Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Hot Springs, AR

For one person, living is cheaper in Hot Springs, AR: $1,714 a month against $4,906 in New York, NY, rent and utilities included – about $38,300 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
82

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Hot Springs, AR

🇺🇸 United States

$1,714

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Hot Springs, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Hot Springs, AR actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,714 in Hot Springs, AR, rent included.

New York, NY $4,906
Hot Springs, AR $1,714

A couple spends around $7,273 per month in New York, NY vs $2,570 in Hot Springs, AR, rent included.

New York, NY $7,273
Hot Springs, AR $2,570

A family of three spends $9,641 per month in New York, NY vs $3,427 in Hot Springs, AR, rent included.

New York, NY $9,641
Hot Springs, AR $3,427

New York, NY costs about 186% more than Hot Springs, AR, and outside of rent the biggest gap is in groceries.

Both New York, NY and Hot Springs, AR sit above the global median – New York, NY by 263%, Hot Springs, AR by 27%.

Meal at Budget Restaurant

$26.93 $26.93

$16.32 $16.32

65.01%

Three-Course Dinner for Two, Mid-Range

$117 $117

$71.2 $71.2

64.08%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.75 $9.75

49.74%

Cappuccino

$6.54 $6.54

$5.05 $5.05

29.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.86 $2.86

34.97%

Water (0.33 liter bottle)

$2.95 $2.95

$1.52 $1.52

94.08%

Local Beer (0.5 liter draught)

$8.08 $8.08

$5.05 $5.05

60.00%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$5.85 $5.85

68.38%

Milk (1 liter)

$1.31 $1.31

$0.96 $0.96

36.46%

White Bread (500g)

$4.97 $4.97

$2.95 $2.95

68.47%

Rice (white) (1kg)

$7.70 $7.70

$1.95 $1.95

294.87%

Eggs

$6.09 $6.09

$2.30 $2.30

164.78%

Local Cheese (1kg)

$19.55 $19.55

$11.14 $11.14

75.49%

Chicken Fillets (1kg)

$17.59 $17.59

$12.35 $12.35

42.43%

Beef Round Steak (1kg)

$20.26 $20.26

$19.16 $19.16

5.74%

Apples (1kg)

$6.99 $6.99

$3.60 $3.60

94.17%

Banana (1kg)

$2.21 $2.21

$1.32 $1.32

67.42%

Oranges (1kg)

$6.72 $6.72

$3.59 $3.59

87.19%

Tomato (1kg)

$7.12 $7.12

$3.76 $3.76

89.36%

Potato (1kg)

$4.61 $4.61

$1.80 $1.80

156.11%

Onion (1kg)

$4.78 $4.78

$2.75 $2.75

73.82%

Lettuce (1 head)

$2.87 $2.87

$2.27 $2.27

26.43%

Water (1.5 liter bottle)

$2.69 $2.69

$1.12 $1.12

140.18%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$9.19 $9.19

108.27%

Wine (Bottle)

$19.63 $19.63

$18.90 $18.90

3.86%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.66 $2.66

24.81%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$4.43 $4.43

-5.42%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.23 $1.23

145.53%

Public Transport Monthly Pass (Regular Price)

$139 $139

$28.43 $28.43

390.08%

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.82 $2.82

7.80%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.16 $2.16

1.85%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

$0.81 $0.81

39.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$17.2K $17.2K

100.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$22.5K $22.5K

15.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$177 $177

31.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$56.6 $56.6

25.56%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$40.38 $40.38

67.53%

Gym Membership (Monthly)

$115 $115

$34.62 $34.62

233.25%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$10.19 $10.19

653.78%

Cinema Ticket

$22.41 $22.41

$10.15 $10.15

120.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$600 $600

501.24%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$10.2K $10.2K

572.33%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$39.50 $39.50

100.63%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$40.20 $40.20

27.86%

Sport Shoes (Adidas, Nike)

$121 $121

$102 $102

19.29%

Men's Leather Business Shoes

$140 $140

$81.5 $81.5

72.25%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$722 $722

530.48%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$584 $584

420.88%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,085 $1,085

798.28%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$887 $887

501.14%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,992 $1,992

815.06%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,958 $1,958

241.41%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$3,466 $3,466

47.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.49

6.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Hot Springs, AR: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Hot Springs, AR

$584 34.1% 80.8% $2.5K

Groceries & Markets

New York, NY

$567 11.6%

Hot Springs, AR

$361 21.1% 36.3% $206

Eating Out

New York, NY

$425 8.7%

Hot Springs, AR

$275 16% 35.3% $150

Monthly Utilities & Internet

New York, NY

$371 7.6%

Hot Springs, AR

$274 16% 26.2% $97

Clothing & Footwear

New York, NY

$176 3.6%

Hot Springs, AR

$118 6.9% 33% $58

Getting Around

New York, NY

$165 3.4%

Hot Springs, AR

$47 2.7% 71.6% $118

Sport & Entertainment

New York, NY

$160 3.3%

Hot Springs, AR

$55 3.2% 65.7% $105

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $722 in Hot Springs, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $71 in Hot Springs, AR. Monthly groceries follow the same trend: $567 vs $361 – making Hot Springs, AR the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Hot Springs, AR

🕒 Local time

20:01 8:01 PM

19:01 7:01 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

37,930

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Hot Springs, AR 1,790 km ≈ 2 h 45 min nonstop flight

From you

New York, NY
Hot Springs, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hot Springs, AR: Cost of Living - Frequently Asked Questions

New York, NY costs about 186% more than Hot Springs, AR, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $2,570 in Hot Springs, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments: a one-bedroom in the center costs $722 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $600 in Hot Springs, AR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 57% more in New York, NY, though the gap depends on what you buy.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,714, than in New York, NY at $4,906. In Hot Springs, AR it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Hot Springs, AR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hot Springs, AR. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.