Last update: Oct 2026

Cost of Living Comparison Between Gurgaon and Ubud, Bali

For one person, living is cheaper in Gurgaon: $584 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Gurgaon
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Gurgaon Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gurgaon

🇮🇳 India

$584

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Gurgaon and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gurgaon and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $584 in Gurgaon versus $1,368 in Ubud, Bali.

Gurgaon $584
Ubud, Bali $1,368

Estimated couple costs with rent: $990 in Gurgaon versus $2,314 in Ubud, Bali.

Gurgaon $990
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,396 in Gurgaon versus $3,260 in Ubud, Bali.

Gurgaon $1,396
Ubud, Bali $3,260

Living in Gurgaon costs roughly 57% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gurgaon is 57% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$5.26 ₹499

$3.33 Rp 59.9K

57.96%

Three-Course Dinner for Two, Mid-Range

$20.55 ₹1,952

$35.18 Rp 633.2K

-41.59%

Fast Food Meal (McDonalds, etc)

$3.86 ₹366

$5.80 Rp 104.5K

-33.45%

Cappuccino

$2.45 ₹233

$2.73 Rp 49.1K

-10.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.59

$1.64 Rp 29.5K

-73.17%

Water (0.33 liter bottle)

$0.18 ₹16.97

$0.83 Rp 15.0K

-78.31%

Local Beer (0.5 liter draught)

$2.57 ₹244

$2.70 Rp 48.6K

-4.81%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$4.30 Rp 77.4K

-28.84%

Milk (1 liter)

$0.70 ₹66.5

$1.50 Rp 27.1K

-53.33%

White Bread (500g)

$0.50 ₹47.61

$2.30 Rp 41.4K

-78.26%

Rice (white) (1kg)

$0.77 ₹73.0

$1.18 Rp 21.2K

-34.75%

Eggs

$1.21 ₹115

$2.14 Rp 38.6K

-43.46%

Local Cheese (1kg)

$4.84 ₹460

$17.48 Rp 314.6K

-72.31%

Chicken Fillets (1kg)

$3.55 ₹337

$4.03 Rp 72.5K

-11.91%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$2.18 ₹207

$3.55 Rp 63.9K

-38.59%

Banana (1kg)

$0.85 ₹80.9

$1.57 Rp 28.3K

-45.86%

Oranges (1kg)

$1.16 ₹110

$2.24 Rp 40.2K

-48.21%

Tomato (1kg)

$0.54 ₹51.6

$1.93 Rp 34.7K

-72.02%

Potato (1kg)

$0.38 ₹36.55

$1.88 Rp 33.9K

-79.79%

Onion (1kg)

$0.48 ₹45.77

$2.29 Rp 41.3K

-79.04%

Lettuce (1 head)

$0.62 ₹58.8

$0.99 Rp 17.9K

-37.37%

Water (1.5 liter bottle)

$0.33 ₹31.51

$0.53 Rp 9,475

-37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹470

$2.28 Rp 41.1K

117.11%

Wine (Bottle)

$10.47 ₹994

$23.01 Rp 414.2K

-54.50%

Local Beer (0.5 liter bottle)

$2.09 ₹199

$2.34 Rp 42.2K

-10.68%

Imported Beer (0.33 liter bottle)

$3.11 ₹295

$2.91 Rp 52.4K

6.87%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.83 ₹649

One-way Ticket (Public Transport)

$0.50 ₹47.25

$0.24 Rp 4,315

108.33%

Public Transport Monthly Pass (Regular Price)

$10.58 ₹1,005

$8.82 Rp 158.7K

19.95%

Taxi Start (Normal Tariff)

$1.12 ₹107

$0.48 Rp 8,684

133.33%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.56

$0.46 Rp 8,233

-45.65%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₹204

$5.45 Rp 98.2K

-60.55%

Gasoline (1 liter)

$1.12 ₹107

$0.88 Rp 15.9K

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K ₹1.4M

$24.6K Rp 442.2M

-39.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$31.2K Rp 561.4M

-26.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.23 ₹4,011

$83.0 Rp 1.5M

-49.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.97 ₹472

$6.45 Rp 116.0K

-22.95%

Internet (50+ Mbps, Unlimited Data)

$8.05 ₹764

$18.57 Rp 334.2K

-56.65%

Gym Membership (Monthly)

$30.22 ₹2,870

$55.8 Rp 1.0M

-45.86%

Tennis Court (1 Hour on Weekend)

$5.82 ₹552

$18.11 Rp 326.0K

-67.86%

Cinema Ticket

$5.32 ₹505

$4.38 Rp 78.9K

21.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 ₹15.6K

$493 Rp 8.9M

-66.64%

International Primary School, 1 Child (Yearly)

$6,063 ₹575.7K

$5,754 Rp 103.6M

5.38%

Jeans (Levis 501 Or Similar)

$30.47 ₹2,894

$46.19 Rp 831.4K

-34.03%

Summer Dress (H&M, Zara, etc)

$27.39 ₹2,601

$35.33 Rp 636.0K

-22.47%

Sport Shoes (Adidas, Nike)

$56.1 ₹5,328

$79.1 Rp 1.4M

-29.06%

Men's Leather Business Shoes

$50.0 ₹4,748

$78.4 Rp 1.4M

-36.22%

1-bedroom Apartment, City Center (Monthly)

$311 ₹29.5K

$1,142 Rp 20.6M

-72.80%

1-bedroom Apartment, Outside City Center (Monthly)

$172 ₹16.4K

$676 Rp 12.2M

-74.48%

3-bedroom Apartment, City Center (Monthly)

$946 ₹89.9K

$3,503 Rp 63.1M

-72.98%

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₹45.8K

$1,700 Rp 30.6M

-71.60%

Buy Apartment in City Center (m2)

$2,845 ₹270.2K

$2,784 Rp 50.1M

2.20%

Buy Apartment Outside City Center (m2)

$1,584 ₹150.5K

$2,241 Rp 40.3M

-29.29%

Average Monthly Net Salary (After Tax)

$807 ₹76.6K

$165 Rp 3.0M

390.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.76

13.78

-36.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gurgaon: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gurgaon

$172 29.6%

Ubud, Bali

$676 49.4% 292% $503

Groceries & Markets

Gurgaon

$122 20.9%

Ubud, Bali

$290 21.2% 139% $169

Eating Out

Gurgaon

$104 17.9%

Ubud, Bali

$109 8% 4.1% $4.3

Clothing & Footwear

Gurgaon

$74 12.7%

Ubud, Bali

$108 7.9% 45.8% $34

Monthly Utilities & Internet

Gurgaon

$55 9.5%

Ubud, Bali

$108 7.9% 95.5% $53

Sport & Entertainment

Gurgaon

$41 7%

Ubud, Bali

$65 4.7% 58.1% $24

Getting Around

Gurgaon

$15 2.6%

Ubud, Bali

$13 0.9% 15.9% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $311 in Gurgaon and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 390% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Gurgaon vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $122 vs $290 per month, with Gurgaon cheaper across the board.

Good to know

🇮🇳 Gurgaon

🇮🇩 Ubud, Bali

🕒 Local time

12:02 12:02 PM

14:32 2:32 PM

2 h 30 min ahead of Gurgaon

🌤 Weather

👥 Population

876,824

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Gurgaon Ubud, Bali 5,810 km ≈ 8 h nonstop flight

From you

Gurgaon
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gurgaon vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in groceries, eating out, and clothing. The 134% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 390% higher in Gurgaon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $311 in Gurgaon versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $21.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $584 per month in Gurgaon versus $1,368 in Ubud, Bali – a 134% gap that adds up to real savings over time for anyone picking the cheaper option.

At $584 in Gurgaon versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Gurgaon but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gurgaon and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurgaon gentler on the wallet – expenses run 134% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.