Last update: Oct 2026

Cost of Living Comparison Between Ipswich, Australia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,055 in Ipswich, rent and utilities included – about $8,500 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ipswich

🇦🇺 Australia

$2,055

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ipswich and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ipswich and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,055 per month in Ipswich vs $1,349 in Ubud, Bali, rent included.

Ipswich $2,055
Ubud, Bali $1,349

A couple spends around $2,914 per month in Ipswich vs $2,305 in Ubud, Bali, rent included.

Ipswich $2,914
Ubud, Bali $2,305

A family of three spends $3,773 per month in Ipswich vs $3,261 in Ubud, Bali, rent included.

Ipswich $3,773
Ubud, Bali $3,261

Ipswich costs about 52% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$32.17 A$45.72

$3.32 Rp 60.2K

868.98%

Three-Course Dinner for Two, Mid-Range

$75.7 A$108

$35.64 Rp 645.8K

112.26%

Fast Food Meal (McDonalds, etc)

$10.05 A$14.29

$5.53 Rp 100.3K

81.74%

Cappuccino

$4.60 A$6.53

$2.72 Rp 49.3K

69.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.76 A$5.35

$1.70 Rp 30.8K

121.18%

Water (0.33 liter bottle)

$2.43 A$3.45

$0.76 Rp 13.8K

219.74%

Local Beer (0.5 liter draught)

$9.24 A$13.13

$2.65 Rp 48.1K

248.68%

Imported Beer (0.33 liter bottle)

$7.67 A$10.90

$4.38 Rp 79.4K

75.11%

Milk (1 liter)

$2.49 A$3.54

$1.49 Rp 27.0K

67.11%

White Bread (500g)

$2.41 A$3.42

$2.28 Rp 41.2K

5.70%

Rice (white) (1kg)

$2.26 A$3.21

$1.19 Rp 21.6K

89.92%

Eggs

$7.19 A$10.22

$2.04 Rp 36.9K

252.45%

Local Cheese (1kg)

$7.19 A$10.23

$17.70 Rp 320.8K

-59.38%

Chicken Fillets (1kg)

$8.65 A$12.29

$3.96 Rp 71.8K

118.43%

Beef Round Steak (1kg)

$13.77 A$19.57

$12.19 Rp 220.9K

12.96%

Apples (1kg)

$3.33 A$4.74

$3.66 Rp 66.2K

-9.02%

Banana (1kg)

$2.70 A$3.84

$1.52 Rp 27.5K

77.63%

Oranges (1kg)

$2.75 A$3.90

$2.23 Rp 40.4K

23.32%

Tomato (1kg)

$3.79 A$5.38

$1.97 Rp 35.7K

92.39%

Potato (1kg)

$2.00 A$2.84

$1.85 Rp 33.5K

8.11%

Onion (1kg)

$2.06 A$2.93

$2.42 Rp 43.9K

-14.88%

Lettuce (1 head)

$2.44 A$3.46

$0.99 Rp 17.9K

146.46%

Water (1.5 liter bottle)

$1.70 A$2.42

$0.51 Rp 9,303

233.33%

Cigarettes 20 Pack (Marlboro, Camel)

$44.66 A$63.5

$2.22 Rp 40.3K

1911.71%

Wine (Bottle)

$21.65 A$30.78

$22.24 Rp 403.0K

-2.65%

Local Beer (0.5 liter bottle)

$6.39 A$9.08

$2.26 Rp 41.0K

182.74%

Imported Beer (0.33 liter bottle)

$7.16 A$10.18

$2.97 Rp 53.8K

141.08%

One-way Ticket (Public Transport)

$0.34 A$0.48

$0.25 Rp 4,548

36.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$2.19 A$3.11

$0.44 Rp 7,964

397.73%

Taxi (Normal Tariff) (1km)

$1.64 A$2.34

$0.43 Rp 7,793

281.40%

Taxi 1hour Waiting (Normal Tariff)

$35.81 A$50.9

$5.41 Rp 98.0K

561.92%

Gasoline (1 liter)

$1.42 A$2.02

$0.82 Rp 14.9K

73.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.8 A$130

$79.1 Rp 1.4M

16.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.51 A$44.79

$6.45 Rp 116.8K

388.53%

Internet (50+ Mbps, Unlimited Data)

$62.6 A$89.0

$18.58 Rp 336.7K

237.03%

Gym Membership (Monthly)

$17.21 A$24.46

$49.48 Rp 896.7K

-65.22%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,045 A$1,485

$1,125 Rp 20.4M

-7.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,025 A$1,457

$671 Rp 12.2M

52.68%

3-bedroom Apartment, City Center (Monthly)

$1,403 A$1,994

$3,565 Rp 64.6M

-60.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,381 A$1,963

$1,723 Rp 31.2M

-19.86%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$4,151 A$5,900

$164 Rp 3.0M

2433.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.98

13.78

-56.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ipswich: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ipswich

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Ipswich

–

Ubud, Bali

$288 21.4%

Eating Out

Ipswich

–

Ubud, Bali

$108 8%

Clothing & Footwear

Ipswich

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Ipswich

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Ipswich

–

Ubud, Bali

$58 4.3%

Getting Around

Ipswich

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A central one-bedroom costs $1,045 in Ipswich versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ipswich are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Ipswich versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $386 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Ipswich

🇮🇩 Ubud, Bali

🕒 Local time

11:23 11:23 AM

09:23 9:23 AM

2 h behind Ipswich

🌤 Weather

👥 Population

229,208

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Between locations

Ipswich Ubud, Bali 4,470 km ≈ 6 h nonstop flight

From you

Ipswich
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ipswich vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ipswich is pricier by about 52%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,082 per month in Ipswich and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,045 in Ipswich and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 34% more in Ipswich, though the gap depends on what you buy.

A mid-range dinner for two costs $76 in Ipswich and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,055 in Ipswich and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,055 in Ipswich. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ipswich makes more sense. Both are solid long-term options with distinct trade-offs.