Last update: Oct 2026

Cost of Living Comparison Between Hot Springs, AR and New York, NY

For one person, living is cheaper in Hot Springs, AR: $1,720 a month against $4,941 in New York, NY, rent and utilities included – about $38,700 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Hot Springs, AR

🇺🇸 United States

$1,720

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Hot Springs, AR and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,720 per month in Hot Springs, AR vs $4,941 in New York, NY, rent included.

Hot Springs, AR $1,720
New York, NY $4,941

A couple spends around $2,576 per month in Hot Springs, AR vs $7,225 in New York, NY, rent included.

Hot Springs, AR $2,576
New York, NY $7,225

A family of three spends $3,432 per month in Hot Springs, AR vs $9,509 in New York, NY, rent included.

Hot Springs, AR $3,432
New York, NY $9,509

Hot Springs, AR is about 65% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Hot Springs, AR and New York, NY sit above the global median – Hot Springs, AR by 26%, New York, NY by 263%.

Meal at Budget Restaurant

$16.83 $16.83

$28.55 $28.55

-41.05%

Three-Course Dinner for Two, Mid-Range

$69.6 $69.6

$118 $118

-41.22%

Fast Food Meal (McDonalds, etc)

$9.35 $9.35

$15.04 $15.04

-37.83%

Cappuccino

$5.09 $5.09

$6.53 $6.53

-22.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$3.96 $3.96

-27.78%

Water (0.33 liter bottle)

$1.46 $1.46

$3.01 $3.01

-51.50%

Local Beer (0.5 liter draught)

$5.10 $5.10

$8.16 $8.16

-37.50%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$9.84 $9.84

-37.60%

Milk (1 liter)

$0.94 $0.94

$1.37 $1.37

-31.39%

White Bread (500g)

$3.05 $3.05

$4.97 $4.97

-38.63%

Rice (white) (1kg)

$1.98 $1.98

$7.81 $7.81

-74.65%

Eggs

$2.27 $2.27

$5.97 $5.97

-61.98%

Local Cheese (1kg)

$11.23 $11.23

$18.91 $18.91

-40.61%

Chicken Fillets (1kg)

$12.46 $12.46

$18.04 $18.04

-30.93%

Beef Round Steak (1kg)

$19.35 $19.35

$19.05 $19.05

1.57%

Apples (1kg)

$3.53 $3.53

$6.76 $6.76

-47.78%

Banana (1kg)

$1.33 $1.33

$2.27 $2.27

-41.41%

Oranges (1kg)

$3.60 $3.60

$6.83 $6.83

-47.29%

Tomato (1kg)

$3.78 $3.78

$7.09 $7.09

-46.69%

Potato (1kg)

$1.80 $1.80

$4.22 $4.22

-57.35%

Onion (1kg)

$2.67 $2.67

$4.65 $4.65

-42.58%

Lettuce (1 head)

$2.31 $2.31

$2.87 $2.87

-19.51%

Water (1.5 liter bottle)

$1.07 $1.07

$2.60 $2.60

-58.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.03 $9.03

$18.77 $18.77

-51.89%

Wine (Bottle)

$18.83 $18.83

$20.13 $20.13

-6.46%

Local Beer (0.5 liter bottle)

$2.51 $2.51

$3.45 $3.45

-27.25%

Imported Beer (0.33 liter bottle)

$4.48 $4.48

$4.02 $4.02

11.44%

One-way Ticket (Public Transport)

$1.17 $1.17

$2.91 $2.91

-59.79%

Public Transport Monthly Pass (Regular Price)

$28.06 $28.06

$139 $139

-79.80%

Taxi Start (Normal Tariff)

$2.82 $2.82

$3.08 $3.08

-8.44%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$2.12 $2.12

5.19%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$0.86 $0.86

$1.17 $1.17

-26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K $17.2K

$34.5K $34.5K

-50.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$25.9K $25.9K

-12.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$219 $219

-20.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$74.2 $74.2

-24.47%

Internet (50+ Mbps, Unlimited Data)

$39.93 $39.93

$70.2 $70.2

-43.13%

Gym Membership (Monthly)

$34.54 $34.54

$112 $112

-69.15%

Tennis Court (1 Hour on Weekend)

$9.86 $9.86

$74.9 $74.9

-86.83%

Cinema Ticket

$9.87 $9.87

$22.14 $22.14

-55.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 $609

$3,558 $3,558

-82.88%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

Jeans (Levis 501 Or Similar)

$40.08 $40.08

$75.6 $75.6

-46.99%

Summer Dress (H&M, Zara, etc)

$40.48 $40.48

$51.2 $51.2

-20.94%

Sport Shoes (Adidas, Nike)

$98.9 $98.9

$123 $123

-19.71%

Men's Leather Business Shoes

$79.9 $79.9

$140 $140

-42.84%

1-bedroom Apartment, City Center (Monthly)

$717 $717

$4,499 $4,499

-84.06%

1-bedroom Apartment, Outside City Center (Monthly)

$591 $591

$3,078 $3,078

-80.80%

3-bedroom Apartment, City Center (Monthly)

$1,068 $1,068

$9,447 $9,447

-88.70%

3-bedroom Apartment, Outside City Center (Monthly)

$897 $897

$5,190 $5,190

-82.72%

Buy Apartment in City Center (m2)

$1,947 $1,947

$18.1K $18.1K

-89.25%

Buy Apartment Outside City Center (m2)

$2,001 $2,001

$6,693 $6,693

-70.11%

Average Monthly Net Salary (After Tax)

$3,558 $3,558

$5,220 $5,220

-31.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.86

-5.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: October 24, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hot Springs, AR

$591 34.4%

New York, NY

$3.1K 62.3% 421% $2.5K

Groceries & Markets

Hot Springs, AR

$362 21.1%

New York, NY

$563 11.4% 55.6% $201

Eating Out

Hot Springs, AR

$279 16.2%

New York, NY

$440 8.9% 57.9% $161

Monthly Utilities & Internet

Hot Springs, AR

$270 15.7%

New York, NY

$364 7.4% 34.6% $93

Clothing & Footwear

Hot Springs, AR

$117 6.8%

New York, NY

$175 3.6% 50.3% $59

Sport & Entertainment

Hot Springs, AR

$54 3.2%

New York, NY

$156 3.2% 188% $102

Getting Around

Hot Springs, AR

$47 2.7%

New York, NY

$164 3.3% 252% $118

Cost Breakdown

A central one-bedroom costs $717 in Hot Springs, AR versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70 in Hot Springs, AR versus $118 in New York, NY. Monthly groceries follow the same trend: $362 vs $563 – making Hot Springs, AR the more affordable choice for daily food spending.

Good to know

🇺🇸 Hot Springs, AR

🇺🇸 New York, NY

🕒 Local time

05:00 5:00 AM

06:00 6:00 AM

1 h ahead of Hot Springs, AR

🌤 Weather

👥 Population

37,930

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Hot Springs, AR New York, NY 1,790 km ≈ 2 h 45 min nonstop flight

From you

Hot Springs, AR
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 187% more than Hot Springs, AR, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,580 per month in Hot Springs, AR and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments: a one-bedroom in the center costs $717 there versus $4,499 in New York, NY.

Kindergarten costs $609 per month in Hot Springs, AR and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 56% more in New York, NY, though the gap depends on what you buy.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,720, than in New York, NY at $4,941. In Hot Springs, AR it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Hot Springs, AR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hot Springs, AR. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.