Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Mumbai (Bombay) versus $588 in Gurgaon.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $1,009 in Gurgaon.

Monthly costs for a family of three with rent: $1,757 in Mumbai (Bombay) versus $1,429 in Gurgaon.

Living in Mumbai (Bombay) is roughly 30% more expensive than in Gurgaon, driven mainly by Getting Around.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gurgaon 56% lower.

Meal at Budget Restaurant

$5.16 ₹492

$4.99 ₹476

3.41%

Three-Course Dinner for Two, Mid-Range

$21.87 ₹2,086

$25.29 ₹2,412

-13.52%

Fast Food Meal (McDonalds, etc)

$4.70 ₹448

$4.11 ₹392

14.36%

Cappuccino

$2.63 ₹251

$2.62 ₹250

0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹45.27

$0.43 ₹40.87

9.30%

Water (0.33 liter bottle)

$0.19 ₹17.73

$0.18 ₹17.04

5.56%

Local Beer (0.5 liter draught)

$2.29 ₹218

$2.37 ₹226

-3.38%

Imported Beer (0.33 liter bottle)

$4.17 ₹398

$3.57 ₹340

16.81%

Milk (1 liter)

$0.73 ₹69.6

$0.81 ₹77.0

-9.88%

White Bread (500g)

$0.48 ₹45.80

$0.60 ₹56.9

-20.00%

Rice (white) (1kg)

$0.83 ₹79.6

$1.14 ₹109

-27.19%

Eggs

$1.05 ₹100.0

$1.34 ₹128

-21.64%

Local Cheese (1kg)

$7.06 ₹673

$6.21 ₹592

13.69%

Chicken Fillets (1kg)

$3.79 ₹361

$3.84 ₹367

-1.30%

Apples (1kg)

$2.31 ₹220

Banana (1kg)

$0.81 ₹77.1

$0.99 ₹94.0

-18.18%

Oranges (1kg)

$1.26 ₹120

$1.17 ₹112

7.69%

Tomato (1kg)

$0.69 ₹65.8

$0.70 ₹67.0

-1.43%

Potato (1kg)

$0.52 ₹49.98

$0.47 ₹45.23

10.64%

Onion (1kg)

$0.64 ₹61.0

$0.64 ₹61.2

Lettuce (1 head)

$0.68 ₹65.3

$0.75 ₹71.6

-9.33%

Water (1.5 liter bottle)

$0.35 ₹33.41

$0.36 ₹34.21

-2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ₹394

$4.16 ₹397

-0.48%

Wine (Bottle)

$8.41 ₹802

$10.26 ₹979

-18.03%

Local Beer (0.5 liter bottle)

$2.11 ₹201

$2.06 ₹197

2.43%

Imported Beer (0.33 liter bottle)

$3.43 ₹328

$2.52 ₹240

36.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.96 ₹664

$8.88 ₹847

-21.62%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.61 ₹58.1

-60.66%

Public Transport Monthly Pass (Regular Price)

$4.52 ₹431

$8.60 ₹821

-47.44%

Taxi Start (Normal Tariff)

$0.33 ₹31.79

$1.19 ₹114

-72.27%

Taxi (Normal Tariff) (1km)

$0.28 ₹26.52

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.38 ₹131

3.62%

Gasoline (1 liter)

$1.23 ₹118

$1.16 ₹111

6.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$16.6K ₹1.6M

3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$24.8K ₹2.4M

-0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.0 ₹4,773

$51.5 ₹4,916

-2.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹462

$4.42 ₹422

9.50%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹847

Gym Membership (Monthly)

$23.13 ₹2,205

$27.88 ₹2,659

-17.04%

Tennis Court (1 Hour on Weekend)

$12.04 ₹1,148

$7.32 ₹698

64.48%

Cinema Ticket

$4.60 ₹439

$4.30 ₹410

6.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.4K

$160 ₹15.2K

-25.36%

International Primary School, 1 Child (Yearly)

$3,313 ₹316.0K

$5,126 ₹488.9K

-35.36%

Jeans (Levis 501 Or Similar)

$29.89 ₹2,851

$31.68 ₹3,021

-5.65%

Summer Dress (H&M, Zara, etc)

$30.14 ₹2,874

$30.83 ₹2,941

-2.24%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,312

$59.1 ₹5,638

-5.78%

Men's Leather Business Shoes

$40.93 ₹3,904

$39.55 ₹3,772

3.49%

1-bedroom Apartment, City Center (Monthly)

$702 ₹67.0K

$274 ₹26.1K

156.68%

1-bedroom Apartment, Outside City Center (Monthly)

$362 ₹34.5K

$173 ₹16.5K

108.69%

3-bedroom Apartment, City Center (Monthly)

$1,775 ₹169.3K

$797 ₹76.1K

122.61%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹80.6K

$478 ₹45.5K

77.03%

Buy Apartment in City Center (m2)

$6,137 ₹585.3K

$2,886 ₹275.2K

112.65%

Buy Apartment Outside City Center (m2)

$2,570 ₹245.1K

$1,628 ₹155.2K

57.89%

Average Monthly Net Salary (After Tax)

$767 ₹73.2K

$783 ₹74.7K

-1.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.84

4.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 27, 2026

Last update for Gurgaon: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Mumbai (Bombay) and $274 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Mumbai (Bombay) vs $25.00 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $129 vs $133 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in Eating Out, Monthly Utilities & Internet. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Gurgaon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $702 in Mumbai (Bombay) versus $274 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $25.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $766 per month in Mumbai (Bombay) versus $588 in Gurgaon – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

At $588 in Gurgaon versus $766 in Mumbai (Bombay), a $1,500 budget is realistic in Gurgaon but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 30% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.