Last update: Oct 2026 Australia 229.2K

Cost of Living in Ipswich

For one person, living costs in Ipswich are estimated at $2,037 a month, including rent and utilities – 20% below the national average. Rent and utilities take more than half of the total.

Monthly Cost of Living

How much you'll spend in Ipswich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ipswich actually costs, broken down by who's living it.

A single person spends around $2,037 per month with rent, or $929 for everyday expenses alone.

$2,037 /mo

A couple spends around $2,901 per month with rent, or $1,601 for everyday expenses alone.

$2,901 /mo

A family of three spends around $3,766 per month with rent, or $2,273 without housing.

$3,766 /mo

Overall, Ipswich is 33–51% above the global median across household types. Within Oceania, costs are slightly above average (7%) – still relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$31.50 A$45.33
$14.00 A$20.15
$49.00 A$70.5
Three-Course Dinner for Two, Mid-Range
$74.1 A$107
$58.6 A$84.3
$89.6 A$129
Fast Food Meal (McDonalds, etc)
$9.98 A$14.36
-
Cappuccino
$4.54 A$6.53
$3.49 A$5.03
$5.59 A$8.04
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.92 A$5.64
$2.84 A$4.09
$4.98 A$7.17
Water (0.33 liter bottle)
$2.50 A$3.60
$2.14 A$3.08
$2.85 A$4.10
Local Beer (0.5 liter draught)
$9.04 A$13.01
$6.25 A$9.00
$11.82 A$17.00
Imported Beer (0.33 liter bottle)
$7.61 A$10.94
$7.10 A$10.22
$8.11 A$11.67
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.42 A$3.48
$2.42 A$3.48
$2.42 A$3.48
White Bread (500g)
$2.37 A$3.41
$2.37 A$3.41
$2.37 A$3.41
Rice (white) (1kg)
$2.22 A$3.19
-
Eggs
$7.14 A$10.27
$6.49 A$9.34
$7.79 A$11.21
Local Cheese (1kg)
$7.32 A$10.53
$7.32 A$10.53
$7.32 A$10.53
Chicken Fillets (1kg)
$8.24 A$11.86
-
Beef Round Steak (1kg)
$14.05 A$20.22
-
Apples (1kg)
$3.37 A$4.86
-
Banana (1kg)
$2.57 A$3.70
-
Oranges (1kg)
$2.85 A$4.10
-
Tomato (1kg)
$3.76 A$5.41
-
Potato (1kg)
$1.99 A$2.87
-
Onion (1kg)
$2.05 A$2.95
-
Lettuce (1 head)
$2.46 A$3.54
-
Water (1.5 liter bottle)
$1.78 A$2.56
-
Cigarettes 20 Pack (Marlboro, Camel)
$44.60 A$64.2
$36.25 A$52.2
$56.9 A$81.9
Wine (Bottle)
$22.31 A$32.11
$12.75 A$18.35
$31.88 A$45.87
Local Beer (0.5 liter bottle)
$6.21 A$8.93
-
Imported Beer (0.33 liter bottle)
$7.15 A$10.28
-
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.36 A$0.52
-
Taxi Start (Normal Tariff)
$2.18 A$3.14
$2.18 A$3.14
$2.18 A$3.14
Taxi (Normal Tariff) (1km)
$1.56 A$2.25
$1.56 A$2.25
$1.56 A$2.25
Taxi 1hour Waiting (Normal Tariff)
$36.12 A$52.0
$36.12 A$52.0
$36.12 A$52.0
Gasoline (1 liter)
$1.47 A$2.11
$1.22 A$1.76
$1.60 A$2.30
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.9 A$131
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.70 A$44.18
$27.29 A$39.27
$30.70 A$44.18
Internet (50+ Mbps, Unlimited Data)
$63.2 A$90.9
-
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$17.21 A$24.76
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,026 A$1,476
$1,026 A$1,476
$1,026 A$1,476
1-bedroom Apartment, Outside City Center (Monthly)
$1,016 A$1,463
$1,016 A$1,463
$1,016 A$1,463
3-bedroom Apartment, City Center (Monthly)
$1,416 A$2,038
$1,416 A$2,038
$1,416 A$2,038
3-bedroom Apartment, Outside City Center (Monthly)
$1,402 A$2,018
$1,402 A$2,018
$1,402 A$2,018
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,146 A$5,966
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.98
5.85
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Ipswich $2,037
Accommodation & Living
$1K
Eating Out
$423
Groceries & Markets
$384
Monthly Utilities & Internet
$185
Sport & Entertainment
$17 *
Getting Around
$11 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,026, dropping to $1,016 outside central areas. Housing accounts for roughly 25% of the average salary ($4,146) – well above the 30% international benchmark.

The average net salary is $4,146 – comfortably above monthly costs of $2,037. Most workers can save and live well. A comfortable lifestyle typically starts at $3,055.

Groceries cost around $384 per month for one person. A mid-range dinner for two is priced at $74.0 – above the Oceanian average of $57.0.

Cost Highlights

Ipswich has the 7th most expensive local beer worldwide

Ipswich has the 2nd most expensive meal at budget restaurant in Oceania

Ipswich has the 4th cheapest gym membership in Oceania

Good to know
🕒 Local time
23:57 11:57 PM
🌤 Weather
👥 Population
229,208
💱 Currency
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Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

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Ipswich Median Internet Speeds (Updated April 2026)

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Cost of Living in Ipswich - Frequently Asked Questions
How does Ipswich compare for affordability and value for long stays or digital nomad setups?
Compared with Australia’s biggest cities, Cost of Living in Ipswich, Australia often offers more space and lower rents, which can stretch your budget without sacrificing access to services. You'll find a range of housing options from modest apartments to family homes, usually at lower price points than Brisbane's inner suburbs. Daily costs for groceries and dining can still vary by neighborhood, but you'll notice a generally relaxed pace that suits remote work and short-term stays. The city is well connected by rail and road to Brisbane, so trips to the coast or business hubs are convenient without long commutes. Tip: Map out a few neighborhoods you like and try a typical day.
What does daily life look like in Ipswich for housing, food, transport, and errands?
Life in Ipswich is straightforward and budget-friendly for everyday needs. Housing runs from efficient apartments to larger homes with space for a desk, often at lower rents than inner Brisbane suburbs - great for remote work or shared housing. You'll find a mix of markets, supermarkets, and casual eateries with options for cheap lunches and reliable coffee. For work or study, you can find coworking spaces and quiet cafes with solid Wi-Fi. Transit is workable with trains to Brisbane and local buses; many people bike or drive, depending on neighborhood. For errands, you'll enjoy compact shopping centers and riverfront parks for breaks between tasks. Ipswich, Australia living cost remains favorable compared with bigger cities.
What quality of life, budgeting framework, and neighborhood fit should you consider in Ipswich?
Quality of life in Ipswich hinges on finding a neighborhood that matches your pace and work pattern. Start with a simple budgeting framework: identify your essential costs (housing, food, transport, utilities) and compare what each area offers in terms of amenities and access. If you value outdoors and a quieter vibe, look to riverfront or leafy suburbs; if easy Brisbane rail access is key, focus on towns with quick train links. Save by cooking at home, shopping at local markets, and using off-peak travel when possible. Seasonality matters: summers can demand energy efficiency, while shoulder seasons offer quieter streets and better deals in some pockets. Tip: test different neighborhoods during your week-long stay to gauge fit.
How much does it cost to live in Ipswich per month?
Plan for roughly $2,037 a month in Ipswich if you're renting, or around $929 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Ipswich in 2026?
For 2026, a single person in Ipswich should plan on about $2,037 per month with rent, or $929 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How much do people earn on average in Ipswich?
After taxes, the average worker in Ipswich takes home about $4,146 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How affordable is housing in Ipswich?
Rent in Ipswich is middle-of-the-road – 1-bedroom apartments fall between $1,016 and $1,026 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
What does fitness cost in Ipswich?
Expect to pay about $17.21 per month for a gym in Ipswich – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
How much should I budget for food per month in Ipswich?
Groceries in Ipswich run about $384 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Is $2,500 a month enough for Ipswich?
$2,500 is below the $2,037 average in Ipswich, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What makes Ipswich attractive for remote workers?
Ipswich has become a go-to for digital nomads thanks to fast internet, low crime rates, clean air. At around $2,037 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.

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