Last update: Oct 2026

Cost of Living Comparison Between Coffs Harbour and Jackson, MS

For one person, living is cheaper in Jackson, MS: $2,025 a month against $2,468 in Coffs Harbour, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Coffs Harbour
Learn more

Coffs Harbour Living Index
98

Cost of Living Index in Jackson, MS
Learn more

Jackson, MS Living Index

Jump to prices

Coffs Harbour

🇦🇺 Australia

$2,468

/mo nomad

Jackson, MS

🇺🇸 United States

$2,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Coffs Harbour and in Jackson, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coffs Harbour and in Jackson, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,468 in Coffs Harbour versus $2,025 in Jackson, MS.

Coffs Harbour $2,468
Jackson, MS $2,025

Estimated couple costs with rent: $3,579 in Coffs Harbour versus $2,848 in Jackson, MS.

Coffs Harbour $3,579
Jackson, MS $2,848

Monthly costs for a family of three with rent: $4,690 in Coffs Harbour versus $3,672 in Jackson, MS.

Coffs Harbour $4,690
Jackson, MS $3,672

Living in Coffs Harbour is roughly 22% more expensive than in Jackson, MS, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Coffs Harbour 81% above, Jackson, MS 49% above.

Meal at Budget Restaurant

$14.25 A$20.27

$17.53 $17.53

-18.71%

Three-Course Dinner for Two, Mid-Range

$104 A$147

$60.3 $60.3

72.15%

Fast Food Meal (McDonalds, etc)

$8.87 A$12.62

$9.55 $9.55

-7.12%

Cappuccino

$3.77 A$5.36

$4.31 $4.31

-12.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 A$4.07

$1.64 $1.64

74.39%

Water (0.33 liter bottle)

$1.95 A$2.77

$1.62 $1.62

20.37%

Local Beer (0.5 liter draught)

$5.37 A$7.64

$4.06 $4.06

32.27%

Imported Beer (0.33 liter bottle)

$5.48 A$7.80

$4.09 $4.09

33.99%

Milk (1 liter)

$1.52 A$2.17

$0.91 $0.91

67.03%

White Bread (500g)

$2.64 A$3.75

$3.04 $3.04

-13.16%

Rice (white) (1kg)

$2.40 A$3.41

$3.99 $3.99

-39.85%

Eggs

$3.36 A$4.78

$3.78 $3.78

-11.11%

Local Cheese (1kg)

$8.69 A$12.36

$8.46 $8.46

2.72%

Chicken Fillets (1kg)

$7.11 A$10.11

$11.14 $11.14

-36.18%

Beef Round Steak (1kg)

$13.76 A$19.57

$6.94 $6.94

98.27%

Apples (1kg)

$3.98 A$5.66

$5.69 $5.69

-30.05%

Banana (1kg)

$3.09 A$4.40

$1.10 $1.10

180.91%

Oranges (1kg)

$3.47 A$4.94

$1.45 $1.45

139.31%

Tomato (1kg)

$4.16 A$5.91

$4.93 $4.93

-15.62%

Potato (1kg)

$1.43 A$2.03

$3.09 $3.09

-53.72%

Onion (1kg)

$2.44 A$3.47

$2.01 $2.01

21.39%

Lettuce (1 head)

$2.52 A$3.59

$1.51 $1.51

66.89%

Water (1.5 liter bottle)

$2.37 A$3.37

$2.22 $2.22

6.76%

Cigarettes 20 Pack (Marlboro, Camel)

$32.01 A$45.51

$8.32 $8.32

284.74%

Wine (Bottle)

$14.22 A$20.21

$12.94 $12.94

9.89%

Local Beer (0.5 liter bottle)

$6.05 A$8.60

$1.78 $1.78

239.89%

Imported Beer (0.33 liter bottle)

$6.63 A$9.42

$1.59 $1.59

316.98%

One-way Ticket (Public Transport)

$4.72 A$6.71

$1.48 $1.48

218.92%

Public Transport Monthly Pass (Regular Price)

$42.81 $42.81

Taxi Start (Normal Tariff)

$2.11 A$3.00

$2.06 $2.06

2.43%

Taxi (Normal Tariff) (1km)

$1.59 A$2.26

$1.39 $1.39

14.39%

Taxi 1hour Waiting (Normal Tariff)

$35.69 A$50.7

$18.85 $18.85

89.34%

Gasoline (1 liter)

$1.32 A$1.87

$0.98 $0.98

34.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K A$41.2K

$27.0K $27.0K

7.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K A$38.0K

$26.3K $26.3K

1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 A$248

$185 $185

-5.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.59 A$15.06

$54.9 $54.9

-80.70%

Internet (50+ Mbps, Unlimited Data)

$53.9 A$76.6

$73.1 $73.1

-26.25%

Gym Membership (Monthly)

$108 A$153

$48.45 $48.45

122.35%

Tennis Court (1 Hour on Weekend)

$16.20 $16.20

Cinema Ticket

$13.45 A$19.13

$12.96 $12.96

3.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,183 A$3,105

$606 $606

260.12%

International Primary School, 1 Child (Yearly)

$11.8K A$16.7K

$24.5K $24.5K

-51.99%

Jeans (Levis 501 Or Similar)

$77.2 A$110

$47.61 $47.61

62.05%

Summer Dress (H&M, Zara, etc)

$53.5 A$76.1

$22.65 $22.65

136.38%

Sport Shoes (Adidas, Nike)

$103 A$146

$83.8 $83.8

22.43%

Men's Leather Business Shoes

$124 A$176

$114 $114

8.05%

1-bedroom Apartment, City Center (Monthly)

$1,399 A$1,990

$1,005 $1,005

39.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 A$1,851

$875 $875

48.71%

3-bedroom Apartment, City Center (Monthly)

$2,111 A$3,001

$2,049 $2,049

3.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,945 A$2,766

$1,189 $1,189

63.59%

Buy Apartment in City Center (m2)

$3,566 A$5,070

$1,373 $1,373

159.64%

Buy Apartment Outside City Center (m2)

$3,623 A$5,152

$1,121 $1,121

223.15%

Average Monthly Net Salary (After Tax)

$3,275 A$4,657

$2,840 $2,840

15.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

6.18

-7.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: October 26, 2026

Last update for Jackson, MS: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coffs Harbour

$1.3K 52.7%

Jackson, MS

$875 43.2% 32.8% $426

Groceries & Markets

Coffs Harbour

$360 14.6%

Jackson, MS

$322 15.9% 10.6% $38

Eating Out

Coffs Harbour

$243 9.8%

Jackson, MS

$262 12.9% 7.8% $19

Monthly Utilities & Internet

Coffs Harbour

$239 9.7%

Jackson, MS

$312 15.4% 30.6% $73

Clothing & Footwear

Coffs Harbour

$161 6.5%

Jackson, MS

$121 6% 24.8% $40

Sport & Entertainment

Coffs Harbour

$135 5.5%

Jackson, MS

$74 3.7% 44.8% $60

Getting Around

Coffs Harbour

$29 * 1.2%

Jackson, MS

$58 2.9% 99.5% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,399 in Coffs Harbour and $1,005 in Jackson, MS. Housing cost is often the main lever when comparing two cities.

Coffs Harbour pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $104 in Coffs Harbour vs $60 in Jackson, MS for a mid-range dinner for two. Groceries echo the gap at $360 vs $322 per month, with Jackson, MS cheaper across the board.

Good to know

🇦🇺 Coffs Harbour

🇺🇸 Jackson, MS

🕒 Local time

02:45 2:45 AM

10:45 10:45 AM

16 h behind Coffs Harbour

🌤 Weather

👥 Population

78,759

153,701

💱 Currency

Australian Dollar AUD $

United States Dollar USD $

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Coffs Harbour Jackson, MS 14,090 km ≈ 18 h nonstop flight

From you

Coffs Harbour
Jackson, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Jackson, MS: Cost of Living - Frequently Asked Questions

Jackson, MS is cheaper overall, especially in leisure, clothing, and groceries. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Coffs Harbour, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,399 in Coffs Harbour versus $1,005 in Jackson, MS. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Coffs Harbour. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,468 per month in Coffs Harbour versus $2,025 in Jackson, MS – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Jackson, MS is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Coffs Harbour and Jackson, MS are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Jackson, MS wins on affordability, Coffs Harbour on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.