Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $5,122 in Hamilton, rent and utilities included – about $47,000 less a year. Rent and utilities account for most of the difference.

Hamilton
🇧🇲 Bermuda
$5,122
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamilton and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $1,204 in Playa del Carmen, rent included.

  • Hamilton $5,122
  • Playa del Carmen $1,204

A couple spends around $9,182 per month in Hamilton vs $2,102 in Playa del Carmen, rent included.

  • Hamilton $9,182
  • Playa del Carmen $2,102

A family of three spends $13.2K per month in Hamilton vs $3,000 in Playa del Carmen, rent included.

  • Hamilton $13.2K
  • Playa del Carmen $3,000

Hamilton costs about 325% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Hamilton sits 278% above the global median, while Playa del Carmen is 11% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hamilton
Playa del Carmen
Difference
Meal at Budget Restaurant
$50.5 BMD 50.5
$10.86 MX$201
365.38%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$44.21 MX$817
243.93%
Fast Food Meal (McDonalds, etc)
$17.19 BMD 17.19
$11.76 MX$217
46.17%
Cappuccino
$6.27 BMD 6.27
$3.68 MX$68.0
70.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 BMD 2.96
$1.34 MX$24.79
120.90%
Water (0.33 liter bottle)
$3.19 BMD 3.19
$0.82 MX$15.24
289.02%
Local Beer (0.5 liter draught)
$7.47 BMD 7.47
$3.06 MX$56.6
144.12%
Imported Beer (0.33 liter bottle)
$9.07 BMD 9.07
$4.94 MX$91.2
83.60%
🛒 Groceries & Markets
Hamilton
Playa del Carmen
Difference
Milk (1 liter)
$4.86 BMD 4.86
$1.47 MX$27.17
230.61%
White Bread (500g)
$7.83 BMD 7.83
$2.22 MX$40.95
252.70%
Rice (white) (1kg)
$5.64 BMD 5.64
$1.48 MX$27.32
281.08%
Eggs
$6.98 BMD 6.98
$2.49 MX$45.99
180.32%
Local Cheese (1kg)
$23.71 BMD 23.71
$7.52 MX$139
215.29%
Chicken Fillets (1kg)
$20.96 BMD 20.96
$7.96 MX$147
163.32%
Beef Round Steak (1kg)
$19.65 BMD 19.65
$12.57 MX$232
56.32%
Apples (1kg)
$9.25 BMD 9.25
$2.78 MX$51.3
232.73%
Banana (1kg)
$6.76 BMD 6.76
$1.43 MX$26.37
372.73%
Oranges (1kg)
$7.26 BMD 7.26
$2.62 MX$48.37
177.10%
Tomato (1kg)
$8.50 BMD 8.50
$2.14 MX$39.49
297.20%
Potato (1kg)
$5.56 BMD 5.56
$2.02 MX$37.38
175.25%
Onion (1kg)
$4.20 BMD 4.20
$1.99 MX$36.74
111.06%
Lettuce (1 head)
$6.21 BMD 6.21
$1.14 MX$21.01
444.74%
Water (1.5 liter bottle)
$3.56 BMD 3.56
$1.20 MX$22.18
196.67%
Cigarettes 20 Pack (Marlboro, Camel)
$17.73 BMD 17.73
$4.26 MX$78.7
316.20%
Wine (Bottle)
$23.73 BMD 23.73
$10.02 MX$185
136.83%
Local Beer (0.5 liter bottle)
$5.24 BMD 5.24
$1.54 MX$28.41
240.26%
Imported Beer (0.33 liter bottle)
$4.09 BMD 4.09
$2.66 MX$49.17
53.76%
🚌 Getting Around
Hamilton
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$4.97 BMD 4.97
$0.53 MX$9.73
837.74%
Public Transport Monthly Pass (Regular Price)
$68.3 BMD 68.3
$27.51 MX$508
148.20%
Taxi Start (Normal Tariff)
$6.43 BMD 6.43
$4.90 MX$90.6
31.22%
Taxi (Normal Tariff) (1km)
$3.02 BMD 3.02
$3.43 MX$63.5
-11.95%
Taxi 1hour Waiting (Normal Tariff)
$70.5 BMD 70.5
$5.38 MX$99.4
1209.48%
Gasoline (1 liter)
$2.45 BMD 2.45
$1.45 MX$26.76
68.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K BMD 38.2K
$21.2K MX$391.0K
80.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.5K BMD 43.5K
$23.0K MX$425.3K
88.77%
🧾 Monthly Utilities & Internet
Hamilton
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$294 BMD 294
$85.4 MX$1,577
243.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$150 BMD 150
$23.46 MX$434
538.70%
Internet (50+ Mbps, Unlimited Data)
$159 BMD 159
$28.43 MX$525
460.25%
🎉 Sport & Entertainment
Hamilton
Playa del Carmen
Difference
Gym Membership (Monthly)
$187 BMD 187
$62.2 MX$1,149
200.18%
Tennis Court (1 Hour on Weekend)
$15.21 BMD 15.21
$28.68 MX$530
-46.97%
Cinema Ticket
$13.25 BMD 13.25
$5.10 MX$94.3
159.80%
🧸 Childcare & Education
Hamilton
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,298 BMD 1,298
$201 MX$3,715
545.37%
International Primary School, 1 Child (Yearly)
$25.0K BMD 25.0K
$3,947 MX$72.9K
533.80%
👕👟 Clothing & Footwear
Hamilton
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$89.1 BMD 89.1
$44.39 MX$820
100.72%
Summer Dress (H&M, Zara, etc)
$70.5 BMD 70.5
$41.35 MX$764
70.42%
Sport Shoes (Adidas, Nike)
$142 BMD 142
$72.7 MX$1,344
94.58%
Men's Leather Business Shoes
$127 BMD 127
$89.6 MX$1,656
41.85%
🏠 Accommodation & Living
Hamilton
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$3,934 BMD 3,934
$979 MX$18.1K
301.74%
1-bedroom Apartment, Outside City Center (Monthly)
$2,647 BMD 2,647
$373 MX$6,887
610.29%
3-bedroom Apartment, City Center (Monthly)
$8,541 BMD 8,541
$1,681 MX$31.1K
408.12%
3-bedroom Apartment, Outside City Center (Monthly)
$7,648 BMD 7,648
$1,095 MX$20.2K
598.34%
Buy Apartment in City Center (m2)
$14.9K BMD 14.9K
$3,949 MX$73.0K
277.24%
Buy Apartment Outside City Center (m2)
$8,868 BMD 8,868
$6,137 MX$113.4K
44.51%
💵 Salaries & Financials
Hamilton
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$6,431 BMD 6,431
$738 MX$13.6K
771.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
11.45
-24.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Playa del Carmen: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamilton
$2.6K
Playa del Carmen
$373 85.9% $2.3K
Groceries & Markets
Hamilton
$745
Playa del Carmen
$258 65.3% $487
Eating Out
Hamilton
$611
Playa del Carmen
$200 67.2% $411
Monthly Utilities & Internet
Hamilton
$603
Playa del Carmen
$137 77.2% $465
Sport & Entertainment
Hamilton
$213
Playa del Carmen
$72 66% $141
Clothing & Footwear
Hamilton
$193
Playa del Carmen
$112 42.1% $81
Getting Around
Hamilton
$110
Playa del Carmen
$52 52.9% $58

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $979 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 772% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $152 in Hamilton versus $44.00 in Playa del Carmen. Monthly groceries follow the same trend: $745 vs $258 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇧🇲 Hamilton
🇲🇽 Playa del Carmen
🕒 Local time
22:46 10:46 PM
20:46 8:46 PM
2 h behind Hamilton
🌤 Weather
👥 Population
10,000 Capital
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Mexican Peso exchange rates as of October 25, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Hamilton Playa del Carmen 2,560 km ≈ 3 h 45 min nonstop flight
From you
  • Hamilton
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Playa del Carmen: Cost of Living - Frequently Asked Questions
How do living costs in Hamilton and in Playa del Carmen compare overall?
Monthly costs with rent: $5,122 in Hamilton, $1,204 in Playa del Carmen – roughly 325% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Hamilton compared to Playa del Carmen?
For a comfortable life, plan on about $7,683 per month in Hamilton and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hamilton and Playa del Carmen?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $152 in Hamilton and $44.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Hamilton or Playa del Carmen?
Monthly expenses with rent come to $5,122 in Hamilton and $1,204 in Playa del Carmen. That's a gap of about 325%.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Hamilton at $5,122. In Playa del Carmen it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.
How does quality of life compare between Hamilton and Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.
Is Hamilton or Playa del Carmen safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hamilton and Playa del Carmen?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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