Last update: Oct 2026

Cost of Living Comparison Between Ho and Austin, TX

For one person, living is cheaper in Ho: $670 a month against $2,663 in Austin, TX, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ho
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Ho Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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🇬🇭 Ghana

$670

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $670 in Ho versus $2,663 in Austin, TX.

Ho $670
Austin, TX $2,663

Estimated couple costs with rent: $1,129 in Ho versus $4,133 in Austin, TX.

Ho $1,129
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,587 in Ho versus $5,603 in Austin, TX.

Ho $1,587
Austin, TX $5,603

Living in Ho costs roughly 75% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ho is 50% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$8.24 GHS 95.6

$20.77 $20.77

-60.33%

Three-Course Dinner for Two, Mid-Range

$50.8 GHS 589

$84.6 $84.6

-39.99%

Fast Food Meal (McDonalds, etc)

$10.32 GHS 120

$12.32 $12.32

-16.23%

Cappuccino

$4.31 GHS 50.0

$5.63 $5.63

-23.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 GHS 18.47

$3.72 $3.72

-57.26%

Water (0.33 liter bottle)

$0.48 GHS 5.59

$2.50 $2.50

-80.80%

Local Beer (0.5 liter draught)

$1.84 GHS 21.32

$8.05 $8.05

-77.14%

Imported Beer (0.33 liter bottle)

$2.19 GHS 25.45

$9.01 $9.01

-75.69%

Milk (1 liter)

$3.66 GHS 42.45

$1.12 $1.12

226.79%

White Bread (500g)

$1.67 GHS 19.42

$3.75 $3.75

-55.47%

Rice (white) (1kg)

$3.06 GHS 35.53

$3.26 $3.26

-6.13%

Eggs

$2.61 GHS 30.24

$4.17 $4.17

-37.41%

Local Cheese (1kg)

$11.79 GHS 137

$12.90 $12.90

-8.60%

Chicken Fillets (1kg)

$7.18 GHS 83.3

$14.16 $14.16

-49.29%

Beef Round Steak (1kg)

$9.75 GHS 113

$16.22 $16.22

-39.89%

Apples (1kg)

$3.59 GHS 41.59

$4.33 $4.33

-17.09%

Banana (1kg)

$1.45 GHS 16.81

$1.46 $1.46

-0.68%

Oranges (1kg)

$1.75 GHS 20.34

$4.51 $4.51

-61.20%

Tomato (1kg)

$3.54 GHS 41.07

$4.34 $4.34

-18.43%

Potato (1kg)

$2.76 GHS 31.97

$2.58 $2.58

6.98%

Onion (1kg)

$2.65 GHS 30.69

$2.35 $2.35

12.77%

Lettuce (1 head)

$0.70 GHS 8.06

$1.78 $1.78

-60.67%

Water (1.5 liter bottle)

$0.61 GHS 7.03

$2.22 $2.22

-72.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 GHS 30.22

$9.88 $9.88

-73.58%

Wine (Bottle)

$7.19 GHS 83.4

$15.08 $15.08

-52.32%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.88

$2.92 $2.92

-56.16%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.84

$3.46 $3.46

-30.64%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$1.68 GHS 19.46

$2.73 $2.73

-38.46%

Taxi (Normal Tariff) (1km)

$1.24 GHS 14.34

$1.66 $1.66

-25.30%

Taxi 1hour Waiting (Normal Tariff)

$4.13 GHS 47.85

$35.30 $35.30

-88.30%

Gasoline (1 liter)

$1.33 GHS 15.47

$0.95 $0.95

40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,092 GHS 93.9K

$36.0K $36.0K

-77.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,939 GHS 115.3K

$27.1K $27.1K

-63.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.8 GHS 856

$229 $229

-67.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.36 GHS 225

$59.4 $59.4

-67.40%

Internet (50+ Mbps, Unlimited Data)

$41.97 GHS 487

$69.9 $69.9

-39.97%

Gym Membership (Monthly)

$57.2 $57.2

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$12.68 GHS 147

$14.28 $14.28

-11.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 GHS 5,265

$1,506 $1,506

-69.86%

International Primary School, 1 Child (Yearly)

$18.6K GHS 215.9K

$21.5K $21.5K

-13.24%

Jeans (Levis 501 Or Similar)

$14.36 GHS 167

$52.8 $52.8

-72.81%

Summer Dress (H&M, Zara, etc)

$18.72 GHS 217

$43.82 $43.82

-57.28%

Sport Shoes (Adidas, Nike)

$35.80 GHS 415

$84.8 $84.8

-57.77%

Men's Leather Business Shoes

$52.0 GHS 604

$103 $103

-49.48%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

6.79

293.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

$277 41.3%

Austin, TX

$405 15.2% 46% $128

Eating Out

$171 25.4%

Austin, TX

$354 13.3% 108% $183

Monthly Utilities & Internet

$135 20.2%

Austin, TX

$358 13.5% 165% $223

Clothing & Footwear

$54 8.1%

Austin, TX

$128 4.8% 135% $74

Sport & Entertainment

$25 * 3.8%

Austin, TX

$86 3.2% 238% $60

Getting Around

$7.9 * 1.2%

Austin, TX

$59 2.2% 647% $51

Accommodation & Living

- * 0%

Austin, TX

$1.3K 47.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $51.0 in Ho vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $277 vs $405 per month, with Ho cheaper across the board.

Good to know

🇬🇭 Ho

🇺🇸 Austin, TX

🕒 Local time

11:24 11:24 AM

06:24 6:24 AM

5 h behind Ho

🌤 Weather

👥 Population

83,715

974,447

💱 Currency

Ghanaian Cedi GHS ₵

United States Dollar USD $

📈 Exchange rate

100 GHS = 8.62 USD

100 GHS = 7.69 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 16, 2026: 1 USD = 11.6 GHS (100 GHS = 8.62 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Ho Austin, TX 10,420 km ≈ 14 h nonstop flight

From you

Ho
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Austin, TX: Cost of Living - Frequently Asked Questions

Ho wins on cost – living expenses run 297% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ho the obvious pick if budget is a priority.

You'd need roughly $1,005 in Ho and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $454 in Ho versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $51.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $670 in Ho versus $2,663 in Austin, TX, a $2,000 budget is realistic in Ho but tight or insufficient in Austin, TX. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 297% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.