Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon

Monthly Cost of Living

Monthly costs for one person with rent: $783 in Mumbai (Bombay) versus $581 in Gurgaon.

Estimated couple costs with rent: $1,280 in Mumbai (Bombay) versus $990 in Gurgaon.

Monthly costs for a family of three with rent: $1,776 in Mumbai (Bombay) versus $1,400 in Gurgaon.

Living in Mumbai (Bombay) is roughly 35% more expensive than in Gurgaon, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gurgaon 58% lower.

Meal at Budget Restaurant

$5.10 ₹489

$5.23 ₹502

-2.49%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,005

$20.51 ₹1,968

1.90%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$3.70 ₹355

12.97%

Cappuccino

$2.61 ₹251

$2.46 ₹236

6.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.00

$0.46 ₹44.61

-17.39%

Water (0.33 liter bottle)

$0.14 ₹13.11

$0.17 ₹16.65

-17.65%

Local Beer (0.5 liter draught)

$2.57 ₹247

$2.59 ₹248

-0.77%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$3.04 ₹292

40.46%

Milk (1 liter)

$0.70 ₹67.2

$0.69 ₹66.4

1.45%

White Bread (500g)

$0.52 ₹50.2

$0.52 ₹49.73

Rice (white) (1kg)

$0.78 ₹74.5

$0.86 ₹82.5

-9.30%

Eggs

$0.96 ₹91.7

$1.20 ₹115

-20.00%

Local Cheese (1kg)

$5.52 ₹530

$4.97 ₹477

11.07%

Chicken Fillets (1kg)

$3.57 ₹343

$3.58 ₹343

-0.28%

Apples (1kg)

$2.28 ₹218

$2.30 ₹220

-0.87%

Banana (1kg)

$0.74 ₹71.0

$0.86 ₹82.7

-13.95%

Oranges (1kg)

$1.22 ₹117

$1.13 ₹108

7.96%

Tomato (1kg)

$0.47 ₹45.18

$0.56 ₹53.4

-16.07%

Potato (1kg)

$0.33 ₹31.97

$0.38 ₹36.78

-13.16%

Onion (1kg)

$0.37 ₹35.32

$0.49 ₹47.11

-24.49%

Lettuce (1 head)

$0.43 ₹41.03

$0.61 ₹58.2

-29.51%

Water (1.5 liter bottle)

$0.31 ₹29.91

$0.30 ₹28.42

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$5.08 ₹487

-0.98%

Wine (Bottle)

$8.27 ₹794

$10.62 ₹1,019

-22.13%

Local Beer (0.5 liter bottle)

$2.03 ₹195

$2.20 ₹211

-7.73%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$3.07 ₹294

0.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$7.40 ₹710

-21.49%

One-way Ticket (Public Transport)

$0.20 ₹19.16

$0.51 ₹48.81

-60.78%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

$10.29 ₹987

-45.87%

Taxi Start (Normal Tariff)

$0.32 ₹30.87

$1.02 ₹98.3

-68.63%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.21

$0.27 ₹25.99

22.22%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$2.05 ₹197

-22.44%

Gasoline (1 liter)

$1.13 ₹109

$1.09 ₹105

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$14.8K ₹1.4M

7.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$23.9K ₹2.3M

-7.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,839

$44.58 ₹4,277

36.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$4.96 ₹476

-13.71%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹890

$8.03 ₹770

15.44%

Gym Membership (Monthly)

$26.11 ₹2,505

$28.42 ₹2,727

-8.13%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,240

$5.98 ₹574

116.05%

Cinema Ticket

$4.81 ₹462

$5.09 ₹488

-5.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$176 ₹16.9K

-32.70%

International Primary School, 1 Child (Yearly)

$4,909 ₹471.0K

$5,962 ₹572.0K

-17.65%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,373

$30.48 ₹2,924

15.32%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,763

$27.29 ₹2,618

43.75%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,540

$56.2 ₹5,393

2.72%

Men's Leather Business Shoes

$48.14 ₹4,618

$50.7 ₹4,867

-5.09%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$314 ₹30.1K

102.08%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.1K

$169 ₹16.2K

110.36%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.5K

$864 ₹82.9K

123.79%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.1K

$462 ₹44.3K

80.75%

Buy Apartment in City Center (m2)

$6,093 ₹584.5K

$2,865 ₹274.9K

112.64%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.2K

$1,670 ₹160.2K

48.05%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$806 ₹77.3K

-6.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

8.76

-4.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Gurgaon: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $635 in Mumbai (Bombay) and $314 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Mumbai (Bombay) vs $21.00 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $117 vs $124 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 35% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 7% lower in Gurgaon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $635 in Mumbai (Bombay) versus $314 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $21.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $783 per month in Mumbai (Bombay) versus $581 in Gurgaon – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $581 in Gurgaon versus $783 in Mumbai (Bombay), a $1,500 budget is realistic in Gurgaon but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 35% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.