Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon

For one person, living is cheaper in Gurgaon: $602 a month against $813 in Mumbai (Bombay), rent and utilities included – about $2,500 less a year. Higher rent and utilities in Mumbai (Bombay) outweigh lower spending on other living expenses.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
29

Cost of Living Index in Gurgaon
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Gurgaon Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Gurgaon

🇮🇳 India

$602

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Gurgaon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Gurgaon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $602 in Gurgaon.

Mumbai (Bombay) $813
Gurgaon $602

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $1,009 in Gurgaon.

Mumbai (Bombay) $1,352
Gurgaon $1,009

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $1,417 in Gurgaon.

Mumbai (Bombay) $1,891
Gurgaon $1,417

Living in Mumbai (Bombay) is roughly 35% more expensive than in Gurgaon, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Gurgaon 56% lower.

Meal at Budget Restaurant

$5.35 ₹508

$5.18 ₹492

3.28%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$20.72 ₹1,967

0.72%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$3.91 ₹372

4.35%

Cappuccino

$2.78 ₹264

$2.40 ₹228

15.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.47 ₹44.83

-14.89%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.15 ₹14.68

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.67 ₹254

-1.12%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.18 ₹302

33.65%

Milk (1 liter)

$0.74 ₹70.5

$0.69 ₹65.7

7.25%

White Bread (500g)

$0.54 ₹51.3

$0.51 ₹48.13

5.88%

Rice (white) (1kg)

$0.78 ₹74.1

$0.82 ₹77.8

-4.88%

Eggs

$1.00 ₹95.1

$1.15 ₹110

-13.04%

Local Cheese (1kg)

$5.61 ₹533

$4.92 ₹467

14.02%

Chicken Fillets (1kg)

$3.58 ₹340

Apples (1kg)

$2.17 ₹206

$2.21 ₹210

-1.81%

Banana (1kg)

$0.69 ₹65.8

$0.87 ₹82.8

-20.69%

Oranges (1kg)

$1.21 ₹114

$1.19 ₹113

1.68%

Tomato (1kg)

$0.49 ₹46.33

$0.56 ₹52.7

-12.50%

Potato (1kg)

$0.33 ₹31.71

$0.42 ₹39.86

-21.43%

Onion (1kg)

$0.37 ₹35.53

$0.46 ₹43.60

-19.57%

Lettuce (1 head)

$0.44 ₹41.79

$0.58 ₹54.9

-24.14%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.33 ₹31.74

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

Wine (Bottle)

$8.34 ₹792

$10.33 ₹981

-19.26%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$2.12 ₹201

-6.13%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$3.09 ₹293

0.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$7.11 ₹675

-15.47%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.50 ₹47.90

-60.00%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$10.48 ₹995

-34.16%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$1.19 ₹113

-73.95%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.25 ₹23.49

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$2.14 ₹203

-24.77%

Gasoline (1 liter)

$1.10 ₹105

$1.09 ₹104

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.9K ₹1.1M

30.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$23.4K ₹2.2M

-4.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$41.91 ₹3,979

47.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$4.97 ₹472

-9.05%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$7.89 ₹750

13.69%

Gym Membership (Monthly)

$37.11 ₹3,524

$44.46 ₹4,222

-16.53%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$6.04 ₹573

133.61%

Cinema Ticket

$5.01 ₹476

$5.15 ₹489

-2.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$164 ₹15.6K

-27.63%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$6,163 ₹585.2K

-19.71%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$31.05 ₹2,948

17.13%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$27.32 ₹2,594

41.69%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$56.3 ₹5,342

-2.72%

Men's Leather Business Shoes

$48.03 ₹4,561

$49.80 ₹4,728

-3.55%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$336 ₹31.9K

90.32%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$177 ₹16.8K

110.18%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$882 ₹83.7K

137.35%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$474 ₹45.0K

95.12%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$2,632 ₹249.9K

116.76%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$1,508 ₹143.2K

69.79%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$816 ₹77.5K

-7.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.76

-5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Gurgaon: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Gurgaon

$177 29.4% 52.4% $195

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Gurgaon

$122 20.3% 4.4% $5.2

Eating Out

Mumbai (Bombay)

$112 13.8%

Gurgaon

$104 17.3% 7.2% $8.1

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Gurgaon

$74 12.3% 7.5% $6

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Gurgaon

$55 9.1% 27.3% $21

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Gurgaon

$55 9.1% 16.2% $7.6

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Gurgaon

$15 2.5% 56.1% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $336 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Mumbai (Bombay) vs $21 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $117 vs $122 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Gurgaon

🕒 Local time

11:47 11:47 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

876,824

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

On the map

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Between locations

Mumbai (Bombay) Gurgaon 1,130 km ≈ 2 h nonstop flight

From you

Mumbai (Bombay)
Gurgaon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is about 26% cheaper overall, especially in eating out, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 7% lower in Mumbai (Bombay). That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $336 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $813 per month in Mumbai (Bombay) versus $602 in Gurgaon – Gurgaon is about 26% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Gurgaon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.