Cost of Living in Ipswich - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,137 per month with rent, or $1,065 for everyday expenses alone.

A couple spends around $3,060 per month with rent, or $1,723 for everyday expenses alone.

A family of three spends around $3,983 per month with rent, or $2,381 without housing.

Overall, Ipswich is 41–60% above the global median across household types. Within Oceania, costs are slightly above average (6%) – still relatively affordable for the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.39 A$22.84
$11.15 A$15.54
$32.78 A$45.68
Three-Course Dinner for Two, Mid-Range
$77.2 A$108
$51.5 A$71.8
$129 A$179
Fast Food Meal (McDonalds, etc)
$9.71 A$13.53
$9.06 A$12.63
$11.65 A$16.23
Cappuccino
$3.35 A$4.67
$2.67 A$3.72
$4.81 A$6.71
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 A$3.60
$1.97 A$2.74
$3.28 A$4.57
Water (0.33 liter bottle)
$2.13 A$2.97
$1.61 A$2.25
$2.90 A$4.04
Local Beer (0.5 liter draught)
$6.31 A$8.79
$4.42 A$6.16
$8.84 A$12.33
Imported Beer (0.33 liter bottle)
$7.26 A$10.12
$5.31 A$7.39
$9.96 A$13.88
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.43 A$2.00
$0.96 A$1.34
$2.55 A$3.55
White Bread (500g)
$2.44 A$3.41
$1.47 A$2.05
$4.01 A$5.58
Rice (white) (1kg)
$2.05 A$2.85
$1.20 A$1.68
$3.34 A$4.66
Eggs
$4.20 A$5.85
$3.03 A$4.22
$6.05 A$8.44
Local Cheese (1kg)
$8.46 A$11.79
$6.17 A$8.59
$16.14 A$22.50
Chicken Fillets (1kg)
$8.40 A$11.70
$6.17 A$8.60
$11.04 A$15.39
Beef Round Steak (1kg)
$13.85 A$19.30
$7.90 A$11.01
$19.64 A$27.37
Apples (1kg)
$3.16 A$4.41
$2.21 A$3.08
$4.10 A$5.72
Banana (1kg)
$2.77 A$3.86
$1.94 A$2.70
$4.59 A$6.40
Oranges (1kg)
$2.96 A$4.13
$1.65 A$2.30
$5.89 A$8.20
Tomato (1kg)
$4.00 A$5.58
$2.22 A$3.10
$5.70 A$7.94
Potato (1kg)
$2.41 A$3.36
$1.27 A$1.78
$3.19 A$4.44
Onion (1kg)
$2.18 A$3.04
$1.33 A$1.85
$2.99 A$4.16
Lettuce (1 head)
$2.18 A$3.04
$1.33 A$1.86
$3.01 A$4.19
Water (1.5 liter bottle)
$1.59 A$2.22
$0.53 A$0.74
$3.34 A$4.65
Cigarettes 20 Pack (Marlboro, Camel)
$40.02 A$55.8
$26.32 A$36.68
$53.7 A$74.9
Wine (Bottle)
$22.98 A$32.02
$13.13 A$18.30
$32.83 A$45.74
Local Beer (0.5 liter bottle)
$4.69 A$6.54
$2.67 A$3.72
$8.01 A$11.16
Imported Beer (0.33 liter bottle)
$5.41 A$7.54
$2.96 A$4.13
$7.88 A$10.99
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.54 A$3.54
$1.85 A$2.57
$3.18 A$4.43
Public Transport Monthly Pass (Regular Price)
$64.7 A$90.1
$22.63 A$31.54
$64.7 A$90.1
Taxi Start (Normal Tariff)
$2.08 A$2.90
$2.08 A$2.90
$2.08 A$2.90
Taxi (Normal Tariff) (1km)
$1.40 A$1.96
$1.40 A$1.96
$1.40 A$1.96
Taxi 1hour Waiting (Normal Tariff)
$33.09 A$46.11
$33.09 A$46.11
$33.09 A$46.11
Gasoline (1 liter)
$1.15 A$1.60
$1.05 A$1.46
$1.37 A$1.91
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K A$39.7K
$25.7K A$35.8K
$28.5K A$39.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K A$31.6K
$21.0K A$29.2K
$26.2K A$36.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 A$252
$101 A$141
$321 A$448
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.77 A$40.09
$28.77 A$40.09
$28.77 A$40.09
Internet (50+ Mbps, Unlimited Data)
$51.9 A$72.3
$44.59 A$62.1
$67.4 A$93.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$49.03 A$68.3
$19.62 A$27.34
$58.9 A$82.0
Tennis Court (1 Hour on Weekend)
$15.90 A$22.16
$7.91 A$11.02
$15.90 A$22.16
Cinema Ticket
$12.78 A$17.80
$11.50 A$16.02
$17.88 A$24.92
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,605 A$2,237
$879 A$1,225
$2,183 A$3,041
International Primary School, 1 Child (Yearly)
$11.9K A$16.6K
$6,448 A$8,986
$17.4K A$24.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$67.4 A$93.9
$40.90 A$57.0
$96.6 A$135
Summer Dress (H&M, Zara, etc)
$50.8 A$70.7
$26.12 A$36.40
$78.4 A$109
Sport Shoes (Adidas, Nike)
$101 A$140
$65.9 A$91.8
$145 A$202
Men's Leather Business Shoes
$105 A$147
$63.8 A$88.9
$159 A$222
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$950 A$1,323
$950 A$1,323
$950 A$1,323
1-bedroom Apartment, Outside City Center (Monthly)
$966 A$1,347
$966 A$1,347
$966 A$1,347
3-bedroom Apartment, City Center (Monthly)
$1,278 A$1,781
$1,278 A$1,781
$1,278 A$1,781
3-bedroom Apartment, Outside City Center (Monthly)
$1,277 A$1,779
$1,277 A$1,779
$1,277 A$1,779
Buy Apartment in City Center (m2)
$6,090 A$8,486
$5,000 A$6,968
$6,858 A$9,556
Buy Apartment Outside City Center (m2)
$5,162 A$7,193
$3,581 A$4,990
$5,765 A$8,033
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,344 A$6,054
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6
5.85
6.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $950, dropping to $966 outside central areas. Housing accounts for roughly 22% of the average salary ($4,344) – well above the 30% international benchmark.

The average net salary is $4,344 – comfortably above monthly costs of $2,137. Most workers can save and live well. A comfortable lifestyle typically starts at $3,206.

Groceries cost around $357 per month for one person. A mid-range dinner for two is priced at $77.0 – above the Oceanian average of $57.0.

A monthly public transport pass costs about $64.7 – roughly in line with the Oceanian average of $58.0.

Cost Highlights

Ipswich is more expensive than 69% of cities worldwide and 52% within Oceania.

Ipswich Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Ipswich - Frequently Asked Questions
How does Ipswich compare for affordability and value for long stays or digital nomad setups?
Compared with Australia’s biggest cities, Cost of Living in Ipswich, Australia often offers more space and lower rents, which can stretch your budget without sacrificing access to services. You'll find a range of housing options from modest apartments to family homes, usually at lower price points than Brisbane's inner suburbs. Daily costs for groceries and dining can still vary by neighborhood, but you'll notice a generally relaxed pace that suits remote work and short-term stays. The city is well connected by rail and road to Brisbane, so trips to the coast or business hubs are convenient without long commutes. Tip: Map out a few neighborhoods you like and try a typical day.
What does daily life look like in Ipswich for housing, food, transport, and errands?
Life in Ipswich is straightforward and budget-friendly for everyday needs. Housing runs from efficient apartments to larger homes with space for a desk, often at lower rents than inner Brisbane suburbs - great for remote work or shared housing. You'll find a mix of markets, supermarkets, and casual eateries with options for cheap lunches and reliable coffee. For work or study, you can find coworking spaces and quiet cafes with solid Wi-Fi. Transit is workable with trains to Brisbane and local buses; many people bike or drive, depending on neighborhood. For errands, you'll enjoy compact shopping centers and riverfront parks for breaks between tasks. Ipswich, Australia living cost remains favorable compared with bigger cities.
What quality of life, budgeting framework, and neighborhood fit should you consider in Ipswich?
Quality of life in Ipswich hinges on finding a neighborhood that matches your pace and work pattern. Start with a simple budgeting framework: identify your essential costs (housing, food, transport, utilities) and compare what each area offers in terms of amenities and access. If you value outdoors and a quieter vibe, look to riverfront or leafy suburbs; if easy Brisbane rail access is key, focus on towns with quick train links. Save by cooking at home, shopping at local markets, and using off-peak travel when possible. Seasonality matters: summers can demand energy efficiency, while shoulder seasons offer quieter streets and better deals in some pockets. Tip: test different neighborhoods during your week-long stay to gauge fit.
How much does it cost to live in Ipswich per month?
Plan for roughly $2,137 a month in Ipswich if you're renting, or around $1,065 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Ipswich in 2026?
For 2026, a single person in Ipswich should plan on about $2,137 per month with rent, or $1,065 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How much do people earn on average in Ipswich?
After taxes, the average worker in Ipswich takes home about $4,344 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How affordable is housing in Ipswich?
Rent in Ipswich is middle-of-the-road – 1-bedroom apartments fall between $966 and $950 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How much should I budget for food per month in Ipswich?
Groceries in Ipswich run about $357 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
What is a monthly transit pass in Ipswich?
Public transport in Ipswich costs about $64.7 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $2,500 a month enough for Ipswich?
$2,500 is below the $2,137 average in Ipswich, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What makes Ipswich attractive for remote workers?
Ipswich has become a go-to for digital nomads thanks to fast internet, low crime rates, clean air. At around $2,137 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.

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