Cost of Living Comparison Between Gurgaon and Mumbai (Bombay) Cost of Living Comparison Between Gurgaon and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $581 in Gurgaon versus $783 in Mumbai (Bombay).

Estimated couple costs with rent: $990 in Gurgaon versus $1,280 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $1,400 in Gurgaon versus $1,776 in Mumbai (Bombay).

Living in Gurgaon costs roughly 26% less than in Mumbai (Bombay), driven mainly by Clothing & Footwear.

Both cities sit below the global median: Gurgaon 58% lower, Mumbai (Bombay) 43% lower.

Meal at Budget Restaurant

$5.23 ₹502

$5.10 ₹489

2.55%

Three-Course Dinner for Two, Mid-Range

$20.51 ₹1,968

$20.90 ₹2,005

-1.87%

Fast Food Meal (McDonalds, etc)

$3.70 ₹355

$4.18 ₹401

-11.48%

Cappuccino

$2.46 ₹236

$2.61 ₹251

-5.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹44.61

$0.38 ₹36.00

21.05%

Water (0.33 liter bottle)

$0.17 ₹16.65

$0.14 ₹13.11

21.43%

Local Beer (0.5 liter draught)

$2.59 ₹248

$2.57 ₹247

0.78%

Imported Beer (0.33 liter bottle)

$3.04 ₹292

$4.27 ₹410

-28.81%

Milk (1 liter)

$0.69 ₹66.4

$0.70 ₹67.2

-1.43%

White Bread (500g)

$0.52 ₹49.73

$0.52 ₹50.2

Rice (white) (1kg)

$0.86 ₹82.5

$0.78 ₹74.5

10.26%

Eggs

$1.20 ₹115

$0.96 ₹91.7

25.00%

Local Cheese (1kg)

$4.97 ₹477

$5.52 ₹530

-9.96%

Chicken Fillets (1kg)

$3.58 ₹343

$3.57 ₹343

0.28%

Apples (1kg)

$2.30 ₹220

$2.28 ₹218

0.88%

Banana (1kg)

$0.86 ₹82.7

$0.74 ₹71.0

16.22%

Oranges (1kg)

$1.13 ₹108

$1.22 ₹117

-7.38%

Tomato (1kg)

$0.56 ₹53.4

$0.47 ₹45.18

19.15%

Potato (1kg)

$0.38 ₹36.78

$0.33 ₹31.97

15.15%

Onion (1kg)

$0.49 ₹47.11

$0.37 ₹35.32

32.43%

Lettuce (1 head)

$0.61 ₹58.2

$0.43 ₹41.03

41.86%

Water (1.5 liter bottle)

$0.30 ₹28.42

$0.31 ₹29.91

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹487

$5.03 ₹483

0.99%

Wine (Bottle)

$10.62 ₹1,019

$8.27 ₹794

28.42%

Local Beer (0.5 liter bottle)

$2.20 ₹211

$2.03 ₹195

8.37%

Imported Beer (0.33 liter bottle)

$3.07 ₹294

$3.09 ₹296

-0.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.40 ₹710

$5.81 ₹557

27.37%

One-way Ticket (Public Transport)

$0.51 ₹48.81

$0.20 ₹19.16

155.00%

Public Transport Monthly Pass (Regular Price)

$10.29 ₹987

$5.57 ₹534

84.74%

Taxi Start (Normal Tariff)

$1.02 ₹98.3

$0.32 ₹30.87

218.75%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.99

$0.33 ₹31.21

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$2.05 ₹197

$1.59 ₹152

28.93%

Gasoline (1 liter)

$1.09 ₹105

$1.13 ₹109

-3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K ₹1.4M

$15.9K ₹1.5M

-7.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.3M

$22.2K ₹2.1M

7.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.58 ₹4,277

$60.9 ₹5,839

-26.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.96 ₹476

$4.28 ₹410

15.89%

Internet (50+ Mbps, Unlimited Data)

$8.03 ₹770

$9.27 ₹890

-13.38%

Gym Membership (Monthly)

$28.42 ₹2,727

$26.11 ₹2,505

8.85%

Tennis Court (1 Hour on Weekend)

$5.98 ₹574

$12.92 ₹1,240

-53.72%

Cinema Ticket

$5.09 ₹488

$4.81 ₹462

5.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$176 ₹16.9K

$118 ₹11.4K

48.58%

International Primary School, 1 Child (Yearly)

$5,962 ₹572.0K

$4,909 ₹471.0K

21.44%

Jeans (Levis 501 Or Similar)

$30.48 ₹2,924

$35.15 ₹3,373

-13.29%

Summer Dress (H&M, Zara, etc)

$27.29 ₹2,618

$39.23 ₹3,763

-30.44%

Sport Shoes (Adidas, Nike)

$56.2 ₹5,393

$57.7 ₹5,540

-2.65%

Men's Leather Business Shoes

$50.7 ₹4,867

$48.14 ₹4,618

5.36%

1-bedroom Apartment, City Center (Monthly)

$314 ₹30.1K

$635 ₹60.9K

-50.51%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.2K

$355 ₹34.1K

-52.46%

3-bedroom Apartment, City Center (Monthly)

$864 ₹82.9K

$1,933 ₹185.5K

-55.31%

3-bedroom Apartment, Outside City Center (Monthly)

$462 ₹44.3K

$835 ₹80.1K

-44.67%

Buy Apartment in City Center (m2)

$2,865 ₹274.9K

$6,093 ₹584.5K

-52.97%

Buy Apartment Outside City Center (m2)

$1,670 ₹160.2K

$2,473 ₹237.2K

-32.46%

Average Monthly Net Salary (After Tax)

$806 ₹77.3K

$754 ₹72.3K

6.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.76

8.33

5.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gurgaon: September 13, 2026

Last update for Mumbai (Bombay): September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $314 in Gurgaon and $635 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Gurgaon pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Gurgaon vs $21.00 in Mumbai (Bombay). Groceries flip the comparison at $124 vs $117, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gurgaon vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 35% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 7% higher in Gurgaon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $314 in Gurgaon versus $635 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $21.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $581 per month in Gurgaon versus $783 in Mumbai (Bombay) – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $581 in Gurgaon versus $783 in Mumbai (Bombay), a $1,500 budget is realistic in Gurgaon but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 35% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.