Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon Cost of Living Comparison Between Mumbai (Bombay) and Gurgaon

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $606 in Gurgaon.

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $1,021 in Gurgaon.

Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $1,436 in Gurgaon.

Living in Mumbai (Bombay) is roughly 29% more expensive than Gurgaon, driven mainly by Getting Around.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gurgaon 55% lower.

Meal at Budget Restaurant

$5.13 ₹488

$4.92 ₹468

4.27%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,126

$25.09 ₹2,386

-10.92%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$4.19 ₹399

11.93%

Cappuccino

$2.65 ₹252

$2.62 ₹249

1.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.56

$0.47 ₹44.37

Water (0.33 liter bottle)

$0.19 ₹18.19

$0.17 ₹16.55

11.76%

Local Beer (0.5 liter draught)

$2.28 ₹217

$2.39 ₹227

-4.60%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$3.44 ₹328

19.77%

Milk (1 liter)

$0.74 ₹70.2

$0.82 ₹77.7

-9.76%

White Bread (500g)

$0.52 ₹49.55

$0.63 ₹60.1

-17.46%

Rice (white) (1kg)

$0.84 ₹79.5

$1.14 ₹108

-26.32%

Eggs

$1.07 ₹102

$1.34 ₹128

-20.15%

Local Cheese (1kg)

$7.05 ₹671

$6.27 ₹596

12.44%

Chicken Fillets (1kg)

$3.93 ₹374

$3.85 ₹366

2.08%

Apples (1kg)

$2.34 ₹223

$2.32 ₹220

0.86%

Banana (1kg)

$0.77 ₹73.1

$0.90 ₹86.1

-14.44%

Oranges (1kg)

$1.31 ₹125

$1.13 ₹107

15.93%

Tomato (1kg)

$0.64 ₹60.6

$0.73 ₹69.7

-12.33%

Potato (1kg)

$0.53 ₹50.0

$0.48 ₹45.36

10.42%

Onion (1kg)

$0.63 ₹59.7

$0.66 ₹62.4

-4.55%

Lettuce (1 head)

$0.69 ₹65.7

$0.71 ₹67.1

-2.82%

Water (1.5 liter bottle)

$0.35 ₹33.47

$0.38 ₹36.32

-7.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$4.14 ₹394

0.48%

Wine (Bottle)

$8.59 ₹817

$11.47 ₹1,091

-25.11%

Local Beer (0.5 liter bottle)

$2.14 ₹203

$2.06 ₹196

3.88%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$2.50 ₹238

29.60%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

$9.18 ₹873

-21.35%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.57 ₹54.2

-57.89%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹450

$8.90 ₹847

-46.85%

Taxi Start (Normal Tariff)

$0.37 ₹34.92

$1.14 ₹108

-67.54%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.80

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.39 ₹132

2.88%

Gasoline (1 liter)

$1.22 ₹116

$1.13 ₹108

7.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$16.4K ₹1.6M

5.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$24.6K ₹2.3M

3.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,865

$51.7 ₹4,916

-1.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹478

$4.44 ₹422

13.29%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹823

$9.19 ₹874

-5.88%

Gym Membership (Monthly)

$22.99 ₹2,186

$27.38 ₹2,604

-16.03%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,125

$7.49 ₹712

57.94%

Cinema Ticket

$4.53 ₹431

$4.25 ₹405

6.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$160 ₹15.2K

-24.18%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.1K

$5,150 ₹489.8K

-34.84%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,776

$30.86 ₹2,935

-5.41%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,925

$30.51 ₹2,901

0.82%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,385

$59.5 ₹5,654

-4.74%

Men's Leather Business Shoes

$41.02 ₹3,901

$40.87 ₹3,887

0.37%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.1K

$272 ₹25.9K

155.27%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$173 ₹16.5K

101.99%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.1K

$802 ₹76.3K

121.63%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.4K

$469 ₹44.6K

77.86%

Buy Apartment in City Center (m2)

$6,331 ₹602.1K

$2,722 ₹258.9K

132.60%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.0K

$1,575 ₹149.7K

67.62%

Average Monthly Net Salary (After Tax)

$737 ₹70.1K

$776 ₹73.8K

-5.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.84

4.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Gurgaon: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $272 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Mumbai (Bombay) vs $25.00 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $130 vs $136 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in Eating Out, Monthly Utilities & Internet. The 29% gap adds up to real monthly savings that compound significantly over time.

On paper, Gurgaon earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Mumbai (Bombay) versus $272 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $25.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $781 per month in Mumbai (Bombay) versus $606 in Gurgaon – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

At $606 in Gurgaon versus $781 in Mumbai (Bombay), a $1,500 budget is realistic in Gurgaon but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 29% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.