Last update: Oct 2026

Cost of Living Comparison Between Hot Springs, AR and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,720 in Hot Springs, AR, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hot Springs, AR

🇺🇸 United States

$1,720

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hot Springs, AR and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,720 per month in Hot Springs, AR vs $1,349 in Ubud, Bali, rent included.

Hot Springs, AR $1,720
Ubud, Bali $1,349

A couple spends around $2,576 per month in Hot Springs, AR vs $2,305 in Ubud, Bali, rent included.

Hot Springs, AR $2,576
Ubud, Bali $2,305

A family of three spends $3,432 per month in Hot Springs, AR vs $3,261 in Ubud, Bali, rent included.

Hot Springs, AR $3,432
Ubud, Bali $3,261

Hot Springs, AR costs about 28% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.83 $16.83

$3.32 Rp 60.2K

406.93%

Three-Course Dinner for Two, Mid-Range

$69.6 $69.6

$35.64 Rp 645.8K

95.37%

Fast Food Meal (McDonalds, etc)

$9.35 $9.35

$5.53 Rp 100.3K

69.08%

Cappuccino

$5.09 $5.09

$2.72 Rp 49.3K

87.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$1.70 Rp 30.8K

68.24%

Water (0.33 liter bottle)

$1.46 $1.46

$0.76 Rp 13.8K

92.11%

Local Beer (0.5 liter draught)

$5.10 $5.10

$2.65 Rp 48.1K

92.45%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$4.38 Rp 79.4K

40.18%

Milk (1 liter)

$0.94 $0.94

$1.49 Rp 27.0K

-36.91%

White Bread (500g)

$3.05 $3.05

$2.28 Rp 41.2K

33.77%

Rice (white) (1kg)

$1.98 $1.98

$1.19 Rp 21.6K

66.39%

Eggs

$2.27 $2.27

$2.04 Rp 36.9K

11.27%

Local Cheese (1kg)

$11.23 $11.23

$17.70 Rp 320.8K

-36.55%

Chicken Fillets (1kg)

$12.46 $12.46

$3.96 Rp 71.8K

214.65%

Beef Round Steak (1kg)

$19.35 $19.35

$12.19 Rp 220.9K

58.74%

Apples (1kg)

$3.53 $3.53

$3.66 Rp 66.2K

-3.55%

Banana (1kg)

$1.33 $1.33

$1.52 Rp 27.5K

-12.50%

Oranges (1kg)

$3.60 $3.60

$2.23 Rp 40.4K

61.43%

Tomato (1kg)

$3.78 $3.78

$1.97 Rp 35.7K

91.88%

Potato (1kg)

$1.80 $1.80

$1.85 Rp 33.5K

-2.70%

Onion (1kg)

$2.67 $2.67

$2.42 Rp 43.9K

10.33%

Lettuce (1 head)

$2.31 $2.31

$0.99 Rp 17.9K

133.33%

Water (1.5 liter bottle)

$1.07 $1.07

$0.51 Rp 9,303

109.80%

Cigarettes 20 Pack (Marlboro, Camel)

$9.03 $9.03

$2.22 Rp 40.3K

306.76%

Wine (Bottle)

$18.83 $18.83

$22.24 Rp 403.0K

-15.33%

Local Beer (0.5 liter bottle)

$2.51 $2.51

$2.26 Rp 41.0K

11.06%

Imported Beer (0.33 liter bottle)

$4.48 $4.48

$2.97 Rp 53.8K

50.84%

One-way Ticket (Public Transport)

$1.17 $1.17

$0.25 Rp 4,548

368.00%

Public Transport Monthly Pass (Regular Price)

$28.06 $28.06

$7.82 Rp 141.8K

258.82%

Taxi Start (Normal Tariff)

$2.82 $2.82

$0.44 Rp 7,964

540.91%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$0.43 Rp 7,793

418.60%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.86 $0.86

$0.82 Rp 14.9K

4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K $17.2K

$23.8K Rp 432.0M

-27.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$31.7K Rp 575.3M

-29.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$79.1 Rp 1.4M

120.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$6.45 Rp 116.8K

769.30%

Internet (50+ Mbps, Unlimited Data)

$39.93 $39.93

$18.58 Rp 336.7K

114.91%

Gym Membership (Monthly)

$34.54 $34.54

$49.48 Rp 896.7K

-30.19%

Tennis Court (1 Hour on Weekend)

$9.86 $9.86

$17.65 Rp 319.8K

-44.14%

Cinema Ticket

$9.87 $9.87

$4.27 Rp 77.4K

131.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 $609

$491 Rp 8.9M

24.18%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$40.08 $40.08

$44.64 Rp 808.9K

-10.22%

Summer Dress (H&M, Zara, etc)

$40.48 $40.48

$34.95 Rp 633.4K

15.82%

Sport Shoes (Adidas, Nike)

$98.9 $98.9

$79.9 Rp 1.4M

23.77%

Men's Leather Business Shoes

$79.9 $79.9

$79.4 Rp 1.4M

0.59%

1-bedroom Apartment, City Center (Monthly)

$717 $717

$1,125 Rp 20.4M

-36.25%

1-bedroom Apartment, Outside City Center (Monthly)

$591 $591

$671 Rp 12.2M

-11.99%

3-bedroom Apartment, City Center (Monthly)

$1,068 $1,068

$3,565 Rp 64.6M

-70.04%

3-bedroom Apartment, Outside City Center (Monthly)

$897 $897

$1,723 Rp 31.2M

-47.96%

Buy Apartment in City Center (m2)

$1,947 $1,947

$2,732 Rp 49.5M

-28.72%

Buy Apartment Outside City Center (m2)

$2,001 $2,001

$2,284 Rp 41.4M

-12.41%

Average Monthly Net Salary (After Tax)

$3,558 $3,558

$164 Rp 3.0M

2071.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

13.78

-52.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hot Springs, AR

$591 34.4%

Ubud, Bali

$672 49.8% 13.6% $81

Groceries & Markets

Hot Springs, AR

$362 21.1%

Ubud, Bali

$288 21.4% 20.3% $73

Eating Out

Hot Springs, AR

$279 16.2%

Ubud, Bali

$108 8% 61.4% $171

Monthly Utilities & Internet

Hot Springs, AR

$270 15.7%

Ubud, Bali

$104 7.7% 61.5% $166

Clothing & Footwear

Hot Springs, AR

$117 6.8%

Ubud, Bali

$108 8% 7.9% $9.2

Sport & Entertainment

Hot Springs, AR

$54 3.2%

Ubud, Bali

$58 4.3% 6.9% $3.8

Getting Around

Hot Springs, AR

$47 2.7%

Ubud, Bali

$11 0.9% 75.6% $35

Cost Breakdown

A central one-bedroom costs $717 in Hot Springs, AR versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hot Springs, AR are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70 in Hot Springs, AR versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $362 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Hot Springs, AR

🇮🇩 Ubud, Bali

🕒 Local time

10:08 10:08 AM

00:08 12:08 AM

14 h ahead of Hot Springs, AR

🌤 Weather

👥 Population

37,930

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Hot Springs, AR Ubud, Bali 15,930 km ≈ 20 h nonstop flight

From you

Hot Springs, AR
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hot Springs, AR costs about 28% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,580 per month in Hot Springs, AR and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments: a one-bedroom in the center costs $717 there versus $1,125 in Ubud, Bali.

Kindergarten costs $609 per month in Hot Springs, AR and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Hot Springs, AR, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,720 in Hot Springs, AR and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,720 in Hot Springs, AR. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hot Springs, AR makes more sense. Both are solid long-term options with distinct trade-offs.