Last update: Oct 2026

Cost of Living Comparison Between Iloilo and Austin, TX

For one person, living is cheaper in Iloilo: $693 a month against $2,704 in Austin, TX, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Iloilo
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Iloilo Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Iloilo

🇵🇭 Philippines

$693

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Iloilo and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iloilo and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $693 in Iloilo versus $2,704 in Austin, TX.

Iloilo $693
Austin, TX $2,704

Estimated couple costs with rent: $1,054 in Iloilo versus $4,133 in Austin, TX.

Iloilo $1,054
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,416 in Iloilo versus $5,562 in Austin, TX.

Iloilo $1,416
Austin, TX $5,562

Living in Iloilo costs roughly 74% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Iloilo is 48% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$2.83 ₱177

$20.22 $20.22

-86.00%

Three-Course Dinner for Two, Mid-Range

$19.43 ₱1,219

$85.0 $85.0

-77.15%

Fast Food Meal (McDonalds, etc)

$3.15 ₱198

$12.35 $12.35

-74.49%

Cappuccino

$2.09 ₱131

$5.47 $5.47

-61.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.93

$3.82 $3.82

-82.98%

Water (0.33 liter bottle)

$0.34 ₱21.39

$2.50 $2.50

-86.40%

Local Beer (0.5 liter draught)

$1.06 ₱66.6

$8.06 $8.06

-86.85%

Imported Beer (0.33 liter bottle)

$1.81 ₱113

$8.99 $8.99

-79.87%

Milk (1 liter)

$1.69 ₱106

$1.13 $1.13

49.56%

White Bread (500g)

$1.20 ₱75.1

$3.78 $3.78

-68.25%

Rice (white) (1kg)

$0.84 ₱52.9

$3.25 $3.25

-74.15%

Eggs

$2.06 ₱129

$4.14 $4.14

-50.24%

Local Cheese (1kg)

$6.05 ₱379

$13.08 $13.08

-53.75%

Chicken Fillets (1kg)

$4.04 ₱254

$14.31 $14.31

-71.77%

Beef Round Steak (1kg)

$6.18 ₱388

$15.96 $15.96

-61.28%

Apples (1kg)

$3.32 ₱208

$4.38 $4.38

-24.20%

Banana (1kg)

$1.04 ₱65.3

$1.45 $1.45

-28.28%

Oranges (1kg)

$3.06 ₱192

$4.54 $4.54

-32.60%

Tomato (1kg)

$1.38 ₱86.4

$4.19 $4.19

-67.06%

Potato (1kg)

$2.39 ₱150

$2.63 $2.63

-9.13%

Onion (1kg)

$2.71 ₱170

$2.36 $2.36

14.83%

Lettuce (1 head)

$1.47 ₱92.4

$1.76 $1.76

-16.48%

Water (1.5 liter bottle)

$0.81 ₱50.8

$2.16 $2.16

-62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$9.81 $9.81

-69.52%

Wine (Bottle)

$6.19 ₱388

$14.72 $14.72

-57.95%

Local Beer (0.5 liter bottle)

$1.10 ₱68.8

$2.78 $2.78

-60.43%

Imported Beer (0.33 liter bottle)

$1.26 ₱78.8

$3.48 $3.48

-63.79%

One-way Ticket (Public Transport)

$0.24 ₱15.09

$1.49 $1.49

-83.89%

Public Transport Monthly Pass (Regular Price)

$4.59 ₱288

$40.51 $40.51

-88.67%

Taxi Start (Normal Tariff)

$0.82 ₱51.4

$2.67 $2.67

-69.29%

Taxi (Normal Tariff) (1km)

$0.34 ₱21.10

$1.58 $1.58

-78.48%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱148

$35.29 $35.29

-93.31%

Gasoline (1 liter)

$1.16 ₱72.9

$0.99 $0.99

17.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$35.8K $35.8K

-39.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$27.2K $27.2K

-28.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.5 ₱4,044

$219 $219

-70.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.82 ₱616

$58.0 $58.0

-83.07%

Internet (50+ Mbps, Unlimited Data)

$27.65 ₱1,734

$68.4 $68.4

-59.55%

Gym Membership (Monthly)

$9.76 ₱612

$57.9 $57.9

-83.14%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$4.70 ₱295

$14.13 $14.13

-66.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.77 ₱1,993

$1,509 $1,509

-97.89%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$23.50 ₱1,474

$51.7 $51.7

-54.51%

Summer Dress (H&M, Zara, etc)

$17.74 ₱1,113

$44.05 $44.05

-59.73%

Sport Shoes (Adidas, Nike)

$55.5 ₱3,480

$85.1 $85.1

-34.79%

Men's Leather Business Shoes

$23.96 ₱1,503

$105 $105

-77.25%

1-bedroom Apartment, City Center (Monthly)

$308 ₱19.3K

$1,932 $1,932

-84.03%

1-bedroom Apartment, Outside City Center (Monthly)

$246 ₱15.4K

$1,272 $1,272

-80.65%

3-bedroom Apartment, City Center (Monthly)

$1,184 ₱74.3K

$3,670 $3,670

-67.74%

3-bedroom Apartment, Outside City Center (Monthly)

$436 ₱27.4K

$2,525 $2,525

-82.72%

Buy Apartment in City Center (m2)

$3,633 ₱227.9K

$7,617 $7,617

-52.30%

Buy Apartment Outside City Center (m2)

$1,055 ₱66.2K

$3,199 $3,199

-67.03%

Average Monthly Net Salary (After Tax)

$206 ₱12.9K

$5,105 $5,105

-95.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

6.79

7.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iloilo

$246 35.8%

Austin, TX

$1.3K 48.2% 417% $1K

Groceries & Markets

Iloilo

$188 27.3%

Austin, TX

$403 15.3% 114% $215

Monthly Utilities & Internet

Iloilo

$102 14.8%

Austin, TX

$346 13.1% 239% $244

Eating Out

Iloilo

$70 10.2%

Austin, TX

$348 13.2% 396% $278

Clothing & Footwear

Iloilo

$54 7.9%

Austin, TX

$129 4.9% 137% $74

Sport & Entertainment

Iloilo

$19 2.8%

Austin, TX

$86 3.3% 350% $67

Getting Around

Iloilo

$8.1 1.2%

Austin, TX

$57 2.2% 607% $49

Cost Breakdown

A one-bedroom apartment in the center runs $308 in Iloilo and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2378% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Iloilo vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $188 vs $403 per month, with Iloilo cheaper across the board.

Good to know

🇵🇭 Iloilo

🇺🇸 Austin, TX

🕒 Local time

16:41 4:41 PM

03:41 3:41 AM

13 h behind Iloilo

🌤 Weather

👥 Population

457,626

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Iloilo Austin, TX 13,740 km ≈ 18 h nonstop flight

From you

Iloilo
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iloilo vs Austin, TX: Cost of Living - Frequently Asked Questions

Iloilo wins on cost – living expenses run 290% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Iloilo the obvious pick if budget is a priority.

On paper, salaries run 2378% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $308 in Iloilo versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $693 per month in Iloilo versus $2,704 in Austin, TX – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Iloilo runs roughly 783% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $693 in Iloilo versus $2,704 in Austin, TX, a $1,500 budget is realistic in Iloilo but tight or insufficient in Austin, TX. The gap between the two cities makes Iloilo the clear choice for anyone on this budget.

Both work as nomad bases, but Iloilo delivers better value – similar infrastructure at $693 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Iloilo hard to pass up.

Safety-wise, Iloilo and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Iloilo gentler on the wallet – expenses run 290% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.