Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ho

For one person, living is cheaper in Ho: $670 a month against $2,663 in Austin, TX, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
33

Cost of Living Index in Ho
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Ho Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

🇬🇭 Ghana

$670

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ho

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ho actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $670 in Ho.

Austin, TX $2,663
Ho $670

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,129 in Ho.

Austin, TX $4,133
Ho $1,129

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,587 in Ho.

Austin, TX $5,603
Ho $1,587

Living in Austin, TX is roughly 297% more expensive than in Ho, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Ho is 50% below.

Meal at Budget Restaurant

$20.77 $20.77

$8.24 GHS 95.6

152.06%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$50.8 GHS 589

66.65%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.32 GHS 120

19.38%

Cappuccino

$5.63 $5.63

$4.31 GHS 50.0

30.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.59 GHS 18.47

133.96%

Water (0.33 liter bottle)

$2.50 $2.50

$0.48 GHS 5.59

420.83%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.84 GHS 21.32

337.50%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.19 GHS 25.45

311.42%

Milk (1 liter)

$1.12 $1.12

$3.66 GHS 42.45

-69.40%

White Bread (500g)

$3.75 $3.75

$1.67 GHS 19.42

124.55%

Rice (white) (1kg)

$3.26 $3.26

$3.06 GHS 35.53

6.54%

Eggs

$4.17 $4.17

$2.61 GHS 30.24

59.77%

Local Cheese (1kg)

$12.90 $12.90

$11.79 GHS 137

9.41%

Chicken Fillets (1kg)

$14.16 $14.16

$7.18 GHS 83.3

97.21%

Beef Round Steak (1kg)

$16.22 $16.22

$9.75 GHS 113

66.36%

Apples (1kg)

$4.33 $4.33

$3.59 GHS 41.59

20.61%

Banana (1kg)

$1.46 $1.46

$1.45 GHS 16.81

0.69%

Oranges (1kg)

$4.51 $4.51

$1.75 GHS 20.34

157.71%

Tomato (1kg)

$4.34 $4.34

$3.54 GHS 41.07

22.60%

Potato (1kg)

$2.58 $2.58

$2.76 GHS 31.97

-6.52%

Onion (1kg)

$2.35 $2.35

$2.65 GHS 30.69

-11.32%

Lettuce (1 head)

$1.78 $1.78

$0.70 GHS 8.06

154.29%

Water (1.5 liter bottle)

$2.22 $2.22

$0.61 GHS 7.03

263.93%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.61 GHS 30.22

278.54%

Wine (Bottle)

$15.08 $15.08

$7.19 GHS 83.4

109.74%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.28 GHS 14.88

128.13%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.40 GHS 27.84

44.17%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.68 GHS 19.46

62.50%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.24 GHS 14.34

33.87%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$4.13 GHS 47.85

754.72%

Gasoline (1 liter)

$0.95 $0.95

$1.33 GHS 15.47

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$8,092 GHS 93.9K

345.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$9,939 GHS 115.3K

172.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$73.8 GHS 856

210.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$19.36 GHS 225

206.77%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$41.97 GHS 487

66.57%

Gym Membership (Monthly)

$57.2 $57.2

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$12.68 GHS 147

12.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$454 GHS 5,265

231.81%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$18.6K GHS 215.9K

15.26%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$14.36 GHS 167

267.76%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$18.72 GHS 217

134.08%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$35.80 GHS 415

136.79%

Men's Leather Business Shoes

$103 $103

$52.0 GHS 604

97.94%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

26.75

-74.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Ho: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

- * 0% 100%

Groceries & Markets

Austin, TX

$405 15.2%

$277 41.3% 31.5% $128

Monthly Utilities & Internet

Austin, TX

$358 13.5%

$135 20.2% 62.3% $223

Eating Out

Austin, TX

$354 13.3%

$171 25.4% 51.8% $183

Clothing & Footwear

Austin, TX

$128 4.8%

$54 8.1% 57.5% $74

Sport & Entertainment

Austin, TX

$86 3.2%

$25 * 3.8% 70.4% $60

Getting Around

Austin, TX

$59 2.2%

$7.9 * 1.2% 86.6% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $85.0 in Austin, TX vs $51.0 in Ho for a mid-range dinner for two. Groceries echo the gap at $405 vs $277 per month, with Ho cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇭 Ho

🕒 Local time

07:16 7:16 AM

12:16 12:16 PM

5 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

83,715

💱 Currency

United States Dollar USD $

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 USD = 0.892 EUR

100 GHS = 8.62 USD

100 GHS = 7.69 EUR

Exchange rates and currency converter

GHS, EUR to USD – United States Dollar Converter

🇬🇭 Ghanaian Cedi (₵)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Ghanaian Cedi exchange rates as of October 16, 2026: 1 USD = 11.6 GHS (100 GHS = 8.62 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

GHS to USD in detail →

On the map

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Between locations

Austin, TX Ho 10,420 km ≈ 14 h nonstop flight

From you

Austin, TX
Ho

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ho: Cost of Living - Frequently Asked Questions

Ho wins on cost – living expenses run 297% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ho the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,005 in Ho to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,506 in Austin, TX versus $454 in Ho. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $51.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $670 in Ho versus $2,663 in Austin, TX, a $2,000 budget is realistic in Ho but tight or insufficient in Austin, TX. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Ho are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 297% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.