routes around town. Coffs Harbour, Australia living cost can shift with demand, so align your errands with weekday rhythms. Tip: Build a simple weekly budget and track it against your actual spending.

Quality of life in Coffs Harbour hinges on routines that match the climate and pace. You can build a simple budgeting framework focused on core categories: housing, utilities, food, transport, and leisure. Seasonal variability favors flexible plans - use off-peak travel in shoulder seasons and pivot between beachfront and inland neighborhoods for balance. When choosing a neighborhood, assess how close you want to be to the coast, coworking spaces, and traffic patterns during holidays. Mixing slow mornings with afternoon beach access can maximize happiness without overspending. Tip: Try a one-month trial in a couple of areas to gauge cushion and commute before signing longer leases.