Last update: Oct 2026

Cost of Living Comparison Between Gurgaon and Mumbai (Bombay)

For one person, living is cheaper in Gurgaon: $602 a month against $813 in Mumbai (Bombay), rent and utilities included – about $2,500 less a year. Higher rent and utilities in Mumbai (Bombay) outweigh lower spending on other living expenses.

29

Cost of Living Index in Gurgaon
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Gurgaon Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Gurgaon

🇮🇳 India

$602

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Gurgaon and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gurgaon and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $602 in Gurgaon versus $813 in Mumbai (Bombay).

Gurgaon $602
Mumbai (Bombay) $813

Estimated couple costs with rent: $1,009 in Gurgaon versus $1,352 in Mumbai (Bombay).

Gurgaon $1,009
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $1,417 in Gurgaon versus $1,891 in Mumbai (Bombay).

Gurgaon $1,417
Mumbai (Bombay) $1,891

Living in Gurgaon costs roughly 26% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Gurgaon 56% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$5.18 ₹492

$5.35 ₹508

-3.18%

Three-Course Dinner for Two, Mid-Range

$20.72 ₹1,967

$20.87 ₹1,982

-0.72%

Fast Food Meal (McDonalds, etc)

$3.91 ₹372

$4.08 ₹387

-4.17%

Cappuccino

$2.40 ₹228

$2.78 ₹264

-13.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.83

$0.40 ₹38.24

17.50%

Water (0.33 liter bottle)

$0.15 ₹14.68

$0.15 ₹14.42

Local Beer (0.5 liter draught)

$2.67 ₹254

$2.64 ₹251

1.14%

Imported Beer (0.33 liter bottle)

$3.18 ₹302

$4.25 ₹404

-25.18%

Milk (1 liter)

$0.69 ₹65.7

$0.74 ₹70.5

-6.76%

White Bread (500g)

$0.51 ₹48.13

$0.54 ₹51.3

-5.56%

Rice (white) (1kg)

$0.82 ₹77.8

$0.78 ₹74.1

5.13%

Eggs

$1.15 ₹110

$1.00 ₹95.1

15.00%

Local Cheese (1kg)

$4.92 ₹467

$5.61 ₹533

-12.30%

Chicken Fillets (1kg)

$3.58 ₹340

Apples (1kg)

$2.21 ₹210

$2.17 ₹206

1.84%

Banana (1kg)

$0.87 ₹82.8

$0.69 ₹65.8

26.09%

Oranges (1kg)

$1.19 ₹113

$1.21 ₹114

-1.65%

Tomato (1kg)

$0.56 ₹52.7

$0.49 ₹46.33

14.29%

Potato (1kg)

$0.42 ₹39.86

$0.33 ₹31.71

27.27%

Onion (1kg)

$0.46 ₹43.60

$0.37 ₹35.53

24.32%

Lettuce (1 head)

$0.58 ₹54.9

$0.44 ₹41.79

31.82%

Water (1.5 liter bottle)

$0.33 ₹31.74

$0.31 ₹29.64

6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

Wine (Bottle)

$10.33 ₹981

$8.34 ₹792

23.86%

Local Beer (0.5 liter bottle)

$2.12 ₹201

$1.99 ₹189

6.53%

Imported Beer (0.33 liter bottle)

$3.09 ₹293

$3.12 ₹296

-0.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.11 ₹675

$6.01 ₹570

18.30%

One-way Ticket (Public Transport)

$0.50 ₹47.90

$0.20 ₹18.95

150.00%

Public Transport Monthly Pass (Regular Price)

$10.48 ₹995

$6.90 ₹655

51.88%

Taxi Start (Normal Tariff)

$1.19 ₹113

$0.31 ₹29.84

283.87%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.49

$0.31 ₹29.41

-19.35%

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₹203

$1.61 ₹153

32.92%

Gasoline (1 liter)

$1.09 ₹104

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.9K ₹1.1M

$15.6K ₹1.5M

-23.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K ₹2.2M

$22.4K ₹2.1M

4.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.91 ₹3,979

$61.9 ₹5,873

-32.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.97 ₹472

$4.52 ₹429

9.96%

Internet (50+ Mbps, Unlimited Data)

$7.89 ₹750

$8.97 ₹852

-12.04%

Gym Membership (Monthly)

$44.46 ₹4,222

$37.11 ₹3,524

19.81%

Tennis Court (1 Hour on Weekend)

$6.04 ₹573

$14.11 ₹1,340

-57.19%

Cinema Ticket

$5.15 ₹489

$5.01 ₹476

2.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 ₹15.6K

$119 ₹11.3K

38.17%

International Primary School, 1 Child (Yearly)

$6,163 ₹585.2K

$4,948 ₹469.8K

24.55%

Jeans (Levis 501 Or Similar)

$31.05 ₹2,948

$36.37 ₹3,453

-14.63%

Summer Dress (H&M, Zara, etc)

$27.32 ₹2,594

$38.71 ₹3,675

-29.42%

Sport Shoes (Adidas, Nike)

$56.3 ₹5,342

$54.7 ₹5,196

2.80%

Men's Leather Business Shoes

$49.80 ₹4,728

$48.03 ₹4,561

3.69%

1-bedroom Apartment, City Center (Monthly)

$336 ₹31.9K

$640 ₹60.7K

-47.46%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₹16.8K

$372 ₹35.3K

-52.42%

3-bedroom Apartment, City Center (Monthly)

$882 ₹83.7K

$2,093 ₹198.7K

-57.87%

3-bedroom Apartment, Outside City Center (Monthly)

$474 ₹45.0K

$925 ₹87.8K

-48.75%

Buy Apartment in City Center (m2)

$2,632 ₹249.9K

$5,706 ₹541.8K

-53.87%

Buy Apartment Outside City Center (m2)

$1,508 ₹143.2K

$2,560 ₹243.1K

-41.10%

Average Monthly Net Salary (After Tax)

$816 ₹77.5K

$757 ₹71.9K

7.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.76

8.29

5.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gurgaon: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gurgaon

$177 29.4%

Mumbai (Bombay)

$372 45.7% 110% $195

Groceries & Markets

Gurgaon

$122 20.3%

Mumbai (Bombay)

$117 14.4% 4.2% $5.2

Eating Out

Gurgaon

$104 17.3%

Mumbai (Bombay)

$112 13.8% 7.8% $8.1

Clothing & Footwear

Gurgaon

$74 12.3%

Mumbai (Bombay)

$80 9.8% 8.2% $6

Monthly Utilities & Internet

Gurgaon

$55 9.1%

Mumbai (Bombay)

$75 9.3% 37.6% $21

Sport & Entertainment

Gurgaon

$55 9.1%

Mumbai (Bombay)

$47 5.8% 13.9% $7.6

Getting Around

Gurgaon

$15 2.5%

Mumbai (Bombay)

$9.6 1.2% 35.9% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $336 in Gurgaon and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Gurgaon pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Gurgaon vs $21 in Mumbai (Bombay). Groceries flip the comparison at $122 vs $117, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Gurgaon

🇮🇳 Mumbai (Bombay)

🕒 Local time

21:09 9:09 PM

Same time as Gurgaon

🌤 Weather

👥 Population

876,824

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Gurgaon Mumbai (Bombay) 1,130 km ≈ 2 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Gurgaon vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Gurgaon is about 26% cheaper overall, especially in eating out, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 8% higher in Gurgaon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $336 in Gurgaon versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $602 per month in Gurgaon versus $813 in Mumbai (Bombay) – Gurgaon is about 26% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Gurgaon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.