Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ipswich, Australia

Name: Ipswich
Address: Ipswich, AU

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,055 in Ipswich, rent and utilities included – about $8,500 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ipswich

🇦🇺 Australia

$2,055

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ipswich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ipswich actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,055 in Ipswich, rent included.

Ubud, Bali $1,349
Ipswich $2,055

A couple spends around $2,305 per month in Ubud, Bali vs $2,914 in Ipswich, rent included.

Ubud, Bali $2,305
Ipswich $2,914

A family of three spends $3,261 per month in Ubud, Bali vs $3,773 in Ipswich, rent included.

Ubud, Bali $3,261
Ipswich $3,773

Ubud, Bali is about 34% cheaper than Ipswich, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$32.17 A$45.75

-89.68%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$75.7 A$108

-52.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.05 A$14.30

-44.98%

Cappuccino

$2.72 Rp 49.3K

$4.60 A$6.54

-40.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.76 A$5.35

-54.79%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.43 A$3.46

-68.72%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$9.24 A$13.14

-71.32%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.67 A$10.91

-42.89%

Milk (1 liter)

$1.49 Rp 27.0K

$2.49 A$3.55

-40.16%

White Bread (500g)

$2.28 Rp 41.3K

$2.41 A$3.43

-5.39%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.26 A$3.22

-47.35%

Eggs

$2.04 Rp 36.9K

$7.19 A$10.22

-71.63%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.19 A$10.23

146.18%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.65 A$12.30

-54.22%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.77 A$19.58

-11.47%

Apples (1kg)

$3.66 Rp 66.3K

$3.33 A$4.74

9.91%

Banana (1kg)

$1.52 Rp 27.5K

$2.70 A$3.84

-43.70%

Oranges (1kg)

$2.23 Rp 40.4K

$2.75 A$3.91

-18.91%

Tomato (1kg)

$1.97 Rp 35.8K

$3.79 A$5.39

-48.02%

Potato (1kg)

$1.85 Rp 33.5K

$2.00 A$2.84

-7.50%

Onion (1kg)

$2.42 Rp 44.0K

$2.06 A$2.94

17.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.44 A$3.46

-59.43%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.70 A$2.42

-70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$44.66 A$63.5

-95.03%

Wine (Bottle)

$22.24 Rp 403.4K

$21.65 A$30.80

2.73%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$6.39 A$9.09

-64.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$7.16 A$10.19

-58.52%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.34 A$0.48

-26.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.19 A$3.11

-79.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.64 A$2.34

-73.78%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$35.81 A$50.9

-84.89%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.42 A$2.02

-42.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$91.8 A$131

-13.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$31.51 A$44.82

-79.53%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$62.6 A$89.1

-70.33%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$17.21 A$24.47

187.51%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,045 A$1,486

7.68%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,025 A$1,458

-34.50%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,403 A$1,995

154.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,381 A$1,964

24.79%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,151 A$5,904

-96.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.98

130.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ipswich: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ipswich

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Ipswich

–

Eating Out

Ubud, Bali

$108 8%

Ipswich

–

Clothing & Footwear

Ubud, Bali

$108 8%

Ipswich

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ipswich

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ipswich

–

Getting Around

Ubud, Bali

$11 0.9%

Ipswich

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,045 in Ipswich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ipswich are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Ipswich. Monthly groceries follow the same trend: $288 vs $386 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Ipswich

🕒 Local time

12:38 12:38 PM

14:38 2:38 PM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

229,208

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ipswich 4,470 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Ipswich

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ipswich: Cost of Living - Frequently Asked Questions

Yes – Ipswich is pricier by about 52%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,082 in Ipswich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,045 in Ipswich. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 34% more in Ipswich, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $76 in Ipswich. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,055 in Ipswich. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,055 in Ipswich. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ipswich makes more sense. Both are solid long-term options with distinct trade-offs.