Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Iloilo

For one person, living is cheaper in Iloilo: $693 a month against $2,704 in Austin, TX, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
33

Cost of Living Index in Iloilo
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Iloilo Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Iloilo

🇵🇭 Philippines

$693

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Iloilo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $693 in Iloilo.

Austin, TX $2,704
Iloilo $693

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,054 in Iloilo.

Austin, TX $4,133
Iloilo $1,054

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,416 in Iloilo.

Austin, TX $5,562
Iloilo $1,416

Living in Austin, TX is roughly 290% more expensive than in Iloilo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 102% above, Iloilo is 48% below.

Meal at Budget Restaurant

$20.22 $20.22

$2.83 ₱177

614.49%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$19.43 ₱1,219

337.62%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$3.15 ₱198

292.06%

Cappuccino

$5.47 $5.47

$2.09 ₱131

161.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.65 ₱40.93

487.69%

Water (0.33 liter bottle)

$2.50 $2.50

$0.34 ₱21.39

635.29%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.06 ₱66.6

660.38%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$1.81 ₱113

396.69%

Milk (1 liter)

$1.13 $1.13

$1.69 ₱106

-33.14%

White Bread (500g)

$3.78 $3.78

$1.20 ₱75.1

215.00%

Rice (white) (1kg)

$3.25 $3.25

$0.84 ₱52.9

286.90%

Eggs

$4.14 $4.14

$2.06 ₱129

100.97%

Local Cheese (1kg)

$13.08 $13.08

$6.05 ₱379

116.20%

Chicken Fillets (1kg)

$14.31 $14.31

$4.04 ₱254

254.21%

Beef Round Steak (1kg)

$15.96 $15.96

$6.18 ₱388

158.25%

Apples (1kg)

$4.38 $4.38

$3.32 ₱208

31.93%

Banana (1kg)

$1.45 $1.45

$1.04 ₱65.3

39.42%

Oranges (1kg)

$4.54 $4.54

$3.06 ₱192

48.37%

Tomato (1kg)

$4.19 $4.19

$1.38 ₱86.4

203.62%

Potato (1kg)

$2.63 $2.63

$2.39 ₱150

10.04%

Onion (1kg)

$2.36 $2.36

$2.71 ₱170

-12.92%

Lettuce (1 head)

$1.76 $1.76

$1.47 ₱92.4

19.73%

Water (1.5 liter bottle)

$2.16 $2.16

$0.81 ₱50.8

166.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.99 ₱188

228.09%

Wine (Bottle)

$14.72 $14.72

$6.19 ₱388

137.80%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.10 ₱68.8

152.73%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.26 ₱78.8

176.19%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.24 ₱15.09

520.83%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$4.59 ₱288

782.57%

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.82 ₱51.4

225.61%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.34 ₱21.10

364.71%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$2.36 ₱148

1395.34%

Gasoline (1 liter)

$0.99 $0.99

$1.16 ₱72.9

-14.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$21.8K ₱1.4M

64.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$19.5K ₱1.2M

39.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$64.5 ₱4,044

240.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$9.82 ₱616

490.53%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$27.65 ₱1,734

147.23%

Gym Membership (Monthly)

$57.9 $57.9

$9.76 ₱612

493.24%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$14.13 $14.13

$4.70 ₱295

200.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$31.77 ₱1,993

4650.08%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$23.50 ₱1,474

119.83%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$17.74 ₱1,113

148.31%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$55.5 ₱3,480

53.34%

Men's Leather Business Shoes

$105 $105

$23.96 ₱1,503

339.52%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$308 ₱19.3K

526.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$246 ₱15.4K

416.79%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,184 ₱74.3K

209.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$436 ₱27.4K

478.84%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,633 ₱227.9K

109.66%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,055 ₱66.2K

203.31%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$206 ₱12.9K

2378.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.33

-7.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Iloilo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Iloilo

$246 35.8% 80.6% $1K

Groceries & Markets

Austin, TX

$403 15.3%

Iloilo

$188 27.3% 53.4% $215

Eating Out

Austin, TX

$348 13.2%

Iloilo

$70 10.2% 79.9% $278

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Iloilo

$102 14.8% 70.5% $244

Clothing & Footwear

Austin, TX

$129 4.9%

Iloilo

$54 7.9% 57.8% $74

Sport & Entertainment

Austin, TX

$86 3.3%

Iloilo

$19 2.8% 77.8% $67

Getting Around

Austin, TX

$57 2.2%

Iloilo

$8.1 1.2% 85.9% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $308 in Iloilo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2378% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $19.00 in Iloilo for a mid-range dinner for two. Groceries echo the gap at $403 vs $188 per month, with Iloilo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Iloilo

🕒 Local time

05:23 5:23 AM

18:23 6:23 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

457,626

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.892 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

PHP to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Iloilo 13,740 km ≈ 18 h nonstop flight

From you

Austin, TX
Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Iloilo: Cost of Living - Frequently Asked Questions

Iloilo wins on cost – living expenses run 290% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Iloilo the obvious pick if budget is a priority.

Average pay runs 2378% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $308 in Iloilo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $693 in Iloilo – a 290% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Iloilo runs roughly 783% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $693 in Iloilo versus $2,704 in Austin, TX, a $1,500 budget is realistic in Iloilo but tight or insufficient in Austin, TX. The gap between the two cities makes Iloilo the clear choice for anyone on this budget.

Both work as nomad bases, but Iloilo delivers better value – similar infrastructure at $693 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Iloilo hard to pass up.

Safety-wise, Austin, TX and Iloilo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Iloilo gentler on the wallet – expenses run 290% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.