Last update: Oct 2026

Cost of Living Comparison Between Ipswich and Hong Kong

For one person, living is cheaper in Ipswich: $2,043 a month against $3,005 in Hong Kong, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Ipswich
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Ipswich Living Index
145

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Ipswich

🇦🇺 Australia

$2,043

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Ipswich and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ipswich and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,043 per month in Ipswich vs $3,005 in Hong Kong, rent included.

Ipswich $2,043
Hong Kong $3,005

A couple spends around $2,917 per month in Ipswich vs $4,643 in Hong Kong, rent included.

Ipswich $2,917
Hong Kong $4,643

A family of three spends $3,791 per month in Ipswich vs $6,281 in Hong Kong, rent included.

Ipswich $3,791
Hong Kong $6,281

Ipswich is about 32% cheaper than Hong Kong, and outside of rent the biggest gap is in eating out.

Both Ipswich and Hong Kong sit above the global median – Ipswich by 51%, Hong Kong by 122%.

Meal at Budget Restaurant

$31.32 A$45.07

$7.80 HK$61.2

301.54%

Three-Course Dinner for Two, Mid-Range

$76.5 A$110

$64.7 HK$508

18.17%

Fast Food Meal (McDonalds, etc)

$9.76 A$14.04

$6.24 HK$48.97

56.41%

Cappuccino

$4.56 A$6.56

$5.01 HK$39.34

-8.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.90 A$5.62

$1.29 HK$10.12

202.33%

Water (0.33 liter bottle)

$2.51 A$3.61

$1.11 HK$8.74

126.13%

Local Beer (0.5 liter draught)

$9.24 A$13.30

$7.77 HK$61.0

18.92%

Imported Beer (0.33 liter bottle)

$8.00 A$11.51

$6.41 HK$50.3

24.80%

Milk (1 liter)

$2.48 A$3.57

$2.90 HK$22.79

-14.48%

White Bread (500g)

$2.41 A$3.47

$2.33 HK$18.29

3.43%

Rice (white) (1kg)

$2.20 A$3.17

$2.23 HK$17.51

-1.35%

Eggs

$7.21 A$10.37

$3.45 HK$27.04

108.99%

Local Cheese (1kg)

$7.40 A$10.65

$24.96 HK$196

-70.35%

Chicken Fillets (1kg)

$8.42 A$12.11

$8.79 HK$69.0

-4.21%

Beef Round Steak (1kg)

$13.88 A$19.97

$17.71 HK$139

-21.63%

Apples (1kg)

$3.45 A$4.96

$4.15 HK$32.59

-16.87%

Banana (1kg)

$2.60 A$3.74

$2.63 HK$20.62

-1.14%

Oranges (1kg)

$2.86 A$4.12

$4.54 HK$35.65

-37.00%

Tomato (1kg)

$3.74 A$5.38

$4.09 HK$32.08

-8.56%

Potato (1kg)

$1.90 A$2.73

$3.22 HK$25.25

-40.99%

Onion (1kg)

$2.04 A$2.94

$3.26 HK$25.56

-37.42%

Lettuce (1 head)

$2.48 A$3.57

$1.65 HK$12.94

50.30%

Water (1.5 liter bottle)

$1.79 A$2.58

$1.74 HK$13.62

2.87%

Cigarettes 20 Pack (Marlboro, Camel)

$44.82 A$64.5

$13.45 HK$106

233.23%

Wine (Bottle)

$22.12 A$31.84

$15.16 HK$119

45.91%

Local Beer (0.5 liter bottle)

$6.32 A$9.10

$1.97 HK$15.44

220.81%

Imported Beer (0.33 liter bottle)

$7.41 A$10.66

$2.22 HK$17.42

233.78%

One-way Ticket (Public Transport)

$0.34 A$0.49

$1.28 HK$10.04

-73.44%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

Taxi Start (Normal Tariff)

$2.22 A$3.20

$3.67 HK$28.84

-39.51%

Taxi (Normal Tariff) (1km)

$1.55 A$2.24

$1.35 HK$10.60

14.81%

Taxi 1hour Waiting (Normal Tariff)

$35.29 A$50.8

$16.21 HK$127

117.71%

Gasoline (1 liter)

$1.43 A$2.06

$4.20 HK$32.94

-65.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.0 A$132

$238 HK$1,865

-61.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.28 A$45.01

$15.70 HK$123

99.24%

Internet (50+ Mbps, Unlimited Data)

$64.1 A$92.2

$21.91 HK$172

192.33%

Gym Membership (Monthly)

$17.50 A$25.18

$91.1 HK$715

-80.80%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

Cinema Ticket

$12.96 HK$102

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

Jeans (Levis 501 Or Similar)

$67.9 HK$533

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

Sport Shoes (Adidas, Nike)

$83.1 HK$652

Men's Leather Business Shoes

$123 HK$963

1-bedroom Apartment, City Center (Monthly)

$1,032 A$1,485

$2,255 HK$17.7K

-54.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,017 A$1,463

$1,752 HK$13.7K

-41.97%

3-bedroom Apartment, City Center (Monthly)

$1,419 A$2,042

$5,173 HK$40.6K

-72.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,406 A$2,024

$3,543 HK$27.8K

-60.31%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

Average Monthly Net Salary (After Tax)

$4,265 A$6,137

$3,285 HK$25.8K

29.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.98

3.79

57.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ipswich: October 19, 2026

Last update for Hong Kong: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ipswich

$1K 49.8%

Hong Kong

$1.8K 58.3% 72.3% $735

Eating Out

Ipswich

$422 20.7%

Hong Kong

$203 6.7% 52.1% $220

Groceries & Markets

Ipswich

$387 19%

Hong Kong

$410 13.7% 6% $23

Monthly Utilities & Internet

Ipswich

$187 9.2%

Hong Kong

$275 9.2% 46.9% $88

Sport & Entertainment

Ipswich

$18 * 0.9%

Hong Kong

$117 3.9% 569% $100

Getting Around

Ipswich

$11 * 0.6%

Hong Kong

$106 3.5% 831% $94

Clothing & Footwear

Ipswich

- * 0%

Hong Kong

$143 4.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,032 in Ipswich versus $2,255 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Ipswich, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Ipswich versus $65.0 in Hong Kong. Groceries tell a different story – $387 in Ipswich vs $410 in Hong Kong – so Ipswich wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Ipswich

🇭🇰 Hong Kong

🕒 Local time

20:50 8:50 PM

18:50 6:50 PM

2 h behind Ipswich

🌤 Weather

👥 Population

229,208

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to AUD in detail →

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Ipswich Hong Kong 6,930 km ≈ 9 h nonstop flight

From you

Ipswich
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ipswich vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,043 in Ipswich, $3,005 in Hong Kong – roughly 47% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,064 per month in Ipswich and $4,508 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ipswich, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Ipswich and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,043 in Ipswich and $3,005 in Hong Kong. That's a gap of about 47%.

A $2,500 monthly budget goes further in Ipswich, where all-in costs run around $2,043, than in Hong Kong at $3,005. In Ipswich it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,043 in Ipswich to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ipswich. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.